Moscow Social Card. Kanjani ukuze uthole eMoscow Social Card? Ubuqiniso ikhadi Muscovite nomphakathi

ikhadi Muscovite yezenhlalakahle yasungulelwa ukwenza ukuphila kube lula futhi sithuthukise izinga yayo izakhamizi inhlokodolobha sika, abathembela ezihlukahlukene izinzuzo. Kubonakala sengathi i-amakhadi evamile yasebhange plastic futhi, isimiso, inomsebenzi efanayo. Umehluko omkhulu - kuba siqu, futhi yakhelwe kulabo zifaneleke nezinzuzo zezenhlalo. Ngaphezu kwalokho, SCM kuyisihluthulelo siqu electronic, esinikela ngolwazi izinzuzo ezinikezwe ngumnikazi ekhadini.

Ekuqaleni, ukwethulwa SCM evivinywa inezindawo ezintathu ezingabalwa njenge-dolobha. namazinga afanele, imiqondo ayevumelana zenzelwe. Ukuhlolwa kwakubhekwa njengesibusiso impumelelo, futhi njengoba kwakucatshangwa ukuthi ukuphela 2001 waqala ukuba lusebenze kulo lonke idolobha. Kufanele ukuthi inhloso oyinhloko ethula Muscovite ikhadi nomphakathi isilinganiselo sokuqala ukwakha uhlu eqondile kakhulu bonke abantu, ngubani owabeka itshe izinzuzo ngaphakathi eMoscow. Futhi uma ubheka phambili esikhathini esizayo, ukholwa impumelelo isipiliyoni yaqala ngo 2001, kulindeleke ukuba sandise kulolu hlu ukuze lonke elaseRussia.

izinhlobo SCM

Moscow Social Ikhadi e umehluko oyinhloko e izinzuzo ihlukaniswe ezimbili izinhlobo. Omunye inikeza ukusetshenziswa khulula izithuthi zomphakathi, okubandakanya tram, ngesitimela, Sibona bese ibhasi. Minibuses, yebo, itekisi ukuze isigaba khulula akubandakanyi. Uhlobo SCM bezoplatnoy kwesokudla indlela yesibili akukuniki kwezokuthutha ezisemadolobheni.

kudlule mahhala

Ukuze Muscovite ikhadi nezenhlalakahle Uhlobo lokuqala? Kuyenzeka izakhamizi inhlokodolobha sika abake wathembela lelo lungelo, abantu ie abanokukhubazeka (kuhlanganise nezingane ezincane abanokukhubazeka); izingane ezinabazali lapho zabo ezingaphezu kwezintathu (ie inzalo ka imindeni enezingane eziningi), kanye nomunye wabazali bazo; futhi umama nobaba wengane ekhubazekile (ngaphambi kokubulawa kuka-18 wakhe); izintandane, futhi 18, nezingane ngaphandle ukunakekelwa zomzali nobudala obufanayo.

SCM zinhlobo yesibili

Moscow Social Card, okuyinto alinikezelwanga ndima khulula, sinikezwe labo abayobe wabeka inkokhelo yesikhathi esisodwa endabeni yokuzalwa izingane aphume isabelomali edolobheni, kuhlanganise, uma ezintathu ozalwa. Ikhadi efanayo uzonikezwa uma womkhaya osemncane babelwe nesabelo ezengeziwe. ikhadi Muscovite yezenhlalakahle kwabesifazane abakhulelwe, futhi, kungokwalabo uhlobo SCM yesibili. Ukuze uthole it, umama okhulelwe kufanele zibhaliswe kunoma yiziphi umtholampilo eMoscow ngasekuqaleni kwenyanga emihlanu eside yokuthi ukhulelwe kanjani.

amalungelo isibonelelo

Okokuqala, nge SCM, ungathola isaphulelo ezitolo, kuhileleke nezinye izinkinga okuyinto kulolu hlelo. Kuphela kubalulekile ukwethula ikhadi ngaphambi kokukhokha. Izinhlu eziningi zalezo zinhlangano zingafundwa ekulungiseleleni SCM.

