Umnyaka umhlalaphansi eJalimane. Qhathanisa izimpesheni in Russia nase Germany

Isinqumo Russian ukukhulisa engu umhlalaphansi. Amalungu ethu bakholwa ukuthi abantu besilisa kufanele zisebenze kuze kube iminyaka engu-65, abesifazane - kuze kube 60. Iqiniso lokuthi kuphela ingxenye encane abahlala kule ubudala, akekho onakayo. Ayikho imali, kabusha impesheni kuhlulekile, izakhamuzi ayisekho imali ithemba, ukuthatha inkokhelo esikhathini "isithunzi". Abantu abacabangi ngekusasa, okungenani isizathu kakhulu uhulumeni wethu wenza ukufundwa esidumazayo ku imali bangeniswe yesikhwama sempesheni.

Ukwandisa isikhathi yomsebenzi izakhamuzi zethu, uhulumeni ukugxila Europe. Singabantu isibonelo ukubeka yobudala umhlalaphansi eJalimane. Nokho, abaningi bengavumelani. Ngokwesibonelo, awusebenzi acabangele lokube nawo ezingeni lekuphila, ubude bayo, futhi thina kufanele "ezibolile West." Futhi, thina ungakhulumi ubukhulu kwezimpesheni impesheni isimo ngabo futhi nathi. Sanquma ukuba uhlole ukuthi izinto zihamba kanjani nezinkinga abantu abadala "ozakwethu European." Kuyini impesheni eJalimane? Konke lokhu kuphinde kuxoxwa.

ujabule umhlalaphansi

Kungakhathaliseki ukuthi ayehlala ezindlini izinzuzo nezingozi impucuko entshonalanga, besingeke ukuyibiza, kusobala ukuthi ukunakekela abantu ubudala futhi izingane laphaya ukubeka phezulu ekhoneni. Pension ilungiselelo eJalimane - omunye the best kakhulu emhlabeni. Ngokwe-UN, izindinganiso zokuphila impesheni German kukhona yesibili kuphela Swedish kanye Norwegian.

EJalimane, awukwazi ukuzwa ibinzana, "Umkhulu wami alwa", "ukubonga umkhulu for ukunqoba." Ngeke usibone futhi umhlalaphansi, ukuthengisa imifino eduze ezijwayelekile. Kodwa ngokuvamile ungabukela abantu abadala kusuka eJalimane ngaleso ski resort ezahlukene emabhishi oLwandle iMedithera. Yiziphi izizathu? Zonke daba impesheni ngaphansi impesheni isimo? Ukuhlolisisa lezi ezinye izindaba eziqhubekayo.

imithombo inhlalakahle

EJalimane, i-imithombo ezimbili engenayo asebekhulile: impesheni isimo kanye nezimali zangasese. Amandla isiqinisekiso izinkokhelo kusukela isabelomali ukuze izakhamuzi ingeniso akuyona ezingaphezu kuka 3.900-euro. Kuyinto ecishe ibe yizinkulungwane 300. On ruble Russian. Sivumelana ngokuthi iholo ayizinkulungwane 100. Ruble isiyi-okuqinile lapha. A "evamile" ngoba ezinye izindawo isiRashiya ayizinkulungwane 20-25. Ruble. Kuyinto umbuzo yobukhulu isimo. AmaJalimane, abanale imali ngaphezu 3900 euro, izivumelwano ngokuzikhethela izimali ngasese. Bona sidonsa ethile njalo yokuzithandela.

Umnyaka umhlalaphansi eJalimane

Manje cishe obuhlungu. Lapho-ke ngokusemthethweni uphela umsebenzi isipiliyoni abanalo? Ngakho, yobudala umhlalaphansi amadoda eJalimane iqala 65, abesifazane - eminyakeni engu-60. Ngokushesha live letfu litawube okufanayo. Nokho, izinga lokuphila eJalimane wukuthi amandla nezokuhlalisana kwabantu ukuphakamisa ukwandisa engu- umhlalaphansi. Kungenzeka ukuthi iminyaka yobudala yokuthatha umhlalaphansi kubantu besifazane e-Germany maduzane ngeke eneminyaka engu-65, owesilisa - 67. Nokho, isilinganiso esinjalo singabiza ingaphumeleli, njengoba besho abahlaziyi bezombusazwe. Inkinga yama-Jalimane - ukuguga sabantu. Okuningi nesimo esinzima kuphela eSweden. Kukhona futhi ingabe ukunikeza ukubuyela emuva kweminyaka eyi-75.

