Imali yokusebenza yebhizinisi

Kuyinto evamile ukuhlukanisa phakathi kwezimali ezihleliwe nezisebenzayo zebhizinisi. Ngaphansi kwezici ezibonakalayo zokusetshenziswa okuhlala njalo kusho. Sikhuluma ngezakhiwo, izimoto, imishini nokunye. Imali esebenzayo yenkampani ishintsha njalo, njengoba isetshenziselwa ukuthenga izimali ezidingekayo zomjikelezo othile. Ngaphansi kwalo ungaqonda umholo wabasebenzi, izindlela zokuthenga izinto zokusetshenziswa nokunye okunjalo.

Imali yokusebenza yebhizinisi

Inqubo ngayinye yokukhiqiza inhlanganisela yezindlela zokukhiqiza nokusebenza. Njengombana sekukhulunywe ngenhla, zimelela umthamo wokusebenza webhizinisi. Izimpahla ezijikelezayo yizinto ezibaluleke kakhulu zokukhiqiza. Basiza inkampani ukuthi isebenze ngokuqhubekayo.

Izimpahla ezijikelezayo imali kusho ukuthi yikuphi ukuthuthukiswa kokuphatha ukuze kutholakale izimpahla zokukhiqiza, kanye nezinhlobo ezahlukene zemali yokuhambisa.

Impahla yokukhiqiza kwezezimboni iqondwa njengendlela yokukhiqiza ethatha inqubo yokukhiqiza kanye kuphela, idlulisela inani layo emikhiqizweni eyenziwe, ngenkathi ilahlekelwa ifomu layo lemvelo. Sikhuluma ngezinto zokusetshenziswa, izingxenye, izingubo zokusebenza nokunye okunjalo.

Ukusabalalisa kwezimali kuhlanganisa izimali ukuthi ngandlela-thile isebenze inqubo yokuthengisa imikhiqizo. Enkambweni yokukhiqiza, abayithathi nhlobo, kepha kuyadingeka ukuqinisekisa ubunye bokuthengisa nokukhiqiza.

Inhloko esebenzayo yenhlangano ihamba ngokunyakaza okuqhubekayo, ingasebenza ngezigaba eziningana ngesikhathi esisodwa. Umjikelezo wokuzungeza umjikelezo wokukhiqiza wezinyathelo kusuka ezigabeni:

- Imali esebenzayo idlula esuka efomini yezimali kuya kwifomu yezimpahla. Okusho ukuthi, kukhona ukuthengwa kwezinto zokusebenza;

- ukungena ekukhiqizeni, ukujikeleza izimpahla, ukuphenduka imikhiqizo ephelile;

- imikhiqizo eqediwe ithengiswa ngabathengi - okungukuthi, ithengiswa. Izimpahla zamanje kuleli sigaba ziphinde zihanjiswe kwifomu lemali.

Ingxenye yemali etholakele izosetshenziselwa futhi ukuthengwa kwezinto ezihlinzeka ngenqubo yomsebenzi nokunye.

Ukuqhubeka kwenqubo yokukhiqiza kufezwa ngenxa yokuthi izimpahla zamanje zikanye ngesikhathi ngasinye kulezi zinyathelo ezintathu. Kulezi zigaba azikho isikhathi esifanayo. Konke kuncike esimweni esithile nezici ezithile (izinto zokuthengisa nokunye). Imali ebambezelekile yokusebenza ingabangela inkathazo enkulu.

Imali esebenzayo yebhizinisi ihlukaniswa ibe:

- I-Sphere yenzuzo. Ihlukaniswe ngemali yokuhambisa, kanye nokuhambisa izimpahla zokukhiqiza.

- Ububanzi bokulinganisa. Kulesi simo, lihlukaniswe ngendlela engeyona ejwayelekile futhi ehlelekile. Izindlela ezihleliwe zibeka ubukhulu obulinganiselwe, futhi okungezona okujwayelekile kuyasungulwa ngokusekelwe kwedatha yangempela.

- Imithombo yokwakheka. Lokhu kubhekisela ekuhlukaneni kube ngumnikazi futhi okubolekiwe. Njengoba kucacile kusuka kumagama, ingeyakho yebhizinisi, futhi libolekwe komunye umuntu. Izinhlangano ngokuvamile kufanele zibheke kuzo zonke izinhlobo zemali mboleko. Isidingo sabo sivela lapho kunesidingo sezimali.

Isakhiwo semali yokusebenza yisilinganiso sezinto ezizimele ezihlangene. Ukuhlaziywa kwalo kungasiza kakhulu, njengoba kuyindlela enhle kakhulu yokuthola isimo sezimali se-firm. Ngalo, kungatholakala ukuthi umkhiqizo oqediwe awuthengiswanga kahle, imali esebenzayo isetshenziselwa kahle. Futhi, inikeza ithuba lokunquma izimo lapho inzuzo ezoba khona enkulu khona. Ochwepheshe kufanele benze ukuhlaziywa okunjalo.