A ekhubazekile amaqembu 3: Yiziphi izinzuzo bathembele? zokuvikeleka komphakathi invalids

Amagama athi "ekhubazekile" futhi njengoba manje wesiko uthi, "abantu abakhubazekile" kushiwo umuntu qobo ngubani, ngenxa disorder ephikelelayo yimuphi umsebenzi emzimbeni has izinkinga zezempilo. A imfuneko ukuqashelwa kwabantu abakhubazekile - ukutholakala komsebenzi kungagcini, ngokugcwele noma kancane. Lokhu kusho ukuthi umuntu akakwazi ukuhambisa ngokugcwele, emsebenzini, ukuxhumana, ukuze silondoloze yena noma unomphela noma izinkathi, ukuqapha ukuziphatha.

Kuye ngezinga ukuphazamisa umsebenzi umzimba, setha yokukhubazeka.

Siphi isici umuntu angase akwazi ukuthola isigaba "Ngikhubazekile 3 iqembu," yini izinzuzo bathembele lapho lo muntu uzithathephi isimo esinjalo?

Ukuhlonishwa neqembu lesithathu sokunquma ukukhubazeka

Order of the Ministry of Labor ku Inombolo 12/17/2015 1024n okubeka phambili nenqubo eyenza umuntu ufanelekele ukuthola ukuqashelwa iqoqo lesithathu ukukhubazeka. It libhekene thuthuva ezincane yokukhuluma (ulimi), ngokwengqondo static-ashukumisayo, imisebenzi yemizwa, nemisebenzi isimiso sokujikeleza kwegazi, kanye sengozini ngokomzimba.

Ngokuhambisana isimiso isizinda esinjalo ezibhekwa dysfunctions eziphikelelayo ezincane noma okusesilinganisweni etholakalayo zomzimba womuntu, ka 40-60%, imiphumela kubangelwa umuntu elimele, isifo noma ukukhubazeka, uma kuholele ukulinganiselwa ekuphileni.

ngihlolwa-social bebheke udokotela ekwelapheni unelungelo lokuthathwa njengomsulwa abenqabayo ukuqaphela ukukhubazeka noma isimo "Ngikhubazekile amaqembu 3." Iziphi izinzuzo bathembele isigaba esisodwa noma esinye, ichaze imithetho elandelayo yombuso kanye izenzo zendawo lelawula Russian Federation.

impesheni Ukukhubazeka, EDV

Kusukela nangenkomba zokugcina, 02.01.2016, usayizi impesheni zomphakathi, ekhokhwa kumuntu waqaphela njengoba ekhubazekile leqembu lesithathu ruble 4053,75 ngenyanga. Futhi, zonke izigaba kwabantu abakhubazekile, kukhona imali nyanga zonke. Ukuze iqoqo lesithathu ukukhubazeka bakha ruble 1236.

Esikhathini esiningi abantu enesimo ezifanele nentshisekelo: noma ukumisa ukukhokha impesheni yokukhubazeka esimweni lapho umemukeli uthola umsebenzi? Imithetho zamanje abanalo imingcele enjalo. Pension accrual kunoma isiphi isimo abayeki, uma impesheni uthola indawo efanelekayo umsebenzi futhi bazothola umholo. Enye into - ukufinyelela impesheni sokuguga. Ungathola impesheni ohlobo olulodwa kuphela, kodwa impesheni unelungelo ukukhetha isigaba.

Izinhlobo izinzuzo nezigaba kumele inikwe abakhubazekile

Kwenze kube lula ukuqonda lapho umuntu kukhutshaziwe isigaba amaqembu 3, okuyinto sincika izinzuzo ngaphansi komthetho waseRussia, zingahlukaniswa zibe lezi zinhlobo ezilandelayo yesondlo okukhethekile:

1. Ukwehlukaniswa izizathu ukukhubazeka. Ukuba khona nezimo ezithile ukuthola ukulimala (isifo) lapho kubange ukukhubazeka, anelungelo izinzuzo ezengeziwe futhi isinxephezelo, isibonelo, isigaba "ekhubazekile kusukela ebuntwaneni" noma "ekhubazekile umuntu ukulwa." In the ukungabikho okubangelwa ukushonelwa okunjalo noma amadokhumenti eqinisekisa izimo ezithile ukuthola izifo ezithile (ukulimala), umuntu ethola isimo "ayivumelekile 3 amaqembu isifo ovamile", kulesi simo izinzuzo kuphela ikhokhwe ngokuhambisana leli qembu ukukhubazeka.

