Kanjani ukuze ufunde ukuze ulondoloze imali bese ugcine imali abahola nesizotha? iseluleko esisebenzayo

Kukhona ihlaya mayelana lokuthi ezweni lutho yethu esitebeleni - kunguwe emholweni. Konke kuba ezibizayo, amanani enyuka nenkokhelo ahlale ezingeni elifanayo. Futhi awusebenzi ngaso sonke isikhathi nethuba ithole ingeniso ethe xaxa. Othile salokhu akukwazi endaweni efanele ngesikhathi esifanele, futhi umuntu akanayo imfundo eyanele.

Kulesi sihloko sizofunda ngokuthi singakugwema kanjani ukuze ufunde ukuthi wonge imali. izindlela Ukusebenza ngezansi kuzokusiza ngokushesha ngangokunokwenzeka ukuba aqale ukubeka imali ngokuthenga ezinkulu, futhi zaziswe.

Le nqubo ngenhla kuhilela umsebenzi inqubo esinezinyathelo. Ngamunye wabo kubalulekile futhi kuyadingeka ukwenza.

Kanjani ukuze ufunde ukuze wonge imali futhi wonge imali?

Okokuqala, khumbula izigaba ezimbili ezilandelayo okumele ilandelwe:

• londoloza;
• londoloza.

Indlela ukukwenza kahle, siyowuqonda ngokwengeziwe ku ngalinye ngokuhlukile.

Siyasuka esigabeni sokuqala

Ukuze uzwisise indlela engcono imali ukulondoloza kwasekuqaleni ukugcina umkhondo izindleko zabo.

Kuzoba ngokwanele nje ukuba nencwajana yokubhalela lapho ukuqopha izindleko zakho khona inyanga yonke. Ukuze kube lula, ungakha isipredishithi - ke kuzovumela kusheshe futhi kube lula ukuba nixazulule yokuhlangabezana nazo zonke izindleko ngesigaba ekupheleni kwenyanga.

Kuyokusiza ukuba uqonde indlela ukufunda ukuze ulondoloze imali bese ugcine, ithebula ngezansi, equkethe imikhakha izindleko. Hlela izindleko zakho zanyanga zonke ngokusho kwaso.

Ngu uligcwalise, uzobona lapho ukuchitha imali eningi. Ake sihlole okunye ukubaluleka nokonga ezingaba esigabeni ngasinye.

Igcina izindlu

Masiqale ukuqonda ukuze ufunde indlela wonge imali bese ugcine imali nge esigabeni sokuqala. I "izindlu" kufanele kube izindleko iqashwe (endabeni abahlala yomunye efulethini, endlini), ngezidingo. Igcina okwamanje kungenzeka, kodwa kunzima kakhulu. Yiqiniso, omunye ungazama ukudla igesi ngaphansi, ugesi kanye namanzi.

Ungenza lokhu ngezindlela eziningana. Eshibhe wabo - iwukuba ngokuzimela ukuqapha ukufakwa esifike zikagesi ukuthi kungukuthi ezidingekayo okwamanje. Njengoba amanzi, khona-ke nje kudingeka uzame ukuyisebenzisa ngesikhathi esifanele kuphela.

Ngokwesibonelo, lapho ukuxubha amazinyo, ngemva kwamanzi bahlangana ingilazi, ukuvala isikulufu esiqiniselwe ekugcineni kwethumbu. Uma sikhuluma ukuhlala uhlanzekile, khona-ke ngokuluhlaza ageza ngigeza silondoloza ezingaphezu kuka-50% lamanzi kuqhathaniswa lokumamukela okugeza.

Ngaphezu kwalokho, ukugeza elandelayo. Wavula isikulufu esiqiniselwe ekugcineni kwethumbu, isikhumba ezimanzi, wavala valve. Lather, wavula empompini, zakhukhula izinsalela insipho yithela esiphelele.

Ukulondoloza ku ukudla

Londoloza ukudla futhi kunzima ngempela. Kunoma ikuphi akunakwenzeka indlala impendulo yombuzo kanjani ukufunda ukuze ulondoloze imali. esikhwameni Umkhaya aligcwali eningi. Phela, ukudla okungenamsoco inflict kuphela ungalungiseki ukulimala okudinga ukwelashwa, oyothatha imali eningana nezinzwa, kuka amapeni ukulondolozwa.

Kuyinto ukulahla ukuhamba kaningi kuya amathilomu, izindawo zokudla nezinye izindawo ezifanayo lapho umuntu umane idla. Lokhu kungenziwa ekhaya, apheke okuthile okumnandi. Kunoma ikuphi, ukudla okuzenzela yokudlela akuyona kuphela ewusizo, kodwa futhi konga imali ibhajethi umndeni.

