Ungasebenzisa kanjani amabhonasi "Kari"? Uhlelo lweKari Bonus - kanjani ukuhlola amabhonasi? Ikhadi lesaphulelo ikhadi le-Kari

Ezitolo "Kari" eminyakeni emithathu edlule uhlelo olumangalisayo lwebhonasi luqalisiwe, oluqhubeka nokuheha amakhasimende amasha. Ukuze ube umhlanganyeli, kwanele ukuthenga kunoma iyiphi inethiwekhi enikeziwe nganoma iyiphi imali. Ababonisi bezohwebo nabo banikeza ikhadi elivula amathuba amasha ezitolo. Kodwa ngaphambi kokunquma ukuthenga ipulasitiki, abaningi banesithakazelo sendlela yokusebenzisa amabhonasi "Kari". Lezi zindaba kanye nezinye izinto ezihlobene nazo zizoxoxwa kulesi sihloko.

Okuncane mayelana nesitolo

Imigqa yokuqala yokuhweba ye "Kari" yavulwa ngo-2012 ePoland. Ngemva kwesikhashana, kwanezelwa amaphuzu ayikhulu esiseduze nasemaphandleni angaphezulu kwangu-150 kulo lonke elaseRussia. Namuhla inethiwekhi inamaphesenti angaba yinkulungwane yokuthengisa emazweni amane athuthukile.

"Kari" yinkampani ehloniphekile neyentsha eyazibeka njengamakethe amaningi futhi ilandele isiqubulo esithi "kangcono kakhulu futhi eshibhile". Ekuqaleni, izitolo zikhethekile kuphela ekuthengiseni izicathulo. Kamuva, amakhasimende aqala ukuhlinzeka izingubo, ubucwebe nezesekeli ezihlukahlukene (kusukela kuma-rubber bands wezinwele kuya esikhwameni sokwethenjelwa). Izitolo ze-Kari nazo zinegatsha elihlukile lemikhiqizo yabantwana. Yena, njengo "osebenzisana naye", uhlinzeka ngemikhiqizo eminingi yezingane. Abazali bayothokozeka ngezibopho zombili zama-ankle ezenziwe ngezinto zokwakheka kwemvelo, kanye nezindwangu zasendlini ezihlelekile.

Izici zekhadi elihlukile le-Kari

Ipulasitiki esinikezwa isitolo akuyona isitolo sebhonasi esilula. Ivula amathuba okukhokha, ngoba isebenza ohlelweni "lwe-Mastercard". Uma ufaka imali ekhadini, khona-ke ngalomkhiqizo wezezimali osebenzayo ungenza imisebenzi elandelayo.

• Yenza ukuthenga kunoma yiziphi izitolo ze-Kari namanethiwekhi omlingani ngokuphelele ngaphandle kwekhomishini. Futhi, ingakhokhwa eziteshini zamagesi, ama-pharmacy, izindawo zokudlela kanye nezinye izindawo zokungena kanye nethuba lokubala nge "Mastercard".

• Thola izimpahla ezitolo ze-intanethi usebenzisa ihhovisi lokukhokha kuwebhusayithi esemthethweni ye "Kari".

• Ukudlulisela imali "ohlelweni lwe-Golden Crown" noma kunoma yimuphi omunye ikhadi.

• Khokha intela, izinkokhelo, izinsizakalo zosizo, abahlinzeki be-intanethi, ukuxhumana kwedolobha namaselula.

Inzuzo enkulu yokusebenzisa le epulasitiki ukuthi ungakwazi ukuqoqa amaphuzu esaphulelo. Abanikazi babo amakhadi eklabhu asetshenziselwa ukuthenga kwezinye izinto.

Ukudweba ikhadi

Ngaphambi kokusebenzisa amabhonasi "Kari", Yebo, kufanele uthole ikhadi leklabhu. Ukwenza lokhu, vakashela noma yisiphi isitolo segama elifanayo bese uthenga. Inani lingase lingabi libala, abasebenzi bazobe behlinzeka ngekhadi lezinhlelo zokusebenza. Kubalulekile futhi ukuthi ipulasitiki ikhishwe ngokuphelele mahhala futhi ngendaba emaminithi. Noma kunjalo, akukho amakhadi angaphezu kwamathathu angangeniswa ngomuntu ngamunye.

