Sibhedlela - a ... Iyini kabusha ebhange? Kuyini osebeni sibhedlela?

"KweNdle" futhi "sibhedlela" - amazwi ezibangela ukwesaba ebusweni abatshali bezimali abaningi, ikakhulukazi ngenkathi kunezinkinga zemali global. I kuhunyushwa "nokuvuselelwa" iphathwa njengendlela yokutakula. Uma thina sigcizelele definition kwamabhange, kungashiwo esichazwa ngokuthi ngcono zezimali nesikhungo. Sibhedlela - umuntu noma inhlangano ubani onomthwalo ukubuyiselwa ukusebenza esikhungweni. Ukuvuselelwa umsebenzi esikhungweni sezimali akuyona njalo, kodwa kuphela uma kukhona kungenzeka ukugwema ezikweletini, noma lapho inhlangano yezimali commercial libhekwa njengoba owawubalulekile endaweni ethize. Inqubo ayizwakali uma drawdown ku ebhange ibhalansi oluhambisana ukulinganisela kwakhe. Ukuphumelela isenzo kunqunywa Central Bank Commission.

Ingqikithi yalo inqubo nokuvuselelwa

Ingqikithi nokuvuselelwa Iwukubuyisela ukusebeza kahle ebhange futhi baphendukele lo sokwesulwa ilayisensi Central Bank. Banking Act sihlinzeka ngokuthi uma kwenzeka nobunzima ebhange omunye kasihlalo kufanele wazise mayelana ubunkimbinkimbi bamasheya. Masheya kakade sezilithathile isinqumo noma maqondana nokwenyuka dolobha lesikhungo credit ekhaya, noma ukuba amemezele ukungakwazi zezimali isicelo parallel kulungiswe. Ngokusho jikelele Agency Idiphozithi Umshwalense Isayev, yena Kwakuqabukela ukubhekana izenzo ezinjalo amabhange. Ezimweni eziningi, lapho umuntu enezinkinga ezihambisana zezimali le isikhungo sezezimali sika, uzifihle ngokucophelela.

Okwenza kulesi sibhedlela?

Njengoba sekushiwo, kulesi sibhedlela - ngumuntu noma inkampani unesibopho ukubuyiselwa ebhange, sibhekene nobunzima. Ngesikhathi esifanayo ukuvikela izithakazelo emabhange. Kahle kahle, emva kabusha of ibhizinisi zimali ngamunye kufanele ubuyele idiphozi yakho. Ngenhla inqubo ngokuvamile okusebenza hhayi kuphela ebhange-sibhedlela, kodwa futhi Central Bank kanye Idiphozithi Insurance Agency (Idiphozithi Insurance Agency). Ngu ukuthuthwa kwendle kwamaphutha emsebenzini zinqunywa, umuntu umiswe iziqondiso abanecala izinkinga yebhange. Olwenziwe a izikhungo olunzulu ngezimali ukuze amboze zonke izibopho zayo. izinzuzo ezithile zohlelo lokukhuculula indle kwabona sibhedlela. Ungakwazi ukuxoxa boleko Central Bank ngaphansi kwesilinganiso emangalisayo ongaphakeme.

Imisebenzi amamotheli futhi DIA

Inqubo nokuvuselelwa eRussia labetibambile DIA. Inqubo kungathatha ingxenye yasebhange kulesi sibhedlela. Lokhu isikhungo sezezimali (kuba izikhungo olukhudlwana, kuyinto onqenqemeni ucabanga), ngubani uzimisele ukuwuthatha ingxenye izibopho impahla lakamuva. Kungenjalo, bakhulise lizinga zezimali ingashintsha esebenzisa bakhangwa zimali. Lapho umthwalo isimo sezimali ebhange, on the esengozini ezikweletini, zithwalwe isikhungo sezezimali, sibhedlela, DIA angenela ekwakhekeni apharathasi esisha sokuphatha. Ngemva kokwenza lo msebenzi, umthwalo kuya Idiphozithi Insurance Agency iyasuswa. kabusha lwezezimali ayikwazi tinyanga ezingaphezu kuka-18. It kungenziwa enwetshiwe izinyanga eziyisithupha kuphela uma isinqumo zizokwenziwa ngu Tribunal arbitral. Central Bank inquma ozoba noma cha kulo ngokukhethekile uma kwendle. What do emabhange esikhathini nokuvulwa ebhange, ilula ukuqonda, njengoba izinsiza isikhungo sezezimali kanye ubambiswano, le nqubo ayiphazamiseki.

Yini zokwelashwa ziyatholakala wokwehla zezimali?

