Kanjani ukuze uthumele impesheni lapho kushintshwa nendawo yokuhlala: amaphepha adingekayo, oda kanye nencazelo inqubo

Naphezu kweqiniso lokuthi yobudala abantu ubudala ziyaphika kakhulu ukushintsha ikheli lakhe yokuhlala unomphela, ngezinye izikhathi abezwani zisasebenza. Ngesikhathi esifanayo akunandaba ukuthi isizathu sihlobene dislocation shift. Into esemqoka ukuthi ezimweni ezinjalo kukhona izinkinga eziningi ezintsha kanye nezindaba ezihambisana nazo. Omunye wabo: "Kanjani I udlulise yempesheni lapho kushintshwa nendawo yokuhlala?". Funda okwengeziwe ngale nkinga kulesi sihloko sizoxoxa ngako.

Kanjani nokuthi bangaya kuphi ukuze: uhlelo emfushane isenzo

Ukuhlala ngaphandle bo abode komkhuba, kuzomele uqale ukuthola lapho kufanele aphathwe njengomuntu ngenxa ethutha yamuva. Ngakho kuqala kukho konke kubalulekile ukuya umzimba indawo ye Pension Fund, ngubani endaweni langempela yokuhlala impesheni. Lapha udinga ukubhala isitatimende ekhombisa izizathu ukwelashwa - a "ukushintsha ikheli." Funda kabanzi mayelana imithetho ugcwalisa ifomu ngezansi uzokutshela.

Ngingalutholaphi ifomu lesicelo?

Njengoba siye kakade, inkokhelo kwezimpesheni ngu ukushintsha indawo yokuhlala entsha ikheli lokuhlala okungukuthi kungenzeka kuphela uma ngokubhala isicelo impesheni isicelo noma Paymaster icala. Leli fomu lesicelo zingafundwa ngokuqondile PF noma ukumelwa kwi website esemthethweni.

Ukuze wenze lokhu, ukuya ekhasini eyinhloko izakhiwo zikahulumeni, kuwele phansi bese uchofoza "isimo ekuphileni." Okulandelayo, kufanele akunake ngowokuqala ikholomu ngakwesokunxele. Ibizwa ngokuthi "Izimpesheni". Thola phansi phansi bese uchofoze isixhumanisi evuthayo "Inkokhelo kwezimpesheni ngokushintsha nendawo yokuhlala" (etholakala ekupheleni ikholomu). Ngemva kokuma ukwenza lokhu okulandelayo:

• uchofoze isixhumanisi "Kuphi" vula ewindini elisha;
• khetha "Application Form ukucela ibhizinisi umhlalaphansi";
• download isicelo kukhompyutha yakho;
• ukuphrinta ifomu bese uligcwalise.

Mayelana nendlela impesheni ikhokhelwa lapho beshintsha yokuhlala, khulumani.

Yini ulwazi olushiwo efomini?

Ngendlela okuholela kuzomele uqale ufake igama umzimba sendawo RF Sempesheni esibhalisiwe. Ngokulandelayo, idatha elandelayo:

• Igama impesheni;
• inani isitifiketi umshwalense yomshuwalense okuyimpoqo nempesheni;
• yisakhamuzi;
• ikheli lendawo yokuhlala;
• ikheli lendawo yokuhlala (kubonisa khona kokubhaliswa ngokomthetho yendawo entsha yokuhlala);
• ikheli le-indawo langempela (elikhonjiswe endaweni ukungafani yokuhlala noma ukuhlala);
• inombolo yokuxhumana yefoni;
• idatha ipasipoti ;
• phansi;
• nokugcina imisebenzi zamanje (ukusebenza, ayisebenzi);
• yokuxhumana umnakekeli noma owethembekile (uma ekhona);
• Imibhalo eqinisekisa ngegunya umnakekeli noma umphatheli (uma kunesidingo).