Ngesikhathi sokubhalisa, umuntu kufanele abe neminyaka yobudala futhi abe nomakhalekhukhwini. Kodwa ipasipoti ayidingi ukuhanjiswa. Kodwa-ke ipulasitiki ingasetshenziselwa ukuqoqa amabhonasi kuphela, futhi ukuyigcwalisa ngemali kakade ayinakwenzeka. Ukunikezwa kwepasipoti kukuvumela ukuthi uthole iKari club ephelele. Kuyinto eyoba yithuluzi lokukhokha ongayifaka futhi uhoxise imali kusuka kuma-ATM, futhi uzothenga ezitolo. Ngesikhathi sokukhishwa kwepulasitiki, ibhalansi yakhe izoba yero.

Ungaqala kanjani ukusebenzisa i-Kari Club

Ukuze ukwazi ukubhala amabhonasi kusuka ekhadini leklabhu, umsebenzisi kufanele asebenze yena ngokwakhe. Lokhu kungenziwa nge-intanethi kuwebhusayithi esemthethweni yesitolo. Lapho kudingeka ubhalise ngokugcwalisa kuzo zonke izinkambu ezidingekayo. Chofoza okuthi "Thola iphasiwedi ukungena", faka usuku lwakho lokuzalwa nekhodi yebhasi ngemuva kwekhadi. Kubalulekile ukungawudibanisi nenombolo yepulasitiki ngokwayo. Iphasiwedi izofika emlayezo we-SMS, kufanele ifakwe ensimini.

Uma unezinkinga noma imibuzo, udinga ukushayela isikhungo sokuxhumana esitolo. Ababonisi bazosiza ukuqedela ukusebenza futhi baqale ukusebenzisa amabhonasi ekhadini leKari.

Okuyinhloko kohlelo lwebhonasi

Noma yiziphi izinsizakalo nezimpahla ezikhokhwa yikhadi leqembu ziletha amaphuzu athile esaphulelo. Ukuthenga kumaphoyinti enethiwekhi "Kari" ungathola amaphesenti ayishumi emali esheke ngesimo samabhonasi. Ukuze ukhokhele kwezinye izitolo ezisebenzisana ne-"Mastercard" uhlelo, amaphoyinti amancane azoklonyelwa. Bakha amaphesenti angu-3.1 emali esetshenzisiwe. Ukukhokhwa okufanayo kufaka nokuthengwa kwe-Intanethi.

Kunoma yikuphi, lolu hlelo luyinzuzo ebhonasi kusuka ku "Kari". Isiphakamiso esithi "Kari" sikhombise izinsizakalo ze-cashback. Izinsizakalo ezidumile zokuthola imali zivame ukukhokhisa amaphesenti amathathu kuya kwanguhlanu ezindleko. Ngakho-ke kunengqondo ukubamba iqhaza ohlelweni lwesaphulelo. Kuzuzisa kakhulu ukuthenga ngosizo lwekhadi lezinkampani ezindaweni zabo zenethiwekhi, ezinye izitolo, bese ubuyisa imali ethile ekuthengeni kuya epulasitiki bese uyisebenzisa kwezinye izimpahla.

Indlela yokuchitha amabhonasi "Kari"

Amaphuzu ebhonasi angakhokhwa kuphela esitolo sezinketho zegama elifanayo. Futhi bangakwazi ukufaka esikhundleni sezingamaphesenti angamashumi amathathu esamba semali esheke bese engekho. Kumele kugcizelelwe ukuthi amabhonasi awasebenzi emakethe encishisiwe ngentengo. Okusho ukuthi, kakade banesaphulelo, futhi lokhu kumakwe ngetekisi ekhethekile.

Amaphuzu abhalwe ukuthengwa kwezambatho, izicathulo, ubucwebe, izesekeli kanye nezinye izimpahla, ezimelelwe ezinhlobonhlobo ze "Kari" ne "Kari Kids". Kodwa kubalulekile ukukhumbula ukuthi kuneminye imikhawulo ekukhokheleni amaphuzu. Isaphulelo ngesimo samabhonasi asisebenzi emikhiqizo yokuhlanzeka, izindiza, ukudla kwezingane, Mattel, Lego kanye noBarbie. Ulwazi oluthe xaxa kufanele luhlolwe nabathengi ngaphambi kokusebenzisa amabhonasi "Kari", ukuze ugweme izimo ezingathandeki.

