Yokuphathwa kwezimali umsebenzi

Ukuze uzwisise imvelo futhi umsebenzi wezimali ukuphathwa, kubalulekile ukuqonda isakhiwo yenhloko-dolobha, ukuze ufunde indlela ukukhiqiza ukuhlaziywa yayo bese batsatsa tincumo ngekutakhela zezimali. Kule isikhundla zokuphatha imisebenzi yezimali ka inhlangano ehlangene nokuthola izimali zangaphandle kanye okwalandela ukusatshalaliswa zabo kahle.

Imisebenzi esemqoka yokuphathwa kwezimali okusekelwe izinqumo ezilandelayo:

- izinqumo Investment zihlobene nalokho ukukhetha amafa ukutshalwa kwezimali zebhizinisi. Impahla atholwe kungaba yesikhathi esifushane neyesikhathi eside. Eyokuqala kuzoletha imali esikhathini esizayo, ngemva kwenkathi ethile yesikhathi, kuba Ibhajethi dolobha. Kuyadingeka uma befa ekhona ayinayo bathethelele indlela ibekwe noma umane kudingeka ukhethe kusukela kufa eziningana ehlukile. Lapha, iphuzu kubalulekile iyona ukuhlaziywa ingozi nokuhlola izinzuzo, njengoba ngenzuzo elilinganisiwe kumelwe libe esikhathini esizayo, ne ezikude. Ukuhlolwa izinzuzo inikeza abanye amazinga kokucabangela le inzuzo (imithetho isithiyo, linanincane lemacophelo engenayo nokunye.), Okungukuthi, kudingeka uqonde ulinganise izindleko zemali yokuqhuba ibhizinisi.

Esifushane amafa phakathi nonyaka lihamba ku imali, lokhu dolobha ukuphathwa ukusebenza. Le ngxenye yokuphathwa kwezimali kubalulekile, hhayi ngaphansi kuka Ibhajethi dolobha, njengoba sokusinda esifushane okwamanje kuqinisekisa impumelelo esikhathini esizayo. Kubalulekile ukulinganisa phakathi nenzuzo kanye nezibopho. Uma inhlangano ketshezi, kusho ukuthi unakho yini okwanele ukusebenza dolobha, lubeka izimali e izimpahla zamanje. Uma imali enganele, behluleka ukuhlangabezana nezibopho zamanje, ifemu kukhona ingozi ezikweletini. Kunokunye ongakwenza ngentuthuko okungekuhle: izimali eziningi kakhulu izimpahla zamanje, okuyinto has nethonya elibi nenzuzo.

- Ezezimali. Lapha odinga ukukwazi imfundiso yokuziphendukela dolobha isakhiwo, ibonisa lapho ukuxhumana ezikweletini nasezinsizini shareholder ukubuya. Okokuqala, lena isilinganiso efanele izikweletu kanye nokulingana dolobha, okuholela yaba inhloko-dolobha isakhiwo elilungile. Ngaphezu kwalokho, isidingo ukwazi ukusetha oyifunayo dolobha isakhiwo esimweni ngasinye.

- Inqubomgomo Inzalo yemali. Lapha kubalulekile enhlanganweni inqubomgomo imigomo yokusetshenziswa esizayo yenzuzo. Umphathi wezimali kufanele bazi ukuthi iphesenti inzuzo udinga ukwaba ukuba abanikazi bamasheya njengenzuzo izinzuzo, amaphesenti lugcinwa reinvestment.

Lezi izinqumo ezintathu eziyisisekelo ukucacisa zezimali nokuphathwa umsebenzi. Ngokuvamile ukwaba zokuphatha imisebenzi yezimali kwaleso sifundvo lubuye into ukuphathwa. umsebenzi kuncike sihlanganise ukubikezela, wokuhlela, ukulungiselela, ugqozi, nokulawula. Ukuze uhlobo imisebenzi yesibili zihlanganisa inhlangano kwegazi yemali kanye nokusebenza kwezimali, Logistics izimali.

Ukubikezela - lokhu ekubikezeleni zezimali izinguquko isimo sikhungo noma izingxenye zalo ngabanye. Ukuhlela - isimiso izinyathelo ukudala okuhloswe ukuthi kuzosiza ukuqaliswa lemisebenti. umsebenzi yenhlangano kuhilela nemithethonqubo kanye nokudidiyela abasebenzi ngokuba ukuqaliswa kohlelo zezimali. Regulation - negalelo unomphela izindawo ukuphathwa kanye nokudidiyela kufezwa ngokusebenzisa nokudidiyela zonke izingxenye uhlelo lokulawula. Isisusa - ingafika isithakazelo benzi imiphumela. Control ngokuvamile kuhilela kokuhlola ukuqaliswa kwezinhlelo zezimali kanye nomsebenzi. Umsebenzi ukuqapha kusekelwe ukuhlaziya imiphumela yezezimali, okuyinto yena, kuyingxenye ebalulekile wokuphathwa kwezimali.