Ukuthembeka Ibhange nezezimali Ekhulwini lama-21

Siphila ezweni ihlongandlebe futhi besspokoynom esimweni njalo esibucayi, ezweni lapho konke kuncike ukuthenga nokudayiswa. Asazi isiqinisekiso ukuthi ngeke balahlekelwe imisebenzi yabo, ngakho kudingeka uqaphe kakhulu uma kuziwa izimali zethu.

Enye yezindawo ephephile yazo izimali zethu kuyinto ibhange. Bank iziqinisekiso hhayi kuphela ukuqongelela imali yethu, kodwa futhi ithuba lokujabulela nganoma isiphi isikhathi futhi ngasiphi indawo. Lamanje yasebhange Uhlelo ngakho ithuthukiswe sikwazi imalethu zonke izingxenye zomhlaba.

Umncintiswano phakathi amabhange kakhulu futhi ivumela abathengi ukusizakala izipesheli emangalisayo horishimi. Ngale ndlela, izimali zakho ngeke nje ephephile, kodwa ungathola isithakazelo futhi buthelela kubo.

Enye inzuzo ukugcina izimali ebhange uyakwazi ukuthola ulwazi mayelana nabo njalo. Lokhu kungenzeka ngosizo inthanethi futhi mobile bankirovaniya bankirovaniya. Ngakho wazi ukuthi kwenzekani ngemali yakho nganoma isiphi isikhathi futhi sithathe izinyathelo, uma kukhona noma yini angisithandi.

Uma une -akhawunti yasebhange, wena unethuba lokuba bezama ukukhokha izikweletu zabo ngokusebenzisa bankirovaniya inthanethi futhi hhayi ukuchitha isikhathi sokulinda izikhungo ezahlukene.

Isimo sezimali lomuntu ngamunye eziguquguqukayo, ikakhulukazi ngezikhathi zeziyaluyalu futhi okusezingeni eliphezulu abangasebenzi. Gcina imali yakho kuhlelo yasebhange ethile kuye kukunike isiqinisekiso sokuthi ngisho noma umsebenzi poteryaeta, phela wena uzokwazi ukukhokha izikweletu zabo futhi unakekele umkhaya wakho, inqobo nje uma uthola umsebenzi omusha.

Abanye abantu ukhathazeke ngokubeka imali yabo ebhange, ngoba kukhona izimo lapho amabhange bankrutiruyut ngakhoke abanakho isiqinisekiso zezimali. Nokho, kulesi sikhathi samanje umbuzo Kuthi esilula, ngenxa yokuthi amabhange aphoqelelwe ukuba isiqinisekiso futhi ukuqinisekisa amakhasimende abo.

Yiqiniso, kumelwe sikhumbule ukuthi kukhona njalo ivikeleke kakhulu ukubeka imali yabo ebhange kuka ukuzigcina ekhaya. Esinye isici ezikhomba inzuzo yokugcina imali ebhange - kungcono kuliciniso kutsi bantfu sisebenze amabhange, abangamalungu ochwepheshe futhi bayohlala angakuqondisa noma ukusebenzisa ikhadi lesikweletu kungabikho yokuqinisekisa engenayo.

Kubaluleke kakhulu iyona Eqinisweni kutsi kumele sicinisekise izingane zethu ngenkathi esakwazi ukuthola imali yabo. Imali usinikeze ithuba buthelela ethile ukuze kuqinisekwe ukuthi ezokuphepha kwezingane.

abantu abaningi ukudla phesheya. Abanaso kungenzeka, kodwa futhi akuphephile kakhulu ukuthatha konke imali yakho ephaketheni lakho noma esikhwameni. Le nkinga alikho lapho imali ebhange, ezifana Citibank, njengoba amakhasimende anikwa ithuba lokujabulela ehlathini indlela elula kakhulu imali yabo, ukuba kungakhathaliseki ukuthi bakuphi.

Ekuphetheni, singasho ukuthi ngisho noma siphila ezweni eliyingozi futhi akuqinisekile, kodwa asinawo isiqinisekiso sokuthi sithola iholo njalo, kodwa ibhange iyindawo lapho singakwazi ukugcina izimali zakho kanye ukuzola, ukuthi konke siye zanqwabelana indlela yezimpilo zabo ngeke ilahleke ngenxa yezimo ongeke wakwazi izifiso zethu. Akumelwe sigcine ngokufunda ukwenza imali, kodwa futhi ukuba abagcine efanele, njengoba nje nathi siwamukele namuhla kungase kube imali, kodwa akukho muntu ongaqinisekisa ukuthi ziyoba kusisa.