Ukuthenga imoto nalo. I-oda kwemibhalo ukubhalisa

Ukuthenga imoto ngesandla - kuyinqubo lapho abantu abaningi abafuna ukuthenga imoto. Ngempela, iningi abashayeli namuhla babe b / model. Futhi ngamunye unesizathu lalo. Sekuyisikhathi eside Abanye abantu ngiphuphe imoto ukuthi ayitholakali kule ingaphakathi: kuvele asisho ukukhiqiza. Abanye ancike ethile eseyintsha okuyinto akunakuthengwa. Abanye ugcine futhi uthole oyisibonelo, namanje lapho nokucwala, kodwa b / y ke ushibhile, kodwa isimo uyefana. Ngokuvamile, izimbangela mass. Kanye nezindaba ezihlobene inqubo yokuthola. Futhi ngakho kufanele iphendvulwe.

isiphelo sesimiso kuthengiselana

Ngakho, ukuthenga imoto kanye izandla kuyinto inkontileka lokuqala phakathi nomthengisi kanye umnikazi esizayo. Lona isigaba sokuqala kuthengiselana. Kuyini lokhu?

Into yokuqala umthengi kanye nomdayisi meet. Ukuze ezingaba umnikazi ikusasa imoto zihlolwe, ihlolwe, futhi ezibekwe lemali uzimisele ukunikeza. Isikhathi esining impela, kukhona bargaining okuthiwa kwenzakalani. Okungukuthi, umthengi nomthengisi sesikhona kakade ezama nibuthana intengo.

Uma konke kutholakala ngokushesha, inkontileka andukuba siphele ngesikhathi esifanayo. Lo mbhalo ifomu (okungaba manje itholakala kalula, njengoba isampula ayatholakala ngokukhululekile yonke indawo), okuyinto kuzoqoshwa futhi idatha ethengwayo kanye ithengiswe. Futhi-ke, izimoto. Khona-ke umthengi ukhokha umdayisi imali, wathumela uMnyango Traffic Police ukubhalisa imoto kwayona kakade ngokomthetho okungewakho imoto yakhe.

imithetho yokubhalisa

Muva nje (ambalwa edlule) inqubo yokubhalisa imoto isiphenduke kulula ngangokunokwenzeka. Lokhu ngeke kodwa jabulani. Inzuzo yokuqala ezintsha itholakala lokuthi ukuthi akusadingeki ukususa imoto ezincwadini. Lokhu konga isikhathi, imizwa kanye nemali kumthengi.

Okwesibili, imoto manje kungenzeka ukuba kalula ukuqedela kuphi - yimuphi umnyango omgwaqo. Okusho ukuthi, uma umuntu uhlala Rostov-on-Don, kodwa imoto eqhuba e Krasnodar, angababaza ngesikhathi esisodwa endaweni efanayo futhi ukubhalisa imoto. Futhi ikamelo zokuthutha umphakathi akudingekile. Ngakho ukuthenga imoto nge izingalo isibe ngisho lula futhi enembile.

Umehluko wemisindo nemiqondo yamagama ukuthi bayakufanelekela ukwazi

Esimweni ngasinye, njengoba wazi, izingozi zayo. Futhi ukuthenga imoto ngezandla akusona okuhlukile.

Eyokuqala "itshe" - isimo umshini. Ngesizathu esithile, abantu abaningi (ngokuvamile nayizimfundamakhwela) axakwe yini kukhona umonakalo emotweni, uma kwenzeka nje, uma bephatha udaba TC iminyaka 80-90. Futhi imininingwane ngokuvakashela imoto. Futhi ngeze, ngoba izimoto ezintsha futhi kudingeka uhlole. Ukuze ugweme lezimanga ezingemnandi (breakages, njll D.) Umthengi kufanele baqinise wokuhlola esiteshini (ngezindleko zabo, yebo, hhayi imali yomdayisi). Ngokuqinisekile Kukhona bathi imoto kumele ishintshwe.