Ngokuhambisana nomthetho ukuvuselelwa - a eziyinkimbinkimbi izinyathelo, okumele ayinyuse zezimali asebhange, kanjalo kokuba lasinda kusuka ucabanga ukuze silondoloze ilayisensi. Sibhedlela ebhange - lena subject uyifeza ngcono isimo ezezimali nezomnotho okweletayo. Ngo parallel, nazo zonke izidingo abantu abakweletwayo ngezithukuthuku abolekise, ibhizinisi kabusha izikweletu kanye nokulingana, kukonke. Ivunyelwe ukushintsha isakhiwo senhlangano, zomthetho nokusebenza okweletayo. Izibalo uthi bankruptcies bayogcina benaso okuningi kakhulu. Uma ucabangela umbuzo ukuthi kusho ukuze kulungiswe kulesi sibhedlela, kufanele kusho ukuthi inqubo okokusebenza eqolo futhi kudinga isikhathi esiningi nomzamo omkhulu.

Yini ehlanganisiwe nomqondo nokuvuselelwa?

Ukususwa kwaleso sikhunta kwabiza - lena inqubo ebanzi kakhulu, phakathi kwesikhathi lapho imisebenzi lwenteke zezinhlobo ezahlukene. Ungakwazi ukuxoxa realigning imisebenzi kanye Ukuvalwa izinhlelo ezingenanzuzo. It wakhipha ukubambezeleka noma isivumelwano esisha kwi ingxenye izitolimende e buyiselo izikweletu. Mhlawumbe kukhona ngokwengxenye bhala-off izikweletu, ukuthi kuhlinzekwe isivumelwano global. Ngempela iqedwe Receivables kanye ayeba kwempahla ukwakha kabusha. Okusatshalalisiwe ukudayiswa olungaphelele amafa. -Zimali uma kwenzeka ezibuthezela imali, angenela khona ukuba inkokhelo yesikweletu. Uzoqala ikhambi izinkinga ngokuya ukuzibophezela yezimali. Lapho kabusha ibhange usedilize ungathola abasebenzi abangaqashiwe ngqo abahilelekile nokuvuselelwa uqobo.

Kungani kufanele ukusekelwa uhulumeni namabhange?

Lokuhlela Kabusha & abaLawula - akuyona nje engahambelani, kodwa futhi lomkhuba okuphambene. Uma ucabanga - Ukuvalwa ephelele yezezimali, okuyinto has a ephaketheni ngoba bonke abatshali-zimali kanye namakhasimende, umthwalo wokuvuselelwa Iwukubuyisela impilo ibhizinisi. Kwangaphandle isikhungo sezezimali ukusebenza format aliguquki. Uhulumeni waseRussia, kuhlanganise Central Bank, has izinzuzo zalo siqu ezindabeni kwendle. Ukusiza abahlanganyeli encane emakethe, ithuthukisa idumela izinhlelo zamabhange akuleli. Uma ibhange, ebanjwe lapho sibhekene nezimo ezinzima, ibaluleke kakhulu esifundeni, ucabanga zalo zingabasiza yini hit osomabhizinisi, futhi ngenxa yalokho, emnothweni lesifunda. Okwamanje, inqubo wenziwa eRussia kuphela izikhungo ezimbalwa ezinkulu zezimali ukuthi akuzona bemagange ikakhulukazi ukudlala indima zevangeli ngokuqondene izindleko ngemali okukhulu.

Ubunzima main

Sibhedlela ebhange - lena ebhange elikhulu nge zezimali okusezingeni eliphezulu, okuyinto ethatha ngebheyili inhlangano elinezinkathazo. Izinkinga kahle yokutakula lingama okuhlobene nezenzo ayilungile yi Governors eBhange. Kuphakathi kokuthi kufanele enzeni izinto ezingekho emthethweni, noma i-akhawunti yabo unezinto Lokudabuka ezingabazisayo. Yenza amafa ketshezi akwenzeki ngaso sonke isikhathi. Ngaphezu kwalokho, njengoba umkhuba imibukiso, ikhredithi enikeziwe ngaso sonke isikhathi esanele nokusizwa kwalabo abangaboni isikhungo sezezimali.

Yiziphi izinzuzo ibhange kulesi sibhedlela inqubo nokuvuselelwa?

Sibhedlela amabhange ukuqhuba ukuthuthwa kwendle kuphela izinto abafuna ukuziphishekela. Ukuba abashisekeli izikhungo elinezinkathazo zezimali, zamukela isibonakaliso ukuphathwa entsha kwempahla. Kufanele ishiwo ukukhanga esibhedlela amakhasimende. isimo samanje kubonisa ukuzethemba kusuka kuhulumeni, futhi ngenxa yalokho, edonsela zimali, kuphakamisa izinga yokuqiniseka isikhungo. I sibhedlela uye wajabulela ukusekelwa isimo njalo, kube nezinzuzo zako. Ngu banku- "umsindisi," ngesikhathi esifanayo futhi eziphoqelelwe izidingo esiqinile ingxenye abolekise nokugcwalisa izibopho zayo. Lokhu kuba nomphumela omuhle idumela isikhungo, okwandisa sokukwazi ukuncintisana ezingeni lamazwe yayo emakethe yasekhaya zezimali.