Yikuphi yasebhange kungcono ukuthola indlu?

Muva nje, izigidi Takhamuti telive letfu engakholwa obuswacile ngesikhathi Ukhulumé loan mortgage. Kuyini futhi lokho kudliwa? Yikuphi yasebhange kungcono athathe mortgage nokuthi ingabe uyafisa yini engozini nokuhileleka 'adventure "? Noma ingabe ukhona ingozi kulandela isicupho izikweletu kuyiphi abangenayo nhlobo indlela yokuphuma? Futhi mhlawumbe lesi ithuba, abaningi sengilinde iminyaka eminingi? Manje ngesikhathi kukhulunywa imalimboleko mortgage iqala izingxoxo kushunqe uthuli eziningi agumenti esivuna lokhu noma lokhuya hlelo. Yikuphi yasebhange kungcono ukuthola indlu? Lapho ongaphakeme senzalo? Nokho, namuhla ukuthengwa efulethini mortgage kwaba ukhetho best, ingcebo eMoscow eqolo, futhi kungaba kuphela ukuthenga ikhaya ngale ndlela. Uma Yiqiniso, akuyona oligarch. Khona-ke udumo loan mortgage zasakazekela Petersburg lapho waya ezifundeni ezincane. Ngemva kokufika ukuthandwa umbuzo kunengqondo: "Yimuphi yasebhange ukuthola indlu?" Esikhathini esidala efakazelwe Savings Bank? Noma ingabe kangcono isicelo izikhungo "abasha"?

Yikuphi yasebhange kungcono ukuthola indlu?

Yiqiniso, ukucacisa isixazululo, kubalulekile ukuba ngokucophelela ukhethe ebhange izokunikeza uhlelo loan. Yiqiniso, inketho esikahle futhi engcono udayise Sberbank, kodwa ukulithola, udinga ukwenza eziningi izimo futhi ukuhlangabezana lenqwaba izidingo, okwenza ukuphathwa ebhange ukuze ababoleka ezingaba khona. Lokhu akusona isimanga, ngoba ku Savings Bank, ephansi inzalo engako, futhi ezikahle kakhulu ngemigomo yekhredithi. Uma ungakwazi ukuthatha mortgage loan kusuka Sberbank, ungalilahli ithemba! Buza umbuzo "Yikuphi yasebhange kungcono athathe mortgage" abangane. Phela, kukhona Sharks ezifana ukubolekisa mortgage njengoba Delta lesikweletu noma Raiffeisenbank. Ukukhathalela kwabo ephakeme, kodwa hhayi uhlu olude kangaka izimfuneko. Okwamanje, izinhlobo emakethe ezimbili eziyisisekelo izipesheli: a mortgage ukuthengwa nemizi emibili futhi loan ukuthenga indawo endlini elalisanda kwakhiwa.

Ezinye umehluko wemisindo nemiqondo yamagama mortgage obolekisayo

Ungakhohlwa mayelana inkokhelo yokuqala, edinga wonke amabhange, ngaphandle kokukhetha. Akunjalo kudala kwaba ngu-30 amaphesenti, okuyinto kwakuvumelana cishe esindayo kakhulu ngabantu abayizakhamuzi ezejwayelekile yeRussia. Ngaphandle kwalokho, uma lesi sibalo ngisho ephakeme intshisekelo ngenyanga wanezela, isithombe kubi. Ngenhlanhla, lesi sibalo sehlile, okuholele Ukuthandwa kwezindlela mortgage obolekisayo. Igama elithi ubuncane imalimboleko sekuyiminyaka emithathu, esiphezulu ongafinyelela engamashumi amathathu. Manje eziningi amabhange ezahlukene ezinikeza yabo ngokuya loan, ngakho ukuthenga indawo kuba njengoba nje ayenjalo nalawo ukuthenga umshini wokuwasha. Ngakho unganqikazi ukubuza bangani bakho, abangane: "Yimuphi yasebhange kungcono ukuthola indlu?". Kusukela ezihlukahlukene loan izinhlelo isiqiniseko ukuthola ncamashi omunye esifanelana ngawe kakhulu.