Ngezinye umhlalaphansi, ungathola out ngaphambili. Ukuze wenze lokhu, kumele babe neqhaza emikhakheni izimali ezingekho ngaphansi kuka-35 edlule. EJalimane, imithetho ezinzima ngoba izimuncagazi. Uma umuntu akusebenzanga noma wasebenza ngokusemthethweni eminyakeni engaphansi kwengu-5, isimo ngeke ukumkhokhela impesheni. Lenkinga ibuye wazizwa kwabokufika. Abaningi abantu bakithi abaye bathuthela eJalimane lapho usukhulile futhi umhlalaphansi ahlale ngezansi erherhweni lokuvikelwa komphakathi elihlangeneko. Ukucinga impilo engcono sibe sibi isimo sabo kuphela. Umthombo khona zabo - izimali ezihlukahlukene zokuxhumana, ahloselwe nokugcinwa zingxenye abampofu sabantu. Inqubo ngempela ezingemnandi, kodwa kudingeka. Sivumelana ngokuthi ukuthola umhlalaphansi kahle deserved uhambe ecela ama-handouts ku izinhlangano ezihlukahlukene - yizinto ezimbili ezahlukene.

Indlela yokukhokha abahola impesheni German

Umnyaka umhlalaphansi e-Germany, thina ngazo manje sicabangele iphuzu lokusebenzisa bangaki bagugile njengoba impesheni yomhlalaphansi. Ayikho amadijithi olulodwa. Ngamunye ngamunye. It kuxhomeke ezicini eziningi:

• inani leminyaka yesevisi;
• ivolumu iminikelo e izimali;
• cwaningo, okuyinto uya ubude umsebenzi;
• inkonzo yezempi;
• Isibalo sezingane, nokunye. d.

Ngokusekelwe kulokhu okungenhla, amaphuzu anikwa, futhi ezigqugquzela lemali. Kungashiwo okufanayo waphawula namuhla ezweni lethu. Thina ukusebenza kulo zesistimu. Nokho, ingakanani ngokwesilinganiso, yaseJalimane umhlala? Thina ukuphendula lo mbuzo.

"Ophelele" impesheni imayelana 1250 euro. Kuyinto ecishe ibe yizinkulungwane 85. Ruble imali yethu ngesilinganiso 2016. Le ndinganiso uye wasebenza iminyaka engu-45 ngenxa amaholo isilinganiso isakhamuzi. Kodwa, bambalwa abantu kungaba ukuziqhayisa nakho okunjalo.

Isigaba eJalimane impesheni ethintekile

SiGaba eside Germany eWest kanye Jalimane savusa ukungalingani. Entshonalanga, indoda ithola isilinganiso 1052 euro, empumalanga - kancane kancane, cishe ngo-1000-euro. Abesifazane, kunalokho, empumalanga maningi euro 700 ngokumelene 521 entshonalanga. Lokhu kungenxa yokuthi ku abesifazane GDR usebenza nabesilisa, ube nesikhathi esimnandi.

Izibalo musa ahehe. Ngaphambi ukukhula kwe-euro, ngokuya imali yethu, wathatha umhlalaphansi ngo-eJalimane, wathola "kuphela" angaba yizinkulungwane 40. Ruble. Yiqiniso, zethu 10-12 izinkulungwane. Hlikihla. musa ukuqhathanisa. Nokho, sesisungule izinganekwane eNtshonalanga impesheni omkhulu, ukuvumela ukuthenga izindlu kanye yezikebhe. Nokho, izibalo ukuthi siye walibiza iziqiniseko isimo. izakhamuzi Iningi kakade ukhokhe mortgage abaphindela beyohlala emizini yabo, abayikhokhela izinzuzo ezengeziwe yenkampani, inzalo izimali zempesheni yangasese, nokunye. D.

Isimo isekela abafelokazi nabafelwa. impesheni yabo kabili. Ngaphezu kwalokho, kukhona eziningi eziwusizo, okuzokwenziwa wayenomona izakhamuzi zethu.

Umhlalaphansi Germany - iziphanzi e-Europe?

Ngempela, abahola impesheni eJalimane zikhokhelwa esingaphansi emazweni amaningi Western Europe. Ngisho namazwe afana esibucayi njengoba Italy, Greece, Spain, ukukhokhela okwengeziwe. Muva nje, osopolitiki German baye ngenkuthalo wagxeka Merkel, oye wanquma ngokwezimali ukusekela amaGreki, ukuze amsindise okuzenzakalelayo. Njengoba isihlamba wagomela ngokuthi izakhamuzi ngesiGreki kungukuthi ojwayele ukusebenza, bahlakazeka ngaphandle ubudala ukuthola izinzuzo eziningi ngaphezu kwalezo ezibonwa isiJalimane, baye basebenza kukho konke ukuphila kwami.

