Ukubala of ukwehla

Njalo umuntu wemvelo noma womthetho enqubeni lokuhlangana umqondo ezifana ukwehla (ukudluliswa ngokwengxenye kwezimpahla ezikhiqizwa e ukubaluleka izimpahla fixed).

ukubala Damping kungase kwenziwe izindlela eziningana. Kulokhu, usayizi ukwehla ezibanjwayo kukhona ezibaluleke kakhulu: kulolu hlangothi, zihlanganisa izindleko wenkampani njengoba into izindleko, nakho kuthinta Imiphumela yezimali, ngakolunye uhlangothi, basuke kubhekwe njengoba omunye wemithombo eyinhloko sokukhokhaela kabusha kwezimali ezimpahleni ezingasuki phansi. Ngenxa yalokho, uhlelo ekhethiwe ukwehla kuthinta ukubaluleka izintela kanye kumiswa ngezimali zabo zezimali esikhathini ibhizinisi.

Izindlela kuhlaziywa ukwehla ezilungisiwe PBU. Ngaphansi kwaleli lungiselelo, lapho ukwehla accounting kungaba kwenziwe omunye inzuzo kakhulu inkampani ngokuma ezine ezihlongozwayo.

indlela eqondile

Ingqikithi yalo ndlela ukunquma ngayinye kwempahla fixed ukuphila zayo eziwusizo, futhi ukudluliswa olungaphelele izindleko zalo ngekuhamba ngalesi sikhathi. Okungukuthi ngoba yonyaka nasikhwama somphako ukwehla izindleko ifa esinqunyiwe lihlukaniswe by kwesikhathi yokusetshenziswa kwawo. Ukukhiqiza ukwehla ukubala ngale ndlela, kwenkathi ukusetshenziswa into, inkampani ichaza ngokwayo, ngaphandle ezimweni lapho mngcele eshiwo kumadokhumenti lobuchwepheshe.

Indlela ukunciphisa izindleko

ukwehla ibalwa okusekelwe ukubaluleka kwento, awasalayo ekuqaleni konyaka, futhi kusengaphambili ibalwa kusukela inkathi ukusetshenziswa ethize luhlobo ukwehla amazinga, kanye ogibele ratio ibhizinisi ukuthi akufanele bube ngaphezu kuka 3. Ngakho-ke, inani enkulu lizokhokhiswa ekuqaleni ukusetshenziswa fa encishiswayo. Lokhu kuyiqiniso wamafa ngokushesha ukuguga.

Bhala-off indlela yesikhwama main izindleko project Suma izinombolo zeminyaka yempilo yaso ewusizo

Lapho kubalwa amortization yaminyaka yonke le ndlela ibalwa kusukela isamba izindleko Ukuthwala ukuba Damping eyinhloko kanye isilinganiso seminyaka ahlale kuze kube sekupheleni impilo ewusizo into ukuze lonke inani iminyaka yokusetshenziswa siphethe lwento yehliswa.

yokukhiqiza indlela

Le ndlela has a esibophezelayo ngqo ivolumu ezivezwa izindlela avelele ukukhiqizwa. Ngakho, inani yaminyaka yonke ukwehla ungakwazi ukubala umkhiqizo langempela ukukhiqiza ivolumu ngonyaka, kanti futhi izinga ukukhiqizwa kwentengo. Bala izinga ukwehla kwentengo ukukhiqizwa kungaba sokuhlukanisa ncwadi ukubaluleka ukwehla kwentengo ezimpahleni ezingasuki phansi umthamo Imininingwane olulindelekile imikhiqizo ezivezwa lokhu kusho. Isetshenziselwa indlela yokukhiqiza kwempahla leqembu, okuyinto inquma isici ukuwohloka iyona nokuvama ukusetshenziswa yabo.

Kungakhathaliseki indlela, ukubala ukwehla kwentengo kwezimali ezimpahleni ezingasuki phansi, kufanele wenziwe ngosuku lokuqala lwenyanga emva inyanga nokuthuma sikhungo. Ngemva ukuqedwa into ohlwini lokukhansela encishiswayo noma ingqikithi incwadi ukubaluleka ukubala into, kusukela ngosuku lokuqala lwenyanga elandela inyanga ukuqaliswa omunye izimo ezimbili inqanyulwa.

Ukwehla kwentengo amacala phakathi nonyaka kufanele ekhokhwa njalo ngenyanga ngemali ukuthi ilingana 1/12 wezindleko zanqwabelana unyaka wonke. Khombisa nasikhwama somphako zihlolwe ezimali kumele kube esikhathini lapho ukuthi zihlobana debit akhawunti, unesibopho sokugcina izindleko zokukhiqiza (20, 23, 25-26, 29, 44, 91, 97) ku-akhawunti loan banesibopho lokulandisa ukwehla (02 ).