Isondlo 1 ingane: bangaki amaphesenti kukhona

Cishe njalo umama kuphela ukuthi ukukhulisa ingane noma esigabeni isehlukaniso nomyeni wakhe, nentshisekelo umehluko wemisindo nemiqondo yamagama efana nesondlo 1 ingane. Yiyiphi ingxenye ezikhokhelwayo kangakanani ingafunwa ezinkantolo?

Yokutakula yesondlo, ngokuvumelana Ikhodi zomndeni e Iminyaka 2016-2017 kungenzeka omunye ngezindlela ezimbili: noma inani elinqunyiwe lemali, noma njengoba amaphesenti Imininingwane ngenzuzo lokukhokha komunye oyedwa. Lokhu kuhambisana ekukhokhweni inqubo nesondlo may ngenkululeko zombili, futhi ngokuhlwaya emithombolwazini izinkantolo. Isivumelwano - lokhu Okusizayo bavumelana isinqumo ekukhokhweni ingane ukusekela umzali bokukhulisa umntwana, e isamba hhayi understate sibalo. nezindaba eziningi itjhejwa inkantolo: "Amaphesenti", "nesondlo 1 yengane okumele ikhokhwe," kanye nokunye.

Endabeni ukondla obushade naye emuva kwesehlukaniso njengoba ukuncipha iphesenti ku yemali ingane support wezwakalisa njengoba isabelo. Khumbula ukuthi iphesenti kancane aphansi uma unezingane ezintathu noma ngaphezulu 16%. Nokho, ezimweni ezehlukile, kungase kube ngisho ngaphansana ifanele.

Ngaphansi Iziphi izici ezingase ukondla obushade naye emuva kwesehlukaniso uhlolwa

Ukuze uthole ukwesekwa ingane 1 ingane, kangakanani nesincane isithakazelo, lezi zinto ezilandelayo kumele kube khona:

1. Nokuzwelana. Ukukhokha nesondlo Kwenziwa kuphela uma lokukhokha komunye oyedwa kuyinto abazali begazi. Lokhu isici isethwe noma isitifiketi sokuzalwa noma umyalelo wenkantolo.
2. Inombolo iminyaka. Yokutakula yesondlo kungenzeka kuphela uma ingane kungazange kufinyelele yobudala. Kungenjalo, ukukhokhwa kwemihlomulo imali abazali kungenzeka kuphela khona ukukhubazeka kwengane.
3. Ukuba khona kuwumthombo wemali khona kusukela komunye oyedwa. Uma engekho, kanye nempahla, okungase inxeshezelwa duty ingane isimo ingane support Ngeke kukhokhelwe. Nokho, lokhu akusho ukususa umthwalo kusukela lokukhokha komunye oyedwa nesondlo.
4. Ubude yokwelashwa. Esimeni Sokuzivikela ezinkantolo iminyaka emithathu, lokukhokha komunye oyedwa ubophekile ukuba akhokhe ukondla obushade naye emuva kwesehlukaniso kuya eminyakeni yobudala yomntwana. Kungenjalo, nesabelo ingane ngayinye ikhokhelwa kuphela kule minyaka emithathu eyedlule, ngaphandle kucatshangelwa eminyakeni eyedlule zokuphila kwakhe.

Inombolo wamaphesenti iholo ngamunye ukukhokhwa nesondlo

Uma isivumelwano engakaze zafinyelela kuso, futhi uya enkantolo, khona-ke nakanjani kudingeka wazi ukuthi iyini iphesenti nesondlo oyedwa ingane. Inani kangakanani kuncike ekutheni isibalo sezingane:

1. Nempongo - 25%.
2. Izingane ezimbili - 33%.
3. Ezintathu noma ngaphezulu - 50%.

Lezi zibalo zingase ezinkulu futhi ohlangothini ezincane - kuye imali yomzali nezinye izinto. Nokho, nesabelo ukushintshashintsha kungenzeka kuphela ngokusebenzisa izinkantolo.

aliment kanjani zizogcineka

Uma umbuzo amaholo kubhekwe yinkantolo, ke ungumahluleli, kucatshangelwa isimo sezimali kanye somshado, nquma ukuthi iphesenti inkokhelo kuze 1 ingane ukondla obushade naye emuva kwesehlukaniso. Ukukhokhwa nesondlo kungenziwa kwenziwe izinhlobo ezilandelayo:

1. Ngesimo inkokhelo.
2. imikhiqizo yemvelo basemapulazini yabo.
3. Ezakhiwo. Nokho, ukukhokhwa wabo wenziwa kuphela ukungabi umholo.
4. Pre-echaziwe usayizi - ukuzinza ngokungabi bikho isivuno noma yimuphi uhlobo nomholo bebonke.

