Concept futhi izinhlobo izinzuzo

Isimo igcina amarekhodi zingxenye ezingavikelekile nabahluphekile emphakathini, usungula amazinga athile, wethula izinhlelo zenhlalo - konke kwenzelwa ukuthuthukisa izimpilo zezakhamuzi abangekho esimweni esinzima kwezezimali.

Isingeniso kuya

Ezweni lethu, isibalo esikhulu abantu ngenxa yezizathu ezihlukahlukene balahlekelwe yimisebenzi yabo, wathola degree of ukukhubazeka noma zibekwa yesigaba imindeni emikhulu. Ngenxa yalesi sizathu, kukhona isidingo esiphuthumayo ukushaja okunengqondo ngokwengeziwe futhi smart ezahlukene usizo lwezimali ukuze abantu abanjalo. amasevisi State nomphakathi ziyadingeka kahle futhi ifike ngesikhathi ukubala izinhlobo ohambelana izinzuzo ngokukhethekile kulabo abayidinga ngempela.

Zonke izinhlobo ababasekelayo, ngumthetho Russian, kuqinisekiswa isimo. Concept futhi izinhlobo izinzuzo ukuthi basuke efakwe eRussia uzobe okuxoxwe ngazo kulesi sihloko. Ilungelo udinga usizo olunjalo livikeleke Art. 39 soMthethosisekelo.

Iyini inzuzo?

Aid kuwuhlobo ngosizo lwezimali oluvela enhlanganweni kahulumeni yezihloko Russian Federation noma LSG abantu. It kungenziwa njalo (isib, nyangazonke), ngesimo semali, futhi ucace uma kwanoma yiziphi izimo, okuye laba isisekelo segama Kuhlola isinxephezelo yemali nge PERIODICITY ezithile.

Imihlobo ehlukeneko izibonelelo ayingxenye erherhweni lokuvikelwa komphakathi elihlangeneko izakhamizi Russian Federation. I aliphelelanga.

Izinhlobo ezinkulu izinzuzo ngokunqaba Russian Federation

Nemithetho yezwe lethu inikeza izinzuzo ahlukahlukene omphakathi. izinhlelo eziningi kuzo ukusekelwa ngezinto ezibonakalayo sabantu abasebenza ngempumelelo iminyaka eminingi.

izinzuzo Uhulumeni zihlukaniswe izigaba ezilandelayo:

1. Inkokhelo ngesikhathi sokukhubazeka yesikhashana.

2. Izinkokhelo kubazali nabanakekeli. Izinhlobo izinzuzo izingane:

• ukheshe accrual esingashintshi kuze kufinyelelwe esikhathini yokukhulelwa nokubeletha (izinzuzo womama);
• wesikhathi esisodwa imali accrual kwabesifazane kuvuliwe yokuthi yokukhulelwa ngokuxhumana zesifazane ekukhulelweni ekuseni (uma umama okhulelwe yabhaliswa emasontweni 12);
• wesikhathi esisodwa imali accrual emva kokuzalwa;
• nyangazonke yokukhokha okunakekela ingane kusuka ekuzalweni kuya engu ngokubulawa kwakhe futhi eminyakeni nesigamu (ubukhulu incike isibalo sezingane umndeni ngamunye);
• izinkokhelo ngenyanga ukunakekelwa ingane nengxenye iminyaka emithathu;
• inkokhelo yemali abafazi abanabayeni ezempi ngo izinsizwa noma inkontileka (kuye ngohlobo amasevisi inzuzo babe elisekela ezahlukene kanye nosayizi).

3. Ukukhokhela abangasebenzi, abenza yaqashelwa ngokomthetho njengezwe ezinjalo, okungukuthi, babhaliswa uHulumeni inkonzo umsebenzi.

4. Omunye-cash time fam accrual izakhamuzi, ngubani unobunzima impilo emva yokugoma.

5. Omunye-cash time fam ophethe odokotela abanengculaza noma isandulela ngenxa benza imisebenzi yabo.

6. Omunye-cash time fam ophethe amasosha wahlanganyela nge ekulweni nosongo amaphekula.

7. yemali uhulumeni usizo ukumbelwa salowo oshonile.

8. izinkokhelo ezingokoqobo ukuze izakhamuzi abaye bathola ukulimala emsebenzini okuhlobene noma ukugula elihlobene ne emkhakheni wabo.

Izinhlobo isinxephezelo yemali ngokunqaba Russian Federation

Kuyadingeka ukuhlukanisa phakathi izinzuzo kanye isinxephezelo ezenziwa abantu abazithola ezimweni eziphuthumayo noma izimo ukuthi kusukela akuxhomekile.

