Ingabe Ohulumeni Banalo Lonke zezimali isilinganiso - i Isikhombisi esibalulekile solvency yenkampani

Iningi amabhizinisi usasebenza ebhekene yokuthi kodwa iye yakha izikweletu ezithile ekweletwa credit izikhungo, abahlinzeki, uhulumeni kanye nezinye abadlali. Ingxenye lesi sikweletu eside, ngokuvamile ukubolekisa eside. Nokho, ngokuvamile kwakheka izikweletu yesikhashana, lapho le nkampani kumele asule esikhathini esizayo esiseduze. Kusobala ukuthi le nhlangano kumelwe abe izindlela ukwenza kanjalo, futhi kumelwe lizwakale ngokwanele. Ukuze ukuhlola isimo, okungukuthi, ukutholakala kanye nokwanela kwempahla ezithile ukuhlangabezana esiphuthumayo izikweletu ukulinganisela zezimali inkampani. Ngokuvamile, i-ukuhlaziywa ngokubala ezicini eziningana. Okuningi eduze sicabanga Coefficient of impahla ibe yimali eliphelele, futhi ngakolunye imigomo uzoyeka ngokuningiliziwe kancane.

Ingabe Ohulumeni Banalo Lonke zezimali isilinganiso ephawula elingakanani izikweletu i ibhizinisi imbozwe amafa uketshezi kakhulu esiphuthumayo. Ngamanye amazwi, lokhu inkomba ebonisa indlela nesibopho esiqinile ukuba abuyisele ngokushesha. Ngokuvamile, i-ratio zezimali kunqunywa quotient kwempahla uketshezi nezikweletu zamanje. Uma izinga zezimali isilinganiso ukukhipha impahla nje kuzoba khona ngokuphelele kuphela amafa ketshezi, bese ekugcineni sithola ngokuphelele zezimali isilinganiso.

Inani isici kule inkomba kungaba ngokuthi okunemibandela kakhulu. Iqiniso lokuthi amabhizinisi ezisebenza iminotho ithuthukiswe, kufanele amboze cishe ikota yebahlali izikweletu zayo ngezithukuthuku ukheshi iyatholakala futhi uketshezi ukutshalwa esifushane. Nokho, amafemu yasekhaya lesi sibalo awufiki cishe ohlale cishe 0.1.

Kufanele sigxile kulokho impahla likhona ukubala isilinganiso. Nge imali yonke into icacile, noma kunjalo bayoba ngokuphelele ketshezi. Njengoba for ukutshalwa kwezimali, akusiyo kuwumklamo ojwayelekile. Ngenxa yezizathu ezihlukahlukene, ukutshalwa kwezimali ezithile kungase kungabi ketshezi ngokuphelele, okusho ukuthi abakwazi zifakwe ekubalweni isilinganiso, njengoba inkampani ngeke bakwazi ukubuyela nabo izikweletu esiphuthumayo.

Lokhu isici sinokubaluleka okukhulu kakhulu esisebenzayo. Iqiniso ukuthi lebhokisi izikweletu zesikhathi esifishane nokuthi impahla, ngenxa yendlela lezi zibopho makamboze. Ngamanye amazwi, ukuntuleka imali ubufakazi ngqo kakhulu izinkinga solvency ibhizinisi. Ngaphezu kwalokho, amabhange amaningi acabangele isici of impahla ibe yimali ngokuphelele lapho enza isinqumo ngokuphathelene loan, kungase kube yinto ebalulekile enhlanganweni.

Uma ibhizinisi kukhona ukungabi impahla ibe yimali, kwakuyodingeka ube imali. Ngakho ngaphansi ukugqugquzela kwakusho ukugcwaliseka kwakhiwa amasheya. Yiqiniso, lokhu ngempela kakhulu, kodwa uma kufanele ababusebenzisayo, kungcono ukubala isilinganiso zezimali ekuhlanganiseni umphakathi ukuhambela ukulinganisa isabelo isikweletu zizokhokhelwa operation inikezwe.

Phawula futhi iqiniso lokuthi ukuhlaziywa zezimali ibalwa jikelele kakhulu futhi Lesisemkhatsini enamathela ukusebenza. Eyokuqala uchaza nezikweletu nokuvikeleka eside izimpahla zamanje, kanti eyesibili - amafa efanayo, kodwa kungafaki izinqolobane.

Akwanele nje ukubala ezinye okungu zezimali. Kuyadingeka ukuba ichaze zonke lezi izinkomba, futhi eminyakeni cishe ambalwa, bese sihlaziye Dynamics. Ngisho noma asezinsukwini ezingeni evamile, kodwa has a mkhuba omubi, kuba isikhathi sokuzindla ngezibusiso kuqiniswa of isimo sezimali.