Nge iziphi izinhlobo engenayo Kukhishwa

Uma izokhokhwa ngokheshe lemali yesondlo 1 ingane, zingaki amaphesenti iholo ngeke, kunakwe yalemithombo imali:

1. Ngqo emholweni.
2. Nge izibonelelo amabhonasi.
3. Nge-premium noma eminye imithombo unomphela yamaholo impahla.
4. Ngalawo izinkokhelo, eziphathelene kwahulumeni abanezikhundla okusezingeni eliphezulu.
5. Ngemali, ikhokhelwe abasebenzi bakaMasipala.
6. Nge nengeniso benzi isiko.
7. Nge ezengeziwe imali engenayo ngesimo inkokhelo eyengeziwe ukuze tariff, umholo, ubude isevisi, ukuvikela wezimfihlo isimo kanye nezinye izinto.
8. shift Nge ukheshi wathola njengoba ukukhokhelwa umsebenzi futhi uyingozi, kanye namaholide okukhipha zokusebenza Oku futhi okungezona ukusebenza.
9. Uma ukhokha isithakazelo abasebenzi Pedagogical kokwenza imisebenzi uthisha ekilasini.
10. Nge ukunakekelwa kwezempilo engenayo abahlinzeki kunoma yiziphi izikhundla zabo.
11. Nge izinhlobo ezahlukene impesheni izikimu - kwezenhlalo, ukusebenza, ukukhubazeka.
12. Nge-scholarship.
13. Nge imali kwi izinzuzo okwesikhashana noma unomphela abangasebenzi. Kwenziwe kuphela ngesicelo senkantolo nobe ku pre-esisayinwe sivumelwano ummeli olungisa izivumelwano phakathi kwezinhlangano.
14. Nge Imali etholakele inkampani umzali kwavala ngaphambi kwesikhathi yayo esemthethweni umsebenzi.
15. Nge amafa eziphathekayo etholwe lokukhokha komunye oyedwa ku okwabo ngabanye.
16. Nge imali engangiyithola ukunikezelwa kwezindlu ukusetshenziswa okwesikhashana ngabanye yangasese.
17. Nge amaholo amasosha noma Wezangaphakathi noma Officers Amaphoyisa.
18. Nomholo iziboshwa wagwetshwa ukufukuziswa usejele, kanye abayimilutha othola ngelashwa ezikhungweni zokwelapha ezifana State.

Ngakho lapha ngakho ukhishwa ukondla obushade naye emuva kwesehlukaniso for 1 ingane, zingaki amaphesenti uzokhokha isimo, futhi abaningi uzokhokha umzali - kungakhathaliseki uhlobo engenayo.

Ayini izinkokhelo engenayo kungukuthi kwenziwe

Nokho, kunezinhlobo imali, zazo akunakwenzeka ukuba siqhubeke ukondla obushade naye emuva kwesehlukaniso. Lezi zihlanganisa:

1. Inkokhelo yemali isinxephezelo lenhlangano njengoba supply wezokwelapha.
2. Ukukhishwa kwemali ku zohambo.
3. Ukukhokhwa isinxephezelo ekudluliseni umsebenzi kwenye legatsha le nkampani kanye nakwezinye izindawo.
4. inkokhelo engeziwe ukuthengwa insimbi elisha elalizothatha indawo umsebenzi zithi ayifaneleki.
5. inkokhelo yanyanga zonke imali isimo ukugcinwa indadana yaqanjwa igama kowesifazane.
6. Izimali ezivela kuhulumeni ukuthola inqubo yokungcwaba isihlobo oshonile.
7. Eyisamba kwabesifazane Ngubani owazala.
8. Izibonelelo esikhishwe isimo abadinga usizo.
9. Pension izinkokhelo ngesikhathi sokufa umondli.

Ngakho, uma umuntu eye wamukela imali eyodwa yalezi zindlela, uthola ukwesekwa ingane ingane eyodwa, kangakanani isithakazelo babengeke, akunakwenzeka.

