Kuhlola ukuzinza kwezimali ibhizinisi ngesisekelo indlela yokubeka uphawu ngesibonelo MSW

Kule minyaka engu-20 edlule, igebe ezithile phakathi inzuzo yangempela izinkampani alotshwe imibiko kanye nokuhlolwa yilabo abatshala izimali. Isisekelo leli phutha kuyisici ithonya izinkomba ukuzinza kwezezimali, wetimali tetimakethe kwempahla angaphatheki (IA). Namuhla kakade ke akuyona imfihlo ukuthi ukwanda ukuzinza kwezezimali isekelwe dolobha bokusungula, kufaka phakathi i-inkampani nemikhiqizo yayo esebenzisana nayo.

Kusobala ukuthi ukuphathwa kahle kwempahla angaphatheki, nokugcinwa lemikhiqizo okungase kuthinte yenkampani utshalomali isikhalazo. Futhi kusukela kulelo kuncike ngqo ukuhlolwa ukuzinza kwezezimali. Kule kunengqondo isidingo ngonanzelelo angaphatheki ukuphathwa izimpahla kunalokhu elaliyikho ekuqaleni umkhuba yasekhaya.

It is wafakazela ukuthi ifa angaphatheki ezinkampanini kakhulu umkhiqizo oqinile ka impahla aphakeme. Ukuhlolwa ukuzinza kwezezimali, ngokuvamile ithumba ngokweqile kanye nezindleko, kanye nendima yaso ukukhula nokuthuthuka inkampani.

Ngo Belarus inkinga lokulandisa amafa angaphatheki kanye brand ingxenye yabo ukubaluleka yenkampani sibi kakhulu. Lokhu kuyaphawuleka ngokukhethekile izinkampani ukushintsha indlela yabo ubunikazi ukuthi ukushintsha value abo emehlweni abangafaka imali emabhizinisini abo. OAO MMZ (JSC "Minsk Motor Isitshalo"), Incorporated ngo-2008, 2009 IA e wenhlangano amafa lemali 0.38% futhi izimpahla ze-non-zamanje - 0.97%. Lezi zinombolo zibonisa ngempela kahle ukuthi kunesidingo ukukhulisa nokusetshenziswa kwempahla angaphatheki ukuze andise izindleko zebhizinisi, lapho brand ifomu eyinhloko amafa angaphatheki, okudaliwe ngokusebenzisa emisha kanye nesakhiwo senhlangano.

Endaweni ubunjiniyela kunzima kakhulu ukuhlala ukuncintisana, futhi ngenxa yalokho, kukhanga abangafaka imali emabhizinisini abo. Kuhlola ukuzinza wezimali ka inkampani, ukukhanga ukutshalwa kugxilwa isimo sezimali ngokuyinhloko kuphela, okuyinto ngokuzuzisayo ngokusebenzisa izindlela esekelwe zezimali isimo futhi solvency okungu. OAO MMZ ekupheleni 2010. I wezimali ukuzimela isilinganiso kwaba 0,312, lokubiza - 1.580. Sekukonke, la izinkomba zibonisa okwenelisayo nesimo esingokwezimali ebhizinisini, futhi kuba ezikhangayo abangafaka imali emabhizinisini abo.

Kodwa izinga isimo sezimali - kungcono nje ingxenye otsenkifirmy esibanzi. Ukuhlolwa ukuzinza financial izilungiselelo zalo zamanje futhi kuhlanganisa ukubaluleka amafa, okubalwa kuzona sha, okuyilona elisebenzayo futhi kubalulekile zimali. Naphezu kweqiniso lokuthi sha njengoba enjalo ekhona kuphela ezingqondweni abathengi, kuyindlela imali eyengeziwe, isb. Izimpahla E. yenkampani, futhi ukubaluleka sha kungaba ingxenye enkulu amafa angaphatheki, okwandisa ukubaluleka kwenhlangano emehlweni abangafaka imali emabhizinisini abo.

Ngaphezu kwalokho, indima njalo okwandisa IT-ubuchwepheshe in the izinqubo zezomnotho, ikakhulukazi ezimali. Lokhu kuholela yokuthi ukuhlolwa isimo sezimali siba yezokubona eziyinkimbinkimbi kakhulu ebanzi ibonisa isikhundla yenkampani zezimali hhayi kuphela, kodwa enginakho eziningi nezinye izici ezibaluleke ezithinta kokuhlaziywa kwamathenda ekulenzeni libe namandla.

Yingakho ukusetshenziswa yokubeka uphawu umkhankaso ibonakala omunye ethembisayo ubuchwepheshe ezintsha futhi umsebenzi ngesikhathi esifanayo, bakwazi kakhulu ukuthonya kokubili isimo jikelele kwezomnotho, ukukhanga utshalomali nesithombe lenkampani.