Uma ubhala isicelo RUSZN wabeka nemixhaso, izinkokhelo uzobe zafundiswa Muscovite ikhadi lakho - kwabaningi kuba elula kakhulu. Kungenzeka nje ukubeka imali kwi SCM - igatsha eliseduze we Bank of eMoscow nge passport nekhadi uzokwenza lo msebenzi. Futhi uma wena wakwenza phambi ezinhlanu kusihlwa, ungasebenzisa imali njengamanje. Uma kamuva - kuzodingeka silinde kuze kube ngakusasa.

Uma okungenani ngezinye izikhathi usebenzisa mgwaqo amadokodo efonini SCM yakho nawo amandla, ungakwazi esikhundleni ukusebenzisa imali uma kushayelwa ikhadi. Vele sinake ukuthi kukhona akhethiwe idokodo ipuleti elikhonza Payphone credit card.

abanikazi ikhadi Adult Muscovite ungathola loan yesikhashana. I mkhawulo strip ubudala - iminyaka engu-70. Kuyaphawuleka ukuthi "engenhla" wobudala uboleka emabhange amaningi ngezansi - 65 noma ngisho 60.

By the way, ikhadi Muscovite yezenhlalo for lithathe umhlalaphansi kungase kube usizo futhi ukuze uthumele impesheni yakhe wathola. Ukuze usebenzise le sevisi, zidinga isicelo ukudluliselwa kwalo imali SCM. Kuyadingeka ukubhala sempesheni of esifundeni sakhe.

Muscovites esetshenziswa kakhulu sici ekukhokhweni 'ngokuhlanganyela ". Order of ukudluliswa ngokuzenzekelayo imali aqede ukuvakashelwa nyangazonke ebhange, emi imigqa ngokugcwalisa namarisidi. Ibhange ngeke ngokuzenzakalelayo recalculate lemali yokukhokha, uma amazinga ziyashintsha.

Esikhathini esizayo esiseduze, lapho yonke imitholampilo azosethwa ukufunda ukufakwa amakhadi epulasitiki, Muscovite ikhadi yezenhlalakahle kuyoba esikhundleni umshuwalense wezempilo saziso manje.

Izindawo SCM design

Kuphi ukuze uthole ikhadi Muscovite yezenhlalakahle incike isizathu kuwo unelungelo kuso. Ngakho, abesifazane abakhulelwe kanye nalabo ababeka eyisamba izinkokhelo ukuzalwa kwezingane baphathwe uMnyango zokuvikeleka komphakathi labantu esifundeni izindawo zokuhlala (ngamanye amagama, emzini wakhe, noma njengoba ibizwa manje, ukubhaliswa). Kukhona futhi kufanele amabombo abamukeli abanokukhubazeka, abanezingane ezikhubazekile, abameleli izintandane, imindeni enezingane eziningi , njll

Abafundi abalungele SCM kuphela ukubhalisa unomphela e Moscow, uma befunda abafundi esigcwele kwanoma iyiphi inyuvesi yenhloko-dolobha (inqobo nje liye eziqinisekiswe isimo). Ukuze uthole ikhadi badinga ukuya kunoma iyiphi indawo sokubhaliswa kwalo futhi Ukukhishwa. La maphuzu ise eMoscow kaMasipala spetskassah. Kuzoba ukutshela umfundi indlela ukuze uthole ikhadi Muscovite kwezenhlalo, kangakanani ongakulindela kakhulu ukuba eze ngakho futhi lokho wamaphepha. Kungenjalo, uma eyunivesithi noma isikhungo ukuwo kubutsela imibuzo kanye Ukukhishwa okwalandela amakhadi, konke lokhu kungenziwa ngqo eyunivesithi.

Ukwenza ikhadi Muscovite yezenhlalakahle ukuze uxhaso ohlanganyelwe eyenziwe amadolobha izindlu uxhaso. Akukhona nsuku zonke, ngakho-ke kungcono ukwazi kusengaphambili, ukuze singathwesi ukuchitha isikhathi.

