Ezibanjwayo Komphakathi ukuze elashwe, ngoba imfundo: imibhalo. ezibanjwayo Social intela etholakalayo ...

Umthetho kahulumeni enikeza izakhamuzi kungenzeka ukwanda ezinye nokulingana ngenxa ukuthola intela ezibanjwayo. Yiqiniso, leli lungelo asivelanga ufana nje - umuntu kumelwe libe yisizathu nomklamo walo. Yini abangayenza kube? Iyini inqubo yokuthola izinhlobo ezivamile ezibanjwayo - nomphakathi?

Kuyini we imali yentela?

Okokuqala, Sichaza apharathasi lomqondo ngokusebenzisa isihloko okukhulunywa ngakho. Uyini imali yentela? Limelela lemali lapho wentela unelungelo ukunciphisa ebhadelwa isabelomali - ne iholo noma ezinye engenayo noma bebuya isimo. izakhamuzi Russian abakhuthalele usebenzisa kokubili izikimu, njengoba ngamunye wabo kunezinzuzo zako siqu.

Izindlela ukuthola nokudoswa

Isilinganiso indlela sesibili silungiselela izinsalela - in a inani elimisiwe wabuya Ibhajethi, ingase ayethanda ngokombono ukuthi ezandleni sakhamuti ngesikhathi esifanayo inani elikhulu imali. Kodwa ngokuvamile indlela yokuqala imangalelwe - kusukela luvo izimali ezingenziwanga ezisohlwini ifomu yentela ngemali engenayo siqu isabelomali ingasetshenziswa izindleko zamanje, uma nje kungukuthi yehliswa ngenxa yokukhuphuka kwamanani ezimpahla.

Nokho, kufanele wayeqonda ukuthi akuyena wonke izinsalela ingatholakala yalezi zindlela. Umthetho wentela Russian unikeza uhla sasivumela ebanzi ezibanjwayo. Phakathi ethandwa kakhulu - nomphakathi. Ingxenye esemqoka okuyinto etholakala kuphela indlela yesibili - lapho ecela FTS ekupheleni konyaka intela.

Yini ethize ezibanjwayo nomphakathi?

ezibanjwayo Social - kuyinto isinxephezelo, okuzothathwa ibalwa ngesisekelo isakhamuzi izindleko ukuqeqeshwa, ukuphathwa, ngezimali kwezimpesheni, kanye esiza abantulayo. Ngokusobala, bayindlu sphere yezenhlalakahle ejwayelekile - kungakho igama kubhekwa intela izintandokazi.

Njengomthetho, ezibanjwayo yezenhlalakahle okunikeze ku izakhamuzi ekupheleni konyaka lapho nezindleko okubekhona ngesisekelo okuyinto kungenzeka ukuthola isinxephezelo ngaphansi komthetho. Inqubo yokuthola kubo akunzima kakhulu. Empeleni, konke okudingayo ukuze ukwenze nje ukunikeza Federal Tax Service endaweni sokubhalisa kwemibhalo edingekayo. Njengomthetho, kuba khona isimemezelo elihambisana 3-PIT, kanye imithombo, eqinisekisa ikhomishana kubiza imali yabakhokhintela.

Komphakathi intela ezibanjwayo ayatholakala ngokuvamile ngemali engekho ngaphezulu kuka-13% kusukela ruble 120 000. Kodwa zikhona umehluko wemisindo nemiqondo yamagama ukubala kwabo. Sifundela nemininingwane letsite isinxephezelo ezifanele.

Imali ebanjwayo izindleko zokwelashwa: ezicashile

Cabanga indlela ukuthola imali ebanjwayo yezenhlalakahle ukuze elashwe. Yiziphi izici zako ezisemqoka?

Ukuze ekwelapheni ebanjwayo yezenhlalakahle iyatholakala uma kusetshenziswa imali yabakhokhi bentela kukhokhelwe abezemisebenzi yosizo enzelwa yona mathupha, oshade naye, abazali, noma abantwana noma zingekho amadala kuka-18 edlule, noma uthenge izidakamizwa. Impilo luhlobo lapho ukwelashwa kwenzeke, kufanele ilayisensi. Uma kusetshenziswa imali yabakhokhi bentela engu-inkambo ezibizayo yokwelashwa - ngokuvumelana nenqubo kuchaziwe Isinqumo Uhulumeni - lemali nokudoswa izindleko ezifanele kuyoba okungenamkhawulo.

