Kuyini "Mobile Banking"? "Yasebhange Hambayo": ukuxhuma, unqamule yamanani nokudluliswa

Isevisi "Mobile Banking" kusukela Sberbank iyisevisi esilungele yimuphi umnikazi ikhadi plastic. Ake sixoxe ngendlela ungakwazi xhuma uphinde unqamule kwi service, futhi yini izindleko zawo.

Sberbank, eziningi umzamo kuhloswe okwenza kulula izimpilo amaklayenti abo. Ngakho-ke, zikhulisa khona amasevisi amasha. Njengoba isibonelo, isevisi "Mobile Banking", okuyinto ikuvumela ukuba akhokhe ezihlukahlukene services futhi wenze Ukudluliselwa kwamanye ama-akhawunti kusuka ekhaya. Kuye hlobo lwekhadi, izindleko kwezinsizakalo ruble ngenyanga 30 noma ezingu-60.

Yini ukhokha?

"Yasebhange Hambayo" - kuyinto elula kakhulu futhi kulula ukuyisebenzisa inkonzo yawo wonke abanikazi of amakhadi epulasitiki. Nale isevisi, iklayenti isikhungo sezezimali banikezwe ithuba ukufinyelela kuma-akhawunti wakho kusuka efonini yakho.

Ngenxa uhlelo yesimanje ngokuya isevisi ongakhokhela ukuxhumana mobile, i-Inthanethi, i-akhawunti iqashwe izimali ukubolekisa, udlulisele imali ku-idiphozi, kanye ukwenza Ukudluliselwa kusuka ekhadini ekhadini.

Kanjani umsebenzi inkonzo?

Isevisi isebenza ukuze iklayenti has zonke amakhono ukuze ufunde ngokushesha indlela ukusingatha uhlelo futhi enze kahle imisebenzi ukuthi ziyadingeka. Esinye isici esibalulekile ukuthi yonke imininingwane mayelana imisebenzi eqhubekayo zigcinwa ukuze umnikazi ikhadi uyazibona njalo isimo se-akhawunti abo. Ukuze ukuthi "ebhange Hambayo" futhi kusebenza kanjani ngokugcwele, kudingeka ukusebenzisa le nsiza.

Kanjani I ukuxhuma?

"Ibhange Hambayo" kungenziwa exhunywe ngezindlela eziningana:

1. Ungafaka isicelo ngqo igatsha lasebhange. Icubungula opharetha liyadingeka ukunikeza ipasipoti bese ugcwalisa isicelo uxhumano. Isevisi kungenzeka kuphela uma lokho kubonelelwa ngaphansi inkontileka, elitholakala kwi iklayenti.
2. Ungaxhuma ngokwakho usebenzisa idivayisi self-service. Betholakala khona cishe yonke indawo, ngakho asikho isidingo sokuthi uhambe ebhange noma i-ATM. Kubalulekile ukuqaphela ukuthi "Banking Hambayo" kuleli cala kuphela uxhumekile nekhadi elilodwa. Ngamanye amazwi, uma ufuna ukuxhuma amakhadi amaningi kufanele ukumhlinza ngamunye wabo eceleni. Ngaphezu kwalokho, imali nyangazonke ibhange ukushaja futhi eceleni ngayinye amakhadi.
3. Ekugcineni, isevisi isebenze ngokuxhumana nabasekela amakhastoma. Ukuze wenze lokhu, opharetha uzodinga balawule inombolo yekhadi futhi idatha passport njengoba ukuhlonza lapho ebuza imibuzo mayelana idatha iphasipoti, usuku lokuzalwa noma ikheli.

Kungakhathaliseki ukuthi iklayenti Ungaxhuma isevisi, it ivuselelwe izinsuku ezintathu kusukela ngosuku lokubhalisa isicelo.

Kanjani ukuqonda ukuthi isevisi ngempela esebenzayo?