It uhlala ikhadi Muscovite yezenhlalakahle isitshudeni. izikhungo Abaningi ihlelwe ukukhishwa ke ngakwesokudla esikoleni. Uma lokhu kungeke kwenzeke, khona-ke ingane (noma kunalokho, abazali bakhe) kufanele futhi iphendukele ezikhethekile Amahhovisi ongaphansi komhlaba.

Iphakheji amaphepha adingekayo

Kuye bani kuhloswe SCM, uhlu amaphepha adingekayo ukuhluka. Kuzo zonke izimo, uzodinga ifomu lesicelo. Futhi uligcwalise, kudingeka ipasipoti yakho (abadala) noma isitifiketi sokuzalwa (uma ingane engaphansi kweminyaka engu 14). Ngaphezu kwalokho, imibhalo yekhadi Muscovite yezenhlalakahle kuhlanganisa wezokwelapha kanye nempesheni umshwalense, futhi isithombe ngosayizi ojwayelekile (3 kuya 4).

Khona-ke kukhona umehluko. Umfundi kuyodingeka ukwethula studbilet esigcwele. abazali Juvenile wesikole waqinisekisa (noma ababheki noma abaphatheli). Luphinde kudingeka uzitholele ezikoleni, ezindaweni zokuzivocavoca, lyceums, yesibili isikhungo ezikhethekile zemfundo lapho ingane ifunda.

Owesifazane ukuze kuthi lapho esebelethile, okuyinto wabeka ikhadi Muscovite yezenhlalakahle kwabesifazane abakhulelwe, kufanele ungeze isitifiketi kusuka esibhedlela (emtholampilo) ukuthi yabhaliswa, futhi ngaphambi kokukhulelwa amasonto angu-20.

Ukuze isinxephezelo nezinye izinzuzo

Uma ikhadi Muscovite yezenhlalakahle sithathwa isinxephezelo kanye nezinzuzo kusukela isabelomali kamasipala, uzodinga ubufakazi ngokuphathelene nokuzalwa indodana yakhe-indodakazi, ngesitifiketi esivela kuMbhalisi futhi kusukela ohlangothini olufanayo (inikezwe uma ubhalisa ingane, ikhumbula imibhalo olunikezwa abazali - izindawo zokuhlala kanye nobudala). Uma umama noma ubaba akudingeki ukubhalisa eMoscow, alethe isitifiketi lwendawo yengane lokuhlala. Futhi ekugcineni, omunye ngosizo olwengeziwe - kusukela USZN wesifunda - umzali akazange kufayela isicelo esinjalo futhi ongawamukeli kwesinxephezeli izingane. I last imibhalo emibili esikhishwe emagunyeni afanele kuphela ngenkululeko usizi olungapheli kubazali, ngakho silindele ukuthi irisidi izobanjezelwa izinsuku ezimbalwa ukuze uthumele isicelo bese ulinda impendulo kuyona. Uma inkokhelo inikezwa ngesikhathi sokuzalwa akuyona ingane yokuqala, imibhalo edingekayo kule izingane odlule. Futhi ngaphezu isitifiketi sokuzalwa uzodinga futhi isitifiketi ukuthi ingane (noma izingane) ilungu (s) eMoscow uhlala nabazali bakhe.

Kanjani ukuze uthole eMoscow Social Card?

Ngemva kokugcwalisa isicelo yakha umnikazi ikusasa ikhadi uthola ikhadi ekhethekile. Kumelwe igcinwe kuze ukuthola ikhadi, kungenjalo uzoba ukuqala kabusha. Uma iphakethe SCM kuhlanganisa izinto zokuthutha umphakathi ngaphandle lokukhokha, kanye ivawusha ekhishwe travel yesikhashana, okuzokwenza ushintsha ikhadi lize sitholwa.

Ngamakhadi kakhulu kufanele eza endaweni efanayo lapho isicelo umaluju. Naye kufanele ulethe passport (izingane - isitifiketi sokuzalwa) futhi ikhadi ukuthi esake ikhishwe.

