Izimali, Izimali zomuntu siqu
Iyini imali yokubeletha? Indlela yokubala izinkokhelo zokubeletha: isinyathelo ngesinyathelo sezinyathelo
Uma uthatha isikhathi sokubeletha nokunakekela ingane, owesifazane ukhokhwa, ngakho-ke udinga ukwazi nemithetho yokubala kwawo. Abaqashi kumele bahambisane nomthetho ngokukhokha izinzuzo kubasebenzi. Imali yemali ibalwa ngefomula ekhethekile, evunyelwe ngumthetho.
Abesifazane abakhulelwe banenzuzo eminingi. Emsebenzini abanalo ilungelo lomlilo. Ebusuku, ukusebenza kulesi sikhundla kuvunyelwe, kungaba kuphela ngemvume yesisebenzi. Umqashi akanelungelo lokulayisha imisebenzi. Umsebenzi wesifazane ngesikhathi sokukhulelwa akufanele kube yingozi.
Umqondo we
Isikhathi sokubeletha yisikhathi sokubeletha. Ngokuvamile ngaphansi kwegama elithi "isimemezelo" isikhathi sokuthi umama kufanele. Abesifazane bathatha ikhefu kuze kube yilapho ingane ineminyaka emithathu ubudala. Ngokomthetho, kunezinhlobo ezimbili zezinzuzo :
- Ekukhulelwe nasekubelethweni;
- Ukunakekelwa kwengane.
Zihambisana nezinhlobo zokuzilibazisa ezibekiwe kum art. 255 no-256 TC RF. Njengoba inikezwe ngalezi zinkokhelo, kuzoba lula ukuhamba ngezinombolo.
Ubani ongathola izinkokhelo?
Ukukhokha kwekhefu lokubeletha kunqunywe ngumthetho. Njengoba kunikezwe imigomo yayo, amaqembu alandelayo ezakhamuzi angathola izinzuzo:
- Abesifazane basebenza ngaphansi kwenkontileka yomsebenzi;
- Abafundi batadisha emayunivesithi nasemakholeji ngesikhathi esigcwele;
- Abesifazane abalahlekelwa imisebenzi ngenxa yokuqedwa komqashi noma ukunciphisa inhlangano.
Ngaphandle kwezinzuzo zokubeletha, ezinikezwa ngesikhathi, ungathola usizo lwezezimali ngenkathi ingane iqhutshwa iminyaka engu-1.5. Lezi zimali zingatholakala ngenani elikhulu labantu:
- Izakhamuzi zaseRussian Federation, kuhlanganise nalabo abahlala kwamanye amazwe ngenxa yomsebenzi;
- Abezizwe abahlala eRussia;
- Abantu abangenazo izakhamizi, abanomshwalense ophoqelekile.
Umthetho uthi kunelungelo lokukhetha umuntu ozonakekela ingane ngaphambi kokusebenza kweminyaka eyi-1.5. Lapho iholidi seliphelile, umama kufanele anqume ukuthi uzoqhubeka yini nekhefu ukuze anakekele ingane. Owesifazane unelungelo lokubuyela emsebenzini. Umsebenzi wokunakekela ingane ungenziwa ngezihlobo noma abagcini bomthetho. Ngezinye izikhathi kubelwa abantu abaningana.
Inani lokukhokha
Indlela yokubala ikhefu lokubeletha? Inani lixhomeke esikhathini sokuhamba kanye nemali engenayo. Ivunyiwe ngokusekelwe ezinhlobonhlobo zezinkinga, inani lezingane. Umthetho ucacisa isikhathi sokuphumula, okugcinwe abesifazane abakhulelwe. Kuhlinzekwa okungenani kwezinsuku ezingu-140, futhi izinsuku ezinengi ezingu-194.
