Mayelana dolobha womama bavame ukubuza kulabo imikhaya abasanda kwadingeka ingane wesibili noma wesithathu. Iqiniso liwukuthi akubona bonke uyazi indlela efanele ilungelo layo. Ngakho-ke, kulesi sihloko inikeza umqondo jikelele indlela ukuhlela inhlokodolobha womama.
Okokuqala kufanele uqonde lowo ingatholakala. Ukulungiswa leKhabinethe Wongqongqoshe yanquma ukuthi imindeni bangathola usizo, lapho esanda kuzalwa ingane yesibili futhi okwalandela. Nokho, lo mthetho isebenza kusukela ekuqaleni 2007. Futhi imali ungathola abazali, abaye anquma ukuba afihle lokho ayikho ingane yesibili. Ngesikhathi ukubhalisa ingane dolobha kufanele kubhaliswe. Yokhokhayo ngokuvamile iba umama. Kepha uyise, angakwazi futhi ukhiphe imali, kodwa lokhu kubalulekile ukuqinisekisa ukuthi nomama bafa noma bancishwa amalungelo wakhe nengane.
Ngaphambi ukukhipha inhlokodolobha womama, udinga ukwazi ukuthi uma ukulahlekelwa isitifiketi udinga oda impinda, kodwa usizo kunikezwa esisodwa. Njengoba for ubukhulu isizumbulu semali, bese it is ngokobungako ngonyaka, ecabangela izinga lokwehla kwamandla emali kuleli zwe. Ukusetshenziswa dolobha engavumelekile itholakala kuphela uma ingane ifinyelele eminyakeni engu-3.
Ngaphambi ukukhipha inhlokodolobha womama, udinga ukwazi ukuthi umthetho uvumela ukuba uchithe. Okokuqala, sinikezwa ukuba ngcono izimo izindlu imfundo yezingane uneminyaka engaphansi kwengu-25, kanye ukuqinisekisa ukuthi ingxenye uxhaso impesheni ye umnakekeli noma umzali liye lenyuka. Ngakho-ke sethemba ukuthi imali ungathola "izandla" kanye ukuzisebenzisa uwedwa, akufanele. Kufanele kuqashelwe ukuthi yinkathi ungacela usizo, akugcini esikhathini.
Ngaphambi ukukhipha inhlokodolobha womama, kufanele ukuqoqa wonke amaphepha adingekayo. Zonke izinqubo ukuthola nokusebenzisa usizo ngaphansi kokulawula Pension Fund. Imibhalo ungakwazi ukuletha umuntu ejensi wombuso noma uyithumele ngeposi. Uzodinga iphasipoti, okuyinto etshengisa ubuwena, izitifiketi zokuzalwa zonke izingane, futhi kufanele kube uphawu ukuthi izingane zibhaliswe kuleli zwe. Ngokuvamile, imibhalo edingekayo ukwenza amakhophi.
Ukwenza womama dolobha akuyona umsebenzi onzima, kodwa kuthatha isikhathi esiningi. Ngakho zama ngesikhathi ukushaywa umoya sempesheni ukuze uthwebule zonke okwangempela futhi amakhophi amadokhumende ukuthi akudingeki izikhathi ezimbalwa ukuze ubuyele umzimba isimo. Uma ufuna ukuthumela yonke imeyili, udinga ukwazi imininingwane omele Isikhwama endaweni yakho (ikheli, ikhodi yeposi). Ngaphezu kokunikeza amadokhumenti, udinga ukubhala isicelo ecela usizo. isampula wakhe zingatholakala ku emtimba wahulumende (Pension Fund) website esemthethweni. Nokho, le ndlela kudinga isikhathi.
Ungase futhi ukuphathisa ukubulawa Abameli, kodwa lokhu okudingayo umphakathi ummeli olungisa izivumelwano, okufakazela ilungelo ilungu langaphandle ukuba aqhube izindaba zakho.
Ngakho wazi ukuthi inhlokodolobha kamama nendlela yokubhekana ne nomklamo walo. Ngikufisela inhlahla!