2. Ukwehlukaniswa ngesimo izinzuzo kokukhutshaziwe:

• impahla (imali) Lokhu bekufaka ukuzithathela, isibonelo, ekukhokheni izintela kanye nezimali;
• ukunakekelwa kwezempilo: ilungelo ukukhulula zokwelapha, ukunikezwa imithi lokunye;
• izinzuzo e hlobo: ukuhlinzekwa mahhala noma imikhiqizo zixhaswe futhi (noma) ukudla okushisayo, ukuhlinzekwa izindondolo, izihlalo zabakhubazekile, nezinye lwemigwaqo yokuthutha;
• zokuziphatha (isimo) izinzuzo, enika ilungelo oyithandayo noma yini.

3. Ukwehlukanisa PERIODICITY:

• isigaba ezivamile - izinzuzo nyangazonke, ezifana ukukhokhelwa Umbuso izikweletu noma ukuthola imithi edingekayo;
• Lonyaka (ukwelashwa spa, njll ...);
• Yesikhathi esisodwa noma eside izinzuzo ngilokhu: Lezi zihlanganisa ukulungiswa ezinkulu ku isibonelelo noma isisekelo concessional, ukufakwa ifoni yasendlini, umsakazo nokunye.

izinzuzo Jikelele kubantu abakhubazekile

Qala, mhlawumbe, kunengqondo isinxephezelo jikelele okukhethekile ngaphansi komthetho sikahulumeni zonke izigaba zabantu abakhubazekile. Ukuze sicacise: ngisho izinzuzo ebekiwe emthethweni zonke izigaba kwabantu abakhubazekile, ingahluka ngobukhulu noma ngokucacile of kuncike ngezinga elithile ukukhubazeka. Kunengqondo ukuthi iqembu 1 kuhilela isinxephezelo enkulu ukudlula izinzuzo abantu abakhubazekile 2 no-3 iqembu, ngoba labo befundisi elinganiselwe kakhulu ekuphileni.

Ngaphandle ilungelo lokuthola izinzuzo imali okuxoxwe ngazo ngenhla, futhi ilungelo indexation yalo evamile, kukhona eminye imivuzo ezivamile ezijatshulelwa ekhubazekile amaqembu 3. Ziyini izinzuzo sokuncika bonke abantu abanokukhubazeka noma ukuveza yini ingane ekhubazekile?

Okokuqala, kungenzeka ukuthola (ukuthenga) sezwe amalungelo endawo nempahla - ngamunye ukwakhiwa kwezindlu noma Umbuso (for engadini) umnotho.

Lolu hlelo olunesihloko esithi ekuthengeni okukhethekile (kodwa kwezinye izigaba futhi mahhala) ka imoto wahlomisa ngokukhethekile noma onamaphutha. Lokhu kuhlanganisa ilungelo isinxephezelo nokukhubazeka izindleko eqhuba imoto esinjalo.

Abantu abakhubazekile babe Iholo ngenyanga esingaphansi lomthetho ubuncane ukudla ezingeni, banelungelo ukukhulula zisebenzise izinkonzo, izikhungo zokuvikeleka komphakathi (social. Isisebenzi).

Kuyaphawuleka ukuthi inani lezinzuzo ekhubazekile amaqembu 3 isifo ovamile kungase kube ngokuphongoza, uthi, kusukela isinxephezelo enikeziwe amaqembu 1 no-2. Ngenxa yalesi sizathu, ulwazi esigcwele ku izinzuzo etholakalayo yombuso kanye lesifunda ngamunye icala ngabanye, kunengqondo ukuhlola ngezidumbu onguchwepheshe emphakathini. Ukuvikelwa. Ngaphezu kwalokho, imithetho yendawo ukunquma ukuthi amalungelo zikhutshaziwe 3 namaqembu esifundeni Russian Federation ngamunye.

izinzuzo Ezezindlu labakhubazekile

umthetho Federal inikeza izinzuzo ezilandelayo umphakathi kokukhutshaziwe amaqembu 3: umuntu ekhubazekile unelungelo lokuthola ngokusebenzisa Pension Fund Ibuyisa 50% lemali echitha inyanga ngayinye, ukukhokha kwezindlu kanye Umbuso indawo amasevisi. Iphinde inikeza isinxephezelo okufanayo ukuthengwa fuel for bafudumale.

Ukulungisa. Ingabe kukhona izinzuzo lweqembu lesithathu?

Eceleni sicabangele "emisha" enjalo zomthetho mayelana nezindleko zanyanga zonke, a esanda kutholakala uvele iphuzu inkokhelo "ukuze kulungiswe." Small for namuhla ukuba semthethweni abanye "rasplyvchivost" ulwazi ngale ndaba ngezisetshenziswa eziningi enza impendulo yombuzo ukulungisa ezinkulu izinzuzo nzima. Ngokusho umtsetfo lokhona namuhla, abantu abakhubazekile vozmodzhnostyami, kungakhathaliseki iqembu yabo anelungelo izinzuzo - ikhokhwe uhhafu kuphela lemali ukuze kulungiswe stock izindlu.

lokungayikhokhi intela

The main "usizo intela" kusukela isimo kokukhutshaziwe amaqembu 3 iyona yokukhululeka yentela ngemali engenayo. Ziyakwazi ekhululiwe zonke izinkokhelo kanye nezinzuzo lapho umuntu okhubazekile uthola kusuka isimo, ukusiza kusuka bona babasekeli babo, impesheni isimo, izindleko izimvume isiqondiso ukwelashwa spa (ngaphandle travel).