Ukusebenzisa ifomula elula, ungaqonda ukuthi ungabala kanjani imali yokubeletha . Ngonyaka wezi-2015, kunezinguquko, ngakho-ke izinkomba ezincane neziphezulu zihluke. Uma leli holide liyizinsuku ezingu-140, inani eliphezulu liyi-ruble engu-228 603.2, isilinganiso semali ejwayelekile nsuku zonke - ama-ruble angu-1632.88. Isibonelelo esincane silingana nama-ruble angu-27455.34, futhi imali ejwayelekile yansuku zonke yi-196.11 ama-ruble.
Indlela yokubala imali yokunakekela umama? Inzuzo inezinga elilinganiselwe. Izimali zidluliselwa njalo ngenyanga eminyakeni eyi-1.5 emva kokuzalwa kwengane. Amalungu omndeni ongasebenzi, abafundi kanye nezinzuzo ezixoshiwe banikezwa ekuvikelweni komphakathi. Inani lalo:
- Ama-rubriki angu-2718 we-1 ingane;
- 5437 - 2;
- 10873 - okungenani uma kunezingane eziningana ngaphansi kweminyaka eyi-1.5.
Uma owesifazane ehlelwa ngaphansi kwenkontileka yomsebenzi, khona-ke ukhokhelwa imali. Ikhefu lokubeletha lizokhokhwa ngokugcwele. Isibonelelo singu-40% wemali engenayo engu-2 iminyaka. Indlela yokubala ikhefu lokubeletha? Lezi zimiso zisemthethweni. Ngonyaka ka-2015, izisebenzi, inani eliphezulu li-rubles angu-1,856. Uma kunabantwana abaningana, amanani ayengeziwe. Kodwa yonke imali yesibonelelo ayikwazi ukuba mkhulu kunezilinganiso ezijwayelekile.
Inqubo yokukhokha abesifazane abangasebenzi
Abesifazane abangekho abasebenza nabo bakhokhelwa ikhefu lokubeletha. Izinhlamvu zemali zegolide, nakuba zingaboniswa, kodwa isabelo singama-ruble angu-14,497.80. Leli nani lingathola bonke abesifazane abangenawo umsebenzi. Uthola kanjani umholo wokubeletha? Omama abasha banelungelo lokuthola izinkokhelo zanyanga zonke uma kutholakala izimo ezilandelayo:
- Ukuqeqeshwa okusemsebenzini esikhungweni semfundo;
- Ukubhaliswa kwi-Employment Service ngenxa yokunciphisa noma ukulahlekelwa umsebenzi.
Inqubo yokubhaliswa kwabangasebenzi ihilela isicelo endaweni yokubhalisa noma isifundo sokudluliswa kwezinkokhelo. Ukuze wenze lokhu, kufanele unikeze amaphepha alandelayo:
- Isicelo;
- Ikhefu lokugula;
- Incwadi yomsebenzi;
- Isitifiketi sokubhalisa.
Kuphela emva kokubhalisa kuzodlulisa ikhefu lokubeletha. Izinkokhelo ezinjalo ziqinisekisa ukuvikelwa kwamalungelo omama nengane.
Okuhlangenwe nakho kanye nesinqumo
Shiya ukunakekela ingane kufakwe kulo lonke ulwazi lomsebenzi. Ukungafani kuhlanganisa amacala uma impesheni yomshuwalense ikhokhwa ngaphambi kwesikhathi esifanele. Ikhefu lokubeletha lifakiwe phakathi nobude benkonzo. Lolu lwazi luqukethwe emthethweni.
Isikhathi somshuwalense yisikhathi somsebenzi wesifazane ngesisekelo senkontileka yomsebenzi. Ubukhulu bokukhokha buxhomeke kulo, kodwa hhayi kanye neqiniso lokuhlinzeka ngosizo lwezinto ezibonakalayo. Izindlela ezidingekayo zikhokhwa ngempela. Uma ngabe umsebenzi unezinyanga ezingaphansi kwezinyanga ezingu-6, khona-ke ukuhlinzekwa kwezinzuzo zokubeletha kuyadingeka. Ama-coefficients asezindaweni acatshangelwa.
Yini okudingeka ukwazi mayelana nokukhokha?
