Themba umholi, noma ukuvula i-akhawunti Sberbank

Ukukubonisa indlela ukuvula i-akhawunti e-Savings Bank? Lena enye yezinkinga ethandwa kakhulu, okuyinto hlala inani elikhulu izakhamuzi Russian. Iqiniso lokuthi unikezwa yasebhange isikhungo sezezimali ezingeni ithemba ngokwesiko okusezingeni eliphezulu. Ngisho naphezu kweqiniso lokuthi inzalo imali, kanye nesivinini yesevisi okungukuthi ngezinye izikhathi abampofu.

Ngaphezu kwalokho, umuntu akufanele ukhohlwe ukuthi inethiwekhi igatsha izikhungo wathi emelelwa linezingxenye engaphezu kwengu-20 ayizinkulungwane ezinhlanu, kanye ATM, inani okuyinto angaba yizinkulungwane 30. Ngakho, ukuthola ihhovisi omele, kanye nendawo lapho ungakwazi imali - akunankinga.

Kufanele kuqashelwe ukuthi abantu uyazibuza kanjani sivule i-akhawunti Sberbank, ngokuya ukhetha ukungatholi ijwayelekile passbooks eziningi namakhadi plastic okuningi ukhululekile. Phela, kakhulu ukuphathwa isikhungo sezezimali esikhathini esithile esidlule kwaphakamisa umbuzo ka yokuqeda yamapasi amakhasimende. Kodwa inqobo nje uma le nkinga izinsalela kungalungiswanga.

Ngakho, indlela sivule i-akhawunti Sberbank isikhungo ikhadi plastic? Lapha kukhona ezimbili ongakhetha kukhona. Eyokuqala (futhi esheshayo) - Ukubhaliswa Momentum esikhokhelwe. ikhasimende yayo elashwelwa nsuku zonke kwelinye lamagumbi. Izinzuzo lo mkhiqizo kuzomele sifake ukuvulwa ngokushesha, asikho isidingo ukukhokhela isevisi, ukufinyelela ezihlukahlukene amasevisi ebhenki. Kodwa, ngeshwa, kukhona "minuses". Okokuqala, emkhawulweni wosuku zokuhlala ruble ayizigidi 100. Okwesibili, ukusebenzisa ikhadi kuphela ensimini ka WaseRussia. Okwesithathu, nokusebenza ukususwa kanye umthamo wemvula lungenziwa kuphela ATM lokhu inhlangano yezimali. Nakuba banikezwe i-number, kwenze akunzima kangako. Kodwa, njengoba wazi, kunezimo ezahlukene.

Eyesibili inketho - kuvulwa ejwayelekile ikhadi ngamazwe. Lapha, igama elithi "plastic" kuyodingeka ulinde isikhashana eside. Ngaphezu kwalokho, balindele ukukhokhela isondlo yonyaka. Njengoba esimweni sokuqala, ikhasimende uthola ukufinyelela amasevisi ebhenki eziningi ezithakazelisayo.

Ukuze izibalo lwemali

Manje ake sibone ukuthi uvule i- akhawunti exchange angaphandle ku Savings Bank. Qaphela: Le nqubo elandelayo siphathelene abantu zomthetho. Futhi lapha, endleleni, wonke bendabuko: isidingo sokuba kunakekelwe ngokwezinto imibhalo ethile futhi ukuze asayine inkontilaka. Lo mqeqeshi owake wapheka zihlanganisa:

• Ifomu lesicelo;
• amakhophi amadokhumende abamelwe;
• isitifiketi sokubhaliswa isimo;
• ikhadi elisayinwe zikhulu (ngokuvamile umqondisi kanye accountant abakhulu). Futhi kudingeka uzitholele futhi iphethini;
• Imibhalo eqinisekisa igunya abantu kuqala;
• Ikhophi ye-incwadi, eyabika iinthombe inhlangano EGRPO.

Ungase futhi udinga ukwaziswa okutholakala kweminye imibhalo. Kuyinto kakade ngesicelo yebhange.

Ngaphambi ufunde indlela i-akhawunti ye kokuhlola ku Savings Bank e izimali zakwamanye amazwe, kubalulekile ngempela ukukufunda ngokuningiliziwe imithetho oshayiwe lwemali, ngoba "ongaphansi" yonke imisebenzi yakhe azenziwanga ruble Russian. kokubonisana Kuncono ngalolu daba futhi anganikeza abaphathi udumo Iinhlangano zezimali.

Ngakho, uma ufuna ukwazi ukuthi sivule i-akhawunti Sberbank, isidingo hhayi kuphela kuvisisa inqubo ngokwayo, kodwa futhi ezihlukahlukene ezinye umehluko wemisindo nemiqondo yamagama.