Ngemva kwalokho, kumele ucacise iyimbangela eyinhloko yokwelashwa (isicelo semali izindaba impesheni), ikheli lokuhlala odlule (okuyiwona okwenzile ngokudlule ukukhokhelwa kwezimpesheni) kanye indawo langempela. Ngokulandelayo, khetha uhlobo impesheni, ucacise imigomo inkokhelo esikhathini esidlule bese uba indlela evumelana nawe ukuthola (yizithunywa, eposini). Konke lokhu kuyadingeka ukuze ucacise njengoba ngokunembile ngangokunokwenzeka, ukuze ukuphazamisa lonke inqubo yokudlulisa kwezimpesheni lapho beshintsha yokuhlala.

Can abaqashi ukuba ubhale incwadi?

Uma impesheni ukusebenza, esikhundleni ubhala isicelo sempesheni ikani kanye nabaqashi. Ukuze wenze lokhu badinga ukulanda ifomu ekhethekile futhi azigcwalise, kokunezela kulo isignesha futhi uphawu ibhizinisi izinqumo. Ngamafuphi, ngeke kakhulu kube lula yonke inqubo isicelo.

izenzo ephakeme kanye isikhathi

Phezu kokuthola isicelo ngabameli impesheni ka ejensi kahulumeni kuyodingeka ukuba enze leso sicelo afanele Pension Fund, lapho wathola imali yayo yempesheni ngaphambili. Ngokwe-abasebenzi PF, lonke inqubo ukuthumela ifomu kuthatha usuku engaphansi ukusebenza. Ngakwelinye ihlangothi, kudingeka impesheni icala izothunyelwa ngesicelo zingakapheli izinsuku ezintathu (kusukela ngosuku kokuthola isicelo).

Ngemva kokuthola lo mnyango bezamabhizinisi PF, njengoba umthetho, kunikeza oda sokubhalisa impesheni endaweni entsha yokuhlala. Kusukela amazwi ochwepheshe, lonke inqubo yokubhaliswa kanye isinqumo isandiso kokukhokhwa kwempesheni esikhathini esingaphansi kwezinsuku ezimbili zebhizinisi.

Indlela ukuthola impesheni lapho sokufaka: amathiphu

Ngaphambi kokuqhubeka kuya design impesheni endaweni entsha yokuhlala, kufanele sinake imininingwane ethile. Okokuqala, ngaphambi hambisa, kunengqondo ukuthola igama eligcwele Isikhwama yakho yempesheni odlule (uzodinga ngakho lapho ebhalela isicelo). Okwesibili, thola ikheli esiqondile nendawo wena ukuhambisa, ikhumbula Inkomba eposini. Lokhu kuzokuvumela ukuba kugwenywe ukungaqondi kahle kungenzeka uma wenza isitatimende.

Futhi ekugcineni, uma ufaka igatsha elisha PF ukuletha passport yakho futhi isitifiketi impesheni. Uma ufuna ukuthola impesheni ngokusebenzisa i-ejenti, kudingeka anakekele ukulungiswa amandla ommeli. Uma kwenziwe ngendlela efanele, uzothola ukukhokhelwa ngesikhathi esifanele kwezimpesheni ngokushintsha nendawo yokuhlala (oda inqubo siye echazwe ngenhla).

Lapho ongakulindela impesheni?

Ngaphansi komthetho wamanje, ukubala kwezimpesheni endaweni entsha yokuhlala izoqhuba futhi, eziqala inombolo 1. Ngakho, umbiko oyokwenziwa kusukela ngosuku wokufaka. Ngakho ngalutho.

Indlela yokuhumusha impesheni lapho uya phesheya?

Awazi ukuthi bahumushe impesheni lapho kushintshwa nendawo yokuhlala lapho phesheya? Lena fixable. Ake uqale nge amathiphu ambalwa awusizo. Ngakho, ngaphambi kokuhamba langempela (kodwa hhayi emva kuka eyodwa ngenyanga), udinga ukuza ehhovisi lesiKhwama, e isicelo olufanele bese uthumela lezi zincwadi ezilandelayo:

• iphasiphothi Russian;
• isitifiketi nempesheni;
• isitifiketi yokuqala ushintsho lokuhlala, okubonisa ikheli esiqondile phesheya (esikhishwe inxusa noma embassy);
• isitifiketi lwangempela lomsebenzi (uma ikhona).