Ungathola imali yokubeletha emva kweholide, kodwa hhayi ezinyangeni ezingu-6. Uma kwakukhona imisebenzi ezindaweni eziningi, izinzuzo ezivela enhlanganweni ngayinye zikhokhwa. Kuvela ukuthi inani lingadlula inani elisezingeni eliphezulu. Umthetho awuvimbeli lokhu. Ukukhulelwa kanye nokuhlomula kokubeletha kubhalwa ngokugcwele ngosuku lomholo.
Kusukela ngo-2015, ukuthola izinkokhelo zokunakekelwa kwengane kungaba kuphela uma ingane isifinyelele eminyakeni emibili. Khona-ke imali inikezwa sonke isikhathi. Inkokhelo yesikhathi esisodwa kwezinzuzo zokungasebenzi kanye neholo lokunakekela izingane akuvumelekile.
Uma umuntu enakekela ingane efundela noma esebenza, kungenzeka ukuthola izinzuzo kanye nemali eyengeziwe yokuthola imali (isibonelo, izifundo ze-scholarships).
Isimiso semali yokunakekelwa kwengane singatholakala ngemuva kokuphela kwekhefu lokubeletha. Isikhathi sokubhaliswa kwemibhalo ngumqashi izinsuku ezingu-10. Ukuvikeleka komphakathi kudlulisela imali ebhange (ekhadini noma i-akhawunti) noma ngeposi (ukudluliselwa). Isibonelelo sokunakekela izingane sikhokhwa ngenye yezindlela ezilandelayo:
- Ngaphambi kwesikhathi;
- Inyanga elandelayo.
Umyeni wami ukhokha nini?
Uma kwenzeka owesifazane engenawo umsebenzi, kodwa unikeza umndeni wendoda, umthetho ubeka izinkokhelo. Izinqumo azifaki kwinombolo yabo. Inzuzo yokubeletha ikhokhwa kubesimame abaphephile abasebenza ngaphansi kwenkontileka yomsebenzi. Futhi izinkokhelo zokunakekelwa kwengane ngubaba ziyatholakala njalo ngenyanga.
Umthetho wezabasebenzi uchaza ngokucacile amalungelo kanye nemithwalo yabaqashi ngokuphathelene nabasebenzi abakhulelwe. Endabeni yokulinda ingane, isisebenzi siqinisekisiwe ukugcina isikhundla nesibonelelo sezezimali. Izinzuzo zikhokhwa ngumqashi noma uhulumeni.
Khulisa kumyalo
Izimali zokumiswa zingase zande ngenxa yenani lezinsuku:
- Uma ukukhulelwa kukhulu;
- Ukulethwa okunzima;
- Ukuzalwa kwezingane ezimbili noma ngaphezulu.
Lapho kuzalwa kunzima, futhi kukhona usongo empilweni yengane, bese kuthi ezinye izinsuku ezingu-16 zinikezwe. Isitifiketi esengeziwe sekhefu lokugula singakhishwa futhi uma kunesidingo esengeziwe sokuthola isimo esidingekayo. Uma kunezingane ezingaphezu kwezingu-1, sonke isikhathi sokukhubazeka komsebenzi izinsuku ezingu-194.
Nciphisa isinqumo
Ngaphansi komthetho, umqashi akakwazi ukufuna isisebenzi esikhulelwe ukuba sisebenze. Lesi sikhathi akufanele sinciphise. Ngakho-ke, ukukhokhwa kwezimali akuqinisekisiwe ngumqashi, futhi ukuxoshwa kubhekwa ngokungemthetho.
Igama lekhefu lingancishiswa ngenxa yesifiso somsebenzi uqobo lwakhe. Uma kunesisu, ungaya futhi emsebenzini. Kulesi simo, ikhefu lokugula linikezwa isikhathi esilungele ukubuyiselwa.
