Ama-Akhawunti inzuzo Iyatholakala

izikweletu esifushane - lena Imfanelo esisemqoka womsebenzi ebhizinisi. Kaningi, amaklayenti unezinkinga khona imali eziwuketshezi nezimpahla kufanele bathengise ngesikweletu. Ngaphezu kwalokho, ngaphambi kokuba anikezwe isikweletu ngokuvamile uhlobo ibhonasi, okuvumela ukuheha abathengi.

Ngakho, ukuba khona ama-akhawunti atholakalayo ukuze inkampani ngempela evamile. Nokho, kufanele igcinwe ezingeni ukulawuleka, kungenjalo inkampani izonikeza credit khulula amakhasimende abo, kanye kutivela ngokheshi yabo. Yingakho value enkulu ngokwanele kuyinto inkomba ezifana akhawunti inzuzo Iyatholakala. ukuhlaziywa yakhe yembula ukuthi inkampani ngokukhipha loans commercial ukuhlukunyezwa, kanye izuzisa kangakanani yayo Inqubomgomo credit.

I inzuzo Receivables kunqunywa nje. Ukubala isilinganiso kudingekile ukwehlukana yokuthengisa ngama-akhawunti isilinganiso Iyatholakala ibhizinisi lakho ngoba ngonyaka. Le nkomba izokubonisa ukuthi iphesenti imali okufanele ngabe ukuza bill yakho yezimpahla zilethwe noma amasevisi elihunyushwe, eyakhishwa ngesimo ukuhweba wesikweletu amakhasimende ibhizinisi.

Incane kakhulu Receivables inzuzo kuyingozi ngenxa yezizathu ezimbili. Endaweni yokuqala, ngakho ahlukana ngalo dolobha yakhe siqu, inqubo eyayingase isetshenziswe nezinye izinjongo. Ungakhohlwa mayelana nesikhathi kwemali. Izimali ezingekho inzuzo, njengoba kwaba njalo endabeni ka-the lezimpahla credit, ubufakazi ukulahlekelwa inzuzo, ikakhulukazi uma akhawunti usayizi Iyatholakala likhulu. Ungase ukuzisebenzisa sokuthuthukisa ibhizinisi noma nje efakwa ebhange ngesikhathi isithakazelo.

Ngaphezu kwalokho, izimali simisiwe ngenxa Receivables lingasetshenziswa lapho kubhekiselwe yizinkampani izidingo zabo siqu. Esikhundleni inkampani efanayo ngezinye izikhathi ine ukuboleka, okusho ukuthi bakhokhe iphesenti esifanele izikhungo zezimali, okhombisa ngqo ukuthi inkampani Receivables ukulahlekelwa.

Ngaphezu kwalokho, ukuthengiswa kwezimpahla ngesikweletu imali igcwele ukulahlekelwa ngenxa izikweletu bhala-offs. izizathu ezahlukene kakhulu ucabanga ibhizinisi yokuhluleka zokucathula ukukhokha. Okufanayo izikweletu esicindezelekile esihlanganisa isihloko esithi "akhawunti ezinomlobi Iyatholakala", okuyinto zenzeka njalo bhala-offs. Yiqiniso, udumo ngaphezulu wena nika nokuthi isikhathi eside, aba maningi amathuba ukuthi awungeni hlola ikhasimende lakho bese ukunikeza credit inkampani ezingabazisayo.

Ngakho, kusobala ukuthi akhawunti inzuzo Iyatholakala kufanele lenziwe laba likhulu. Uma ungafuni ukulahlekelwa amakhasimende, isibopho abanelisekile ukukhokhela izimpahla noma amasevisi ngesikhathi esisodwa, ungafaka ubuncane zokuthenga lemali, ngezansi okuyinto loan ikhishwa. Ngaphandle kweqiniso lokuthi kwabathile wehlise inombolo Imininingwane abanamacala, nawe ukudala isisusa olwengeziwe ukuze amakhasimende wakho ngobuningi ukuthenga. Futhi, ungakhohlwa ukuthi abathengi abathenga encane nje, ngokuvamile eside amacala.

Ukwehla ama-akhawunti atholakalayo kungabuye kufezeke ngokunciphisa isikhathi esiphezulu ngoba elikhiphe credit ngokumelene izimpahla. Ngokuvamile, amakhasimende akhokhe ngosuku lokugcina, ngakho musa ukwenza noma yimuphi umuzwa ukuze ucacise isikhathi nokukhokhwa 1 kuya 6 izinyanga. Kwaze kwaphela izinyanga ezimbili iyobukeka kahle kakhulu. Futhi ungakhohlwa ukuthi kufanele ulandele ngokucophelela okweletayo ngamunye futhi ukusebenza ngayinye - kuphela ke ngeke ukwazi ukulondoloza isimo akhawunti yakho Iyatholakala ezingeni elilungile.