Futhi ezinye amabhange musa uhlole umlando ngesikweletu?

Izakhamizi abaye esikhathini esidlule, izinkinga ababa nazo ukubuyiswa kwemali yebhange ukubolekisa, ngizibuza ukuthi yini amabhange do hhayi isheke udumo umlando. Iqiniso lokuthi ukuba khona kwalezi "greshkov" kungase ayingabaza kungenzeka ukuthola imali-mboleko yendlu ku nesizayo. Njengoba sazi, esikweletu zezimali izinhlangano, akunika imali ukuboleka - the reinsurers main emhlabeni. Uma scalded ubisi, kanye namanzi kamuva ngeke nishaye. Futhi lokhu kuyinto eyihlazo, cha. ukuhlinzeka nje imithombo yezimali i-ezisuselwe entshisakalweni izimiso ezintathu: ukuphuthuma, ukuseviswa, futhi - okubaluleke - reflexivity. Uma okungenani eyodwa izimo is hhayi bahlangana, ukulahlekelwa zingase zimiswe. Ubani ongathanda ukuthi?

Kuze Okthoba 2008, bambalwa kakhulu abantu ababenesithakazelo e lokho amabhange musa uhlole umlando credit. Kungani? Kungoba iningi labo eningabazi. Imali isakazwa kwesokunene nezinhlanu kwesobunxele. Ngaphezu kwalokho, kungenzeka ukuthi ngeke babuyele emuva, ababolekisi akuzona wethukile kakhulu. Kodwa-ke kumele ukuthi ukukhwabanisa okwakwenzeke kaningi. ukulahlekelwa Serious ukuthi yaqala ukuthela abakweletwayo zaphoqa ezimbalwa zokugcina ukuguqula isu layo.

Namuhla, impendulo yombuzo zazo amabhange musa uhlole umlando Ikhredithi ngakho ayilula kangako. Kungoba iningi labo bathambekele namanje ukukwenza. Kungani abe "esefuna"? Ngoba lokhu ngeke kwenziwe ngaphandle kwemvume ebhaliwe umboleki. Kuyacaca ukuthi uma kukhona wayeyobanika up zonke izinhlobo zovivinyo, futhi ngokubona yasebhange ozokhula ezifanele. Kufika ukuhluleka.

Okwamanje, amabhange musa uhlole umlando credit - yilezo omisebenzi kusekelwe ukuhlinzekwa imalimboleko express. Ngoba konke mayelana konke isuka imizuzu amabili ihora ke akunakungatshazwa kuhlola kwekusebenta kubukwe solvency. Nokho, inetha ukuphepha sisekhona: iphesenti izinhlelo ezinjalo kabili noma kathathu kunaleyo classical.

silungise zonke

Ngeshwa, amaphutha enziwa sonke. Kwezinye izimo, awukwazi ukubuyisela noma yini. Lapha, ngokwesibonelo, ukulungisa umlando credit kungaba. Ake sithi umbhangqwana izikhathi ungenalo ukulinda isikhathi eside kakhulu ukuze wenze inkokhelo yanyanga zonke. Isimo evamile: egatsheni lapho ngokuvamile okwenzile, uvala ukukhanya. Noma benkokhelo enye inhlangano yezimali wayengekho izinsuku ezintathu, futhi ezinhlanu. Kulokhu, kuyokusiza abanye ukubolekisa umthengi athathwe ikhokhwe emva kwesikhathi. Vele unaka, ekuseni ukubuyiswa kwemali isibopho kahle yakho "karma" okungukuthi hhayi ethintekile.

Futhi, awukwazi ukusesha, okuyinto amabhange musa uhlole umlando credit, kodwa umane idiphozi lapho izimo ngokunginika a mortgage, isibonelo, onomuzwa wokuthi ezithakazelisa kakhulu. Ikuphi ukuhlobana okukhona phakathi nalezi zikhathi? Iqiniso ukuthi nyangazonke replenishment akhawunti yakho ye - ke sika omkhulu isibonakaliso ezingaba yomuntu obolekisayo. Ngemva kwezinyangana ziphonswe ngezithukuthuku imali futhi ... ekuhumusheni ku esigabeni amakhasimende isiyalo. Kulula kanjalo, akunjalo? Ngaphezu kwalokho, manje ikani ngokukhululekile isicelo sokubhalisa yakho loan. Amathuba ukuthi ngeke give up, mikhulu. Yiqiniso, sikhuluma isibawo esiphathisweni isikhungo sezezimali, owawungumnyaka idiphozi ivuliwe.