Ngokomthetho, intela ayinqunyelwe izinzuzo zokubeletha . Lokhu kuboniswa yiSigaba 217 seKhowudi yentela. Ngakho-ke, akekho onelungelo lokugodla noma iyiphi inzalo.
Amacala akhethekile
Ukukhokhwa kwezimali kungenziwa futhi ukukhishwa kwebhizinisi. Kuphela ngalesi senzakalo kufanele kube nesixwayiso ngenyanga. Ngesikhathi sokuxoshwa, kukhona ukubalwa, kufaka phakathi ukukhokha kwezinzuzo. Futhi amadokhumenti kufanele akhishwe okudingekayo ekukhokheni izinkokhelo.
Omama abangabodwa nabo bahlomula. Izinkokhelo zenziwa futhi uma kutholwa ngaphandle kokubhaliswa komshado. Izimiso zokubala zifana nalokho okujwayelekile.
Indlela yokuthola imali?
Omama abaningi abanenzuzo eyanele ngesikhathi nokunakekelwa kwengane, ngakho banesithakazelo sokwenza imali
Indlela yokwenza imali ngekhefu lokubeletha ngenye indlela? Ungenza ukuzithokozisa kwakho kube ngumthombo wemali engenayo. Abesifazane abaningi bayakwazi ukuthunga, ukubopha, ukugqoka, ukwenza imidwebo emihle noma ukudala izithombe. Imibono eminingi ingaguqulwa. Ungathola amaklayenti ngokusebenzisa i-intanethi, amaphephandaba kanye nabangane. Ukwenza ibhizinisi oyintandokazi nokuthola imali kuletha injabulo enkulu.
Izinkampani eziningi zinikeza umsebenzi ekhaya nge-Inthanethi noma ngocingo. Kungadingeka ukweluleka abantu ngezinsizakalo nezimpahla. Ungathola umsebenzi ebhange, itekisi, isitolo se-intanethi. Lo msebenzi unenzuzo eminingi. Okuyinhloko yiyona ndlela yokuhlanganisa nezinye izinhlobo zemali engenayo. Ungakhetha isimiso, kanye nendawo yomsebenzi.
Indlela yokwenza imali ngekhefu lokubeletha, uma ingane ikhule kancane? Ungathatha izingane ekhaya lakho ukuze unakekele, njengoba abazali abaningi badinga usizo olunjalo. Ngisho noma izingane ziya enkulisa, ngezinye izikhathi zidinga ukushiywa ngaphansi kokuqondiswa kwabantu abadala empelasonto. Kudingekile kuphela ukuthi uqaphele umthwalo wemfanelo, futhi uma uthatha leli cala, bese uliphatha ngokucophelela.
в декретном отпуске, если вышеперечисленные методы не подходят? Indlela yokwenza imali ngekhefu lokubeletha, uma izindlela ezingenhla zingafaneleki? Ungathola umsebenzi nge-Intanethi. Uma usuvele unamakhono, kuzoba lula. Futhi uma engekho, kuzodingeka uchithe isikhathi sokufunda. Phakathi kwezinhlobo zemali ekhokhelwayo kukhona ukukopisha nokubhala kabusha, uma kubalulekile ukuba uhlanganyele ematheksthini okubhala ukuze uhlele.
Ungase futhi usebenze ngokufanisa indawo. Ikakhulukazi le ndlela ifanele kulabo abachitha isikhathi esiningi ekuxhumaneni nomphakathi. Umsebenzi oyinhloko kulo msebenzi ukuqinisekisa ukuhleleka kwezingqungquthela, kanye nokubamba iqhaza kwingxoxo yezihloko. Olunye uhlobo lwemali engenayo ukukhuthazwa kwamaqembu ekuxhumaneni nomphakathi. Ungakwazi ukubeka izikhangiso, futhi uthole inzuzo kuwo.
Ukuthola imali kufaka phakathi ukufundiswa, ukuhumusha kwamathekisthi, ukudala amaphepha wesikhashana, izakhiwo, ukumaketha kwenethiwekhi, ukulungiselela izitsha zokudayiswa, ukwenza amasevisi ekhaya (isibonelo, ukuguqula umzimba). Uma kukhona amakhono, khona-ke esimisweni kumele sisetshenziswe. Ngendlela ehlakaniphile, ungathola imali engenayo.