Lolu hlobo ukukhokha intela Ungaphinda uhlele isakhamuzi owenze izindleko ezihlobene ukuthenga izidakamizwa noma inkokhelo ngezinkonzo ngesikhathi isikhungo sokwelapha mathupha - ngaphandle kosizo umqashi noma isimo.

Njengoba siphawulile phezulu, ngoba nokudoswa umuntu udinga balungise amaphepha, i-main zazo kungenzeka kubhekwe ngesimemezelo uhambelana 3-PIT. Kungaba ugcwalise yayo noma ukuxhumana ejensi ezikhethekile iseluleko. Ithuluzi Ukugunda kakhulu imisebenzi enjalo izinhlelo ezikhethekile ukuthi ingalandwa kusukela inthanethi thematic.

Lowo Mbhalo wangonyaka we olandelayo, edingekayo ukuze bathole imali ebanjwayo nomphakathi - Isitifiketi 2-PIT. Lo mbhalo FNS kudingeka zibone ukubaluleka ubufakazi womuntu womnotho unyaka wentela odlule. Isitifiketi ngokuvamile olunikezwa umqashi - akudingeki kuphela ubheke ezimali aqine.

Futhi, ukuze bathole imali ebanjwayo yezenhlalakahle ukuze elashwe kwemibhalo edingekayo eqinisekisa ngezindleko yisakhamuzi. Lezi kungaba:

- isivumelwano nenhlangano yezokwelapha ukuhlinzekwa kwemisebenzi;

- ukusungulwa isitifiketi ukudluliselwa payment for services yezokwelapha;

- irisidi eqinisekisa ngezindleko yisakhamuzi;

- isitifiketi esikhishwe yi-isikhungo sezokwelapha futhi eqinisekisa isidingo ukuthenga izidakamizwa indoda.

Uma isakhamuzi ithola ebanjwayo for izindleko isihlobo ukwelashwa Federal Tax Service uzodinga futhi unikeze isiqinisekiso ubuhlobo isiguli. Ngesikhathi esifanayo, namarisidi kanye namanye amaphepha emvume zezimali kumele zithunyelwe intela ebusweni abakhokhi bentela, futhi kufanele inikezwe igama lakhe, uma uhlela ukuchitshiyelwa koHlelo lokuHlelwa idatha efanele.

Uma ukudoswa lokho kwenziwa ngesisekelo kwezokulapha ngoba LCA izindleko, uzodinga ikhophi yesivumelwano we LCA noma uhlobo ezifanele umshwalense, kanye namarisidi isinxephezelo inkampani yomshuwalense. Ezimweni eziningi, ibuye okudingekayo ukuletha FTS ngefomu kadokotela, okuzokwenziwa washaya yokuthi le dokhumenti ngoba FTS. Kungadingeka futhi imibhalo kokuqinisekisa sekukhokhelwa lokukhokha komunye oyedwa kwinhlangano yezokwelapha enikeza amasevisi ngaphakathi kohlaka LCA izinkontileka.

Ukuxhumana ne-Federal Tax Service

Uma wonke amadokhumenti ziqoqwa they akunakubangelwa Federal Tax Service lendawo sokubhalisa. Kumele kube khona isakhamuzi ugcwalise isicelo ebanjwayo - intela ngokushesha ukwenza kanjalo. Lowo Mbhalo wangonyaka we bubhaliwe akhawunti yasebhange lapho umuntu efisa ukuthola inani ebanjwayo. abasebenzi Agency Kumele uhlole imibhalo, futhi uma konke ukuze, thatha futhi anikeze isakhamuzi irisidi kokuthola yabo.

ezibanjwayo Komphakathi ukuze elashwe ngesimo imbuyiselo ku isitatimende wathi ngu ikhokhwe kungakapheli izinyanga 4 emva ukudluliswa kwemibhalo ukuze Federal Tax Service.

Indlela ukuthola imali ebanjwayo for yesikole?

Manje ukufunda indlela intela isinxephezelo zenziwa ngesisekelo izindleko womuntu yokuqeqeshwa ngokwayo noma oyisihlobo.

