Mbhoshongo zezimali

Namuhla emhlabeni kukhona lenqwaba izikhungo ezahlukene zezimali ethembisa ukuthi izimali zawo noma ukuthi "imivuzo" esikhathini esizayo, njengoba umthetho, okuningi kakhulu kunalokho ingatholakala ngosizo ebhange. Enye yalezi izakhiwo iyona kumasikhuphulane. Kwesinye isikhathi ibizwa ngokuthi utshalomali, kodwa akashintshi amaqiniso.

ERussia, i ban esisobala ku kokuqhuba umsebenzi onjalo alikho, nakuba S. Mavrodi ngesikhathi sakhe wenza konke ukuqinisekisa ukuthi ihlanganisani inkulumo ethi "mbhoshongo zezimali MMM" uyohlale ekhunjulwa abatshalizimali abaningi ukukhohliswa. Kukhona isisho esithi, "Umlando sisifundisa ukuthi lifundisa lutho." . Entsha mbhoshongo zezimali Mavrodi, yena ihlelwe 2011-2012, waluthola ngilangazelela ukufika inzuzo fast and fabulous, futhi kukhona namanje abantu abakholelwa ukuthi NN - ithuba eliyingqayizivele ikusasa yabo.

Kuyini kumasikhuphulane?

Zonke izinhlangano ezikhona yalolu hlobo uyilungu lelinye ezimbili:

• Ponzi isikimu
• multi-level mbhoshongo

uhlelo Ponzi uthola igama layo kusukela igama engumthengisi American Charles Ponzi, okwathi ran e-United States iphiramidi anjalo esikhathini 1920 ekuseni. Naphezu kweqiniso lokuthi amaqhinga anjalo kwakwaziwa kuze kube kulesi sikhathi, kuba kumasikhuphulane Charles Ponzi ngenxa iqhaza noma inani elikhulu labantu e-United States liye laduma ebanzi kakhulu.

Ukuthi isebenza kanjani ukuthi izithembiso umhleli kulabo abangabamba iqhaza ukutshala izimali iphrojekthi, ngesikhathi ethembisa "okuqinisekisiwe" nokubuyiselwa endaweni ephakeme kakhulu ngaphezu ngesikhathi esifushane. Abahlanganyeli akudingeki isidingo ukuheha abalingani ezintsha - bamane kudingeka ulinde isikhathi esithile. Ekuqaleni, lapho isibalo sabantu kuphrojekthi ezincane ezinjalo, umhleli okhokhela imali ekhukhwini lakhe siqu, bese iqhaza ngempela ubudala sebeqala ukutshala futhi, esakaza amahemuhemu mayelana inzuzo Amazing futhi inani labo abafisa ukwandisa. Njengoba nje ukugeleza abaqalayo iqala ukuba buthaka kakhulu, umhleli esabela yonke imali iphele. Ngokwalesi simiso, inkampani kanye imboni yabatshali-zimali MMM B.Medoffa lahlelwa.

Lokuhweba mbhoshongo isikimu iyehlukahluka kancane. Ngaphansi kwalesi sikhwama, lisha ngamunye kufanele okokuqala yenza imali yokungena. Lesi samba ngokushesha phakathi umuntu okumemile novice enjalo namalungu ngaphambili mbhoshongo, okuyinto wacelwa ukuba Usuvele umeme. Ngemva imali kokuqala kudingeka ukuheha abantu okungenani ngisho imfundamakhwela ezimbili futhi inqubo uyaqhubeka ezisezingeni omusha ngamunye. Ngokuhamba kwesikhathi, ezifana iphiramidi multi-level awe bhú phansi. Isizathu ulula: isakhiwo esinjalo kubalulekile ukuthi inani labamba iqhaza wakhula exponentially, okungukuthi, ngokushesha okukhulu. Ukuze 10-15 izinyathelo kuqala ngeke kwanele, ngisho isibalo sabantu ezweni lonke inani. Ngakho-ke, mayelana 80-90% wabahlanganyeli emva ukukhokhwa kwemali entry uhlala lutho.

Indlela ukuqaphela nombhoshongo ocijile?

With ukuthuthukiswa Inthanethi, bayanda kukhona ezihlukahlukene amaphrojekthi, ukunikela esheshayo futhi okuqinisekisiwe ukuze uthole ngesikhathi esifanayo cishe hhayi ukuchitha isikhathi sabo. Futhi kukhona abantu abakholelwa lezi zithembiso, uthumele imali ... bese ukunwaya amakhanda abo phezu kanjani ukubuyela kubo emuva. In ngamunye kithi, ekujuleni kukhona ingane efuna ukukholelwa ezimangalisweni, freebies kanye inzuzo. Ngakho-ke, njengoba kungekho ...

Ukuze awe lolo hhayi ukulahlekelwa imali yakho, udinga ukuhlola nephrojekthi unesithakazelo izinto ezintathu:

1. Musa athembisa ukuthi iphrojekthi isivuno omkhulu? Uma wathembisa engenayo nyanga zonke kumelwe abe ngaphezu kuka 30% kuba kuqubuka iphiramidi.

2. ukukhangisa Namandla nange-PR. Abahleli mbhoshongo njalo lokuqala ukufuna ukuheha abantu abaningi ngangokunokwenzeka.

3. Logon Kulula ngokuhlanganyela imali encane.

Izinhlelo zomasikhuphulane manje kakhulu, kukhona i isilinganiso kungekho isihlale iminyaka engaphezu kwemihlanu phansi futhi aphinde avele ngaphansi igama elisha noma endaweni ehlukile. Hola kubo Nokho, kungenzeka kuphela ngaphansi kombandela wokuthi wena lucky ukuba abe omunye wabahlanganyeli kuqala, kungakhathaliseki ukuthi ngokuvamile kwenziwa? Ngikholwa ukuthi kukhona, futhi ngethemba ukuthi uzovuma nami ngokuphelele.