Accrual of womama. Entsha kanye ifomula ubudala

Iningi labesifazane okungenani kanye ezimpilweni zabo babe lokumba eziyisisekelo zokubala, ukuze ufunde indlela ophathwa Fiat - esilinganayo ukuthi ikhokhelwa umama abasha phakathi womama wakhe ikhefu.

Ngokusho kokuchitshiyelwa komthetho federal sisebenza liyadingeka ukungena indlela entsha kubalwa izinzuzo kusukela ngo-2013. Kule minyaka emibili edlule (kusukela ngo-2011) is a inguquko isikhathi esikhethekile. Okungukuthi, owesifazane enezinwele ithuba lokukhetha okuyinto uhlelo ngeke ukubala inzuzo. Accrual Fiat ngo-2012, kungabuye kwenziwe ngokuvumelana nezifiso zabasebenzi.

Umehluko omkhulu phakathi asebegugile lensha kohlelo - kwesikhathi zokuhlala lapho kufikile ikhefu lokuyobeletha. Kuze 2011, kwathiwa kunakwe unyaka owodwa (izinyanga eziyi-12). Kusukela ekuqaleni kuka-January 2013. kuzoxoxwa iminyaka emibili (izinyanga 24).

Uma owesifazane eya esibhedlela ngemuva 1 Januwari 2013., Ukubala of womama zizokwenziwa ikhumbula komholo iminyaka emibili. Futhi akukho okunye. Uma ikhefu lokugula iqala ngaphambi 2013, umama osemncane angase akhethe ukusebenzisa inkathi yeminyaka emibili noma unyaka owodwa.

Njengazo zonke elula. Kodwa abesifazane Russian uvele eziningi izinkinga nokungaboni ngaso linye ulwandle. Yikuphi isikimu kungcono? Yiqiniso, inketho kube nenzuzo enkulu, lapho ushiya ku umama womama uthola ngaphezulu. Uma yayo Amaholo avareji nsuku zonke kule minyaka engamashumi amabili nane izinyanga ezingaphezu, ezongezelwe womama (2012) inzuzo kunalezi zokukhiqiza uhlobo muva okuhlongozwayo izikhulu. Uma kuwukuthi ngaphansi, kungcono ucele wamabhuku ezimali kwi ekubalweni ngesisekelo isikimu ubudala.

Ngempela, ikakhulukazi uma kungekho imfundo ekhethekile, zisebenzisa idatha kokufaka okulungile. Ngokwesibonelo, womama accrual senzeka ikhumbula imali encane yentela. Akukona faka izinzuzo esibhedlela izinkokhelo phakathi ngamaholide noma yebhizinisi. Ngaphezu kwalokho, uMthetho icacisa lemali bazowenza sokukhulelwa ngisho uma kokweqa owesifazane ngeke ukwazi ukuthola okwengeziwe.

Siphinde kufanele ahlale phezu abasebenzi besifazane, isipiliyoni kabani Imininingwane - esingaphansi kwezinyanga eziyisithupha. Lokhu kwenzeka noma esimweni ukuqashwa yamuva noma uma isikhathi sokufika wachitha isikhathi eside sokukhubazeka yesikhashana (ilivu yokugula). Ukuze laba besifazane, inqubo ezahlukene ukubala izinzuzo womama. Uma lizosetshenziswa isamba isilinganiso nomholo nsuku zonke wathola ngenyanga, lapho ilivu yokugula (isimemezelo waqala) wavulwa.

Ake sicabangele isibonelo lesilula kubalwa izinzuzo ukukhulelwa phezu kwamasu amasha namadala. Ake sithi owesifazane ababeyile isimemezelo ngoJanuwari 2012., itholiwe ruble enamandla eyizinkulungwane ezingamakhulu amathathu ngo-2010 no-2011 (ngokomthetho imali esiphezulu ayikwazi ukudlula ayizinkulungwane 463). Ngakho, iminyaka engu-2 ikhalenda, wanikezwa 300 * 2 = 600 ayizinkulungwane ruble. Le mali kufanele ihlukaniswe ngenani izinsuku wasebenza (ithi, esibhedlela kanye nezinye kungafaki nezikhathi wayengekho) - Thola 730 600,000 / 730 = 821.9 ruble. Isilinganiso nomholo nsuku zonke siphindwe ngesibalo lezinsuku womama - izingalo eziyikhulu namashumi amane (kokuzalwa komntwana eyodwa futhi ngokuvamile, ngaphandle kwalokho ukwanda womama) - bese 821.9 * 140 = ama-ruble ayizigidi 115 066. Le mali ngeke uthole umfazi sibalo we formula entsha.

Ngokwe ubudala samuntu Fiat icala ngaleyo ndlela kwenzeka. Isilinganiso somholo wonyaka singaphansi ngoba ngonyaka (ayizinkulungwane 300), ihlukaniswe ngenani lezinsuku (310), bese siphindwe ubude sokubeletha (izinsuku ezingu-140). Sithola 300.000 / 310 * 140 = ama-ruble ayizigidi 135 478. Lesi kucishe ayizinkulungwane ezingamashumi amabili kunakuqala.

Kusobala ukuthi le nqubo entsha kuhlaziywa izinzuzo wawungaphansi ubudala, futhi isimo kule win. Ngakho, nakuba kukhona choice (okuyinto ngempela wonke umuntu waqhubeka sokubeletha ngaphambi kokuqala 2013), ngcono ukubala ngokucophelela zonke bese ukhetha okukhethwa kukho inzuzo.