Ukulinganisa ekhadini

Isikhathi sokubhalisa amabhonasi izinsuku ezintathu. Ngakho-ke, ungawasebenzisa kuphela emva kwesikhathi esithile. Iphuzu elilodwa lilingana ne-ruble eyodwa. Uma ama-bonus angamakhulu amahlanu ayengeziwe ekhadini, isaphulelo sokuthenga esikhathini esizayo singaba yi-ruble amahlanu. Isikhathi esiphezulu lapho umnikazi wekhadi angasebenzisa khona imali yebhonasi yizinsuku ezingamashumi ayisishiyagalolunye. Ngalesi sikhathi, wonke amaphuzu angabalwa "ashiswa".

Ngezikhathi ezithile isitolo likhokhisa amabhonasi engeziwe ekhadini lokuhlonipha usuku lokuzalwa noma nje ukuheha iklayenti. Lokhu kuvame ukubikwa kwi-SMS-dispatch, efika kwinombolo echazwe ekubhaleni kwekhadi. Izimo ezifanayo zihlinzekwa lapho, njengoba kungenzeka ukusebenzisa amabhonasi atholakele ku "Kari": ngesikhatsi siphi isikhathi futhi ngesimo samaphesenti esamba esitokisini. Isibonelo, ngosuku lokuzalwa banikeza amabhonasi ama-500 ngesonto elilodwa. Umthengi "olahlekile" ukhangwa ngamaphuzu ayizinkulungwane ezintathu. Ngokujwayelekile banikezwa ukuba bachithe izinsuku eziyishumi.

Isibonelo sokuqoqa

Ngonyaka wokusetshenziswa okuvamile kwekhadi lebhonasi, ungakwazi ngempela ukulondoloza amaphuzu ayizinkulungwane eziyishumi ku-akhawunti! Lokhu kungenzeka uma wenza izikhathi ezimbalwa ngesonto ukuthenga ezitolo ezinkulu, izikhathi ezine ngenyanga ukuze uphethile imoto futhi uhlale ukhokhela izikweletu zomsebenzi. Kulezi zindleko ezivamile, ukusetshenziswa kwezitolo nokuzilibazisa kuhlanganisa.

Ake sicabangele isibonelo sangempela. Umnikazi wepulasitiki uthenge izimpahla esitolo "Kari" ngamaruble ayizinkulungwane eziyishumi. Ngemuva kokuthengiselana, amaphuzu ayizinkulungwane avele ebalazweni. Ukuze ukhokhele ukuthenga okunye, ukuxhumana kwezingcingo kanye nezinsizakalo, ikhasimende ligcwalisile i-akhawunti yakhe ngezinkulungwane ezingamashumi amabili, ayisebenzisayo inyanga eyodwa. Ngenxa yalokho, kwakukhona ngisho namabhonasi ekhadini le "Kari" ngenani lamaruble angu-620. Umthengi ophelele uzoba namaphuzu angu-1620 esaphulelo.

Cabanga ngomndeni ojwayelekile osebenzisa ikhadi leklabhu njalo futhi uthenge izingubo, izicathulo nezinye izinto eKari. Ezokudla kanye nezinye izitolo zenyanga kuzosetshenziswa cishe izinkulungwane ezingu-30. Khona-ke ikhadi lizofika amaphuzu angu-930. Ku "Kari" umndeni ushiya ama-ruble ayizinkulungwane eziyi-1.5 njalo ngenyanga. I-akhawunti ibizwa ngamaphoyinti angu-150. Uma lokhu kuqhubeka ezinyangeni ezilandelayo, khona-ke ngonyaka uzothola amabhonasi ayizinkulungwane ezingu-13.

Ukufaka imali ekhadini leklabhu

Abaningi banesithakazelo sendlela yokusebenzisa amabhonasi angu-1000 ku-"Kari", kungakhathaliseki ukuthi bangashintshaniswa ngemali yangempela. Ngeshwa, ukukhokhwa kwezimali eziqoqiwe akuhlinzekiwe nguhlelo. Amaphuzu ayizinkulungwane angase abe isaphulelo sokuthenga kusuka ku-3334 ruble "ezitolo" ze-Kari. Okusho ukuthi, amabhonasi ngokusebenzisa i-ATM ayikwazi ukuhoxiswa futhi ayitholakali ngemali evela kubathengisi-abacebisi ngokwabo.

