Yini esongela "khulula ezintantayo" ruble? Ngenxa yalokho Central Bank kwehlisa ruble ku "ukubhukuda khulula"?

Iqiniso lokuthi emnothweni Russian wawela ogibeni, cishe bonke ochwepheshe bathi kule minyaka yamuva. Kodwa lokho esongela iflothi khulula of the ruble? isakhamuzi abavamile Russian kungase kubonakale ukuthi izinkinga zezimali ezifana akazange ezihlobene, kodwa eqinisweni kuba abantu abavamile ezweni lethu, le nkinga ithinta kuqala.

Uyini "ukubhukuda khulula"?

Akumangalisi ukuthi namuhla, abatshalizimali nje kuphela kodwa futhi baseRussia abavamile ukukhuthalele asiqaphile isimo emakethe lwemali. Rouble uya ukuntanta ngokukhululekile, futhi kungaba cishe kusho ukuthi maduze nenqwaba yezinkinga zezimali avele iningi lezakhamuzi Russian. Iqiniso lokuthi lwemali kazwelonke bangaba engalawuliwe, yaziwa ngonyaka odlule. ochwepheshe kanye bezimali abaye bakusho kaningi ukuthi Central Bank (CB) ilungele ukuze uthathe leso sinyathelo. Kodwa uyini "ezintantayo khulula" nokuthi kungathinta impahla inhlalakahle kumuntu ovamile namuhla? Ngamagama alula, nesimo esifanayo okwenzeka emakethe lwemali, lapho isimo nje iyeke alawula izinga lwemali ukungenelela. Lokho, uhulumeni akenzi lutho, uma lwemali kazwelonke iqala ukuna. Rouble Ukunakekela khulula iflothi - ingozi umnotho isiRashiya, kodwa, ngokuvumelana abahlaziyi abaningi, nesimo esifanayo ithuthukiswe esikhathini esizayo esiseduze is ngenakugwemeka.

Izizathu kokuwa ruble

Ngenxa yalokho Central Bank kwehlisa ruble ukuntanta ngokukhululekile? Eqinisweni, kungase kube eziningi izizathu isinqumo esinjalo, kodwa esemqoka iwukuthi isilawuli ingasakwazi ukusekela lwemali kazwelonke ngokwezinga okudingeka senze ngalo. Njengoba yaziwa, Ruble ekupheleni 2014 ilahlekelwe ngokuphelele isikhundla salo. Ngenhlanhla, iningi labantu liye naso isikhathi sokulungiselela lokho kuyodingeka kabusha ukuzwa tetemnotfo. Kuyaphawuleka ukuthi ezweni lethu laba eMpumalanga zenzeka nge imvamisa olumangazayo, iningi lezakhamuzi Russian sesinomkhuba ushintsho olunjalo okungazelelwe emakethe yezimali. On ukuziphatha ruble kwaba nethonya eliphawulekayo isimo geopolitical emhlabeni, okuyinto kuphela kubiza wadla Russian eCrimea nokungqubuzana empumalanga ye-Ukraine. Unswinyo asetshenziswe ekuphenduleni lezi zenzo, babé mbangela eyinhloko crisis kulo nyaka. Futhi, ungakhohlwa yokuthi izwe lethu kubaluleke kakhulu intengo kawoyela, okuyinto zana ngonyaka odlule cishe kabili.

Kuzuza bani?

