Indlela yokukhipha imali kwi-akhawunti yokukhokha ye-IP? IP ihoxisa imali ku-akhawunti yamanje: ukuthumela

Cishe yonke i-PI ine-akhawunti yasebhange. Ukuzikhethela kwalolu hlobo lomsebenzi wukuthi kunzima ukukhipha imali. Umbuso awuvimbeli i-IP ekusetshenzisweni kwempahla. Kodwa imingcele yokusebenza isamiswa. Imininingwane eyengeziwe yokukhipha imali kwi- akhawunti yokukhokha ye- PI, funda.

Izici zomthetho

NgokweMtsetfosisekelo, wonkhe umuntfu angaba nemisebenti yemabhizinisi ngaphandle kwekwakha inhlangano yemtsetfo. Ngalokhu udinga ukubhalisa njenge-IP. Noma kunjalo, lo mthetho ucacisa imikhawulo ethile. Osomabhizinisi ngabanye bangaba:

• Izakhamuzi kuphela ezikwazi ukwedlula iminyaka engu-18 ubudala. Kungaba yiRashiya nabangaphandle.
• Abantu abangaphansi kweminyaka engu-18 abangena emshadweni womthetho.
• Abancani bangabakhamizi abanemvume ebhaliwe yomunye wabazali (umgcini).

Cishe bonke osomabhizinisi abazimele basesimweni somthetho esenziwe lula. Ngakho-ke, ngokusho komthetho, bavunyelwe ukuba bahlanganyele ezinhlotsheni ezithile zemisebenzi. I-IP ayikwazi ukukhishwa:

• Abesomabhizinisi abhalisiwe kakade.
• I-IP, yamemezela ukuthi iphelile ngonyaka odlule.
• I-IP, enqatshelwe ilayisense isikhathi esithile.

Izici zomsebenzi:

• I-IP ingahlanganyela kunoma yiluphi uhlobo lomsebenzi olungavunyelwe umthetho futhi uletha inzuzo.
• Abomabhizinisi bangavikela amalungelo abo eNkantolo YokuBambisana, eholwa yimithetho yabantu ngabanye.
• Ama-IP akhokhela i-USN, anikeze imibiko futhi aziphathe ngokuzimela.
• Impahla ingasetshenziselwa ukuzuza kuphela. Uma kwenzeka ukubhujiswa, ithengiswa ngamacala.
• Kwezinye izimo, kubhaliswa irejista yemali. I-akhawunti ebhange ibonakala ngokuthanda.
• I-IP ingenza ukuthi ucindezele futhi uqashe abasebenzi, uthole umsebenzi. Kodwa hhayi ngemisebenzi yomphakathi.
• Ukuvalwa kwe-IP kwenziwa ngesicelo somsomabhizinisi, mayelana nokufa kwakhe noma nge-oda zenkantolo. Dlulisa isitifiketi sokubhaliswa ngefa noma abantu besithathu abakwazi.

Izinzuzo zezindawo ezingekho imali

Ukuvula i-akhawunti nebhange kunenzuzo kakhulu kunokwenza zonke izinkokhelo ngokusebenzisa i-cashier. Ake sibhale izinzuzo eziyinhloko:

• Ngokwenza imisebenzi enjalo, ayikho imingcele esemthethweni. Nakuba amabhange anemikhawulo yokuhamba kwemali yansukuzonke. Ngenkinga, iklayenti ingase ihlangane kuphela uma yenza ukuthengiselana kwemali enkulu. Kulesi simo, kuzodingeka uthumele idokhumenti eqinisekisa ukuthi usebenzisa imali, futhi ulinde izinsuku ezintathu kuze kube yilapho imali ifinyelela ku-akhawunti yomlingani.
• Ukuze ukudluliselwa kwezimali phakathi kwamabhange kubeka amanani athile. Izibalo ezenziwe nge-akhawunti ye-IP zihambisana nekhomishana ephansi.
• Ukuqhuba konke ukuthengiselana nge-akhawunti kwenza lula inqubo yokubheka imali nokubika.

Khipha iziKhwama

Naphezu kokuthandwa kwezinkokhelo okungewona ukheshi, imali ayiyikuyeka isikhundla sayo. Ngomthetho, osomabhizinisi angakwazi ukulahla impahla ngokwakhe. Izinhlangano zidinga ukugcina imali kuma- akhawunti wokukhokhela. Abanomabhizinisi bavula i-akhawunti ngokuqonda kwabo. Uma udinga ukheshi, kudingeka ugcwalise amafomu athile. Ake sicabangele ngokuningiliziwe ukuthi singakhipha kanjani imali kwi-akhawunti yokukhokha ye-IP. Ukufeza lo msebenzi, umninimabhizinisi uzodinga okungenani ikhadi kanye ne-checkbook. Kulula ukusebenza namakhadi epulasitiki. Ungaqhuba ukusebenza nge-inthanethi noma ukhiphe umyalelo wekheshi.