Eqinisweni, kunezinhlobo eziningi zemali etholakalayo kulo myalelo. Kudingekile kuphela ukukhetha isiqondiso esifaneleka wena, futhi uthuthukise kuwo. Ngisho nasesikhathini salo myalelo, ungathola imali engenayo ephezulu, uma konke kuhlelwe ngendlela efanele.
Ukulahla
Enkonzweni yokuqashwa, omama abancane bangaqeqeshwa ukuthola okukhethekile. Phakathi nesimiso lezi zinsizakalo zikhokhwa nguhulumeni. Kunamakhono amaningi anikeziwe, kodwa ungakhetha lowo ophelele. Ngemuva kokuqeqesha kuzonikezwa idokhumenti, lapho ungathola khona umsebenzi.
Izinzuzo zezifundo zifaka hlangana ukufaneleka kwemisebenzi. Okukhethekile okuzokwamukela kuzokuvumela ukuba uthuthukise ulwazi lwakho, futhi emva kokumiswa ukuthola umsebenzi onenzuzo. Ukuqeqeshwa kunikezwa othisha abanolwazi, ochwepheshe bezikhungo ezahlukene zemfundo.
Kodwa kukhona ukufunda nokunciphisa okunjalo. Izithuba ezithakazelisayo azinikezwa ngaso sonke isikhathi, bese isikhathi eside kufanele silinde izifundo ezifanele. Akuzona zonke izifunda ezinomshini ocebile wezobuchwepheshe. Kodwa abantu abaningi, kubandakanya abesifazane besimemezelo, bakhanga ukuqeqeshwa okunjalo ngoba kukhululekile.
Izifundo zamahhala kulo myalelo ziqinisekiswa nguhulumeni. Ukuqeqeshwa kuyadingeka ezimweni ezilandelayo:
- Akukho ziqu;
- Kunzima ukukhetha umsebenzi;
- Ngifuna ukushintsha umsebenzi wami.
Umsebenzi oyinhloko wemfundo umsebenzi. Emva kwalokho, izakhamizi zivame ukuthola umsebenzi ozuzayo noma ukuvula ibhizinisi labo. Ngokujwayelekile ezindaweni zokuqashwa, kuhlinzekwa okwezomnotho, kanye nokuqeqesha i-akhawunti, unobhala, isazi sengqondo, umpheki, umklami. Uhlu lwezobuchwepheshe lusekelwe esifundeni, ezinhlobonhlobo zezikhungo zemfundo. Wonke umuntu angakhetha umsebenzi ofanelekayo.
Isikhathi sokuqeqesha sithatha izinyanga ezingu-6, kodwa konke kuxhomeke kuhlobo lobuchwepheshe. Iqoqo lamaqembu lwenzeka ngezikhathi ezahlukene. Ukuze ubhalise izifundo, udinga ukuxhumana nesikhungo sokuqashwa sokubhalisa. Ukuze wenze lokhu, kufanele unikeze uhlelo lokusebenza, ipasipoti, isitifiketi sokuzalwa kwengane, idokhumenti enqumweni. Ukuqeqesha ngokuvamile kuqhutshwa ochwepheshe abavela emanyuvesi kanye nezikhungo zemfundo esebenzisana nesikhungo sokuqashwa.
Izifundo ngokuvamile ziqhutshwa kusihlwa, kodwa ziyisikhathi esigcwele kanye nezincwadi zokuxhumana. Amakilasi aqhutshwa ngabanye noma eqenjini. Ngemuva kokudlula ukuqeqeshwa idokhumenti ikhishwa. Kulesi simo, umama osemthethweni uthola izinzuzo. Ngemuva kokuqaphela umsebenzi noma ukubuyisela emuva, ungathola umsebenzi oholela kakhulu.
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