Ungakwazi ukuza phakathi nesonto umsebenzi sekhefu - akusho ukuthi ukuya ibha nokuhleleka khona namabhanisi kanye nekhofi. Thatha kanye iqoqo Castors ukudla ngomsebenzi ezenziwe ekhaya.

Uma kukhona inkinga acute imali, into engcono - kuyinto ukulahla ukusetshenziswa imikhiqizo eyingozi. Lezi zihlanganisa amaswidi, uswidi chips, ama-crackers, Coca-Cola imikhiqizo kusukela "McDonald" nokunye. D. uhlu uhla olude.

Olulahliwe imikhuba emibi

Ezinsukwini kulondolozwa konke kuyalimaza empilweni, - ngokucacile hhayi into udinga ukuchitha imali yabo. Naphezu kweqiniso lokuthi ukubhema yaqashelwa ngokomthetho njengezwe umsebenzi oyingozi, ngenxa okuyinto uhlushwa emaphashini nomphimbo, kungenzeka umdlavuza, ukubhema akubi ezincane.

Futhi uma ubale izindleko eyodwa iphakethe likagwayi enombono ezinhle yokuthi ukubhema 1-2 upaka ngosuku, ngenyanga noma ngisho unyaka owodwa, lemali etholwe nje omkhulu.

Utshwala futhi ngeke umsindise ibhajethi yakho. Ngaphandle kweqiniso lokuthi kwabathile utshwala amangqamuzana ebuchosheni, ikwazi ukudonsa yonke imali ekhukhwini lakhe. Phela, kuyajabulisa nihlangene nabangane kusihlwa futhi ube inhliziyo ingilazi.

Uma sishiye imimoya nhlobo, uyozizwa kanjani okuningi kuzodingeka imali esikhwameni sakho. Lena ingasaphathwa umzimba wokubonga, uzothola ngesimo impilakahle.

Kanjani ukuze ufunde ukuze wonge imali futhi wonge imali? Dedela zonke imikhuba emibi, futhi musa ukuchitha kubo isikhathi sabo nemali.

izindleko Ukuxhumana

Inyanga ngayinye, thina ubuyise i-akhawunti ye-Movie, kanye ukhokhe wesevisi.

Futhi ngokusobala, kuba imali encane, kodwa njalo ngenyanga they nzonzobala, angabi umthwalo ibhajethi umndeni. Ungagcina ngokushintshela kumbono ngesilinganiso elilungile more.

Ngokwesibonelo, uma kuphela sebenzisa i-Inthanethi ukufunda izindaba bese ubuka amavidiyo iDemo ke ngesilinganiso megabits 100 ngomzuzwana nakanjani akudingekile. Kwanele ukuya iphakethe eshibhe ngesivinini 1-5 megabits.

Ngokusho inkonzo umnotho opharetha eselula akusiyo ukushaya izingcingo ezibizayo: izinombolo opharetha eqolo ekuzuleni kwezilwandle.

Futhi uma une imizuzu khulula, SMS, MMS, zama singeqeli ngale umkhawulo eyabelwe, kungenjalo ngeke nezindleko ezengeziwe.

Indlela ukusindisa on ukuthenga?

Ukuhlaziya umbuzo kanjani ukufunda ukuze wonge imali futhi wonge imali, siyowuqonda e nokuthenga senza. Lapha konke kulula kakhulu, wena kuphela badinga ukulandela imithetho. Akuyona imfihlo ukuthi izingubo, okuyinto okuthengiswa hhayi inkathi yabo, nibekezelela emashalofini nge isaphulelo elikhulu (ngokuvamile emhlabeni 50%). Kuyadingeka ukusebenzisa lolu ulwazi.

Okungukuthi, ehlobo udinga ukuthenga izingubo ebusika futhi ebusika - ehlobo. Lokhu kukuvumela ukuba ugcine okuhle.

Esinye iseluleko esihle sokuthi ungakunqanda kanjani ukufunda ukuze ulondoloze imali bese ugcine - asikho isidingo kwenziwe zikhangisa. Awekho njalo ukukhuluma iqiniso.

Wena kungaholela isibonelo engenangqondo: ku-TV wayevame ukuthi: "! Inja yethu ukudla isiye yaba ngcono ngisho" Ubani luhlola okuphakelayo bese uthi lokhu okumnandi? Abantu ukutshela ngokwabo noma inja? Ukuze ezihlobene nokukhangisa bekulokhu obusolisayo njalo.

Ngokufanayo, izinto kanye nemithi kadokotela. Yiqiniso, zikhona yokungenisa amathuluzi, abangenalo analogue kuleli zwe. Kodwa kukhona labo abangekho sibi kakhulu kunalokho okuboniswa amazwe. Sinenkosi isithako efanayo esebenzayo, kodwa ngasizathu simbe, ukukhangisa kubangela abantu ukuthenga ezibizayo, ngoba bacabanga ukuthi zithembekile ngakho.