Ukuze izwe lethu libhekene lezi zinhlobo ezilandelayo isinxephezelo:

1. Omama (nezinye kwezihlobo eziseduze, eqinisweni wokunakekela ngomntwana osanda kuzalwa) abangekho abasebenzi noma amakhosikazi amasosha, futhi ku sokubeletha (ubukhulu manje simi ruble angu-50).
2. abafundi undergraduate yezifundiswa ngubani baphoqeleka ukuba ikhefu ngenxa yezinkinga zempilo.
3. izakhamuzi enamandla abangakwazi ukuya mayelana nomsebenzi wabo yemfanelo ngenxa ukunakekelwa okungalindelekile ka isihlobo zabo ezikhubazekile.
4. amasosha abafazi Non-zokusebenza nezikhulu kwezinhloko zamaviyo yangaphakathi ukukhonza endaweni amakhanda akude lapho azikho amathuba emisebenzi yabo.
5. bafazi servicemen abangoFakazi abayeni babo bakhonza yitoho ezindaweni lapho akunakwenzeka ukuba babuye bazosebenza uma noma imisebenzi umsebenzi ngokuvumelana okukhethekile yabo Non-ukusebenza. Ngenxa yokuntuleka amathuba omsebenzi, kungaba ngenxa yezinkinga zempilo ezinganeni.
6. Izingane eziba ngaphansi sivikelwe noma ukunakekela ingane okungesiyona eyakho.
7. abafundi Powered bemvelo yesibili amafomu nomasipala kobunikazi zemfundo professional zamabanga aphansi naphezulu.
8. IDP (yesikhathi esisodwa icala imali).
9. Ababaleki abamukele isimo esemthethweni (yesikhathi esisodwa ophethe imali).
10. izigaba ezithile kwabantu abakhubazekile (i ukwelashwa sanatoriums kanye zokungcebeleka abazinikezele fuel yokukhokha kanye wokuhlola lobuchwepheshe izimoto, ukuzilondoloza).
11. imikhakha ethile yezakhamuzi ukukhokhela izindlu kanye Tinsita amasevisi.
12. Abazali: isinxephezelo ngenxa yokuhluleka izingane zasenkulisa kusuka 1.5 kuya ku-3 iminyaka. Okwamanje, lolu hlobo isinxephezelo akuyona kujayezwe zonke izindawo eRussia.

Amafomu ukusetshenziselwa injongo ethile

Zonke izinzuzo zingahlukaniswa zibe lezi zinhlobo ezilandelayo:

• angabonelela isinxephezelo ngokugcwele noma kancane yezinzuzo;
• izinzuzo ukuthi anikezwa njengenhlangano usizo olwengeziwe zezimali.

Amafomu isikhathi sokukhokha

izinzuzo ezahlukene kanye nesikhathi:

• Yesikhathi esisodwa, okungukuthi, ikhokhwe kanye kuphela ngemva kwalokho phansi;
• lezo icala njalo ngezikhathi ezithile (isb, nyangazonke).

Izinhlobo ngokuya ngomthombo kuyiphi kwenzuzo

Kuye umthombo ngezimali izibonelelo zihlukaniswe lezi zinhlobo ezilandelayo:

• nokukhokhwa kwezimali zomphakathi extra-kwesabelomali (umshwalense);
• izinhlobo izinzuzo kanye izinkokhelo kusuka izabelomali wonke amazinga.

Injani lemali inzuzo?

umthetho Russian engabondli abakubo imithetho iyunifomu wokusungula inani isizo leemali kilabo abaswele. Usayizi isethwe ngezindlela ezilandelayo:

1. Njengoba nani. Izinhlobo nezinsiza kabani usayizi isethwe ngale ndlela ngokuvamile nezindleko compensatory. Ngokwesibonelo, izinkokhelo yokungcwaba umufi.
2. Ngokuhambisana izindleko abahlala esifundeni lapho umemukeli uhlala. Ngokuvamile iphesenti wenkokhelo saziso, okuhambelana ingxenye noma ngenani eliphelele ezingeni bezinga eyasungulwa umthetho kuncike RF.
3. Ngokuhambisana usayizi nomholo owamukelayo. Ngokwesibonelo, izinzuzo sokukhubazeka yesikhashana.

isiphetho

Namuhla, umbuzo wezinguquko abezenhlalakahle ukuze kuzuze abantu bezwe lakithi wasukuma ngokucijile kakhulu. Njengoba kushiwo ngenhla, uhlu izinzuzo akuyona okukhethekile futhi kungenziwa agcwaliswa ngenxa kunesidingo. Ngokwesibonelo, muva nje ziqondiswe ngodaba ukuhlobana futhi isidingo uhlelo "inhlokodolobha sikanina '. State Duma amasekela baye basikisela ukuba esikhundleni sako isabelo nyangazonke emindenini nezingane. Kwakuthinta bazitshela ukuthi uma isamba semali kufanele zabelwe usizo lwezimali ingane ize uneminyaka engu-18 ubudala. Inani yokukhokha incike isibalo sezingane.

Ukubaluleka lezi zinkinga kudinga sokukhomba sithembele imali amabhonasi. Isimo uzama ngokusebenzisa izinhlobo ezahlukene nezinzuzo zezenhlalo ukwenza konke ngezinto ezibonakalayo wathola ngabantu abayidinga ngempela. Futhi aphethwe nangenkomba njalo imali amacala.

Uma umuntu unesizathu ukuze uthole usizo olwengeziwe wezimali kusuka kuhulumeni, iziphi izinhlobo izinzuzo okufanele, ungathola emnyangweni zokuvikeleka komphakathi emiphakathini yabo.