Investment ukuhlaziywa - indlela yokwenza izinqumo ibhizinisi ilungelo

Investment ukuhlaziywa - ucwaningo impahla ithuluzi utshalomali, okuyinto enquma ukuthi impahla efana nezidingo ezihlukile zimali ngamunye.

Investment ukuhlaziywa lihlanganisa ukuhlaziywa izinkomba agcwele nemithelela kungenzeka capital ukutshalwa kwezimali, kanye izici ukuthi nomthelela nekusebenta lezi zimali. Futhi, lapho ukuhlaziywa Kwenziwa amafomu kobungozi, imibandela kanye nezindlela ngezimali.

ukuhlaziywa utshalomali wenziwa ngezigaba eziningana:

1. Ukuhlanganiswa uhlu ukutshalwa kwezimali. Kulesi sigaba, zonke izinketho ezibhekwa utshalomali kuncike ibhekelelwe uma sitshala imali kungenzeka esikhundleni okwesikhathi imishini emisha futhi zesimanje.
2. Uhlaziyo okwalandela Kwenziwa ukwakha kwemali sezulu lekusasa. Kulokhu, ukuhlaziya utshalomali kufanele bacabangele kuphela labo notshwala imali ngenxa ukutshalwa lapho kulindeleke Ngaphawula ushintsho oluhle imali emva kwentela depositor. Akukona ukubhekana zonke izimali kanye nezindleko, lapho zihlala zinjalo, kokubili ngaphambi nangemva iphrojekthi. Zonke izimali ukunwetshwa inkampani kungaba kwenziwe evela emithonjeni elandelayo: siqu izimali, eqashisa ngamafulethi kanye loans. Notshwala umhlahlo imali esetshenziswa Izilawuli zangaphandle ezifana izintela (isib VAT, intela yemali engenayo), emali futhi ngesilinganiso CBR.
3. idatha Isibikezelo sokubalwa amazinga umgoqo ayidingeki nhlobo uma inkampani esebenza ezweni nesimo somnotho ezinzile, kubonakala ezingeni eliphansi lokwehla kwamandla emali kanye nokusimama kwalo mthetho. Kungenjalo, ukubala we umhlahlo kufanele zisekelwe izinkomba ezifana isilinganiso izindleko kwesamba dolobha, izinga lokwehla kwamandla emali futhi zonke izinhlobo izingozi zezimali.
4. Isibikezelo umsebenzi reinvestment Kwenziwa ngosizo indlela mkhuba extrapolation.
5. Lapho kubalwa net kwemali ngenxa kwenkathi ngayinye okwalandela, esimweni lapho sitshala imali izindlela siqu noma ezibolekiwe, kubalulekile ukwenza ekubalweni amortization.
6. Phakathi ukuhlaziya utshalomali kungcono ukusebenzisa ngezinga eliphezulu ngokuthembeka izinkomba (isithiyo izinga nezinga reinvestment). Kuphela kuleli cala, uchaza kahle impela inzuzo kanye nokwethulwa ngokuyiko kwezinhlelo izinkomba iphrojekthi efana MIRR. Kungenjalo - IRR. Uma ukubaluleka kuphela ukubheja isithiyo - kukhona isibalo DPI.
7. Ukuhlolwa izinga izinkomba ukutshalwa inikeza ukuhlaziya ukuzwela ngemibandela ethile yezinguquko izici abanethonya, ezifana zenzalo, izinga lokwehla kwamandla emali rate, iphrojekthi umjikeleto wemphilo, imvamisa imali. Lokhu kubalwa ziyonquma izingozi ezisemqoka izinqumo ezifanele utshalomali.
8. solvency futhi zezimali ukuhlaziywa ihlinzeka umhlahlo sasivumela esinokwethenjelwa kulo mkhakha womsebenzi inhlangano ibhizinisi.
9. Investment ukuhlaziya izici ngamunye isetshenziswa ngokuyinhloko ukunquma umthelela ezitshaliwe izinkomba main yomsebenzi wezomnotho kwaleso sifundvo lubuye kubhekwa esimeningcondvo lezi yizinkomba:

- ukuhlinzekela imikhiqizo eminye oyedwa ruble lekusisa;

- kungenzeka ukunciphisa izindleko imikhiqizo siphelile phezu ukutshalwa ruble;

- isikhathi payback we utshalomali kuphrojekthi izindleko kanye inzuzo.

Ukuhlaziya wokusebenza kwezimali e ekwenziweni kwamaphrojekthi utshalomali liyohlonza izikhundla ebalulekile ezomnotho ibhizinisi, kuyosisiza sithole izimbangela yenkinga futhi athathe elinye izinqumo ezinhle.