Njengoba womshini iyiphi plastic ikhadi kuthatha isikhathi, umnqamulajuqu kokuthola SCM bayonikezwa endaweni amasonto amabili. Uma ugcwalisa ezinganembile namaphutha kufanele gcwalisa sephrofayela, ngakho kungcono kuhlole okokuqala, futhi uma isicelo ehhovisi ibhokisi Metro, cela ilungu labasebenzi ukuba sibone ukuthi ulitholile yini konke ngendlela efanele.

Ngaphezu ikhadi Muscovite uthola imiyalelo okwengeziwe ukusetshenziswa kwaso, uhlu izitolo namabhizinisi lapho ungakwazi ukuthenga ikhadi noma ukuthola amasevisi at isaphulelo, futhi imvilophi esivaliwe, engivusa ngayo, njengasencwadini ekulungiseleleni lesikweletu ikhodi ye-PIN ekhadini.

Imigomo yokusetshenziswa kanye nokwenzeka SCM

I-akhawunti yebhange, okuyinto wavula ngemuva ifomu lesicelo ukwamukelwa, ukubhaliswa kanye Ukukhishwa amakhadi, angenza labo isinxephezelo, amabhonasi, izimpesheni yinhlama-sum izinkokhelo ukuthi uzobe isimo icala. Ukugcina isikhathi, hhayi ukuya mathupha ukuthola imali, kufanele abhale isitatimende enhlanganweni kudingekile, owawuthi izimali izofakwa kwi ikhadi lakho. Isibonelo, uma umfundi efuna simenze umfundaze, kufanele ukubike eyunivesithi yakho. Ngithathe umhlala phansi mayelana nempesheni yakhe iya ku "bomdabu" igatsha Pension Fund. Ukuze uxhaso yokukhokha amasevisi ishayise uzodinga uvakashele maphakathi nesabelo izindlu. Kodwa zonke lezi uhambo kuzodingeka ukuthi wenze kanye kuphela.

Ungagcina isikhathi eyodwa-off oda ku ukusatshalaliswa imali eza ikhadi. Njengoba sekushiwo, ethandwa kakhulu iyona amafulethi isevisi yokukhokha - ibhange ngokwayo ngeke umkhondo izinguquko amazinga kanye isikhathi sokukhokha. Kodwa ungakwazi bachithe pay nyangazonke, ngokwesibonelo, ukuqeqeshwa - uma ingane ukutadisha ku umnyango ikhokhwe of Isikhungo noma iyaya amakilasi extra, amaqembu kanye nezigaba. Ungakhokha endaweni umshwalense ngesikhathi esifanele noma ukwelashwa okufanele - salokhu, Nokho, kuyodingeka uvakashele hhayi kuphela ebhange, kodwa inkampani yomshuwalense noma isikhungo sezokwelapha, ukucacisa ukuthi ziyabamukela izinkokhelo ezinjalo.

Kukhona amathuba kanye cash ukuhoxiswa ngesikhathi i-ATM. Nokho, uhlelo uhilela amabhange ezintathu kuphela - TransCreditBank, VTB 24 Bank of eMoscow. Lapho usebenzisa i-ATM yabo ikhomishana ingathathwa. Amabhange asele kuzothatha iphesenti, futhi nakuba kuyinto encane (0.5), kodwa ngokuqasha imali ATM ngamunye "sokungabi namusa" uzolahlekelwa ruble 50 kuya ku-100. Ngakho ukuthi nengcosana ngokuvamile ezingahlakaniphile ukudubula - okungenani ukuthatha noma kunjalo.

Ukuze uthole elahlekile hhayi ulahleke nezindleko nemali, kulula ukusebenzisa i-SMS yasebhange. Zonke izinguquko ku-akhawunti yakho (njengoba ukuhoxa futhi imali) ku inombolo yeselula ecacisiwe kuzobikwa. Lo mbhangqwana wokuqala izinyanga, le sevisi ngisho mahhala, bese kubiza ruble angu-50 kuphela ngenyanga.

