Kanjani kuvulwa akhawunti usomabhizinisi yasebhange ngabanye

Ake sibheke indlela kuvulwa i-akhawunti ye-usomabhizinisi ngamunye ebhange. Kumele kuqashelwe ukuthi le nqubo kungathatha indawo kuphela emva ukubhalisa isimo IP. Ngesikhathi esifanayo into emnandi kakhulu usomabhizinisi wukuthi unelungelo ukuba ama-akhawunti amaningi zezimali abahlukile imingcele maqondana nalokhu kule nomthetho Russian akusho.

Ngokuvamile, sinesithakazelo ekutheni inqubo ke kungenziwa ihlukaniswe izigaba eziningana.

Isiteji №1. Ukukhetha ezifanele yasebhange isikhungo. Lapho umnikazi webhizinisi iqala ukucabanga mayelana lapho ukuvula i-akhawunti ebhange, khona-ke kuqala kukho konke unesithakazelo enhlanganweni uthembekile futhi ezimele kahle ngokwezimali. Eyesibili umbandela ezibaluleke kakhulu - izindleko yesondlo. Uma muzi izethulo okungenani amabili amabhange ahlukahlukene, ungaqiniseka ukuthi izindleko izinsizakalo ezifanayo bayoba ezahlukene. Kulokhu, ukubaluleka esithile owaziwa izikhungo zezimali emakethe. Kakade, imuphi waziwa iningi labantu ezibizayo ngeke ukusevisa. Ngaphezu kwalokho, sicela uqaphele amaphuzu alandelayo:

• Izinga yentuthuko inethiwekhi igatsha - kubalulekile uma kwenzeka ukuthi ngokuhamba imisebenzi yabo kufanele afeze izibalo nabalingani etholakala kwezinye izifunda;

• ebhange, okuyinto elikhuthaza nabo ebhizinisini - usebenzisa amasevisi lesikhungo efanayo kwezimali inikeza ngesivinini kubala inani lemali elincane ikhomishini imisebenzi ehlukahlukene.

Njengoba indawo, kuba okungenani umbandela ezibalulekile. ezifana "Iklayenti-Bank" ukuthuthukiswa izinhlelo kwenza kube nokwenzeka ukuba afeze imali ebhange ngaphandle ngokuvakashela igatsha (legatsha). izinhlelo ezinjalo ezithakazelisayo futhi iqiniso ukuthi ukusebenzisa kwabo ezishibhile esimweni imikhankaso siqu ekukhonzeni yisikhungo sezinhlangano eziphambili zezezimali.

Isiteji №2 - kunesikhala ngokushesha losomabhizinisi ngabanye ku-akhawunti yasebhange. Ngu SP kuleli cala kudingeke ukuba anikezele ezithile. Lezi zihlanganisa izincwadi ezivela izibalo (amakhodi), isitifiketi sokubhalisa (ekhishwa amandla intela), isitifiketi sokubhalisa isimo. Khonza kumele kube yasekuqaleni futhi amakhophi izibambiso ohlwini.

Futhi, ukuvula i-akhawunti usomabhizinisi ngamunye kuhilela design isignesha amakhadi. Zonke ezinye imibhalo yasebhange isikhungo uzokunakekela khulula. Okwamanje, isitifiketi sobufakazi bobuqiniso kungaba kwenziwe noma khona umphathi ummeli olungisa izivumelwano noma ebhange. Eyesibili, yebo, elula kakhulu ikhasimende. Ngaphezu kwalokho, amaqembu ngemvume yisivumelwano sesevisi, futhi kuthathwa ngokuthi iwumgomo oyinhloko abayifunayo.

Nokho, lo somabhizinisi kufanele uqaphele ukuthi kuvulwa akhawunti usomabhizinisi yasebhange ngabanye kusho isaziso lomcimbi abahloli intela, lesi sikhwama nomphakathi. Umshuwalense kanye Sempesheni esibhalisiwe. Lokhu ngenhlanhla esigabeni sesithathu. Yiba khona yonke lenhlangano mathupha asikho isidingo, ngoba ungasebenzisa isevisi yemeyili. Ungacabangi ukuthi isaziso intela kanye nezinye izinsizakalo into ozikhethela wena. Cha, kwenzeka okuphambene: umthetho sikubeka kucace ukuthi zonke usomabhizinisi kunikezwa ncamashi 7 izinsuku ukwenza kanjalo.

Kungaba ukunganaki ukumane udlulise ukukholelwa ukuthi kuvulwa akhawunti usomabhizinisi ebhange ngamunye uye waphawuleka FTS. Iqiniso ukuthi izikhungo zezimali (amabhange) ukuze ngokuzimela adlulisele zokugcina lonke ulwazi oludingekayo. Ngakho zama ukugcina ngaphakathi umthetho omnene ngesonto.