Eyesibili "idwala" - umthetho. Kubalulekile ukuthola umnikazi we umshini WINA-ikhodi isheke ngesisekelo amaphoyisa womgwaqo, yena ngesikhathi ipakwe, likhona yini ukuboshwa, nokunye. D. Uma kungenjalo, ungakwazi ukuhlala ngaphandle kwemali nangaphandle imoto, uma uyithenga, engaqondi ukuthi kule ndaba.

Caveat lwesithathu isikhala khulula ku-TCP. Kufanele kube. Uma konke ugcwele, bese umnikazi kuyodingeka imoto ngaphambi kokungena esivumelwaneni ukuthola TCP entsha.

Ngemva kokulalela konke lokhu, umuntu uyoba azolile isikhathi esingaphezu indlela uhamba uthenga imoto nalo. Amathiphu ngempumelelo ngempela futhi akekho omunye umuntu ehluleka.

Inqubo ngokugcwalisa PTS

Lena esinye isihloko esibalulekile. Imibhalo lapho uthenga imoto ngesandla kumele kube ukuze futhi ugcwale kahle. Esikhathini ipasipoti yezimoto babe amaphuzu ayisithupha. Kunobufakazi okubhaliwe yomnikazi wamanje kanye imoto kwayona. Ohlwini lokuqala kubalulekile ukwethula enye idatha. Into yokuqala igama eliphelele umnikazi. Okwesibili, indawo lapho umnikazi olubhalisiwe imoto entsha. Futhi ukhombise usuku ukudayiswa imoto futhi idokhumenti kuqinisekisa ukuthi umuntu unelungelo lokubumba noma lokuba ngumnikazi wale moto. Empeleni, kuba inkontileka sokuthengisa. umnikazi owayeyinhloko isignesha iyadingeka futhi. Futhi ekugcineni - lokhu kuyinto umbhalo wesandla ka umnikazi omusha we imoto.

Ngaphambi kokugcwalisa TCP, udinga uhlole ukuthi bangempela. Watermarks - ubufakazi bokuthi le dokhumenti bangempela.

Yini okulandelayo?

Imali idluliselwe umdayisi kakade umnikazi samanje, owabe, wamnika okhiye emotweni. Yini okulandelayo? ukuthenga imoto ngesandla umthetho uthi ngemva kwalokhu okudingeka uyenze njengoba ukubhaliswa imoto amaphoyisa omgwaqo ngokushesha ngangokunokwenzeka. Unikelwe izinsuku ezingu-10, kodwa kungcono naleli cala akusho ukudonsa.

Ukubhalisa iqala ukuhlolwa ikhadi zokuxilonga. Lena iphepha ezibalulekile, okufakazela iqiniso lokuthi Imoto aphumelela ekuhlolweni. By the way, ikhadi kuba lula futhi ngokushesha ukuze uthole umshwalense - umshwalense isibopho sezomthetho ithuluzi inqubomgomo. Futhi yini okufanele uyenze naso? Iya kunoma iyiphi inkampani yomshuwalense - konke semthethweni. Ekhuluma umshwalense Kamuva sizoxoxa ngokuthi kancane, njengoba kuba njalo ndaba ebalulekile.

Uma ikhadi zokuxilonga sekwephuzile, osanda umnikazi yena sihamba ukuhlolwa. Lokhu kwenziwa endaweni ekhethekile, esemgwaqweni ensimini ka amaphoyisa womgwaqo. Ngokuvamile, eziningi izimo, futhi igama elithi - izinsuku ezingu-10. Enesifiso eqinile ingakwazi ukubamba usuku lonke.

umshwalense

Manje ngalokho. Inqubo ngokuthenga imoto onesandla kuhilela nomshuwalense design CTP. Lena kumele! Ngaphandle kwale dokhumenti, ungakwazi bayakhohlwa ukuklanywa imoto. Ngenhlanhla konke avtopokupateley, namuhla inqubomgomo kungenziwa ikhishwe kunoma iyiphi inkampani yomshuwalense.

