UMthetho kuBatsatsi Amalungelo: Ukucela

Isikhathi esining impela, ezivumelwaneni equkethe izimo eqinisekisa ukusebenza esiphezulu counterparties. Phakathi kwabo kukhona izinyathelo ezehlukene ukuqinisekisa ukuthi kungenzeka ukuba unilaterally baphule isivumelwano nokunye. Nokho, izinhlangano yebhizinisi ezikhokhiswayo lincishisiwe futhi kulinganiselwe. Ngaphezu kwalokho, inzuzo ukuze abazokhokha kakhulu, ukwanda yokuthengisa umthamo nabathengisi bazame ukuphoqelela amasevisi angeziwe. ukuqaliswa yabo senzeka ngezindlela ezahlukene. Ngokwesibonelo, ukunqunywa amasevisi eyengeziwe eyenziwa ngaphakathi inkontileka enkulu. Abanye abathengisi ukubeka phambili isimo ngaphansi lapho Kusayinwa isivumelwano kuphela endabeni ekuphetheni izivumelwano zama-ahlobene. . Cabangela eminye ukuthi umthetho uthi mayelana ukuncenga.

inkululeko yesivumelwano

Lomgomo sinika iziqondiso. Enza ngaphakathi accordance nga it, xhuma nabathengisi ukuthola amasevisi iklayenti core ngokusebenzisa yokufuna abanye, ngaphezulu. Kwezinye izimo, izinhlangano yebhizinisi kudingeka ukhokhe imali, okwedlula inkontileka. Ngokwesibonelo, kungenzeka ukukhokha inzalo kuvulwa nokunakekelwa akhawunti loan, sokukhokhwa ekuseni imalimboleko nokunye. Konke lokhu - ukunqunywa amasevisi angeziwe. imigomo ehlobene asethwe by nabathengisi unilaterally ilungiswe amafomu ejwayelekile. Amakhasimende kungaba ukungena ezivumelwaneni ezinjalo kuphela yokuxhuma nezinsizakalo jikelele. Lokhu kakhulu kukhawulela nenkululeko inkontileka, njengoba akufaki kungenzeka counterparties ukubamba iqhaza ekudalweni futhi ukusungulwa kwezimo esasibhekene nazo.

Ukuvikelwa Umthengi

ставит клиентов в невыгодное положение. Ukucela ubeka amakhasimende abaphumeleli. Umthengi iba party buthaka ebudlelwaneni. Ngakho, isidingo sokuvikelwa enkulu isimo. Lokhu, kudinga komkhawulo inkululeko inkontileka elinye iqembu. Lapho uthenga amasevisi, izimpahla, isebenza ukuze kuhlangatshezwane nezidingo zasekhaya, umthengi abonise ilungelo layo, ngokulandela amalungiselelo Code Civil. Ngaphezu kwalokho, iziqinisekiso isungule FZ №2300-1. Yini umthetho ngamalungelo abathengi? рассматривается в ст. Ukucela kubhekwa art. 16. Kuthiwa lo imigomo yesivumelwano okuyinto aphula izithakazelo umthengi, uma iqhathaniswa nayo imithetho ebekwe umthetho, kukhona uyize. Ukulahlekelwa ezaholela ukunqunywa inkonzo, Isigaba 16 kudinga umdayisi (obhekele, umkhiqizi) olungaba isinxephezelo ngokugcwele.

enqabelo

за плату, возложение на клиента обязанностей, не предусмотренные нормами. Akuvunyelwe ukuba abeke imali for the service ukuze ikhasimende, nokubeka yemfanelo iklayenti engamboziwe imithetho. Akuvunyelwe isimo ukuthengwa umkhiqizo owodwa athenge omunye. Konke lokhu - nokwephulwa kwamalungelo abathengi. , кроме прочего, может осуществляться и в период гарантийного срока. Ukucela, phakathi kwezinye izinto, kungaba kwenziwe ngalesi sikhathi sewaranti. izenzo normative kungavunyelwe ukuxhumanisa ukwaneliseka kwezimangalo ikhasimende ezithunyelwe kohlaka nezikhathi inkonzo, izimo akuhlobene yokulimala izimpahla. Ngokuvamile, iziqinisekiso ilungiselelwe ukuze umthengi kufanele zisebenza kuphela inkampani ethile, noma uzobe inkonzo kunqatshelwe. Umdayisi akuvunyelwe ukuba afeze umsebenzi owengeziwe ukuze sihlinzeke izinhlelo ngenkokhelo ngaphandle kwemvume iklayenti. Umthengi ungenqaba ubakhokhela. Uma inani lemali isivele esikhokhelwayo, it is nelungelo lokubiza imali.

umthwalo

Yikuphi okusongelayo ukuphoqelela isevisi? " указывает на возможность привлечения нарушителей норм к ответственности. Umthetho "Ngo Ukuvikelwa Consumer Rights" kubonisa nokuthi singakwazi ukwenza abenzi bokubi ukuba ubulungisa kwezinkambiso. Ikakhulukazi, ubonelela unswinyo zokuphatha. Ukufakwa phakathi kwesivumelwano kwezimiso ezephula izithakazelo umthengi, inhlawulo isethwe. Kuyinto ayizinkulungwane 1-2. P. ngoba osomabhizinisi, nezinkulungwane 10-20. p. - for nezinhlangano ezingokomthetho. Izinhlinzeko ezifanele eziqukethwe Art. 14.8 kweKhodi Administrative.