Kuyefana nasendleleni ngezinto ezibonakalayo kumqashi nangabe umsebenzi sele umhlala ngonobangela kanye isinxephezelo womshini a nomuthi kumqashi, kodwa inani ruble 4,000.

Kukhona uhlelo oyithandayo yokukhokha intela imoto: ugibele imoto uthenge sokusingatha abakhubazekile ejensi nezenhlalakahle, kungukuthi intela. Kodwa umthetho ubeka ukuthi kumele kube nje imoto nge injini kuze 100 amahhashi, ifakwe imishini ekhethekile noma design akhethekile. Ngokuvamile, ezweni lendabuko yalezi zimoto 'ekhethekile' - Russian. Izinzuzo zikhutshaziwe amaqembu 3, ngeshwa, asisebenzi intela isipho noma ifa - kuyinto umthwalo wentela kuyodingeka ikhokhwe ngokugcwele.

Ezenhlalakahle. nemithi khulula

Abantu abanokukhubazeka angase abe ukwesekwa eside ukuze ukhokhe yezenhlalakahle oyithandayo. Iziphi izinzuzo ukhubaze amaqembu 3 kule ndawo?

Ingxenye imali nyanga zonke of ukukhubazeka njengoba 'iphakethe' abezenhlalakahle:

1. Ukuqinisekisa "okukhethekile" imithi khulula. Zibhale udokotela esithi kwezokwelapha noma emitholampilo sezimo eziphuthumayo endaweni sokubhalisa: esekelwe kwaleso sifo, kodwa ngokuqinile ngokuhambisana uhlu izidakamizwa, evunywe i-Ministry Health. Kukhona futhi izinzuzo ukuthenga imithi non-efakwe ohlwini ngamanani ehlisiwe.
2. Izaphulelo ekutholeni ukwelashwa spa enikeziwe ngamunye icala ngazinye, noma mahhala noma ngentengo encishisiwe - usizo olunjalo senziwa ngezizathu zezokwelapha. Inkokhelo kanye ngonyaka, imali isigamu ukubaluleka zonke izindleko zokuthutha nokuxhumana nabantu abakude.
3. Entengo e ezisemadolobheni kanye suburban tekutfutsa bagibeli.
4. Ukuhlinzekwa noma usizo ukuthenga amadivaysi ezokwelapha.

Uma wayefisa, ngekukhipha ingxenye noma yonke izinzuzo "nosizo lomphakathi" umuntu okhubazekile angaphila senqabe kokuthumela emagunyeni yokuphepha komphakathi elandelayo isitatimende.

Kulokhu, ukubuyisela izinzuzo, futhi zithathelwe indawo isinxephezelo yemali, sizokwazi kuphela ekuqaleni konyaka kulandela omunye lapho isicelo sokubuyiselwa yokukhokha oyithandayo sithunyelwa.

Home zomphakathi

Njengoba kuye kwashiwo, ukuze uthole usizo khulula ngesimo amasevisi emakhaya ukuze abantu abakhubazekile bangabamba isicelo eqenjini lesithathu, ingeniso ingaphansi ubuncane ukudla wabeka.

Lokhu kungafaka usizo ukulethwa kwemithi kanye nemikhiqizo, ukugcina izimo zenhlanzeko kwezezindlu, ukunakekelwa ngezokwelashwa kanye ngisho kokuthola usizo ledzingekako ummeli.

Wena ubuye babe nethuba lokuthola izinsizakalo ikhokhwe losonhlalakahle, abangakwazi isicelo yisiphi isigaba nebantfu labakhubatekile. Uhlu abezenhlalakahle ikhokhwe cishe kuhlanganisa ukunikezwa wokuhlanza futhi yokugeza izitsha ukusiza ekuklanyweni yomnyango zomphakathi.

Izinzuzo yokwamukelwa esikhungweni semfundo nokulungiselelwa ukuqeqeshwa

3 amaqembu ekhubazekile anelungelo entry-non-ukuncintisana OS kuphela uma imiphumela emihle izivivinyo emnyango, futhi ukungabi khona Izimo zokwelapha ukuqeqeshwa. Abafundi abanokukhubazeka ngempela imali, inani kanye kokuthola okuyinto ozimele izinga lokuqeqeshwa kanye nokusebenza.