Lokho okwakudingeka ukuze kukhokhwe dokhumenti ibalwe nezici ezithile. Okokuqala - ke yidolobha. Esesibili - kumukhi imoto: umuntu wemvelo noma womthetho. uhlobo imoto nakho kubalulekile. Ubudala nokushayela nesipiliyoni - imfuneko vyschityvaniya lemali. Car Amandla zaba kakhulu. Futhi-ke, isikhathi inqubomgomo ikhishwa. Futhi ikhumbula Coefficient ibhonasi-malus. Kuyinto enjalo uhlelo izaphulelo, elinganisa inani izinkokhelo umshwalense.

Ngokuvamile, eziningi zindlela. Kodwana lokho kutjho bona bheka kanjani emsebenzini?

Iyini inqubomgomo intengo?

Iqiniso lokuthi kudingeka ukuthenga imoto nalo, sesivele wathi. Manje uyisibonelo ukukhombisa indlela intengo ibalwa umshwalense.

Yalutho kuzoba, uma kwenza umshayeli oneminyaka engu-22 ubudala (noma ngaphezulu) kanye ngonyaka-3 (noma ngaphezulu) isipiliyoni Samalungelo ukushayela. Okuningi ezibizayo uma engekho engu-22 ubudala, akukho isipiliyoni. Ngokwesibonelo, ungathatha emzini Rostov-on-Don. Passenger imoto nomthamo 101-120 amalitha. a. ku umuntu abanolwazi futhi uneminyaka efanele izinyanga ezingu-10 noma ngaphezulu kuzobiza ruble 8900. Uma umnikazi akuyona 22, futhi okuhlangenwe nakho, inani kabili.

By the way, kungcono ukuthatha umshwalense ngaphandle okulinganisela inani abashayeli. Lokhu kusho ukuthi uma umuntu othile ecela umnikazi we imoto isikhashana, khona-ke uyokwazi ukunikeza ngaphandle noma yimaphi amadokhumenti ezengeziwe. Kodwa umshwalense elinganiselwe kusho ukuthi ukushayela le moto kungenziwa kuphela ahlale umuntu othile - umnikazi. Kungaba ukulingana ngisho umuntu (isibonelo, umyeni silungiselela imoto angene unkosikazi umshwalense ukuze akwazi futhi usebenzise imoto). Kuphela lokhu kuzodinga incwadi yokushayela futhi ifothokhophi passport lomuntu.

Eqolo umshwalense - eMoscow (akumangalisi). Kukhona inqubomgomo umthamo emotweni 151 amalitha. a. nangaphezulu, zero Coefficient, izobiza ruble ayizigidi 55.

Ukuthengwa kwemishini kakade waboleka

Futhi kwenzeka kaningi. Ukuthenga loan imoto - inqubo engazazi kuwo wonke umuntu. Nokho, kubalulekile ukucacisa umbuzo mayelana izinzuzo kanye nezinzuzo.

Le nqubo kuzuzisa kakhulu umthengi. Ngoba isimo yilo: othile muva isinqumo ukuboleka brand imoto entsha. Uhambe kuso, kancane izikweletu kancane pay ... bese kwenzeke izehlakalo, izinto kudinga imali. Sine ukuthengisa imoto! Beka isikhangiso sakho umthengi ... ubani okhokhela ibhalansi yemali ebolekwayo bese iba umnikazi wemoto. Futhi iqiniso lokuthi umnikazi odlule uye wakhokha, kubangelwa izaphulelo. Nakuba eqaphela indlela ikhokhwe kakhulu, ngezinye izikhathi kufanele ukhokhe. Ngokuvamile, i-Iphuzu liwukuthi abantu esiphuthumayo imali, ehlalisa kakhulu futhi uzimisele ukwenza lutho, uma nje loan iye ukusikhokha, futhi imoto esithengiswa ngayo.

izimiso

Manje, mayelana imithetho ukuthenga imoto e-credit. Umthengi nomthengisi wathumela ebhange abolekise futhi uthole ukuthi lezo zinsalela. Ngemva kwalokho, isamba semali ikhokhelwe ku-akhawunti. Ngenxa yalokho, isikweletu kwabasiza futhi umshini "isusiwe emaketangeni." Khona-ke ungakwazi kakade ungenele ejwayelekile ukuthengwa nokudayiswa sivumelwano.