Ukunikeza imali ebanjwayo zenhlalo ukuqeqeshwa Kwenziwa, uma kusetshenziswa imali yabakhokhi bentela isidlulile Yiqiniso ukuqeqeshwa uqobo, noma ukhokhe nemfundo yezingane zabo, uma iminyaka yabo ingeqi 24 iminyaka, abafowabo, noma odadewabo. Isinxephezelo iyatholakala yonke inkathi cwaningo esikhungweni semfundo, i yonyaka wesabatha njengoba kuhlanganisa.

ebanjwayo Okubukwe ngeke kutholakale isakhamuzi, uma umthombo ngezimali umzali dolobha cwaningo yayisetshenziswa. Ngaphezu kwalokho, akunakwenzeka ukuthola isinxephezelo esanele uma isikhungo sakho semfundo inikeza amasevisi ayo ngaphandle kwelayisensi futhi uqhuba, isibonelo, yesikhathi esisodwa izingqungquthela, izinkulumo noma usebenzise ezinye izinhlobo ukuqeqeshwa, azihileli Ukukhishwa abafundi ama-diploma, izitifiketi nezinye izincwadi ezisemthethweni eqinisekisa ziqu cha.

Uma ubhalisa izinkokhelo elihambisana base yokuqala okudingeka yenziwe, njengoba kwaba njalo endabeni ka-isinxephezelo ukuze elashwe - ukuze balungise amaphepha. ebanjwayo Komphakathi ku ukuqeqeshwa, njengoba kwaba njalo endabeni langaphambilini, kufaka ukulungiswa isimemezelo elihambisana 3-PIT. Ngokufanayo, kudingeka uthathe accounting amafemu kuqashwa inkomba 2-PIT.

Ngemva - waqoqa iphakethe kwemibhalo eqinisekisa izindleko ukuqeqeshwa. Lezi kungaba:

- ikhophi yesivumelwano nenhlangano zemfundo;

- ikhophi yesivumelwano etshengisa ukuthi ukwanda izindleko izifundo, uma isikhungo washintsha amanani alo izakhamuzi ngenxa yemisebenzi ababeyenzile;

- ikhophi yelayisensi kwenhlangano uma idatha it is hhayi kubonakala inkontileka;

- uma kusetshenziswa imali yabakhokhi bentela ithola ebanjwayo for wengane imfundo, umfowabo noma udadewabo, khona-ke udinga ukunikeza isitifiketi esibeka ukuthi kuhlolwa kwenziwa mathupha;

- uma isakhamuzi ithola ebanjwayo for imfundo yengane, uzodinga kunike bufakazi bekutsi yentela yombuso Izikhungo lokuzalwa kwakhe;

- uma umuntu ithola isinxephezelo ngoba izifundo umfowabo noma udadewabo - isidingo imibhalo eqinisekisa nokuzwelana nabo.

Kukhona iqoqo imibhalo kumelwe unamathisele irisidi eqinisekisa ukukhokhelwa amasevisi lenhlangano zemfundo.

Ukuthola i-Social sokubuyiselwa imali yentela ngoba izifundo eyenziwa wonke ngendlela efanayo ephawula Umklamo isinxephezelo ukuze bayothola ukwelashwa. Udinga ukufaka imibhalo okuye eqoqwe, ne-IRS, ukuthola kusuka intela, bese ulinda kuze imali idluliselwe ku-akhawunti yasebhange, isitatimende wathi.

Imali ebanjwayo inkongozelo

Komphakathi intela ezibanjwayo nazo enikeziwe ngesisekelo izindleko yisakhamuzi ezinhlanganweni zosizo. Inqubo ngokwenza kwabo kukhona, ngokuvamile, elifana ephawula Umklamo ukukhokha intela ukwelashwa kanye ukuqeqeshwa. Kuyinto kudingekile ukulungisa isimemezelo 3-PIT, ireferensi 2-PIT, futhi waqoqa iphakethe kwemibhalo eqinisekisa izindleko. Lezi kungaba:

- irisidi eqinisekisa kuthengiselana (noma, isibonelo, ama-oda imali noma isitatimende se-akhawunti);

- izinkontileka for nokuhlinzekwa kosizo yesihle.

Ukuthola imali ebanjwayo yezenhlalakahle kuyafana kule ndaba odlule: kufanele baphathe imibhalo ne-IRS, ugcwalise isicelo, thatha irisidi bese ulinda kuze iziphathimandla zentela lizobuyekeza imibhalo futhi ukudlulisela imali ku nokudoswa kazwelonke wathi of akhawunti yamanje.

Imali esebenzile ngesisekelo okuyinto umuntu bangathola isinxephezelo zalolu hlobo, avame ukudluliswa oludlulele kwezimali kuma-akhawunti ye izikhungo yesayensi, kwezamasiko kanye nezemfundo, kanye nezikhungo zezokwelapha futhi usizo lomphakathi ukuze izakhamuzi. Lezi zinhlangano ingase futhi ibe sobala.

ezibanjwayo Social ingakhokhelwa ngesisekelo isakhamuzi izindleko bakha usizo ezemidlalo izikhungo zezimali, izinhlangano zenkolo. Inani eliphelele isinxephezelo okuhambisanayo akugcini ngumthetho, kodwa awukwazi ukudlula 25% imali ingqikithi isakhamuzi owayethatha kubo ngonyaka okuyiwona imibhalo zikhishwa ukuze Federal Tax Service.

