Izintela engenayo: noma kunjalo, dlula ego..mozhno

Uke wazama nsuku ukurekhoda iholo lakho kanye nezindleko? Izame! Isifundo kakhulu ulwazi futhi akukho ngaphansi othakazelisayo. Noma mhlawumbe uye eside wahlanganyela kule ukugcinwa umndeni babegcina ukubala zonke penny. Kodwa ngisho Kulokhu, wena cishe ukwenza ingxenye yemali engenayo yentengo uhlu izipho wasamukela, futhi ngokuqinisekile ngeke ukubala izinzuzo ebezilokhu ngenzalo ezithathwe imali yomngani waboleka ukukhokha.

Kodwa ngezinye izikhathi une wamabhuku ezimali ukukwenza. Yiqiniso, kuphela maqondana imali okuyinto yamukelwa izisebenzi zale nkampani. It is hhayi ngaphandle ukuthi lezi izimali kufanele ukudlulisela isabelomali intela yengeniso (ngamafuphi - PIT).

Ngakho, kuyini - imali? Ngokuvamile - iholo. Kuphela manje ukuthi akugcini. Eqinisweni, imali ingase obonwa zonke, kanjalo agcwaliswa isabelomali siqu. Lokhu kusho ukuthi cishe zonke angaphansi kwentela yengeniso.

Ngokwesibonelo, imali encane yentela kungenzeka impahla okuyinto wanika umqashi maqondana namaholo. Futhi wathola kumqashi presents - ngenhlanhla, akubona bonke, kodwa labo abanakekela inani ngoba ngonyaka akukho ruble abangaphezu kuka-4000 kuphela. Kukhona umbuzo imali e hlobo.

Kukhona ngokuphelele uhlobo yomuntu ehlukile imali, kakade ngenhla. Lona uma umuntu entweni ukulondolozwa. Ngokwesibonelo, ngathatha ku loan kwenzalo. isithakazelo ezingakhokhwanga - kubuye imali encane yentela. Kuphela akakwenzanga ngendlela yini eyigugu, kodwa ngesimo okuthiwa yezinzuzo zezinto ezibonakalayo. Futhi lokhu akuyona uhlu oluphelele.

Kodwa kukhona izimo ukuthi akunakuba count olunembile engenayo okuholela. Ngokwesibonelo, inkampani Kuboshwe abasebenzi bayo yenkampani. Nge ngokudla, iziphuzo, abaculi ... Kubonakala sengathi umsebenzi ngamunye wathola imali. Kodwa kungakanani? Engacacile. Futhi awubalwa. Ezimweni ezinjalo, kwentela yengeniso akuyona ezikhokhiswayo.

Nokho, kukhona labo imali eyiphinda okuyizinto ushwele wentela yengeniso nhlobo. Kodwa lena ehlukene, indaba ngokulinganayo elithakazelisayo, ngawo ungakwazi oznakamitsya yiSigaba 217 we Tax Code. Futhi thina nokunqoba ukukhuluma kanjani ngokufanele ugcine on kwentela yengeniso.

Enye indlela ezinjalo - ilungelo intela ezibanjwayo. Lokho kunikeza? Okokuqala, ikhono zidinga ukuthi ukubala intela akuthathi iholo, futhi inani ezincane. Khona-ke angenze ezincane. Futhi okwesibili, ithuba ukuze uthole kabusha ingxenye imali yentela siqu, esivele esenyukele isabelomali.

Bonke abanjalo vychetov- izinhlobo ezine: ejwayelekile, impahla, ezenhlalo nezobuchwepheshe.

Lapho ejwayelekile ebanjwayo engenayo zingancishiswa ngu nani inyanga ngayinye. Kunezinhlobo ezimbili zama-kwezimali ezibanjwayo: bazuzi - ruble 500 noma 3,000, futhi kulabo unezingane - ruble 1400 noma 3000. Kodwa ngisho lapha ulinganiselwe: ungakwazi ukusebenzisa imali ebanjwayo izingane kuze imali yabazali kusukela kuqale lo nyaka akazange idlule ruble ayizigidi 280.

Impahla imali ebanjwayo ekhokhwa ukuthengwa kwezindlu ukwakhiwa, kanye ukuthola izwe ukwakhiwa kwezindlu noma naye. Beka umkhawulo ezisalayo -. 2 mn, futhi target inzalo emalini ebolekwe - 3 mn.

Futhi ke kukhona nokudoswa impahla labo, kunalokho, athengisa imihlaba yakhe. Imikhawulo futhi - ngohlobo impahla, inani leminyaka kobunikazi impahla kanye Usayizi wokugcina nokudoswa (e inani yokuthengisa izimali, kodwa hhayi ngaphezulu kuka-250,000, noma 1 sesigidi sama-ruble - .. Kuye impahla badayisa).

Thola imfundo, aphathwe, ukunakekelwa mayelana nempesheni ngekusasa, ingabe esiza abantulayo? Ngakho, unalo ilungelo ezibanjwayo nomphakathi. imali Lonyaka ku ezibanjwayo ezinjalo kufanele uvumelane ruble 120 000. Futhi uma ufundela i Imali izingane zakho, umkhawulo ebanjwayo - ruble angu-50 000. ingane ngayinye (kokubili abazali noma ababheki).

Futhi ekugcineni, ezibanjwayo okhokhelwayo. Amabhizinisi kunganciphisa imali zabo phezu kwazo, noma inani izindleko sivunyiwe, noma inani elimisiwe - 20% yemali.

Khetha ubukhulu ebanjwayo e inani waqinisekisa noma izindleko ngokuvumelana nezindinganiso, ibuye inelungelo abalobi kanye nabadlali imisebenzi izincwadi zezinkondlo, isayensi ubuciko. Kodwa izakhamuzi, abasebenzela ku izinkontileka civil (inkontileka noma ukuhlinzekwa kwezinsizakalo) hhayi ungakhetha. Bafanelwe ukunciphisa imali yabo kuphela lemali kwezindleko ezibekhona, kanye inqobo kukhona imibhalo.