Izinzuzo kubantu abangasebenzi abanokukhubazeka

Iziphi izinzuzo zikhutshaziwe 3 amaqembu abangekho ngokusemthethweni isimo abangasebenzi? Uhlu simiswe ngalendlela lelandzelako:

• ukuthengwa nemithi ebalulekile ku-50% isaphulelo engcono kakhulu;
• isinxephezelo kanye ngonyaka, imali isigamu ukubaluleka zonke izindleko zokuthutha nokuxhumana nabantu abakude (endaweni futhi emuva) kuwo umuzi ukwelashwa spa;
• izaphulelo okukhethekile uma uthenga uhlobo oluthile izicathulo wamathambo.

Izinzuzo emkhakheni wezabaSebenzi umsebenzi

Uma ucabangela isinxephezelo esihle umuntu ukusebenza abanokukhubazeka, kuyasiza ukugxila lo mbuzo: kungakhathaliseki izinzuzo abakhubazekile amaqembu 3 umsebenzi noma emsebenzini?

Eyokuqala, kulokho batawudzinga kutsi babukane ngco - leli qembu ukukhubazeka akusikhona isizathu sokwenqaba yekusebenta umsebenzi okulungele ngezizathu zezokwelapha. Ngaphezu kwalokho, ngaphansi komthetho wamanje zabasebenzi, inkampani, abasebenzi abasebenzi abangaphezu kuka-100, kuyadingeka wahlomisa ngokukhethekile egumbini lokuhlinza umuntu abanokukhubazeka ukuthatha abasebenzi abakhubazekile isimo.

Esinye isimo kubalulekile okungenakuqhathaniswa, okuletha ukuthula abaqashi zoMthetho Federal "Ngo zokuvikeleka komphakathi invalids ku Russian Federation", - kuba inadmissible ukungena nge ekhubazekile umsebenzi umsebenzi ikontraga, okuzokwenza kwephule i lutho ngamalungelo akhe kuqhathaniswa abasebenzi abangaqashiwe zikhutshaziwe. Ngokwesibonelo, uma sikhuluma ekunciphiseni iholo wenza umsebenzi ofanayo.

Uma sikhuluma naziphi izinzuzo a ekhubazekile amaqembu 3, wahlanganyela zokukhiqiza, uhlu elandelayo sasizwakala ekuqaleni 2016:

• sokuphumula sonyaka ukunweba isikhathi - izinsuku zekhalenda 30;
• ilungelo lokuthola ilivu yonyaka ngaphandle kwenkokhelo (okungaba umholo ukulondolozwa) - kufikela kuzinsuku ezingu-ikhalenda 60;
• isinxephezelo nokukhokhwa 50% spa zokwelapha, kuhlanganise zokuthutha endaweni ukwelashwa;
• Akuvunyelwe ukuletha ukuze basebenze ngezimpelasonto namaholidi noma sisebenti sisebente sikhatsi lesengetiwe ngaphandle kwemvume ebhaliwe umsebenzi abanokukhubazeka;
• inzuzo kwezenhlalo ukuthengwa kwemithi lapho kugamanxa izindleko.

Uma isisebenzi - ekhubazekile 3 amaqembu isifo ovamile, izinzuzo nokuncipha ukusebenza azoyithola Code Labour azitholakali. Kodwa kukhona okuhlukile. Esimeni lapho mfushane nemini ngokushikashikeka nokukhandleka kubekiwe isiphelo sesimiso Abezokwelapha, umqashi unomsebenzi ukunciphisa noma ukushintsha ubude besikhathi, noma isonto lomsebenzi, kodwa kungagcini okunye.

Onikeza isimo "ingane ekhubazekile"?

isinxephezelo engeziwe oyithandayo, nakuba ayengafiki kakhulu, Ufika zikhutshaziwe kusukela ebuntwaneni amaqembu 3. Izinzuzo anikezwa abantu nale Ihlahlubo, ikakhulukazi ukukhokha intela ukukhathazeka:

• athelelwe (kodwa kuphela impahla umuntu wemvelo);
• umuntu abanokukhubazeka kulesi sigaba, ukuvula ibhizinisi, ekhululiwe imali yokubhalisa;
• esimweni incwadi egunyaza ukuba indlu imali saziso nayo icala;
• wentela yomhlaba: endaweni eyayithengwe ingane ekhubazekile (noma omunye izigaba), base yentela kufanele ibe ngu-, kanye nenani "isaphulelo" kuze kube manje - ruble 10 000.
• sokubuyiselwa imali yentela ngoba kwentela yengeniso: inani ruble 500 / ngenyanga, okuyinto likhona isikhathi intela.

Ngakho, abantu abaningi abanokukhubazeka ekukhokheni lwezomthetho ukuqinisekisa ukuphila kwabo okuvamile futhi ukhululekile emphakathini.