Pension ukonga. Lapho ukutshala "igazi" yabo

Namuhla, inkulumo mayelana nendlela ukutshala kahle enhloko-dolobha yempesheni bese ziphila kahle zonke izinsuku zokuphila kwakhe, kungenziwa lizwakale yonke indawo. Futhi kusimangaze lokhu akudingekile. AmaRashiya amaningi Sikhathazekile umbuzo kulokho impesheni bangalindela esikhathini esizayo, nokuthi kukhona kungenzeka ngempela ukwandisa ke. Abaningi ngeke asinikeza impendulo ecacile yalo mbuzo othi mayelana yokonga impesheni: lapho ukubeka lezi imithombo yezimali? Futhi abanye ngisho abe nomqondo kude lokho nezifinyezo CC, NPF futhi PFR.

Wonke umuntu kumele ucabange indlela ukwandisa ubungako impesheni yabo

Ngakho, une ozongela umhlalaphansi. Kuphi uwafake - ungazi. Yini ongayenza ukweluleka kulokhu? Njengoba inketho - ukutshala izimali zami kule non-state sempesheni (NPF). Ngaphezu kwalokho, kucatshangwa ukuthi emikhulu usayizi inhlokodolobha isabelo kule isakhiwo, ngakho kuba ephephile. Nokho, lokhu akulona nje olubonisa ukuthembeka.

Namuhla wonke umuntu ukuba anakekele impesheni yabo esikhathini esizayo njengoba injalo ngabanye. Okokuqala sikhuluma ingxenye yayo uxhaso.

Namuhla akwanele ukuba yokonga impesheni. Kuphi uwafake - lokho into esemqoka. Yebo, ungakwazi ukuphuma for isakhiwo isimo yesikhwama sempesheni, kodwa besingalindele ukuthi eminyakeni embalwa ngeke uthola impesheni "esikhulu" ngoba inzuzo kulokhu ayoba mancane.

Lobambiswano kanye NPF

Uma unquma ukuphathisa dolobha sakho sezimali zezikhungo zangasese, khona-ke kufanele zonke kuhlaziywe ngokucophelela. Cabangela isikhathi esingakanani SPC usebenza emakethe, okuyinto usezuze idumela ngaleso sikhathi. Kuwufanele sokumazi nezinhlinzeko lomthetho inkampani ukuze ufunde ukuthi buthelela imali, usebenzisa amathuluzi wenza ukutshalwa kwezimali, liyini inqubo yokukhokha impesheni isimo ezengeziwe.

Uma usanqikaza, kokuba ukonga yempesheni, lapho ukuze ubafake, uthintane ochwepheshe zezimali. Kule ndaba ngeke aphinde asize isilinganiso ukuthandwa SPF, okuyinto ihlanganiswe yizinhlangano ezizimele. Kufanele kuqashelwe ukuthi inqubo ngenhla inikeze nzima ngokwanele - ke Kwenziwa usebenzisa isibonelo multi-factor yokusebenzisa ikhompyutha.

Yingakho isheke enjalo ukuthembeka sikhwama sizoba eliphezulu kakhulu.

Qaphela futhi indlela ebanzi amakhasimende base we yesikhwama sempesheni yangasese Eqinisweni,.

Futhi-ke, hlaziya umbuzo uyini isilinganiso sokubuyisela phezu izikhungo ngonyaka odlule kahle.

Ukubambisana kwethu Criminal Code

Ngisho lapho ukutshala zakho ozongela umhlalaphansi? Izibuyekezo zabantu baseRussia abonisa ukuthi abathile likhetha ukuthembela inkampani yabo ngendlela enizosebenzisa ngayo imali (CC). Nalapha futhi, ukukhetha zokugcina kumele sisondela sina enqala kanye umthwalo. Hlola isikhathi esingakanani Criminal Code eyenzela izikhulu impesheni ukonga okuyinto ukuthakazela ngemva kwaso zase zihleliwe. Godu hlola isilinganiso sokubuyisela wenkampani ukuphathwa.

Abaningi engathandi ukunikeza imali yabo Criminal Code nje ngoba uma eziphuthumayo awukwazi ukuhambisa izimangalo zezimali, njengoba sokusebenzelana akuyona semthethweni ngokomthetho.

Ngandlela-thile, kodwa umbuzo lapho engcono ukutshala izimali zempesheni, umuntu kufanele anqume ngokomuntu siqu.