Pure imali ehlisiwe: ikakhulukazi ukuzimisela kwakhe

Pure imali ehlisiwe - elilindelekile we kwemali, okuyinto kuyehla kube ukubaluleka at iphuzu elithile ngesikhathi. Ngokuvamile, leli nani libalwa phakathi ukuhlaziya izindleko-inzuzo emkhakheni investimenti nomholo esizayo.

Yini discounting

Kuyadingeka ukuba ichaze umqondo ezifana discounting. Lokhu okuholela inani elithile samanje, wenziwa ngesilinganiso esithile. Pure imali ehlisiwe kufanele ibalwe ukukhombisa ukubaluleka yangempela inani lemali itholakale khona isihloko namuhla, kodwa ikhumbula umthelela izici ezihlukahlukene esikhathini esizayo. Ngesisekelo lezi izibalo zizathu:

• utshalomali kulesi samba kwezinye imisebenzi inzuzo ukuze uthole inzuzo esikhathini esizayo;
• ehle amandla wokuthenga we imali kanye noguqukozimali;
• ingozi hhayi kokuthola inzuzo elindelekile.

Ukuhoxa: Izinga layo langaphakathi

Pure imali ehlisiwe luyisisekelo kokwenza izibalo izinga ukubuya, okunikeza incazelo RIO. Ngaphakathi isivuno wukuthi rate isaphulelo, obonisa imali iba zero.

Inani lamanje: Formula

Imali kwemali, ngokuvamile wafingqa kungakapheli isikhathi ngezikhathi ezithize ngqo (njalo ngenyanga, ikota nonyaka). Ngamanye amazwi, egcwele kwemali ilingana isamba sazo zonke izinyathelo ukhonkolo.

Ayanda okumsulwa imali ehlisiwe, nekusebenta iphrojekthi. Uma othile omubi ukubaluleka zimali kungenzeka uthole ukulahlekelwa (ukusebenza kahle ongaphakeme).

ukuqapha inzuzo

ukumaketha uhlelo kunoma yiliphi ibhizinisi kudala zonke izimo ngoba ukusebenza kwawo ngempumelelo ukuze kwandiswe inzuzo. Nokho, kufanele inake wonke izindleko ukuba angene kuzona ibhizinisi ibhizinisi. Ngakho, noma iyiphi inzuzo esivezwa kusukela ukuqaliswa phrojekthi ngesimo umehluko phakathi engenayo emsebenzini wakhe embonweni futhi ngaphandle kokusetshenziswa kwawo.

ISIBONELO sokunquma ehlisiwe iholo net

Amabhizinisi kanye ezihlukahlukene imisebenzi ngokuqondene abaholi ukunikeza umsebenzi ochwepheshe babo ukubala net samanje value. Isibonelo, isakazeke emkhakheni izinkokhelo, - ukukhangisa ejensi.

Kwenqwaba yemali ukukhangisa izisetshenziswa zezimali avela abakhangisi ngokwabo. Ngokwethulwa iphrojekthi entsha, kwesamba semali kufanele andise. Ukubala nomphumela kwezomnotho kuyehla kuya summation yezindleko imiyalezo nokukhangisa wathola amasevisi ngayo eminikelweni yabo. Nokusebenzisa ukuma ezintsha njengoba indlela (isibonelo, ukukhangisa inthanethi) kuqinisa isithombe nokuduma. Nge ukwanda amanani sokuqasha isakhiwo esisetshenziselwa ukukhangisa noma okwandisa izindleko obeka abaphathi ukukhangisa okuningi yokukhangisa ejensi kunengqondo ukushintsha isikimu nokubiza ukubekwa kwayo bese ufaka, isibonelo, nokukhokhwa ngamunye amaklayenti ohilelekile.