Imibandela

, покупатель может привлечь к административному наказанию нарушителя в течение года с даты совершения нарушения. Uma sekube ukuncenga, umthengi kungaletha i isigwebo zokuphatha lowo okonile ungakapheli unyaka ukusukela ngosuku ukuhlukumeza. Ilungiselelo efanele kuleli Article samanje. 4.5 CAO (ch. 1). нельзя считать длящимся нарушением. Ukucela ayikwazi kubhekwa njengecala elingathí kokuqhubeka. Kuyaqapheleka igcwaliswe ngesikhathi sesiphelo sesimiso sivumelwano, equkethe izimo kungamukeleki. Uma kwenzeka embule lonke iqiniso yokuphula umthetho we-kokuthandwayo ikhasimende angaya enkantolo. Kumele kukhunjulwe ukuthi izidingo, inani okuyinto esingaphansi 1 mln. Hlikihla., Aint intela. Ngaphezu kwalokho, umthengi kungaba isicelo ophikweni olunamandla sendawo Rospotrebnadzor.

yasebhange umkhuba

было очень распространено. Esanda kutholakala emkhakheni wesikweletu ukuncenga kwakuvamile kakhulu. Ikakhulukazi, izakhamuzi asebethathe loan, ingakwazi ukuyikhokhela esikweletini ekuseni ngaphandle kokukhokha okubizwa ngokuthi "kuhle". Ngaphezu kwalokho, inzalo engeziwe enqwabelene sesondlo akhawunti. Okwamanje, nezivumelwano zezikweletu angaphansi basayine isivumelwano umshwalense. ? Can sicabangela lokhu njengendlela ukuncenga? Kuyaphawuleka ukuthi imicabango yabantu izazi 'on the subject kuhluke.

I inadmissibility sesiphelo sesimiso inkontileka umshwalense

Ochwepheshe zinombono ukuthi basayine isivumelwano olwengeziwe ukuze loan, kwephule amalungelo abathengi, sengichaza yakhe kanje. izenzo normative ukunikeza umshwalense ayimpoqo kanye yokuzithandela. Kulokhu-ke eyokuqala kuvunyelwe kuphela esungulwe amacala umthetho. Ukubuyisela imali izibopho ungase unikezwe ngesibopho esithile, isigwebo, isibambiso kanye nezinye izindlela. Lesi sakamuva, Nokho, akusho ukuthi kungenzeka kuhlanganise ohlwini ngenhla yesivumelwano umshwalense. Kwezinye izimo ngqo ukusungula ukuvinjelwa ke. Ikakhulu, i-Omsk enkantolo yesifunda kwelinye izincazelo zayo sigqoke inadmissibility sesiphelo sesimiso esibophezelayo yesivumelwano sesikweletu ukusayina inkontileka umshwalense, liqine kwesokudla inhlangano yasebhange zonke ukuthi zifune ukuqondiswa wokuhlengwa ekuseni ezikweletini kanye izinkokhelo isithakazelo futhi foreclose ku impahla eyisibambiso njengoba eseduze non-ekugcwalisekeni yiklayenti kwezimiso concomitant . A isikhundla esifanayo olwabiwa Federal Antimonopoly Izikhungo yasesiFundeni Central. INkantolo uveza ukuthi, uma isibopho iklayenti ukuze ukuthathelwa umshuwalense lokuphila eyasungulwa umthetho, ukufaka isimo okuhambisanayo nesivumelwano sokubolekwa akunakwenzeka.

Omunye umbono

ochwepheshe eziningana eveziwe iinthombe izimo ezingeziwe yomshuwalense inkontileka Ikhredithi evumelekile. Imali eyinhloko okweletayo wenza emholweni wakhe. Thola-ke, ngesikhathi, sihlobene ngokuqondile namaphuzu isimo sakhe sempilo. yasebhange umshwalense ingozi, ngokulandelana, ngenxa sokukhokhwa eseduze loan. Lo mbono wavezwa omunye isinqumo sikhalo Petersburg seNkantolo Yedolobha. Admissibility ufakwe nesivumelwano sokubolekwa yomshuwalense okuyimpoqo is ngokucacile kuhlinzekwe imiyalelo yokusebenzisa Central Bank. Ngo inqubo kuhlaziywa udumo yasebhange inhlangano kufanele inake izinkokhelo okweletayo ukuze besithathu. Lezi zihlanganisa, phakathi kokunye, balandise futhi umshuwalense.

