Engenayo asalayo - indlela lokuba umuntu azimele ngokwezimali

Ngokocwaningo olwenziwa, isikhundla esitebeleni zezimali nokutholakala kwezimali ingenye eziza kuqala ekuphileni kwabo abantu abaningi emhlabeni, kungakhathaliseki ukuthi abaluphi uhlanga nokuhlala khona. Futhi nanku umbuzo "indlela yokwenza inzuzo esheshayo" kuyinto ngokwesiko phakathi imibuzo njalo kakhulu izinjini.

Ake sibone ukuthi ungabhekana kanjani ukwandisa imali engenayo ngempela, ngisibeke isisekelo wokuzibusa ngokwezimali.

Income esiluthola izinhlobo ezine eziyinhloko imisebenzi:

1) Sebenza ngakolunye (amaholo izisebenzi).

2) Self-umsebenzi (izinkampani ezizimele).

3) Yakha ibhizinisi lakho siqu ukubandakanywa abasebenzi.

4) Ukubeka.

Ngenxa yalokho, imali Umsebenzi:

1) Ukuthuthukiswa (asebenzayo engenayo - lemali elitholwe ngokuphendula yomshikashika wabo siqu).

2) asalayo (Income Passive - kanye umsebenzi owawenziwa futhi ephinda eletha imali).

I efiseleka kakhulu iyona imali asalile, ngoba yena ngeke zivimbele emsebenzini isimiso iletha ukuzimela athandwayo zezimali. imali okunjalo ekhiqizwa:

- umhlabathi;

- Marketing;

- ukutshalwa kwezimali.

engenayo asalile ingcebo

Isazi esidumile zezimali Robert Kiyosaki ubeka into utshalomali ukuthengwa zokuhlala kanye okungezona zokuhlala ingcebo. Emazweni aseNtshonalanga, lapho mortgage amazinga aphansi kakhulu, kuba inzuzo kakhulu ukuthenga amavidyo square ngesikweletu, ukuqasha kubo, futhi kancane kancane akhokhele. Ngemva kwesikhathi esithile, utshalomali okunjalo kuyoletha umholo ophelele. Nokho, ezweni lethu ngayinye isithakazelo esikhulu esenziwe ngezinto ezihlukahlukene kubonakala ngokucacile isimiso 'efulethini elilodwa - kimi ezimbili - yasebhange ". Ezimweni ezinjalo, ukuthenga kuphela endaweni inzuzo ngokushesha imali, akukho abolekise ebhange. Futhi uma uke got amavidyo square Ifa - cabanga ke ukuthi wena lucky kakhulu. Edayise kakhulu kufanele kube kuphela sokugcina. Phela, ngokuvumelana izibalo zilinganisela, ngisho noma inani lemakethe kwezindlu kayikhuli, imali engenayo evela awabo cishe 8-10% ngonyaka, okuzokwenza uyavuma, akukubi ngaso sonke.

Buhle: ingozi sakugcina ukwehla kwentengo amafa, engenayo ezinzile.

Nebubi: isidingo ukutshalwa kwezimali ezinkulu kanye kuphela.

engenayo asalayo investments

manje Imali izimali isivuno sisiningi kakhulu khona kungaba ezihlukahlukene kwezezimali: amasheya, ikusasa, izinto zensimbi eziyigugu, mutual funds , njll Imininingwane ngale ndaba okuye kwabhalwa wonke ulwandle. Lapha bayihlole le ulwandle hhayi ukulahlekelwa imali isivele eliyinkimbinkimbi kakhulu. Indlela engcono - ukusebenza nomcebesi yezezimali abazokwazi ukwakha uhlelo ngawe. Uzokwazi ncamashi yimalini inyanga ngayinye ukutshala, yini ukuthenga, iliphi iphesenti ingozi futhi ukubuya, uzothola.

Yebo, noma yikuphi ubungozi kwezezimali kukhona kungenzeka wemali kokulahlekelwa imali yabo. Kodwa leli phesenti kungenzeka ngempela ukuba alawule. Ngokwesibonelo, uma ngibeka imali yakho nokuphathwa kunoma yisiphi isikhwama noma abadayisi kuyimfihlo, bese usayine inkontileka lapho izingozi ngokucacile lelipelwe. Ngokuvamile, uzobe umonakalo kungagcini 15-20% we utshalomali. Kodwa ngaso sonke isikhathi kungenzeka ukuvumelana nezimo ngabanye.

Kukhona ubuhlobo ngqo avame: nengozi isuke inkulu - ayanda isivuno. Kodwa noma kunjalo akunakwenzeka ukutshala ezimakethe zezimali izimali ukuthi ngeke ulahlekelwe ngaphandle umhlatshelo izinga labo lokuphila njengoba. Okungukuthi, ukuthengisa indlu, ukuboleka imali noma credit ukutshala, akufanele.

Manje ngokubaluleka kuthandwa kweBraam-: umdlalo ezimakethe zamasheya, ikusasa, okukhethwa kukho, forex. Ngakho kungenzeka ngempela ukwenza imali, kodwa kumelwe sikhumbule ukuthi - umsebenzi, hhayi umdlalo inhlanhla. Lapha udinga ekhethekile ulwazi, isipiliyoni kanye namakhono - kanye nanoma yiziphi ezinye izenzo okhokhelwayo. Ngakho-ke ephephile iqhinga ukuze alingane ukutshalwa kwezimali ngenyanga amatshe ayigugu kanye ukuthenga ukwabelana ezinkulu esitebeleni. Ngokuhamba kwesikhathi oyoziletha bushelelezi ngisho imali ukuthi ingaphezu kwe-inzalo ezifakwa emabhange.

Buhle: dolobha elincane kokuqala.

Nebubi: izingozi eliphezulu ukulahlekelwa kwezimali, isidingo ukuthola ulwazi olukhethekile namakhono.

engenayo asalile ukumaketha

Lezi zihlanganisa yonke imisebenzi ehilela ucwaningo emakethe kwangaphambilini: Infobusiness, ukudala amawebhusayithi kanye namabhulogi, Franchise, MLM, njll Ingqikithi yangempela ukuthi uzodinga ukulungiselela isiphakamiso sakho ibhizinisi noma umkhiqizo ibhizinisi edingekayo nezithameli ethize, bese wakha inethiwekhi ukuphathwa ukuthi kuzodinga ukuzibandakanya sakugcina kungxenye yakho. Kungenjalo, ibhizinisi ezifana esingabulethela engenayo linear kuphela, okungukuthi, ngokuqinisekile okudinga iqhaza siqu.

Yiqiniso, ukudalwa Kulemiklamo kuzodinga nengxenye enkulu bobuchule ndlela fresh emakethe.

Buhle: ithuba lokuthuthukisa eziningana amaphrojekthi amasha.

Nebubi: isidingo sicubungula esiningi ulwazi, nokuqapha njalo nakulesi simo kwaneliswe isidingo emakethe.

Ukudala umthombo yokwenziwa imali - siyafuna isikhathi. Futhi ngaleso sikhathi kuyoba kudingekile ngezikhathi ezithile ukuze siyisekele: impahla ukulungisa kanye ukubhekana nezindaba yerenti, ukuqapha amazinga of amatshe ayigugu kanye amasheya, ukuziphatha site buyekeza futhi ukuthuthukisa imikhiqizo ulwazi, njll Kodwa practice - kuba inqubo ezithakazelisayo enikeza umfutho okukhulu sokwanda siqu, futhi ivula amathuba yangempela sokuzibusa zabo zezimali.