Ezithathelana lemali edingekile ukukhipha irisidi, kuba eziqinile. I dokhumenti iveza ukuthi imali zafundiswa akhawunti lokuhlengwa umshini othize (ukubhala umbala imoto, iminyaka ngeminyaka ukubenza, imodeli, inombolo chassis futhi yonke imininingwane).

Lokhu kuyindlela elula. Nokho abanye ukuzama ukuxhumana ebhange imvume ukuthengisa imoto, ethembisa ukukhokhela wonke izikweletu emva kuthengiselana. Kodwa bambalwa abantu uyavuma. Enye - ukubeka umshini into eyigugu. Uzungu, efulethini, endlini, njalo njalo. D. Kodwa lena futhi kunjalo in a million.

Kanjani ukukhetha?

Abantu abaningi banombono wokuthi kwakungeke ubuhlungu ukuba imoto, kodwa isibalo kakhulu kubo awazi onjani imoto ukukhetha. isimo Standard, kodwa kukhona into embi kangako.

Ngakho, i-main nenqubo yokukhetha abanikazi abaningi imoto kukhona la maphuzu alandelayo: ukuthembeka, ukusebenza ehloniphekile, ukuphepha kanye nokusebenza kahle, izinga, induduzo kanye nobuhle. Ngomqondo onabile, konke okungenhla uma umshini kungokwemvelo, kuba imoto ephelele.

Kodwa abaningi sebeqala sinake izimoto bu kuphela ngoba badinga imoto, okungase nje ukugibela. Othile aphansi ukhathele minibuses nezinye sokulinda ecasulayo ibhasi, nabanye ungafuni ukuba sincike schedule zokuhamba zomphakathi. Ngakho abantu badinga nje engabizi (ie, noma injini diesel noma hybrid) imoto ezokwenza ukwenza umsebenzi walo main - ukuya. Futhi umshini we osenyameni enjalo ngangokunokwenzeka ezishibhile. amashumi amaningana ezinkulungwane enkulu ukuthenga ukudla okwanele. Kungokufanayo "Toyota Umqhele" uphile saka fair (ngoba udaba '90) izobiza 50 m. P. Noma "Opel ubusosha" amathani 40. P. Kukhona lokuzikhethela, futhi uma ufuna ukuthenga imoto evamile ukushayela ejwayelekile, kungenzeka ukuba ingakhathazeki kukhona kukho efanelekayo, futhi ngisho ukuhlabana kungaba.

eyeqisayo kuphulwa

Futhi ekugcineni Ngingathanda ukutshela iqiniso mayelana nezimoto Bu. Abantu abaningi ngephutha sikholelwe ukuthi umshini ngezandla - inketho okubi kakhulu. Lutho neze! Kukhona ezinye "omdala" izimoto nineties, zero ngisho Eighties inkinga abakhiqizi abaningi kuyoba ezinye izindaba sibi kakhulu. Ngokwesibonelo, izindawo zokukhulekela, "Mercedes". Umzimba 124-m, 201-m, 123-m. Lena real "amahhashi yensimbi ', lelo ngisho nanamuhla bahlale lo mkhuba, futhi abanikazi ezintsha bekhonza, ngomqondo ongokomfanekiso, ngokwethembeka. Lezi imishini ingangqubuzani - iqiniso emhlabeni ayibonwa.

Labo "Audi" - futhi kukho okuthembekile, "Volkswagen". Abantu abaningi bawathenga imodeli endala Japanese, American. Uma abanikazi odlule ayemahle, imoto isesimweni esihle. Into esemqoka ukuthi umnikazi omusha futhi wamphatha.

A ukuthengwa imishini ezisetshenzisiwe / unyaka noma emibili - lokhu kuyinto ibhizinisi inzuzo kakhulu! Ngakho ungakwazi ukuthenga imodeli usesimweni entsha ephelele 1/3 ezishibhile ke ethengiswe gumbi. Abantu abaningi benze kanjalo.

Ngokuvamile, izinketho akhona, futhi ikuphi ukukhetha Kuye kwenziwa, kuba ukunquma umthengi ezingaba khona.