Lapho ukuze loan kuvikelwe ingcebo?

Inkinga okwathatha isikhathi eside kangako umuntu uphika abantu abaningi ukusebenzisa imali loans amabhange kanye MFIs. Ngesikhathi esifanayo sabantu lingaphansi iphesenti labo amabhange ezibhekwa amakhasimende omuhle futhi unokwethenjelwa - ngokuphathelene nenkokhelo "amhlophe", umsebenzi ohlelekile, anemali engenayo ephezulu. Lokhu kusho ukuthi uma Kuyaphuthuma isizumbulu semali, hhayi yokuthi ibhange usibeke kuwe ngaphandle kwezinkinga.

Uma sikhuluma ruble ecishe ibe yizinkulungwane 10-15, at service yakho MFI ukuze ivumelane yonke akuthandayo - kukhona ngisho ezifana lapho lemali edingekayo idluliselwe kuyi-Internet ngqo ekhadini lakho emaminithini angu-5, isibonelo, i-inthanethi service loan "Zaymer Robot." Futhi izidingo okungemthetho ukuze zithole imali olusemthethweni futhi umsebenzi kukhona ethambile kakhulu. Nokho, kuthiwani uma inkinga kulinganiselwa khona ukuthi emakhulwini amaningana ezinkulungwane - abaningi sebeqala cabanga loan kuvikelwe impahla.

Ayobe ekuphi imali kuvikelwe indawo?

I ezisobala kakhulu impendulo - ebhange. Izinzuzo zicacile - ephansi zenzalo, ephakeme amanani loan, nokwethembela ebhange, uhlobo uthanda, ngaphezulu. Kodwa kukhona nemibi: ibhange uzohlola hhayi kuphela zezimali amafa akho, kodwa futhi wena njengomuntu umboleki. Futhi lokhu kusibuyisela embuzweni imali "amhlophe", inkontileka umsebenzi, futhi, ngaphezu kwalokho, umlando omuhle credit.

Sam isicelo semalimboleko inqubo ngaphansi yisibambiso efulethini ebhange esikhundleni eside, kufaka ukuhlolwa impahla, umshuwalense nempahla, futhi lo muntu obolekayo.

Indlela elula - isicelo MFI. Ezinye MFIs futhi ukukhipha ukubolekisa kuvikelwe zokuhlala, ngokuvamile lemali loan ezinjalo - ruble 1 million. Qinisekisa imali yabo akudingeki umlando credit akunandaba, igama elithi esiphezulu - kweminyaka embalwa. Isithakazelo Yiqiniso, kuyoba kunaleyo ebhange, kodwa futhi amathuba ukwamukelwa - futhi.

Kodwa uma MFI ngasizathu simbe, wenqaba, kungenzeka ukuba isicelo sokusebenzisa izinsiza zabo enjalo umuntu emasayithini web p2p kwezimakethe. Nokho, amathuba ukukhwabanisa lingaphezulu kakhulu kunezinye ebhange noma MFI.

Kanjani hhayi ukuba emgwaqeni?

Yimiphi okhetha ukukwenza, kufanele sikhumbule ukuthi lolu hlobo loan - into okuyingozi. I inattention kancane ungakwazi ukhokhe impahla. Ngakho-ke, kumelwe senze konke ukuze singalahlekelwa impahla:

- Funda ngokucophelela inkontileka, sokunaka iphuzu ukuthi loan, efulethini lisesandleni sakho, ne ngakwesokudla ukuze uhlale kulo;

- hlola khona kwinkontileka of izinto ezithile, ukwephulwa ongahlosile ezingase ekunqanyulweni ekuqaleni kokubusa kwayo: ukuvinjelwa sokuqasha, ukuvinjelwa yokubhaliswa ubani, kuvinjelwe ukulungisa, kanye kwesibopho sokwazisa umbolekisi uma ushintsho komsebenzi wakho;

- ukuqinisekisa ukuthi umbolekisi ayikwazi unilaterally ukukhulisa inani lenzalo yemali ebolekwayo;

- kanye-ke, ukuze ugweme ezenzakalelayo ku inkokhelo ngenxa umbolekisi kulokhu inelungelo sephule inkontileka unilaterally, lifuna ukukhokha isikweleti ngokushesha futhi ngokugcwele. Enye embi - efulethini bazothola i-endalini.

Kukhona umehluko wemisindo nemiqondo yamagama amaningi, ngakho ukhetho engcono kungaba ukukhombisa phambi ukusayina inkontileka futhi ummeli naye ukuxoxa zonke izindaba inkani kuthengiselana.

Alina Ovsyannikov

Izinto https://www.zaymer.ru/