Zingaki izenzo SCM?

Igama elithi ka senzo of social Muscovite ibalazwe, ngokungafani kuya amakhadi asebhange (1 unyaka), yakhelwe iminyaka 5. Ukuze uzulazule, ukuthi ilungile kuze kube wusuku ngakwesokunxele we SMC logo "Visa" akhishwe ngenyanga edlule lapho esebenzela khona. Kuze 2013, ngemuva kokuphela QMS kwakudingekile ukuyiguqula. Kwakunokwenzeka ukukwenza noma lapho wathola (isibonelo, i-social security), noma yonke ebhokisini ehhovisi efanayo ezikhethekile esitimeleni. Ngaphezu kwalokho, CCM esisha senziwa izinyanga unyaka nesigamu kuze kube sekupheleni eyodwa ubudala. Ezinye Muscovites abasebenzisa yasebhange mobile, wathi ngisho wathola umyalezo esixwayisweni esikhundleni okuseduze eside ekhadini. Abanye bakhononda ngokuthi abakwazanga ukuthola ulwazi mayelana lapho abanayo ukushintsha SCM yisikhathi.

Manje iziphathimandla sinqume ukuthi esikhundleni amakhadi kuzokuhlupha futhi disadvantageous. Kunalokho, ukushintsha imephu, manje enwetshiwe. Kwakubonakala ukuthi isandiso othomathikhi, okusho ukuqaliswa bezofuna kumephu.

Nokho, labo abamukela yemali usizo lomphakathi, ikakhulukazi ngaphansi kwezimo (ushintsho endaweni sokubhalisa yokuzalwa enye ingane, noma ukusungulwa ukukhubazeka), kuba ngaphambili kudingekile ukuba nginakekele udaba kanjani ukunweba Muscovite ibalazwe nomphakathi. Ukuze sithole impendulo, noma kuyodingeka ukuya yokuphepha komphakathi noma okufanayo ithikithi ehhovisi likamasipala. izincomo Specific, mhlawumbe, ungayeki, kukhona ezinye niceties zenqubo ezindaweni ezihlukene edolobheni. Jikelele yinto uzodinga ipasipoti elidala for ikhadi elisha.

Ukulahleka noma ukulimala of SCM

Uma ngephutha spoilt ikhadi, isibonelo, uzolisebenzisa eduze iselula okhiye (futhi, phakathi kwezinye izinto, la mandla kazibuthe) noma ukukhohlisa azungeze ingane encane, omunye indlela yokuphuma - ukushintshwa. Kodwa okungenani Anginayo nomsindo we-alamu, ngoba awunawo ngeke bakwazi ukusizakala, futhi lokutakula abe nokuthile kokukunikela, nakuba ifomu onakele.

Kodwa uma SCM elahlekile - enye indaba. Njengasendabeni yabase wesikweletu, mayelana nokulahlekelwa ikhadi kumele kubikwe Bank of eMoscow kwasekuqaleni, ikakhulukazi uma ikhadi babe imali. Ibhange kuzovimba QMS yakho, okungenani akudingeki ukuba lusizi ngoba imali echithwa omunye. Eyesibili isinyathelo - ukwazisa RUSZN. Ngaphandle ukulungisa Eqinisweni entsha ukulahlekelwa uthola kuyoba nzima. By endleleni, uma ikhadi sisekhona, kumele wathi kokubili izinhlangano futhi ngakho.

Izinyathelo ezilandelayo - kuyafana for amakhadi umonakalo. Ifomu lokufaka isicelo, iphakethe kwemibhalo, plus isicelo sakho ku RUSZN. Khumbula: uma ikhadi spoilt wena, womshini entsha, kungase kudingeke akhokhe.

Kafushane, singaphetha ngokuthi lo Muscovite ikhadi nomphakathi - into elula kakhulu. Futhi ake Muscovites esekhala obuthile kanye exchange futhi isandiso izinzuzo it has ngaphezulu.