Imali ebanjwayo ngeqhaza impesheni

Imali ebanjwayo ngesisekelo isakhamuzi izindleko ezihambisana kwaqedwa akhawunti umhlalaphansi okuqondene abazali bakhe, naye noma nezingane ezikhubazekile, futhi libhekisela emphakathini. Ilungelo isinxephezelo esanele kuphakama kusukela wentela oye wenza isivumelwano ne-Pension oyimfihlo noma inkampani yomshuwalense ezikhethekile.

senziwa kanjani uhlobo ezifanele imali yentela nomphakathi? Imibhalo ukuthi kumele uzilungiselele abakhokhi bentela sokubhalisa isinxephezelo, zenqane lezo ezilungiselelwe kule FTS yezinye ezibanjwayo nomphakathi - kumayelana ukumenyezelwa 3-PIT, futhi libhekisela 2-PIT.

Kodwa kukhona ethize:

- isivumelwano ne NPF;

- irisidi eqinisekisa ukudluliswa kweemali isakhamuzi NPF;

- uma kudingekile - imibhalo efakazela ubudlelwano phakathi abakhokhi bentela futhi abantu abanama-akhawunti yokonga impesheni, ezazigcwele indoda.

Kufanele kuqashelwe ukuthi ebanjwayo for iminikelo yempesheni - yodwa ingatholakala kwisikimu lokuqala ngesimo isamba elihambisana ubukhulu imali yentela siqu, ongenakwenziwa ezisohlwini isabelomali kwabasebenzi ngezizathu zomthetho.

Ukwenza ezibanjwayo eziningana: ezicashile

Ngingathola ebanjwayo nomphakathi izinhlobo eziningana? umthetho Russian awukuvimbeli ke. Kodwa kufanele sikhumbule ukuthi inani eliphezulu kwezindleko ngesisekelo okuyinto ingabalwa ebanjwayo yezenhlalakahle, ngokuvamile, ama-ruble ayizigidi 120 ngonyaka. Uma leli nani isiqediwe, ngomqondo ongokomfanekiso, ngokuthola isifundo isinxephezelo kazwelonke, bese uthola imali ebanjwayo for izindleko zokwelashwa, uzibophezele ngawo lowo nyaka, akakwazi.

Wenza okuhlukile kungenzeka ekukhokhweni ukwelashwa okubizayo. Ukuze isinxephezelo ezifanele, njengoba sibonile ngenhla, ayikho imikhawulo kule nomthetho we Russian Federation. Ngaphezu kwalokho, imithetho ekhethekile kunqunywa, njengoba sibonile ngenhla, inani ebanjwayo for abahluphekile. Kodwa kubalulekile ukuthi ukubaluleka iholo noma ezinye imali umuntu kwakwanele ukuba sisebenzise imali etholakalayo ye ebanjwayo.

Umuntu unelungelo lokuthola imbuyiselo yezenhlalakahle esifundazweni kungakapheli iminyaka 3 emva izindleko lapho kubalwa.

isifinyezo

ezibanjwayo Social - efunwa ngabakwa izakhamuzi Russian Federation ukusekela ngesilinganiso. Ukuze uthole it, umuntu kumelwe, kuqala, ukulungiselela imibhalo eqinisekisa isamba semali engenile kuyiphi intela ikhokhwe ngesilinganiso 13% - ukuthi FNS ukubuyiselwa kusukela isabelomali ngaphakathi kwemingcele for izinsalela amiswa ngumthetho. Okwesibili, isakhamuzi Kumele uqinisekise lesifanele izindleko izimisele - elihlobene ne ukukhokhelwa kwezinhlelo zokufundisa, wezokwelapha izindawo service, ukudlulisa imali kuma-akhawunti e SPF, noma ngothando. Kushiwo okulungiselelwe iqoqo kwemibhalo kufanele kube emnyangweni indawo ye-Federal Tax Service endaweni sokubhalisa. Ngesikhathi esifanayo ke kungenziwa kunoma iyiphi usuku ngonyaka olandelayo ukuthi lapho izindleko sabe sizibophelele, enika ilungelo isinxephezelo.