Kuyini "Mobile Banking", futhi kanjani ixhume, sekushiwo, kodwa futhi ukuba siqonde ukuthi sevisi iyasebenza futhi ingasetshenziswa?

Uma isevisi icushiwe, iklayenti efonini yakho bese uthola umyalezo. It liqala ngala mazwi: "iklayenti Sawubona! exhunywe kwi-service "Mobile Banking" ikhadi lakho (igama iphakethe) ... "

Khona-ke ezihlongozwayo ukukhansela kusebenze isevisi, uma iklayenti ayixhunyiwe. Lokhu kungenziwa emahoreni amabili kokuthola umlayezo.

Khona-ke uqala okubaliwe yazo zonke amabalazwe iyatholakala futhi isimo kwamakhasimende. Isimo kungaba ku (amandla) noma ukuvala (inqanyuliwe). Futhi, ukudluliswa Kwenziwa nge inkomba kohlelo lokukhokha, eziphathelene nayo, kanti owokugcina uyoba ngo ezine zenombolo.

Uma lo mlayezo iza, iklayenti ingakwazi ukuthola lokho "Mobile Banking", futhi baqala ukuba ngenkuthalo ukusebenzisa zako. Ngaphezu kwalokho, inkonzo kungasetshenziswa ukuvimba ikhadi uma ezilahlekile noma ezebiwe.

Uma usebenzisa amasevisi ngempela zidinga ukunakekelwa, kusukela imikhonyovu kukhona siqaphe futhi ngokuvamile kakhulu sengathi "amarobhothi ebhange." Ngakho, ikhasimende uthola umyalezo nge isicelo ukubhala inombolo ikhodi ikhadi imfihlo noma ukudlulisela. "Yasebhange Hambayo" isebenza kuphela inombolo 900, ngakho uma umlayezo uvela kwelinye ikamelo, akufanele amnake.

Yini enye kumele bazi iklayenti?

Endaweni yokuqala - wukuthi for the service imali nyangazonke ngokuzenzakalela. Esikhathini engekho imali isevisi mephu kuvinjwe okwesikhashana futhi ifoni uzokwaziswa umkhawulo umsebenzi walo. Ngemva kwalokho, lapho ithola ukudluliswa noma ukuzilimaza gcwalisa amakhadi, amasevisi yokukhokha izokhokhiswa ngokuzimela, futhi ngeke aphinde abe asebenzayo. Lokhu amaklayenti futhi uzophawula. Lezi izinqubo kuyazenzakela, futhi iklayenti akudingeki lutho ngomsebenzi wabo.

Imali ekhokhelwa isevisi kuxhomeke kulokho uhlelo tariff akhethwe ikhasimende. Mabili kuphela:

1. "Ibhange Hambayo" Okugcwele - ukukhokhela ngayo 30 noma 60 ngenyanga, kuye ngohlobo ikhadi.
2. Umnotho "yasebhange Hambayo" - isevisi imahhala, kodwa isicelo ngasinye izobiza ruble 3, kanye nesitatimende imisebenzi of the last 10 - 15 ruble.

Kuphephile yini ukuthi isebenzise isevisi?

Ukuze siphendule lo mbuzo, kufanele wazi ukuthi "Mobile Banking". Kodwa siye kakade eyakuthola. Le sevisi kunikeza amakhasimende amaningi amathuba ukusetshenziswa kwezimali zabo ku-akhawunti, ngakho zokuphepha kumele kube ezingeni eliphezulu, njengoba abahlaseli njalo uzama ukuthola izindlela ezilula inzuzo.

Akekho akufanele ukudalula amaphasiwedi awo kanye session okhiye, ngoba ulwazi esinjalo asisho ukuthi akudingeki ngisho babe abasebenzi ebhange. Qiniseka ukuthi okhiye zanikwa ngawe imvilophi esivaliwe. Uma ulahlekelwa okhiye bakho noma usola ukuthi kungenzeka ezandleni ezingafanele, kufanele uthintane yasebhange amaphasiwedi amasha.

