Kuyini BIC, lokho isetshenziswa kanye kanjani it?

Uhlelo yasebhange yiliphi izwe elithuthukile libhekene eliphezulu legciwane nemisebenzi kukonke. Akusiyo imfihlo ukuthi kunalokho Kunzima ukucabanga kwemali ngaphandle ukubandakanywa amabhange. Emashumini eminyaka ambalwa edlule, ohlelweni Banking kwaba njalo ukuthuthukiswa kwezinga elikhulu, lokhu kwaholela ekukhuleni ngokweqile commercial izikhungo obolekisayo. Ngakho, ngo-inani elikhulu ekwandeni amabhange yangasese iye yandisa isidingo ukwabela inombolo ezihlukile kunhlangano nenhlangano. Ngenxa yale njongo, futhi kukhona BIC, Bank Isikhombi Ikhodi, owawuthi sizokwazi ukukhomba oyedwa noma kwesinye isikhungo credit. Namuhla, ukwazi ukuthi yini BIC yasebhange, ungathola noma iyiphi inhlangano yezimali alotshiwe irejista, ngisho nalapho engekho ngenxa yegama lakhe.

Siyini-BIC?

Siyini-BIC? Ngokuvamile abantu abangahlakaniphile neze uhlelo yasebhange, ekubhaleni imibhalo ukukhokhelwa ukukhokhwa izikweletu ebhekene ethemini futhi ngingene badideke. Lezi idatha kaningi ziyadingeka lapho okhokhela izikweletu futhi izimali amasevisi. Inombolo kamazisi kuyinto ikhodi enamadijithi ayisishiyagalolunye-ezidingekayo ingxenye imininingwane yezezimali, kungakhathaliseki isikhathi emsebenzini futhi ezingeni lokuzivivinya. idijithi-Nine amakhodi kuzo zonke amabhange kufakwe irejista olulodwa, zaphathwa Bank of Russia, okuyinto yena, iye inombolo enikezwe ngesikhathi sokubhalisa inhlangano credit. Nokho, akudingekile ukuba sicabangele ikhodi ababelwe kuzo njengoba isethi lelula izinombolo, ngoba ngamunye wabo uyomane avumele ukuthola yasebhange biku, kodwa futhi ahlinzeke imininingwane ethile mayelana isikhungo esithile.

Izinombolo ezimbili zokuqala amele ikhodi yezwe, kulokhu Russian Federation, le nelesine unesibopho ikhodi endaweni, okuyinto inhlangano osizayo, bakhuluma emibili elandelayo mayelana inombolo okunemibandela unit kwesakhiwo eBhange. Kusukela eyesikhombisa idijithi lesishiyagalolunye iyinombolo ezifihliwe yesikhungo semfundo ukutusa "Central Bank" umnyango, lapho livula -akhawunti umlobeli. Ngaphezu kwalokho, ngamunye amadijithi eziyisishiyagalolunye liyohlonza BIC ebhange umzuzi, uma ongazazi Igama lenhlangano ofuna ukudlulisa izimali. ezinkampanini zamakhadi esikweletu Foreign ikhadi zisebenzisa incwadi esephepheni is kuhlangene izibalo.

Lapho ukusebenzisa Nir?

Akunakwenzeka ukuthi abasebenzi asebhange njalo ngizibuza efana "Kuyini BIC?", Ngoba banayo ukusebenza ngale sethi izinombolo nsukuzonke. Ukusetshenziswa ukubethela kufunekani wonke amadokhumenti lokukhokha, okuyinto okungenani ibe esiphansi lenhlangano credit. Nokho, abantu abaningi babhekana Beek, khokhela hhayi lalelisisa kuze him njengoba he wabonisa, ngisho e-ama-akhawunti Izinsiza nezokuxhumana yeselula.

Yini lwazi lutholakala ku biku?

Ukwazi idijithi ayisishiyagalolunye-inombolo ikhodi, bangaba umnikazi kolwazi ngempela olunzulu mayelana inkampani inzuzo yezezimali, okuyinto ehlelwe yi-ukudluliselwa imali. uhlu efakazela idatha ewusizo lapha ngenzansi:

• indawo ebhange kanye nosuku wokuvula yayo;
• igama langempela lesikhungo;
• akhawunti umlobeli yesikhungo semfundo esikweletu amaqiniso athile emlandweni khona, uma ikhona, kwirejista jikelele we Bank of Russia idatha;
• engengaphansi okubalulekile ithuba lokufunda i-division of the Central Bank of the Russian, ngubani wawukhiphe kokutjhejisiswa yalesi sikhungo.

Indlela yokuthola ibhange biku?

Ungacabangi ukuthi ukufunwa inhlangano bona kukhona ezingafinyeleleki iningi lezakhamuzi. inkampani ngayinye credit card nje lirekhodiwe inombolo ye-ID kumbhalisi, kodwa futhi njalo kukhonjisiwe lwemibhalo ekhethekile, ekhishwa 'Central Bank ". Ngaphezu kwalokho, uma udinga, isibonelo, ukuphendula umbuzo kanjani ukufunda BIC, ungakwazi nezipesheli amasevisi search inthanethi, etholakala kwi-website esemthethweni ye-Central Bank of Russia.

Kanjani ukuze uthole BIC ihlangano credit

Akuwona wonke inkampani zezimali unelungelo ukuba ohlelweni yasebhange, eqinisweni, kube yilowo nalowo unelungelo ukubiza ibhange. Uma isevisi inthanethi ngeke kukusize beyofuna impendulo yombuzo kanjani ukuthola yasebhange biku, kungenzeka ukuthi une inhlangano edingekayo akuyona ilungu Russian Federation ohlelweni zezimali. Lokhu kungenxa yokuthi ukwabela kamazisi ukuze afakwe irejista amadili olulodwa kuphela "Central Bank". Ukuze afeze inqubo yokubhalisa kungenzeka kuphela ngokusebenzisa isicelo esisemthethweni ukuhlinzekwa zonke amaphepha adingekayo eqinisekisa semthethweni imisebenzi yenkampani. Ikhodi Isabelo senziwa ngokulandelana, okuyinto elawula zonke amabhange, eziqala idijithi yokuqala ebonisa izwe ziphethe owesikhombisa, izinombolo lesishiyagalombili nelesishiyagalolunye ukuthi ukhulume mayelana okunemibandela Igumbi iklayenti yesikhungo semfundo credit lapho akhawunti main umlobeli ivulekile.