Ukuwohloka - lezikhali lawa emnothweni

Ukuwohloka - the Ukwehla noma kungekho ukukhula komnotho noma yesikhashana sokwehla komnotho. Kusinda isigaba zesikhashana phakathi boom, ukucindezeleka futhi, ngokuvumelana definition zakudala ngokuphelele ekuhlaselweni ukuwohloka kwezomnotho, kungcono zero ukukhula komnotho izinyanga ezingu-6.

Uyini komnotho kanye kungani kwenzeka

Ukuwohloka - isimo lapho ifektri ekukhiqizeni imikhiqizo embalwa kunangaphambili. Lapho ukugcwaliseka izitolo kuyehla, kanti abasebenzisi ukwenza ukuthenga okuncane. Lokhu kuveza ukwehla okuphawulekayo umsebenzi ibhizinisi, bese igama lilandelwa inombolo yezinto, negative for emnothweni.

Ngokwesibonelo, cabanga nge recession kubangelwa US mortgage esibucayi. Kungaba kukhule Esimeni esinjalo: amabhange anqume ukubhala off the izimpahla, ngoba baqonde ukuthi inombolo enkulu "imali embi" zemukeliswe esikhathini esidlule ngesikhathi. Okungukuthi, uma kuba naleso simo phezu balance sheet ebhange imali engaphansi kuka babecabanga. Ukuze kuxazululwe le nkinga, amabhange ukwenza inqubo eqinile ukuze abanikeze ukubolekisa entsha, zihlalise phansi okwesikhashana izisebenzi nokunye.

Ezinye izindaba zika-ibhizinisi kuleli cala, ukungabi kokusebenza, wayebuye ukusika ukukhiqizwa futhi zihlalise phansi okwesikhashana izisebenzi. Ukuwohloka - a abangasebenzi ekuphumeni futhi yehlise imali eyiphinda. Ngenxa ekunqabeni ukusetshenziswa siqu, okuyinto futhi kuholela yokuthi ibhizinisi ngokudayisa kancane futhi unciphise ukuthenga kusuka nabaphakeli.

ukucindezeleka ibhizinisi

Ukuze aphule kulo mbuthano ngonya, uhulumeni kufanele nakanjani aphonse umnotho wezwe imali eningi ngokunciphisa izidingo reserve, ukwehlisa izintela zenzalo. Lapho nje sekuphuma komnotho kayikuza ngezinga okungabekezeleleki. Kodwa le mali, okumele igalelo ekukhuleni komnotho, kuyilapho ngesikhathi esifanayo avuse kwamandla emali. Kodwa kulesi simo, kuba ukufukulwa komnotho ngempela ezinengqondo futhi kuyafaneleka.

Tindlelanchubo yencazelo ngokuphelele ekuhlaselweni ukuwohloka kwezomnotho

Ukuwohloka - ukuncipha jikelele emsebenzini ibhizinisi, okwenzeka emhlabeni wonke, i-scope ne-Adalberto isikhathi eside. Kusukela kwesakhiwo zinhlekelele imikhakha sokuntenga komnotho ezweni sihlalise kuhlukile ukuthi ihlanganisa wonke umnotho iyonke. futhi alinaso maqondana ukwehla kwesizini umsebenzi ibhizinisi, njengoba isikhathi lesi sikhathi sibaluleke kakhulu.

Ukuwohloka - lokhu ingenye izigaba zomjikelezo komnotho, lesi simanga nakanjani kube sokukhula komnotho. Imisebenzi Bhizinisi, ngokuvamile kuhlanganisa izigaba ezine zilandelana: Umqansa, isiqongo komnotho kanye nesimo esibucayi. isigaba ngamunye edlala indima ekuthuthukiseni lomjikelezo kwezomnotho.

Kufanele kuqashelwe ukuthi iziphi izinkinga kuqinisa isimiso sezomnotho kuphela, siqala ngezithukuthuku izinxushunxushu zezombangazwe nezenhlalo. Phakathi isimo sokuntenga komnotho ezweni, izixhumanisi ababuthakathaka emnothweni kuyaqedwa, ukukhulula isikhala isiqalo esisha. Ukwehla komnotho emnothweni, eyala ibhizinisi, futhi amabutho asenze silahle izindlela kahle ukusebenza. Kuvuleke indlela yokuba amabhizinisi abasha ethembisa ne ubuchwepheshe obusha.