Thina nijabula ne ingqondo

Hamba, ngizitshela ukuthi ukufunda ukuze ulondoloze imali bese ugcine imali. Into kwezindleko kwezokuzijabulisa yiso kulokho okungase usike ngokuphelele, futhi ungachithi imali kubo.

Kodwa lokhu kungaba kuphela uma imali, okuyinto ayifuna ngabomvu entulekayo. Kwezinye izimo, ungavele bayihlole kabusha imibono yabo nokuzijabulisa ukugembula on engabizi.

Ngokwesibonelo, kungenzeka esikhundleni ukuhlela ephathini disco nabangani ekhaya - ke akudingekile ukuthi akhokhe futhi amathikithi, nekhishi nge isiphuzo ishibhile.

Ukunciphisa izindleko

Awukwazi ukuchitha konke isibaluli izigaba ezithile. Isikhathi esining impela empilweni, zikhona izikhathi lapho udinga ezinye uhlobo ushintsho, futhi sekuyilo manje. Ezimweni ezinjalo, kubalulekile ukukhumbula nje ukuthi labo ruble 50-100 uchitha, kungaba wusizo kuwe ezintweni ezibaluleke kakhudlwana.

Ngakho, sabuka izindlela ukuthi ukunciphisa izindleko zabo. Siphendukela ubukeze izindlela zokonga imali, ukusiza ukubutha iphupho lakho.

Izindlela zokonga imali. amathiphu

Into esemqoka - ukubeka umsebenzi ecacile futhi ukunquma isikhathi nokuqaliswa kwalo ngesisekelo imali yabo. Yiqiniso, lowo muntu ngeke ukwazi ukulondoloza i-entsha Rolls Royce, uma umholo wakhe kuyinto ayizinkulungwane 40. P. ngenyanga. Ngakho-ke, kumelwe soberly ukuhlola amakhono abo.

Sizobheka indlela ukuze ufunde ukuthi wonge imali abahola nesizotha. Ukuze wenze lokhu, kudingeka wazi ukuthi kungakanani ungagcina njalo ngenyanga, kulandela izindlela ezichazwe ngenhla. Khona-ke ukubala mayelana nemali ukuthi uzimisele ukukhokhela ukuthenga noma uhambo, ehlelelwe umhla, bese wabelana ngayo lemali imali nyangazonke.

Ngenxa yalokho, niyokwazi ukuthi singakanani ozidingayo ukuze ulondoloze ukuba sifinyelele lo mgomo. yi ukhungathekise? Amabili aphume isimo - noma aqale ukubeka ngaphezulu asebenzayo noma ufuna imithombo eyengeziwe imali.

Futhi, ungasindisi imali ngaphansi komqamelo. Uma ufuna impendulo umbuzo mayelana nendlela ufunde indlela wonge imali nge imali yabo engadle ngabukhazikhazi, bese uvula i-akhawunti idiphozi ebhange. semthethweni kwalo kwenza ukuba ibe esifanayo ukuthi uhlela ukufeza umgomo.

Futhi kude ebhange uzobe kangcono. Vula ngisho ebhange efanayo, futhi Imbijana ezingxenyeni ezihlukahlukene zedolobha. Ngakho ungenza labo ngoba isaziso sokuthi kuyinhloso ikakhulukazi acute ukuchitha kanye izimali zanqwabelana. Ukwenqena sizulazule idolobha kanye sobuvila womuntu nje ukushaya off the isifiso ukuchitha imali esiye zanqwabelana phezu ezinyangeni ezimbalwa.

Asikho isikhathi ubuyise idiphozi wayo? Xhuma ngqo inkonzo lasebhange ngekhadi lakhe lomholo. Kuyinto elula kakhulu ukucupha ukudonsa othomathikhi. Ungakhetha iphesenti noma ngenani elinqunyiwe njengoba ukuvumela ebhange uphetha ngokuzenzakalela ruble umthethosivivinywa ukuba inani ledesimali. Yebo, ngekhulu xxi futhi lokhu kungenzeka.

Futhi kancane kancane, hhayi kakhulu ephaketheni imali yakho ngeke susa idiphozi. Ukulondoloza i-akhawunti futhi kulula ukuyisebenzisa futhi ukuthi ibhange uzobe ngoba bese ukhokha ngaphezulu ngendlela idiphozi isithakazelo. Yiqiniso, ngeke ukwazi ukwenza imali kubo, kodwa ukunciphisa umthelela emali ku imali yabo kungenzeka.

Imininingwane engenhla kuzokusiza ufunde indlela ukuze ufunde ukuthi wonge imali futhi wonge imali. Uhlelo ngempumelelo, udinga kuphela isifiso amandla.