Inzuzo: definition. Income futhi amaholo: umehluko

Abantu abangahlakaniphile neze emnothweni, ungaboni umehluko phakathi "engenayo" futhi "engenayo". Nokho, umehluko phakathi lezi zigaba ezimbili ngempela eningi. Bakhonza omunye izinkomba eyinhloko nokufaneleka womsebenzi ezezimali nezomnotho amabhizinisi.

Ukuze uzwisise ukuthi yini ngamunye salezi zigaba, kumelwe sicabangele incazelo ngqo. Inzuzo yemali engenayo abathintekayo kulesi sibalo net yi wezimali ka imisebenzi yenkampani. Kanjani ukubala futhi sizisebenzisa, kufanele wazi wonke usomabhizinisi.

Uhlolojikelele

Ukutadisha uhlelo yokwakhiwa umbiko ngemiphumela wezimali ka amabhizinisi kanye nezinhlangano, kufanele kuphawulwe isidingo ukuqonda ngokucacile incazelo ngamunye. Inzuzo, ezingenayo, yokuthengisa izimali, imiphetho okwedlulele unendlela ethile ekubalweni.

Uma uthi nhlá, kungase kubonakale ngokungadingekile inqwaba imiqondo lahlotshaniswa. Nokho, uma ubuka eduze, lokhu kwenza abanye umqondo. Umthetho, izibalo, intela, kanye neziphathimandla zokulawula kule ukusetshenziswa saziso esingaphezulu kwalemibandela.

Ngakho-ke, ngisho umnikazi webhizinisi elincane nje kudingeka ukuqonda indlela ekubalweni inzuzo yayo net. Ngoba ukuthola futhi usethe inkampani noma inhlangano. Ngisho nabantu abangayazi kude umnotho, ukuthuthukiswa jikelele kuyoba usizo ukuze baqonde umahluko phakathi kulezi zigaba.

indlela imali

Inani lemali inkampani uthola emva ukuthengisa izimpahla zabo kanye nezinsizakalo inzuzo. Lena incazelo lalivamile. Inzuzo ngesikhathi imali ayikahlanganiswa kumnikazi wenkampani ezaziwayo.

Ukuthengisa imikhiqizo, inkampani uthola ngenxa yawo yonke ukumnika imali kwezimali. Le ndlela imali. Kuleli zwe lanamuhla, into ngokuvamile izibalo ngesikweletu noma izitolimende. Ngakho-ke, i-yokudayisa komkhiqizo ngamunye ingabalwa kuphela ngemva kokuba inkokhelo egcwele ukuthenga kwabo ngumthengi.

Phawula futhi ukuthi inhlangano inzuzo ingabalwa ngisho nangaphambi anawo imikhiqizo siphelile kusukela ukukhiqizwa. Uma ngabe ikhasimende balani kusengaphambili ku-akhawunti yenkampani, izimali ziyabhekelelwa njengoba engenayo. Kuyinto kumele baqonde ngaphambi kokwenza izibalo.

Indlela lokulandisa le mpahla

Nzuzo, okuyinto ke uthola sekubika ingabalwa, futhi ngezinye izindlela. Ngenxa yalesi base kubalwa enzuzweni sokuba lezi zimpahla. Inani kungaba zithunyelwe isilungele ukubala, uma izimpahla zidluliselwe kumthengi, noma isenzo ukunikela sasayinwa. Izimali azikakabi zihunyushelwe akhawunti yenkampani.

Kulesi ndlela, intuthuko etholakele ikhasimende akufakwanga inkontileka ngezimali. By the way, avame kakhulu ngoba isimo sikuvumela izinkampani ezinkulu lapho inzuzo kakhulu.

izinhlangano Ezincane ukunemba izibalo ungasebenzisa indlela imali engenayo ukubala.

Umqondo engenayo

Inzuzo nokulahlekelwa kuyinto ajwayelekile zonke umnikazi ibhizinisi noma inhlangano. Kuyinto ifomu lomthetho ezimali. Ngezinye luhlolo yayo enemininingwane kuba nomehluko ocacile phakathi kwezimfundiso zonke izinhlobo ekubalweni yi zezimali.

Income ukukhulisa izimali ye-akhawunti ye-ibhizinisi noma isamba sazo zonke ukuthengiselana waphetha namakhasimende ekupheleni kwesikhathi sokubika. Lokhu namarisidi imali imisebenzi yokusebenza.

Ukungena kwemali kuvela imisebenzi ngezezimali, ukusebenza kanye utshalomali. Ngaphezu kwemali ukuhlinzekwa kwezinsizakalo noma ukudayiswa kwemikhiqizo, lapha kufanele ichasiselwe, isibonelo, sokuthola counterparties, inzalo imali, evela ukudayiswa ukwabelana, kanye nokunye. D.

Kodwa isamba lezi izimali ngeke likwazi ukunikeza ulwazi mayelana ukusebenza kanye zibheke ibhizinisi.

Umqondo inzuzo

Thuthukisa ukutadisha isihloko, kudingeka uqonde ukuthi yini inzuzo. Phela, le nkomba ivame ukuba uthole futhi ukwandisa noma yiliphi ibhizinisi. Ngesisekelo idatha etholakalayo ku izinhlobo ezahlukene engenayo, ungenza ukuhlolwa kwe-inkampani.