Kanjani ukuhlela ukondla obushade naye emuva kwesehlukaniso

Kukhona futhi izinhlobo ezimbili zezinkantolo yokutakula yesondlo: ngaphansi kwesivumelwano, futhi ezinkantolo. Futhi ngamunye wabo kufanele kubhekwe eceleni.

Ukuthola isivumelwano ukondla obushade naye emuva kwesehlukaniso

Isivumelwano ivumela izinhlangothi ezimbili hhayi kuphela iphesenti lomholo ukwesekwa ingane 1 ingane, kodwa futhi kungenzeka izindleko ezengeziwe ngomntwana: ukwelashwa, imfundo noma uthathe uhambo oluya esibhedlela. Kulokhu, zonke ezicashile isikhathi nemali yokukhokha okuxoxiswene phakathi kwabazali.

Ukuze ubeke isivumelwano kule nkambo, kufanele kuvunywe wokulungisa izivumelwano, kanye ngamunye amaqembu.

Ukondla obushade naye emuva kwesehlukaniso enkantolo

Nokho, zikhona izikhathi lapho amicably ukuxazulula lutho. Ngo ezifana icala kufanele aye enkantolo, okuzokwenza nquma ukuthi singakanani isithakazelo ukukhokha nesondlo 1 ingane. Esimweni esinjalo okubhekiselwe ukuze anakwe futhi ekuthathweni emzimbeni zomthetho madokumende alandelayo:

1. Isitatimende ngomumo 2 amakhophi.
2. Isitifiketi yokuqashwa bobabili abazali, futhi idatha mayelana iholo we lokukhokha komunye oyedwa.
3. Idatha esuka endlini ngayinye. Uma uphila ndawonye - esinda lawo mazwi.
4. Lasekuqaleni futhi amakhophi izitifiketi lokuzalwa nomshado.

Isimangalo kufanele kwenziwe endaweni yokuhlala yomkhokhi langempela.

Izinto ukunciphisa noma ukwandisa inani lesondlo

Kunezimo lapho unina womntwana elahlekelwa umsebenzi wakhe noma ivuliwe sokubeletha nengane ezivamile lokukhokha komunye oyedwa. Endabeni umshado semthethweni isehlukaniso okwalandela - noma ukungezwakali kwawo - yilowo nalowo owesifazane osuke nentshisekelo kulo mbuzo: "Yini iphesenti lomholo ukwesekwa ingane ngomunye umntwana futhi umfazi?"

Esimeni ukulahlekelwa umsebenzi wesifazane, inkantolo kungase kwandise inani ukwesekwa nokuqukethwe. Uma lokukhokha komunye oyedwa ophelelwe umsebenzi noma nganoma yisiphi isizathu singakwazi ukwenza imisebenzi zabasebenzi, inkantolo ingase inciphise ukondla obushade naye emuva kwesehlukaniso kuya inkokhelo isilinganiso yezinsuku ezimbili ezweni lonke.

Endabeni ukondla obushade naye emuva kwesehlukaniso njengoba ukuncipha iphesenti e inzuzo yemali ingane ngayinye sivezwe njengoba isabelo. Khumbula ukuthi iphesenti kancane aphansi, uma kunezingane ezintathu noma ngaphezulu 16%. Nokho, ezimweni ezehlukile, kungase kube ngisho aphansi.

Ukuze ukwazi ukubona ukuthi ummangalelwa unelungelo nokwehlisa ukondla obushade naye emuva kwesehlukaniso noma ummangali has - ku kuyanda zabo, inkantolo kufanele zithunyelwe ngomuntu oyedwa kumadokhumenti alandelayo:

1. Idatha amaholo.
2. Ikhophi yesivumelwano umsebenzi.
3. Leli phephandaba esemthethweni yenhlangano, elisebenza ukuze ujike.
4. isitifiketi sokuzalwa sengane.

Thola ukuthi bangaki amaphesenti kukhona nesondlo 1 ingane ukwenza ngcono isimo sezimali lokukhokha komunye oyedwa, kungenzeka ezinkantolo. Ukuze wenze lokhu, inikeza umahluleli imibhalo, okubonisa ngcono izinto inhlalakahle lokukhokha komunye oyedwa.

Ukwandisa iphesenti nesondlo ngangokunokwenzeka futhi ngesikhathi esincane kakhulu iphesenti izinkokhelo. Ngakho, ¼ ingxenye ubhekwa dabukisa, kodwa ngoba inkantolo inelungelo ukwandisa usayizi amaholo.