Kanjani ukuthola impesheni ngenkathi hle ngokuhlala kwelinye izwe?

Uma namaphepha futhi wazise Pension Fund zonke kucace ke akucaci ukuthi ungathola yempesheni lapho kushintshwa nendawo yokuhlala lapho ezingakanani ukuthuthela kwelinye izwe. Ngokwe-PF abasebenzi impesheni awukona ngempela uqobo owayesethathe umhlala-phansi.

Vele uvule i-akhawunti ebhange Russian noma ukunikeza kuziphathimandla ezifanele isifuba sakhe. Nokho, esimweni esinjalo, kufanele ahlinzeke kusengaphambili PF contact kanye ipasipoti imininingwane inhlangano third-party. Futhi-ke, kufanele kuvunywe idokhumenti ummeli olungisa izivumelwano umnikeza ilungelo lokuthola impesheni yakho.

Uma wahlala ensimini ka kwelinye izwe, futhi ebuyela eRussia?

Kukhona amacala lapho abaseRussia bomdabu owazalelwa ngasizathu simbe aphume ezweni, futhi ngemva kwesikhathi esithile emuva. Pho-ke, kukhona icala yempesheni? Kulesi simo, izinkokhelo ukudluliswa zafaniswa ifayela yempesheni endaweni odlule yokuhlala yezwe uzovalwa ngokuphelele. Luphinde kudingeka abhale isitatimende bese ulindela ukudluliselwa kwebhizinisi yangasese yempesheni a indawo entsha okuyiwa kuyo. Nokho, i-impesheni, kumele ube yisakhamuzi Russian noma ohlala kulo, kokuqinisekisa yokuhlala impesheni eRussia. Konke mayelana nendlela uthumele impesheni lapho beshintsha yokuhlala kusuka kwelinye izwe.

Ingabe ngidinga ukuhambisa isicelo ukuthola impesheni ekhadini?

Uma uke wathola impesheni ekhadini, kusadingeka funa igatsha eliseduze we PF iqhubekela phambili futhi ubhale isitatimende. Lokhu kumele kwenziwe ukuqinisekisa ukuthi agqoke akhawunti entsha Sempesheni esibhalisiwe. Ngakolunye uhlangothi, imininingwane ebhizinisini lakho, kungase kudingeke ngokuzuma noma PF ummeleli. Ngokwesibonelo, lokhu kungenzeka uma kokubukeza amacala ngosayizi.

Iziphi ezinye zezindlela ungathola impesheni kukhona?

Impesheni uma uhambisa iza kwelinye ngezindlela ezintathu kungenzeka. Ngokwesibonelo, kungase kube Thumela Russian. Ngesikhathi esifanayo asebekhulile kungaba ukhokhelwe noma ukuvakasha siqu eposini noma postman. Kungenjalo, impesheni kungavula ebhange bese beyikhipha lapho kuholelwa khona impesheni accrual nge-ATM noma imali isikhungo sezezimali. Futhi ekugcineni, kukhona eziningi nezinhlangano ehilelekile ukulethwa impesheni, ezifana amasevisi okuthumela.

Ingabe Singakwazi yini ukushintsha umhlinzeki impesheni?

Ngemva kokuthutha une ithuba elikhulu ukushintsha umhlinzeki yazo yempesheni (uma unganelisekile nganoma yisiphi isizathu). Ukuze wenze lokhu, kumele beze egatsheni Isikhwama yayo yempesheni nokubhala isitatimende. Kufanele ukhombise isizathu omunye umphakeli futhi ukupenda imininingwane yayo. Uma isitatimende enjalo ungafuni ukuba baphathe muntu, vele uye kuwebhusayithi PF alenze ngokusebenzisa i-akhawunti yomuntu (uma uke kwadingeka wabhaliswa).

Manje ngoba sewuyazi ukuthi indlela ukuguqula impesheni lapho beshintsha yokuhlala. Kafushane, landela lezi amathiphu kanye ungaphuthelwa impesheni accrual elandelayo.