Ukubalwa kwempesheni sokuguga, noma cabanga umhlalaphansi zabo

imiqondo Basic ekubaleni impesheni

Ukubalwa kwempesheni sokuguga senziwa ngokuhambisana noMthetho № 173-FZ ezamukelwe ngu Duma State ngoDisemba 2001. Umthetho uchaza nemiqondo eyisisekelo impesheni enqwabelene ezifana nobude inkonzo, okuyinto umshwalense. Lokhu kubizwa ngokusentshenziswa inkathi lapho ummangalelwa ukhokha ku -Pension iminikelo. Kususelwa kuleli nani elilinganisiwe impesheni dolobha bese ukubala usungula inqubo sokubalwa impesheni sokuguga.

Izinsuku kanye nempesheni engu-accrual likhona ifomula ukubala

Inani impesheni incike uxhaso ingxenye kanye yomshuwalense. I umshwalense ingxenye - kungcono wonke umsebenzi, waqinisekisa amarekhodi umsebenzi kwabahola impesheni esizayo. Umthetho ibala in the ubudala ngenkathi usebenza kokubili eRussia nakwamanye amazwe. Inqubo sokunquma sikhathi olushiwo umthetho (Isigaba 10, isigaba 2). Isihloko ubala nezikhathi 11 ezahlukene ukusebenza ezingase zifakwe esikhathini umshwalense.

Ukubalwa kwempesheni sokuguga kusekelwe ingxenye eyisisekelo ukonga impesheni (isethwe nguHulumeni Russian e 2012 kuyinto CU = 3170 ruble). Uma umndeni has abondliwa, le warhead kuyoba ngaphezulu (kuye ngokuthi isibalo abondliwa lemali inyuka). Le ngxenye base siyahlukahluka endaweni ethile yomsebenzi (enyakatho zinzima ngokwedlulele, umkhakha enobungozi, njll), lokhu kwabonakala eMthethweni, Article 14. Khumbula ukuthi ukusebenzisa sokubalwa impesheni kufanele kube kahle kusengaphambili kwenyanga ezimbili noma ezintathu kuya iminyaka yobudala abantu abaqala, ochazwa ngumthetho.

Ifomula zomshuwalense

Ifomula zomshuwalense ingxenye - MF (okuyinto etholwe ukubala) = PC / T. Kuyinto yini isisekelo okwakhelwa kuso ukubala yempesheni sokuguga. PC - kuyinto ethile impesheni dolobha, ebalwa njengoba kosuku lapho umuntu osebenza ngokuba accrual impesheni yomhlalaphansi. Ngo ifomula, uhlamvu T yinkathi okufanele akhokhe impesheni is izinombolo ezihleliwe of izinyanga 216. PC iyinombolo etholwe ngesikhathi izibalo.

isikhathi isiphetho

Inkinga enzima - ngokunembile ukunquma inani impesheni dolobha lapho wenza ukubala zakho ubukhulu yempesheni sokuguga. Ifomula kuhlaziywa impesheni dolobha ichazwe eSigabeni 30 soMthetho, futhi ichazwa kanje: PC = (RP - CU) x T. Ngaphezu ifomula, RP ibalwa kanje: RP = RR x SC / ST x FFP.

SC inkomba stazhevogo isici, kulinganiselwa futhi kuncike kanjani iminyaka nakho eziningi umuntu has. Ukuba nokuhlangenwe nakho engamashumi amabili / amabili nanhlanu - Coefficient 0,55. Unyaka ngamunye okwalandela wokusebenza kunezela IC sibalo 0.01, kodwa jikelele IC alikwazi ukuba ngaphezu kuka 0.75. Banobufakazi okungenani iminyaka 50, Coefficient ka 0.75 kuyinto ophahleni.

WP - iyona umholo umsebenzi izinyanga ezingu-60, zibala kusukela lapho umsebenzi uthola iholo, yena kuqinisekisa isitifiketi sokuqashwa, esihlelwe ngomumo uMnyango ezimali. izinyanga ezingu-60 zithathwa nganoma yisiphi isikhathi sokuqashwa, kungakhathaliseki kwaba wayengazi ikhefu kumuzwa. RFP - ngezinga elithile inkokhelo isilinganiso eRussia phakathi nkathi efanayo, lesi sibalo ingatholakala Pension Fund. Uma kwenzeka yokwenqaba ukubhala isicelo esibhaliwe ukukutshela lesi sibalo.

FFP - inqunywe idatha Uhulumeni komholo ku III ingxenye yesine ka 2001, wezwakalisa njengoba nani e 1671 ruble. Lesi sibalo esabekwa Uhulumeni Russian ekubaleni kwezimpesheni, kusukela encwadini yoMthetho it ayikashintshi. Ngakho-ke, kubalulekile ukubala isilinganiso ubude bayo, kuphinde ngenxa yemali etholwe emva sokuhlukanisa komholo of impesheni (ukuhlukana kwakhe iholo nge izinyanga ayisithupha) ku komholo eRussia, bese inani okuholela iyanda yi 1671 ruble.

Thola RP (okuthiwa impesheni yomhlalaphansi usayizi), kule nombolo isethelwe PC = ifomula (RP - CU) x T, lapho zonke izinombolo aziwayo kakade. Thola impesheni dolobha. Ikhompyutha yomshuwalense (bheka EQ. Ngenhla). Ixhume ku-ingxenye isizinda, ukuthola impesheni.

Cabanga futhi abale

Lalihlanganisa kulesi sibalo kanye ingxenye uxhaso, kodwa hhayi wonke. It kuncike ngonyaka lokuzalwa bese anqume umthetho. Ngakho, okwenza ukubala yempesheni sokuguga, kudingeka uqonde isimiso ukubala, ukuqonda amafomula, bese babala baye phambili. Uma namanje udidekile mayelana izinombolo, ukuthenga nokufunda umthetho kusukela ekuqaleni, ngosizo izihloko futhi umthetho ngempela uzokuqonda futhi abale ngokwakho.