Yini okudingeka sigweme ukuba yisisulu?

"Yasebhange Hambayo" Yiqiniso, kuphephile ukusebenzisa, ngakho-ke konke kuncike amaklayenti. Hhayi ukuba abanjwe futhi singapheli yisisulu, kumele ukhumbule ukuthi ibhange akasoze sikucele ukuthi uthumele inombolo yekhadi egcwele, amadijithi zalo ezine zokugcina njengoba kuphela asetshenziswa nombuzo. Ngaphezu kwalokho, abasebenzi asebhange noma isevisi ye-SMS akasoze akucele ukuba ufake i-PIN yakho, ngoba isetshenziswa kuphela ATM futhi iklayenti ke njalo yethula ngokwabo.

Kufanele ngaso sonke isikhathi ukubheka kwabikwa ukuthi inombolo. Konke okuthunyelwe ngu Sberbank woza kuphela inombolo 900. Kulokhu, kuyoba okuphephile ukusebenzisa "Mobile Banking".

yamanani

Kuze kube manje, Savings Bank inikeza izinhlelo ezimbili tariff kumakhasimende ayo - amaphasela ephelele futhi engabizi.

Ngaphansi iphakethe egcwele kulindeleke senyanga subscription Imali insiza. Kulokhu, iklayenti engakhokhi ngokuthumela ezihlukahlukene-SMS izicelo kanye imibiko yezindleko, kanye nokuthatha kuka-ikhadi ngokuzenzakalelayo. Kuze kube manje, izindleko iphakheji ezinjalo kuba ruble ngenyanga 30 noma ezingu-60. Izindleko zisuswa emalini akhawunti yekhasimende ngokuzenzakalelayo. Uma kwenzeka lapho kungekho imali kumephu, isevisi uzovimbelwa, futhi ngemva ukubukeka imali Ukuvinjwa lizokhokhiswa.

imali nyangazonke icala ngesilinganiso kwezomnotho, kodwa iningi i-SMS izicelo zikhokhelwa, isibonelo, ukuze uthole ulwazi mayelana nezindaba zakamuva 10 ukuthengiselana kufanele uchithe ruble angu-15.

Indlela ukukhubaza "Mobile Banking"?

Akunzima njengoba kungase kubonakale. Kukhona ezintathu ongakhetha yilezi:

1. Xhumana legatsha yasebhange kanye isicelo olufanele, ukusebenza kuzokwenziwa ngemuva kwalokho isisebenzi sasebhange. Iklayenti kumelwe lilethe ipasipoti ukuze isisebenzi sasebhange bangaqhubeka ukuhlonza. Ukuvimbela isevisi zizokwenziwa zingakapheli izinsuku ezintathu. Iklayenti ocingweni kuyofika umlayezo.
2. Call kwamakhasimende kanye buza opharetha amasevisi inqanyuliwe. Isisebenzi uyophinde nokuqalisa ubuqiniso, kodwa ukubuza imibuzo. Ukuze ukhubaze isevisi, kufanele ulandele ngokucacile imiyalelo we-opharetha. Ngemva nokunqamula ikhasimende Uzophinda uthole umlayezo efonini yakho.
3. Kungenzeka ukwenza lo msebenzi ngokusebenzisa kudivayisi self-service. Kodwa isikimu enjalo lungavikelekile kakhulu, kusukela iklayenti kuyodingeka engenakuqinisekiswa olusemthethweni ukuthi ngempela inqanyuliwe inkonzo. Futhi sicabanga yokuthi Sberbank ngokungathandi kususa amakhasimende ezingadingekile bona sevisi nesicelo esinjalo ngokusebenzisa imishini umane ukhohlwa.

Iphuzu elibaluleke kakhulu ukuthi isevisi qiniseka ukukhipha ikhadi ukuthi ikhasimende engadlanga kusukela lapho izikhathi ezibuhlungu kungase kwenzeke. Ngokwesibonelo, ukukhokhiswa amasevisi, nokunye.