Kungani CBR kunciphisa exchange rate futhi ukuthi kusho ukuthini lokho? Kuyacaca ukuthi kulesi simo izindleko impahla kakhulu kulelizwe kuzokhulisa kakhulu, futhi konke nomthelela omubi kakhulu isimo sezimali isilinganiso isakhamuzi Russian. Yini esongela elihlanganisiwe ukubhukuda ruble abantu abavamile? Okungenani yokuthi ngisho ezibalulekile ezibizayo. Njengoba sazi ukuthi nesimo sezimali iningi baseRussia ngempela unenviable, kuthathwa ukuthi ukuwa kwezomnotho elilandelayo iyoba kubo inhlekelele langempela. Ngesikhathi esifanayo isimo ngokwayo ngokwanele inzuzo ukugcina ruble at the aphansi izimpawu kungenzeka. Wonke umuntu uyazi into ezifana ukuthekelisa. Njalo nje iRussia ithumela kwamanye amazwe amandla nezikhali, okuyiwona uthola, eqinisweni, omningi izimali zakwamanye amazwe, ngoba, njengoba siyazi namhlanje ukuhweba phakathi uthi ibalwa kumadola. It kuvela ukuthi ngesikhathi izakhamuzi ezivamile uzama ukufunda ukuphila okungekuhle exchange rate, isimo uhola kakhulu ukuthekelisa, ngoba izindleko zonke izinkampani kubalwa ezishibhile ruble Russian.

Yini esongela inkululeko ruble?

Yini engase yenzeke lwemali kazwelonke, uma namuhla yena engena khulula-ukubhukuda? Okokuqala Yiqiniso, emakethe Bayomane singalawuleki, okusho ukuthi waphinda kuyoba lenqwaba befisa abafuna ukwenza imali. Isimo lutho ingase ikhishwe, izigebengu nezakhamuzi nje ngeke nje ukuthola inkokhelo ephansi kodwa futhi nezinzuzo zezenhlalo, ezifana izimpesheni kanye nezinzuzo. Ngokubukeka, isibalo izinkokhelo, yebo, akukashintshi, kodwa ake imali amaRashiya angakwazi ukukhokhela ingasaphathwa. Lonke umnotho zombuso wethu kahle ngokwanele ukuthi kwenzekani nge lwemali kazwelonke, futhi abanikazi izinkampani ukuthekelisa cishe ukubuza umbuzo: "Yini esongela ruble ukuntanta ngokukhululekile, futhi yeka ukuthi lokhu kungase kuwuthinte labantu," ngokushesha uqale sokutakula yangaphakathi isimo umnotho, le ngokushesha buyaqina nohlobo lwemali kazwelonke hushazela njengoba abantu abavamile nje kwangqingetshe kodwa ukufunda ukuphila endaweni entsha. Njengoba esivamile ezweni lethu, akunjalo?

Ukuqala 2015. Kungani ruble ukuqiniswa?

Naphezu kweqiniso lokuthi ochwepheshe abaningi base beqiniseka ukuthi lwemali kazwelonke kuyoba ezingeni eliphansi okwesikhathi iminyaka embalwa, isimo sashintsha ngokuphelele njengoba kuqale unyaka ka-2015. I-ruble ifunda ngena esenyukele khulula-sibhukuda, ochwepheshe zibale, kodwa empeleni Kwatholakala ngokuhlukile kancane. Eqinisweni, lwemali kazwelonke Russia akakabi ukulungele ngokuzimela sikhule, futhi isizathu gxuma abukhali enjalo emafutheni isibe ezibizayo. Black Gold kancane ngempela laqala ukwenyuka ngo intengo, futhi lokhu kwaba isizathu esiyinhloko ukuthi zaqala ukuhluma futhi ruble yasekhaya. Kodwa lokhu akusho ukuthi lo uzoqhubeka esikhathini esizayo. Okwamanje, izazi ukuqinisekisa ukuthi ruble cishe esizimele namafutha, igolide elimnyama, esikhundleni salokho, kuyilapho sima iphuzu elithile. Lokhu kusho ukuthi ngenkathi isimo emakethe lwemali ngeke sizinzile kakhulu, kodwa isikhathi eside kangakanani-ke abantu okuyohlala njalo?

Yini okudingeka sigweme "ezintantayo khulula" ruble?

