Izindleko zokusabalalisa kwinzuzo yebhizinisi

Uma sicabangela ukuhlelwa komsebenzi kunoma yiliphi ibhizinisi, akunakwenzeka ukunganaki umzuzu obalulekile njengezindleko zokusakaza. Kuyini futhi lokhu kusetshenziselwa ukufaka imali?

Okokuqala, lezi ziyizindleko ebhizinisini, okuyiyo enye indlela noma enye ehlobene nokuhanjiswa kwezimpahla. Lezi zihlanganisa izindleko ezidingekayo ekugcinweni kwesakhiwo, ukukhokhelwa kwabasebenzi bokuphatha kanye nabasebenzi, izindleko zokuthutha (ukulethwa kanye nokuthutha izimpahla), njll.

Ukuhamba kwezimpahla kudinga izindleko ezihambisana nokudilizwa, ukuthengiswa nokugcinwa kwazo. Izindleko ezinjalo zivele zidingekile ukuze ulethe izimpahla kumthengi. Ngakho-ke, izindleko zokusabalalisa zibhekwa njengento ephawulekayo futhi ehambisana nekhwalithi, enquma izinga lomsebenzi osebenzayo webhizinisi ngalinye.

Ngokungangabazeki, umsebenzi oyinhloko wezomnotho ukunciphisa izindleko kumabhizinisi. Izindlela zokuphatha eziphumelelayo zitholwa ekuphumeni komsebenzi kanye nezinhlelo ezihlukahlukene zebhizinisi ezakhiwe ngokunciphisa kakhulu izindleko zenkampani nokwandisa inzuzo.

Izindleko zokusakaza kufanele zicatshangelwe kuzo zonke izigaba zamanani. Ezindleko zokukhiqiza, ngokuvamile kufaka izindleko zokuthengisa, futhi intengo yokuthengisa ihlanganisa izindleko zokuthengisa.

Akunakwenzeka ukucabangela izindleko zangaphakathi zezinkampani zokuhweba nezinhlangano ezibuyiselwa kwinzuzo esele kulahlwa yinhlangano. Futhi, izindleko zokulahlekelwa kwezinhlekelele zemvelo nezinye izindleko ezingahambisani nokusabalalisa kwendabuko kwezimpahla kufanele zinikezwe, ukulahlekelwa kwezimali akuhlobene nokuthengwa kwemali.

Ngokwezimo, izindleko zokusakaza kwezohwebo zihlukaniswe ngamaqembu amabili: ezengeziwe futhi ezihlanzekile. Izindleko ezihambisana nenhlangano yentengo yokuthenga nokudayiswa, kanye nezindleko zokugcina abasebenzi bezokuphatha nezokuphatha, zenzelwe izindleko zenetha. Okungeziwe - lokhu yizindleko ezidingekayo ukuze uqhubeke nenqubo yokukhiqiza, lapha ungabandakanya ukupakisha nokupakisha kwezimpahla, kanye nokuguqula ukuhlanganiswa kokukhiqiza endaweni yokuhweba.

Singasho ngokuqiniseka ukuthi izinga lomsebenzi wanoma iyiphi inhlangano yokuhweba inquma izindleko zezindleko zokuhambisa - inani elilinganiselwe lentengo yezindleko kuze kube yinani lentengo, okushiwo ngamaphesenti. Uma umsebenzi wenhlangano yokuhweba ihlelwe kahle futhi ihlelwe kahle, izinga layo lezindleko ngeke lilingane, futhi ngokufanayo.

Ekukhiqizeni, njengomthetho, kunezinhlobo ezimbili zezindleko, ngokufanayo zihlukanisa izindleko zokusabalalisa, zihlukanisa ngamaqembu amabili: yizici zezomnotho kanye nezindleko izinto.

Ukuhlukaniswa okunjalo kuyinto evamile futhi kunesibopho kuzo zonke izinhlangano zokuhweba futhi kufaka phakathi izinto ezilandelayo: ukudonsa izidingo zomphakathi, izindleko zempahla, ukwehla kwempahla ehleliwe, izindleko zabasebenzi nezinye izindleko. Kodwa-ke, ukuhlukaniswa okunjalo akuvumeli ukuhlola ngokugcwele nokuhlaziya izindleko eziyinhloko nezindleko zokukhiqiza, ngakho-ke kubalulekile ukuqhuba ukuhlaziywa okuningiliziwe nokucubungula izinto ezithile. Lokhu kwenza ukwazi ukubona izindleko ezibaluleke kakhulu futhi kunqume isimo sezindleko, kanye nokunikeza ukuhlolwa okuhloswe kwezinqumo ezithathwe yizixhobo zokuphatha.

Ukuhlaziya izici ezingathinta ubukhulu nezinga lokusabalalisa izindleko, kunganquma ukuthi isakhiwo nomthamo wokuthengiswa kwezebhizinisi, ukwanda nokwehla kwamanani okuthengisa, ukukhiqiza abasebenzi, ukuguquguquka kwamanani kanye nemali yamasevisi (ukuxhumana, ukuthutha, ukuqasha kanye Njll.). Ngaphezu kwalokho, singasho ngokuphepha ukuthi ibhizinisi, njengomthetho, linemithombo ephawulekayo yezimali ezivumela ukuba likwazi ukubhekana nezinguquko ezinkomba zenkampani yokuthengisa kanye nokunciphisa imali engenayo, engasongeli imisebenzi kanye ne-Solvency ye-firm.