Imigomo yokuthengiselana

Ukusebenza ngezimali zomuntu siqu IP kungenziwa ngokuvakashelwa siqu ebhange noma ukuthumela imiyalo nge-Intanethi. Ibhange lamukela izicelo, liqinisekisa ubuqiniso bayo bese libasebenzisa kuphela. Ikhomishini ikhokhiswa yonke le misebenzi. Ungakuhoxisa kanjani imali kwi-akhawunti yokukhokha ye-SP ngaphansi kwe-USN? Into yokuqala okudingayo ukuthi ucacise kahle inhloso yokuthengiselana.

Izidingo zomuntu siqu

Uma lowo osomabhizinisi ekhokhela intela kuhulumeni ngesikhathi esifanele, akanalo ilungelo lokuphazamisa imisebenzi yakhe ukuze acacise izinhloso zokusebenzisa izimali. E-oda lokukhokha, ungabonisa "izidingo zomuntu siqu" futhi uqinisekise ukuthi ukuthengiselana kwenziwa ngaphandle kwe-VAT. Ungakuhoxisa kanjani imali kwi-akhawunti yokukhokha ye-IP uma ihlanganiswe ekhadini? Kwanele ukuthumela inkokhelo inthanethi kubhange le-intanethi. Uma isikhathi sokusebenza sebhange sinzima, khona-ke ungashayela ihhovisi futhi ubuze opharetha ukuba enze isicelo esisheshayo. Kulesi sigaba, kunesimo esisodwa esibalulekile - ikhadi kufanele libhaliswe egameni le-IP. Uma kungenjalo, intela izocubungula ukukhokhelwa kokuthengiswa kwezimpahla futhi kuzodinga ukudluliselwa kwisabelomali sentela.

Ukwenziwa komsebenzi

Ukuhlala nabahlinzeki kungenziwa ngokheshi futhi kwenziwe nge-akhawunti yasebhange. Ukusebenza ngemali "ebukhoma" kunomkhawulo kuma-ruble ayizinkulungwane eziyikhulu. Imingcele yokuthengiselana okungewona ukheshi yi-state ayimisiwe. Indlela yokukhipha imali kwi-akhawunti yokukhokha ye-PI ngesisekelo "esenziwe lula"? Kwanele ukukhipha i- oda lokukhokha bese uyithumela ku-cashier ebhange. Inhlangano ayinalo ilungelo lokuthakazelisa ngezinhloso ezazisetshenziswa izimali. Kodwa uma inani le-transaction likhulu, futhi iklayenti ayinikezi izincazelo, ibhange lingadlulisela isicelo kumabandla ombuso. Ukuze ugweme noma yiziphi izinkinga, kunconywa ukulondoloza wonke ama-invoyisi, ukuhlola kanye neminye imibhalo eqinisekisa iqiniso lokuthengiselana.

Ibhizinisi le-Shadow

Ngaphambi kokuba uthande isithakazelo sokuthi ukhiphe kanjani imali ku-akhawunti yokukhokhela i-PI eSberbank, kubalulekile ukucacisa ukuthi yimiphi imingcele eyenziwa yilo mhlangano ngosuku nokuthi ngezikhathi ezithile zosuku. Ukuze ugweme ukulahlekelwa kwezimali, amakhomishana angaphezu kwamandla angasungulwa ngokuthengiselana okuthile. Ngesikhathi esifanayo, akubona bonke abathengisi abahlinzeka ukuhlola, okungaqinisekisa ukuthi ukuthengwa nokudayiswa kuyasebenza. Ukuxazulula izinkinga ezinjalo, osomabhizinisi bavula ama-akhawunti kumabhange amaningana futhi baqhuba imisebenzi ngamanani amancane. Ukuqaliswa kwesikhathi eside kwalezi zenzo kuzoba nesithakazelo kuqala kunkontileka ekhethekile ebhange, okulahlekelwa yinzuzo eyengeziwe. Uma ngabe umnyango wezentela ubona imisebenzi efana nokukhishwa kwentela, lokhu kungaholela ekuvaleni i-akhawunti noma ukwenqaba kwebhange ukusebenza nomninimabhizinisi.

Ngingakuhoxisa kanjani imali kwi-akhawunti yokukhokha ye-IP ngaphandle kwekhomishana?

Kungenzeka ukudlulisa izimali ezivela kwi-akhawunti yokukhokha kuya ekhadini le-IP, elingakhishwa kumuntu osomabhizinisi, kodwa kubantu ngabanye. IKhomishini yokusebenza okunjalo ayikhokhiswa. Kodwa lokhu kwenziwa kwenzeka ezinsukwini ezimbili. Okokuqala, imali kufanele ilandele i-akhawunti ye-IP, "usebenzise ubusuku," futhi ngosuku lwesibili kuphela ingadluliselwa ku-akhawunti yabantu benyama. Impendulo yesibili yukuthi, uma kwenzeka iphutha lemali, ukuthengiselana kuzodingeka kusetshenziswe futhi.

Konke okunye ukuthengiselana, isikhungo sibeka amanani abo. Ikhomishana encane kuyodingeka ikhokhe ngisho nokusebenza ukuphakamisa umholo. Ibhange alihlinzeki ngokuthengiswa okungaqondakali. Ukungaxhunyiwe kungase kube yizimo lapho, uma isikhathi samasheya, inani lamakhomishini wokuthenga okuthile linciphisa ama-ruble angu-0.