Nzuzo uthola uma kwenzeka ukuthi imali Imininingwane kudlulwe izindleko ingqikithi. umphumela omuhle zezimali kubonisa anawo ofanele ukuphathwa kwenkampani kwezidingongqangi ezikhona.

ukukhula inzuzo kungenzeka ngesikhathi ukuhlela sicubungule njalo. On the ubuqiniso lapho kwemukelwa tisombululo temhlaba ngekubuka nowasekhaya kuwo wonke amazinga kuxhomeke ekuchumeni nokuzinza lenkampani.

Formula ukubala

Ukuze wenze kube sobala ukuthi ziyini ngasinye salezi zigaba kufanele ngaso sonkhe sikhatsi yetfulwe ngendlela amafomula abo. Bazokusiza ukuqonda inkampani etholwe Imiphumela yezimali. Ifomula imali ngalendlela lelandzelako:

• Revenue = Revenue isebenze, ngezimali kanye nokutshala imisebenzi.

Inzuzo ifomula uphenywa ngezansi, ibalwa kancane more xaka. Kubonakala sengathi lokhu:

• Inzuzo = Income - Ukusetshenziswa.

Lolu uphawu olukhulu lokuthi ukuthi anganikeza ulwazi mayelana isimo sangempela ibhizinisi. Kufanele kuqondwe njengoba umphumela wokugcina wezimali we inkomba zanqwabelana manje.

Inzuzo nakho kuyisici esibangela enkulu ekuthuthukiseni ngezimali kanye ukunwetshwa inkampani. Ngaphezu kwakho konke lokhu okungenhla, liphinde umthombo ngenzuzo uhulumeni. Ukumnika kwenzeke ngokukhipha kusukela ukubuyiselwa kwentela.

inzuzo izinhlobo

Ukutadisha inzuzo okuyinto ifomula ukubala seyenziwe ngenhla, kubalulekile ukwaba ezinye izinhlobo zawo. Basuke kuchazwa ngezindlela ezahlukene. ukulinganisela kwabo isimo idatha inkampani ngezindlela ezihlukahlukene.

Okokuqala, inzalo enkulu ibalwa. Lokhu kubizwa ngokusentshenziswa umehluko phakathi yokuthengisa ukuqhutshwa kanye nezindleko. Le nkomba ngokuvamile sisetshenziswa analysis and Ukuqhathanisa izindleko-ukusebenza kwamabhizinisi ahlukahlukene.

Amabhange ufunde wekhasi okwedlulele ukuhlola creditworthiness kwenhlangano. Ngakho-ke, kuze kube iSigungu kubalulekile ukugcina ukulawula ushintsho.

engenayo Net is etholwe kukhishwa kusuka ezingeni odlule yentela ngemali engenayo, izinhlawulo, izimali zenzuzo ukusetshenziswa dolobha waboleka nezinye izindleko. Lona ngumphumela ibhizinisi. Abanikazi izimali bangase basabalalise bodwa ngokuphelele noma ingxenye ukuziqondisa wanda, ukuthuthukiswa ukukhiqiza. Lezi imijovo kuyobonakala the balance sheet njengoba yemali lengenako enzuzweni lenkhulu.

Ukuze ukuhlola umsebenzi inkampani ezisetshenziswa zimali bomhlaba wonke izinkomba ezinjalo nahlanza inzuzo njengoba ebit, EBITDA. Bavumela wena ukuhlola ukusebenza kwamabhizinisi yasekhaya uma ziqhathaniswa nezinhlangano zasemazweni angaphandle. Inkomba yokuqala inzuzo ngaphambi kokususwa kwe tax, kanti eyesibili - akubandakanyi ukwehla, izintela, izimali ubhekene nenkinga yezimali.

Ngokwesibonelo ukubala

Ukuze siqonde umahluko phakathi indices wokusebenza kwezimali, kufanele lokho ukubheke njengesibonelo. engenayo Net kanye umholo ophelele liyadingeka ukufunda Dynamics inani lezinkathi. Kodwa ukusebenza lenkampani athi nomholo.

Lokucabanga, sidalwe inkampani entsha ukuthengisa ekhaya Imishini. Ngakho kwathi ngenyanga yokuqala, ethola iholo ngokheshi obuyizinkulungwane 500. Hlikihla. Njengoba inhlangano uye wasebenza ngalesi sikhathi, asikwazi ukusho.

Uma, ngemuva deducting izindleko, inkampani yasungulwa ukulahlekelwa - ibhizinisi unpromising. Ngezinye izikhathi izindleko ayalingana engenayo. Kulokhu, inkampani esebenza ngaphandle kokulahleka.

On zibheke ibhizinisi uthi yalokho zezimali omuhle. Ngokwesibonelo, uma ngemuva kokukhokha wonke amacala ngesikhathi ibhizinisi kusenabantu 20 eziyinkulungwane. Deda., Le mali kungenziwa wachitha yokusakazeka imisebenzi yayo. Leli bhizinisi inzuzo.

Njengoba sesifunde amaqiniso okukhulunywe ngaye ngenhla, sizwisise umehluko phakathi izigaba zezomnotho eziyisisekelo. Kuyadingeka ukuba baqonde ngokucacile incazelo yabo. I inzuzo kuyinto engenayo njalo kancane. Lokho-ke sifuna inkampani futhi ufisa kuye ukukhulisa ngamunye isikhathi ezisebenza.