ngaphezu kwalokho

Izingxabano futhi kuphakama mayelana nezimfuno yasebhange ukungena inkontileka umshwalense nge inhlangano ethile. Kungenjalo, mali izosiza ukwenqatshwa. Izimpikiswano ukuthi le mfuneko wephula ilungelo lomthengi ukuba nenkululeko yokuzikhethela amaqembu isivumelwano futhi kuholele anda izindleko isamba ukuhlanganisa uxhumano nomsebenzisi ukuthengwa umkhiqizo owodwa ukuthengwa omunye, izinkantolo bayibheke. Chaza lokho abakutholile kanje Ngokwesibonelo. Ukuze isiqunto sokunikela loan ebhange kumele qiniseka ukuthi uma kwenzeka isenzakalo kwesamba inhlangano uzokwazi isinxephezelo nokulahlekelwa. Uma kungenjalo, khona-ke isakhiwo credit awukwazi ukubona ehluphayo kuvikelwe. Banking inhlangano unesithakazelo ukuthi okweletayo usungaphansi komshuwalense e solvency yenkampani.

izincazelo

I FAS Ural District waveza ukuthi lento kadokotela. Februwari 16 sihloko FZ №2300-1 osebenza izimo lapho mkhiqizo kuthengiswa ngumuntu oyedwa. Ngakho, iinthombe izimo zomshuwalense saziso engamboziwe kokuvinjelwa. Ngo izinqumo yamuva nje kwavezwa ukuthi mthetho ebhange kakhulu kuvimbela amalungelo umthengi, ukubeka ekusetshenzisweni kwazo kuncike izenzo besithathu. amasevisi ezimbili - umshwalense kanye credit - esizimele nomunye, futhi ukunqunywa yabo akuvumelekile. Iqiniso lokuthi ikhasimende angena esivumelwaneni abantu ababili ukuze ivumelane izidingo zomthetho we zomthetho akunandaba. isihloko engalandeli kusuka okuqukethwe 16 ukuthi akunjalo zisebenza izimo lapho amasevisi eyengeziwe zinikezwa ngumuntu wesithathu ongenazo maqondana inkontileka enkulu.

izimo ezikhethekile

Kungenjalo isimo ebonwe esimweni lapho umthengi waba nethuba ukuhlela nesivumelwano sokubolekwa imali ngaphandle kokufaka ku inkontileka umshwalense. Iphephandaba le-KaHulumeni e n. 8 ibonisa ukuthi lesi simo kwamukelekile. Ngo isibonelo esinikezwe kuyi idokhumenti, nge loan ebhange wawuqondiswa imithetho akhiwa kuye. Ngokusho kwabo, yomshuwalense kwahlanganiswa uhlu zokunciphisa ingozi loan okuzenzakalelayo. Nokho, imithetho ukuvimbela ukuhlinzekwa ngesikweletu, futhi ukungabi khona isivumelwano izibambiso. Nokho, kulesi simo-ke usetha inani eliphakeme. IBhangengodla ukufakazela ukuthi umehluko phakathi amazinga akuyona olubandlululayo. Ngaphezu kwalokho, isinqumo lesikhungo credit lokunikeza imali akuxhomekile kwemvume iklayenti ukuthathelwa umshuwalense wokuphila kwakhe esivuna ibhange. Nesivumelwano sokubolekwa khona nasemhlanganweni isimo ukuthi izikweletu kuyehla inani isinxephezelo, phezu okuvela yengozi. Wena waqinisekisa ukuthi umehluko phakathi amazinga okudlulisela ayengaphansi ngempela kunengqondo. Ikhasimende isicelo ukukhetha loan nge rate engezansi ekhethiwe, kodwa imfuneko yomshuwalense. Ngemva kokuhlola amaqiniso, leli Yaphetha ngokuthi kwakungekho ukunqunywa amasevisi.

ukubuyiswa kwemali Early imalimboleko

Njengoba umkhuba wokubekela "izinhlawulo" ephakeme ukuze kwazo zonke izikweletu ngaphambi kosuku target asho, esake sisakazwe. Okwamanje, kuyehla kube lutho. izenzo normative komnikazi okubhekene uvunyelwe yiklayenti kusengaphambili, ngaphandle uma kuhlinzekwe umthetho noma ulandela kusuka ngokuyisisekelo inkontileka. Lokhu kubhekwa art. 810 we Code Civil. Umthetho ubeka nokuqaliswa kwalo kuphela imvume ye Ngemali Yezakhiwo, ukungahlanganyeli nabantu isidingo akhokhe ikhomishana. Ngokusho Art. 393 we Code Civil, impahla okweletayo sika kungenzeka ukuthi abeke izinhlawulo uma non-ekugcwalisekeni noma ekugcwalisekeni engafanele nezivumelwano, okungukuthi, ngokuzenzakalela. isihloko isenzo, i ekuseni buyiselo kwesibopho ufa yesivumelwano azisebenzi. Ngakho, abazi kuhilelani imiphumela ngesimo okuvela ayemkweleta ilungelo ukufuna ezengeziwe impahla izimangalo neembopho okweletayo ukuze asuthe.