I-Checkbook

Inqubo yokuyigcwalisa ilawulwa ngokucacile yibhange kanye nenhlangano yentela. Iklayenti idonsela phansi i-counterfoil kanye nengxenye eyinhloko yesheke bese idlulisela ebhange. Le ncwadi ikhishwa kwisicelo esibhaliwe sosomabhizinisi. Kuyindlela yokuphendula ngokuqinile. Ngakho-ke, isheke ngasinye sibalwa. Indlela yokukhipha imali kwi-akhawunti yokukhokha ye-IP? I-Sberbank yamukela ukuhlola, igcwele ipeni eluhlaza okwesibhakabhaka, ngaphandle kwamaphutha nokulungiswa. Leli thuluzi lilungele ngoba ngomzuzu wokugcina ungabhalela isheke bese uyithengisa ku-checkout.

Inkinga yebhizinisi lesithunzi, elichazwe ekuqaleni, lingathinta nokusebenza ukuhoxisa izimali ngokusebenzisa i-checkbook. Ngeshwa, umthetho weRussian Federation awuphelele. Ukusebenza ngokusemthethweni kwezomthetho kungahlolwa njengokungekho emthethweni. Ukuze ugweme izinkinga, yonke imisebenzi yokuhoxisa izimali kufanele ibhaliswe negama eligcwele lomninimzi.

Iphrojekthi yomholo

Uma umuntu osomabhizinisi eqashwe okungenani oyedwa umsebenzi, angakhipha iphrojekthi yeholo ebhange bese ehoxisa izimali ezivela ku-akhawunti uma kudingeka. Lokhu kusebenza kuncike ekuthumeni okuncane kakhulu. Ibhange lingabuza isicelo sokukhokha amaholo. Ngakho-ke, kubalulekile ukuqonda indlela yokukhipha imali kwi-akhawunti yokukhokha ye-IP, nokufaka okungenani usuku olulodwa kusengaphambili. Kulesi simo, izimali zizodluliselwa kusuka ku-akhawunti yamanje kuya kumakhadi abasebenzi. Uma uxhuma ibhange le-intanethi, ukuthengiselana kungenziwa ngokuzimela noma kumise ukukhokha kwezimoto.

Ngingayithola kanjani enye imali engayithola kwi-akhawunti yokukhokha ye-IP? Okunye okunye ekhadini leholo kuyikhadi lezinkampani. Ngosizo lwayo, ungakwazi ukuhoxisa izimali ngokuqondile kwi-akhawunti yakho yokuhlola nge-ATM. Impendulo yodwa kuphela imali enkulu yekhomishini.

Wena ngokwakho

Ngokusho komthetho, imisebenzi kuphela ephathelene nomsebenzi wokuhweba ingenziwa kwi-akhawunti ye-IP. Umthetho awuvimbeli ukuhoxiswa kwemali yezidingo zomuntu siqu. Kodwa imisebenzi enjalo izomtshela ngokushesha iziphathimandla zentela. Ngakho-ke, kungcono ukuthi ubuze ngokushesha ukuthi ungayithola kanjani imali yokuthola imali kwi-akhawunti yokukhokha ye-PI (STS engenayo) kunokuba ngemuva kwesikhathi eside ukuchazela umcwaningi mabhuku ukuthi usebenzise kanjani.

Ukubika

Uma izimali zihoxiswa ukuqaliswa kwezimali, ngakho-ke akudingekile ukuba ubonise ngokungeziwe nge-cashier. Kodwa amadokhumenti eqinisekisa iqiniso lo msebenzi, thatha kumthengisi uyoba nalo. Ngosizo lwabo kuphela ungaqinisekisa isiqondiso sokusebenzisa imali.

IP ihoxisa imali ku-akhawunti yamanje: ukuthumela

Yonke imisebenzi yokubhalisa nokubhala imali kufanele ibhaliswe kumarekhodi e-accounting. Kunezinketho eziningi zokubhala lo msebenzi ku-BU. Okokuqala:

I-DT84 KT75 - ukutholakala kwengeniso ye-IP.

Д75 Кт50 (51) - ukukhokhelwa kwezimali.

Ungasebenzisa futhi lokhu okuthunyelwe:

DT76 КТ91 - inzuzo yenzuzo.

DT76 KT51 - ukukhokhelwa kwezimali.

Ukuze inani lemali yalo mkhiqizo lingabandakanywa "eNcwadini Yemali Nezindleko", kuyadingeka ohlelweni lokubika (isibonelo, 1C) ukususa "Ukucabangela e-NU" ngaphansi kwedokhumenti, futhi ku-akhawunti yokuhlaziya kufanele kuboniswe ukuthi lo msebenzi awuqhutshwa ku-NU. Uma lokhu kungenziwanga, khona-ke isisekelo sentela esihlanganisiwe ngeke sibe nobulungisa. Nansi indlela yokukhipha imali kwi-akhawunti yokukhokha.