I-akhawunti yamanje ebhange izokulondoloza izinkinga eziningi!

Amakhadi epulasitiki ayingxenye yezimpilo zethu ngokugcwele, ehlala ngokuqinile endaweni yawo futhi angayikunika noma ubani. Yiqiniso, ngemuva kokuthi wonke umhlaba usuvele uqede ukubheka imali ephaketheni lakho, ukukhokhela ukuthenga, okukhulu nokuncane, ngekhadi. Yisiphi isizathu salesi senzakalo? Kungani ukuvula kwe-akhawunti yamanje kubalulekile kubantu abaningi?

Izinzuzo zamakhadi epulasitiki

Konke kulula kakhulu futhi kulula - udinga ukuvula i-akhawunti yamanje bese ubala zonke izinzuzo zalolu hlobo lokutshalwa kwezimali zakho. Kuze kube manje, inani elikhulu lezitolo likhetha ukukhokha ngekhadi lasebhange, ngoba lilula kakhulu. Ungabheke ushintsho, okungesizathu esithile akusikho ngaso sonke isikhathi, futhi wenze ukulibaziseka emgqeni wabathengi abakhathazekile. Amakhasimende ngokwawo aphawula le ndawo ephawulekayo yamakhadi epulasitiki. Ngaphezu kwalokho, manje amaphakethe awagodli okuncane, futhi ukulahlekelwa imali enkulu kunzima kakhulu. Ngemuva kwakho konke, uma ulahlekelwa ikhadi lakho, usanda kubiza i-hotline yasebhange futhi uvimbele i-akhawunti yamanje, kanti izimali zihlala ku-akhawunti yakho. Ngeshwa, uma ulahlekelwa isikhwama sakho semali ngemali, le nketho ayisebenzi. Futhi, amakhadi amaningi ahlanganyele ezinhlelweni ezihlukahlukene zobuqotho futhi, ngaleyo ndlela, avumele umnikazi wabo ukuba athole amabhonasi azoba isaphulelo esimnandi lapho ebala ezitolo ezithile. Ungahlala ubuka i-akhawunti yamanje kumodi inthanethi ku-akhawunti yakho yasebhange.

Izinkinga zamakhadi epulasitiki

Nokho, naphezu kwazo zonke lezi zinzuzo, kunezimo eziningana. Kukhona kungenzeka ukweba kwezimali zakho ngabangcolisayo, owazi ukuthi ungathola kanjani nge-akhawunti yakho. Ngakho-ke, i-akhawunti yakho yamanje idinga ukugcinwa, futhi uzophoqeleka ukukhokha ibhange ngalokhu, kanye namakhomishana lapho uhoxisa ukheshi nokungakwazi ukukhokha ikhadi ekujuleni kwezwe lakithi.

Yiziphi izidingo zokuvula i-akhawunti yakho?

I-akhawunti yamanje, ohlala uhlose ukuyisebenzisa, kumele ihlole amaningana ngaphambi kokuba unqume ukuyala ikhadi. Okokuqala, unqume ukuthi yini oyidingayo ngempela: ikhadi lesikweletu noma ikhadi lesikweletu ? Imalimboleko izohlinzeka ngemali yebhange yokusebenzisa kwakho, kodwa kuzodingeka ukhokhe izitolimende zenyanga. Ikhadi lokukhishwa kwemali kuzodingeka ligcwaliseke ngokwayo, kodwa isici sayo esimnandi ukuthi inani elithakazelisayo likhokhiswa imali yakho. Yiziphi izici okudingeka zicatshangelwe uma ukhetha ikhadi? Ikhadi kumele kube yi-Visa Classic noma i-MasterCard. Leli khadi le-universal elizokuvumela ukuba ukhokhe kunoma yiliphi izwe emhlabeni. Kodwa isici esibaluleke kunazo zonke ezithonya ukhetho kwekhadi kufanele kube izinga lezintshisekelo ezifakwe kwizimali zakho. Yiqiniso, nakakhulu, kungcono! Ikhadi lesikweletu kufanele lihlangabezane ngokugcwele nalezi zimo ezimbili, ngaphandle kwalokho akumane kungenangqondo ukuyiyala. Futhi, akuyona into engafanele ukukhetha ngokucophelela ibhange lapho uzogcina khona imali yakho. Phela, idumela elihle lebhange liyakuthinta ukuthembeka kwalo, futhi lokhu kuzosho ukuthi i-akhawunti yakho yamanje izoba ngaphansi kokuvikelwa okuphelele.