Ngaso leso sikhathi, yini esongela ruble ukuntanta ngokukhululekile, kakade kwenzeka ukunquma, kodwa uma ungakwazi ukugwema ke namuhla? Ochwepheshe batusa ukuthi abaseRussia ukungaxhamazeli hhayi ukuzama ekupheleni 2014, ukuthenga up yonke imali ye izimali zakwamanye amazwe. Konke kuyadingeka ukwenza State ukuze sigweme isimo esinjalo - iwukuba kujwayeleke zonke yizinkomba zezomnotho. Ngamazwi, kuzwakala elula ngokwanele, kodwa nekuwusebentisa empilweni nzima impela. Kuze ezinyangeni ezimbalwa ezedlule, abahlaziyi abaningi bakholelwa ukuthi ukuqedwa EU unswinyo kuzosiza usimamise Russia. Kodwa konke kwenzakala omubi kakhulu, futhi namuhla eRussia ithé enwetshiwe ilinganiselwe bebheke kwamanye amazwe aseYurophu. Konke lokhu kungenxa isimo esinzima kakhulu emakethe lwemali kanye ruble buthakathaka isikhundla, yebo. AmaRashiya kufanele uzilungiselele yokuthi ibhange central inamathele isikhundla saso sangaphambilini bese alinge ukuvumela iflothi ruble ngokukhululekile.

Yini zimali?

Abatshalizimali nazo manje baqonde ukuthi isongela iflothi khulula of the ruble, ngakho zama ngangokunokwenzeka ukuze ulungiselele lesi senzakalo. Professionals kakade ukuthumela imali yabo kule Amathrendi elihle kunawo zezimali, isibonelo, ochwepheshe batusa pay ukunakekela izimali ku ukuvikeleka kwamasheya ezinkampanini Russian esikhathini esizayo esiseduze uzoqala ukukhombisa umkhuba omuhle. Kodwa zomculo ezifana zezimali njengoba idiphozi utshalomali noma idiphozi kwamatayitela, ukusiza abatshali bezimali hhayi kuphela ukuze uthole, kodwa ungachithi isikhathi ngabaphathi babo befa. Nokho, kuyafaneleka ukuthi umsebenzi nge izibambiso kudinga amakhono athile kanye nolwazi. Ngakho-ke, akukho umonakalo Wabasaqalayo ngeke ufune usizo kusuka izinkampani yokuphatha noma makudle mutual funds. Muva nje, kuyajabulisa ukubona kanye izinsimbi eziyigugu emakethe. Okuwukuphela kwendawo lapho namuhla kuyingozi futhi ezingenanzuzo ukugcina imali yabo - kuba amabhange ukuthi kukhona ngemuva ukwehlisa izinga ukhiye lula phezu kwamehlo ukulahlekelwa sikhalo sabo. Phela, zifakwe ebhange kwasekuqaleni ukuba bazizwe ukuthi yini esongela iflothi khulula of the ruble.

Kuzokwenzekani kuma-ruble e 2015-2016,

Nakuba ochwepheshe ekujaheni ukuphetha kuzokwenzekani ne ruble Russian kule minyaka embalwa ezayo. Isimo ngempela cishe ezingalindelekile, ngoba kukhona izinto eziningi kakhulu ukuthi sizothinta umnotho wezwe lakithi. Okubaluleke kakhulu, kanye zimali, izigebengu nezakhamuzi nje Russian kahle yini esongela iflothi khulula of the ruble, ngakho sebevele umatasa ubeka ukuthi kungenzeka yini ukuthi ube isisulu kokuwa komnotho. I abahlaziyi ikakhulukazi bagcizelela ukubaluleka isimo geopolitical kanye nenhlekelele emakethe zegolide abamnyama. Kuzokwenzekani kuma-ruble, uma Central Bank wasiqashisa ukuntanta ngokukhululekile? ERussia uzoqala futhi nesimo esibucayi kakhulu kwezomnotho, okuyinto yadonsa iminyaka eminingi. Kunoma ikuphi, balindele ukuthi ruble uzoshesha ukubuyisela isikhundla salo, izakhamuzi zezwe lethu akudingeki.