Izingozi lwezezimali nezinhlobo zabo

Noma yiliphi ibhizinisi - ibhizinisi okuyingozi. Ukuze ukwazi ukuthi zingayisongela usomabhizinisi, udinga ukuthola ukuthi ngabe yini ukuthi kunobungozi kuyinto.

ingozi lwezezimali - ukushonelwa kungenzeka lenhlangano izakhiwo zabo, uthole okwezimali esingaphansi kuhlelwe, noma ukwakheka izindleko ezingalindelekile ngenxa yokuqhuba ukusebenza yezimali nokusebenza. Lezi izingozi zahlukahlukene kakhulu, futhi uwaphathe ngempumelelo, kubalulekile ukuze uhlukanise kubo.

Ngokusho degree of ingozi ukukhululwa:

- evumelekile - Ukulahlekelwa yizinto ezibonakalayo e isamba esingeqile inzuzo (ejwayelekile noma iyiphi ibhizinisi, kukhona nsuku zonke imfanelo ukuqhutshwa komsebenzi);

- ezibucayi - libhekene beshonelwe umntwana ngale ndlela, lapho izimali ezitshaliwe kuphrojekthi ethile noma okwenziwayo hhayi ihlawulelwa;

- inhlekelele - esinqunyiwe noma ephelele ukulahlekelwa impahla usomabhizinisi noma inkampani (umphumela ucabanga).

Cabangela izinhlobo ezinkulu ubungozi kwezezimali:

1. Market Ubungozi ichaza ematfuba ukunciphisa ukubaluleka lwefa ngenxa yezinguquko ukubaluleka zezimali, ukwabelana, amabhondi, zenzalo nezinye izinto.

2. Credit (yezitolo, ibhange), izingozi zezimali - usongo esinqunyiwe noma ephelele okuzenzakalelayo abalingani noma nezinye izinhlangano esivumelwaneni. Ukuze uthango ngokumelene lokhu ingozi, kungenzeka ukuheha guarantor ngubani ozobe usiphethe isibopho sezomthetho ngokuhlanganyela abakweletayo.

3. Tax - a ubungozi kwezezimali, lapho ukulahleka kungenzeka okubangelwa izinguquko komthetho zentela, noma ngenxa yokubala engalungile ukukhokhwa kwentela njengento losomabhizinisi. Ukuze uzivikele kulokhu, kufanele usebenzise amasevisi accountant okhokhelwayo.

4. Investment izingozi zezimali - Ukulahlekelwa ezisuka kusukela imisebenzi utshalomali. Ukusiza ukuba igweme izinkinga ezinjalo can izinhlelo zokutshalwa kwemali kanye umphathi utshalomali.

5. Idiphozithi - elihlobene ne ukungakwazi ukubuyela imali ebhange. izingozi ezinjalo umphumela ukukhetha okubi ebhange, Ngakho-ke kubalulekile ukuba asondele lolu daba njengoba sina ngangokunokwenzeka.

6. zezimali ingozi - ekulahlekelweni okuyinto akhiwa kule befeza amaphrojekthi utshalomali ngenxa izinguquko eziphawulekayo yabo ukuhlolwa izinga.

7. Operating izingozi zezimali - akhiwa ngenxa amaphutha lwezobuchwepheshe imisebenzi zokukhiqiza, izimo eziphuthumayo, izenzo nenhloso futhi ongahlosile kwabasebenzi, imishini ukwehluleka, njll

Kususelwa kwenkululeko ingozi zihlukaniswe yangaphandle (ezimele kwenhlangano) kanye yangaphakathi (ukubukeka kwabo kungenxa umsebenzi inkampani). Isimo izingozi yangaphakathi kungase kungabi ngempumelelo ukwakha izimpahla, izisebenzi ezingenamakhono zonke emnyangweni wezimali, kuvetwa kwebalingisi engalungile nabo ebhizinisini okuningi.

Futhi, izingozi ezingalindelekile futhi esivikelekile. Ukuze isikhathi lokhu kungase kube:

• Njalo - elihlobene ne ukuchayeka nezici unomphela khona kuyo yonke impilo ibhizinisi, noma ngesikhathi ukuhlinzwa.
• Okwesikhashana - kukhona kuphela izigaba ezimbalwa ukusebenza, ihlukaniswe term lamafisha.

Futhi izingozi zezimali kungenziwa labizwa esekelwe izindawo wabo ngendlela elandelayo:

1. ingozi imisebenzi ethile eyenziwa. Bahlanganisa sonke izingozi zezimali eziphakamayo isenzo esithile.

2. ezindaweni ezihlukahlukene umsebenti wetemnotfo.

3. Imisebenzi wezimali we nenhlangano iyonke. Libhekene lahlukene izingozi ezisuka kusukela ukusebenza yenkampani.