Isibalo esingaphezulu kwengxenye abantu abadala e-Germany abamzungezile 700 euro. Lesi sibalo, isibonelo, akuyona umxhwele. Ikakhulukazi uma uqhathanisa Denmark nge impesheni isilinganiso $ 2,800. Nokho, eJalimane kubhekwa isimo emphakathini. Asisoze aphonse isakhamuzi esimweni esinzima.

Isimo ukhokhela efulethini abadala, zokwelashwa, okuyinto ngenye yezinkampani ezingcono kakhulu emhlabeni, ukwaba izinzuzo ekudleni. Konke lokhu kusenza ukuhlinzeka kweminyaka enesizotha ubudala.

ubudlelwane Market kwezingane nabazali

izimpesheni State, usekelo nezinye izingxenye labantu, usizo engenayo ephansi kwaholela ubuhlobo obukhethekile phakathi kwabazali nezingane. Lapho ufika yobudala izingane zihambe ekhaya. Abazali bazisiza ukuba isibusiso yabo kuphela. Iqala ukuphila omdala. Isimo sethu evamile lapho abazali umhlala ukusiza izingane abaseminyakeni yokusebenza, kubhekwa aluhlaza cwe. Tadisha, yokuhlala - zonke kusiza isimo, ikakhulukazi ezimweni ezinzima. Phakathi kwabazali ubudlelwane nezingane emakethe. Futhi uthole ndawonye amaholide, vakashela nomunye, kodwa manje amaJalimane wanquma ukukhokhela nomunye zonke izindleko ezivelayo.

Izingane ukukhokha uhlamvu lwemali efanayo. abazali asebekhulile kungamukelwa ukuthatha kuye. Thola umzali ekhaya lasebekhulile - main usizo izingane. Kobuthakathaka ezikhungweni ezinjalo lapho. Izwe ine legatsha lonke zokuvikeleka komphakathi. Lonke umkhakha ukuqeqeshwa, imizi engaphezu kuka-11 eziyinkulungwane asebekhulile nemibandela ukhululekile kakhulu -. Konke lokhu kwenza kube nokwenzeka ukuze ziphile nje kuphela, osethathe umhlalaphansi, futhi bephila endaweni ukhululekile.

"Yobudala Young ubudala"

Isikhathi kusukela 65 kuya 75 eJalimane ukuchitha ubumnandi zabo. Abantu kulonyaka noma yini abafuna ukuyenza. Ezakhamizi zethu kungaba ngokuvamile ukuzwa "sekudlule isikhathi", "Sengimdala", "ukuthi kwakufanele ngaphambili." EJalimane, nxazonke. Umnyaka umhlalaphansi eJalimane, nakuba ephakeme, kodwa ubude bempilo iphezulu kakhulu. Lokhu kungenxa izinga imithi, ukudla ukulinganisela, enempilo, ekuvimbeleni izifo, ukuzilibazisa esebenzayo. Eminyakeni 65, isakhamuzi Germany - hhayi indoda endala olungenakuzisiza, futhi umuntu asebenzayo. Anakho eziningi amandla nesifiso sokunikezwa imisebenzi emisha: ezemidlalo, imisebenzi yangaphandle, ukudansa, ukufunda izilimi zakwamanye amazwe.

Bathanda ukuhamba. impesheni German ngokuvamile kuyabonakala e-Turkey, Georgia, Greece, Latvia, eRussia. Ziyakwazi ngokushesha wabonakala izimfanelo eziningana: ukuthula nokuzola, umnotho.

Imiphumela

Ezweni lethu sasivame ukuba West ekuxazululeni izinkinga eziningi. Ukukhulisa engu umhlalaphansi "njengabo", ukwethulwa uhlelo amaphuzu, njll - .. Konke lokhu wangena usebenzisa "Okuhamba phambili kwe-isipiliyoni European." Nokho, sikhohlwe ukuthi isilinganiso sobude bokuphila kuleli eJalimane efanayo iminyaka 10-15 kuyinto kunathi, umuthi German - omunye ophambili. Siye kuphela nezakhamuzi ezicebile kakhulu kungenziwa abelashwa emitholampilo eJalimane nge imishini yamuva, okuyinto kwabahola impesheni German baqiniseka mahhala. Kubo, ukukhokha izimali ezahlukene umshuwalense social. Kunezinkinga eziningi, zikhona lapho, futhi. Sifuna nje ukusho ukuthi akudingekile ukuze ulingise eminye izinyathelo Western, isb. A. kungukuthi njalo ezifaneleke ngokoqobo yethu.