Kodwa izimali ukuthi ikhasimende ngokwabo lifake ekhadini noma lithole ku-akhawunti ngandlela-thile, zingasetshenziswa kalula. Lokhu kungenziwa kunoma iyiphi i-ATM ekhonza i-MasterCard, emhlabeni jikelele, kodwa kuphela nge-plastic Kari ephelele.

Ukuthumela imali ekhadini

Ikhadi lekhadi le-Kari elinokulinganisela kwe-zero likhishwa kumhlanganyeli wohlelo. Ungayifaka kabusha ngezindlela eziningana ukuze uzizwe zonke izintelezi zokusebenzisa futhi uthole isaphulelo.

• Ukubhekana nanoma yimuphi umeluleki osemva komnyango wamasheya esitolo "Kari". Akakwazi ukukhipha imali kuphela ekhadini, kodwa ukufaka imali ku-akhawunti kungumsebenzi wakhe oqondile.
• Ukwenza ukudluliswa kwemali kusuka ekhadini elilodwa le "Kari" lokukhokha komunye.
• Vakashela izitolo ze-Euroset, okuyizakwethu.
• Sebenzisa uhlelo "lwe-Golden Crown".
• Dlulisa imali ekhadini le-Mastercard ngokusebenzisa ihhovisi lokukhokha kwi-website esemthethweni yeKari.

Kunezinye izinketho zokugcwalisa ibhalansi, kepha ngezindlela ezingenhla, akukhokhomishini ezokhokhiswa.

Ihhovisi lokukhokha

Abadali bekhadi leklabhu benza imizamo eminingi yokwenza lula ukusetshenziswa nokulawula ukusebenza. Ukuze benze lokhu, badala ihhovisi lokukhokha kwiwebhusayithi esemthethweni. Ngalo, ungashesha ukuhlola amabhonasi ekhadini elithi "Kari", yenza umyalelo esitolo, ugcwalise i-akhawunti yefoni yeselula, ukhokhele izinsizakusebenza futhi wenze ezinye izinto eziningi. Futhi konke lokhu kungenziwa ngaphandle kokushiya ekhaya.

Abathengi abahlale benesithakazelo ekuhloleni amaphuzu ebhonasi. Ngakho-ke, cabanga ngalolu daba ngokuningiliziwe.

Indlela yokuhlola ibhalansi yebhonasi ikhadi lebhonasi

Ungabona ukuthi zingaki amaphuzu esaphulelo aqoqwe kwi-akhawunti yeqembu, ngezindlela ezimbili.

1. Okungaxhunyiwe ku-inthanethi Funa usizo kumcebisi wezebhizinisi ekuthengeni kunoma yisiphi isitolo se-Kari. Iklayenti kuzodinga kuphela ukuletha ikhadi lebhonasi, futhi umthengisi uzohlola amaphuzu ngokwakhe. Kusuka kumaminithi alolu khetho, ungakwazi kuphela ukuthi wena ngokwakho kuzodingeka uye esitolo ukuze uthole ulwazi.

2. Online. Le ndlela idinga uxhumano lwe-intanethi, ikhompyutha, noma enye idivayisi. Udinga ukuvakashela iwebhusayithi esemthethweni yesitolo, ungene ngemvume ku-akhawunti yakho bese uthola umlando wokusebenza. Kuyoba nesigaba ngamaphuzu okuzovula. Kuyo, ungabheka amabhonasi emephini "Kari". Lena indlela elula kakhulu futhi elula yokulandelela amaphuzu anqwabelene.

Futhi kulokho, futhi kwelinye icala, udinga ukukhumbula ukuthi amabhonasi ahlonishwa hhayi ngokushesha, kodwa emva kwesikhathi. Njengomkhuba wokubonisa, ulwazi luboniswa ngosuku, kodwa izinsuku ezintathu zijwayelekile. Kodwa amaphuzu okuthenga ezitolo ze-inthanethi avame ukufika ku-akhawunti ngemuva kwezinsuku ezinhlanu.

Amabhonasi wokuthola

Ekuphileni kukhona zonke izinhlobo zamacala, kufaka phakathi ukulahlekelwa kwekhadi lebhonasi. Uma lokhu kwenzeka, kufanele uthintane ngokushesha nabasebenzi besitolo noma isikhungo sokuxhumana. Ipulasitiki elahlekile izovinjelwa futhi yonke imisebenzi ngeke itholakale. Ngokubuyisela, abasebenzi bazokhipha ikhophi entsha kwenye i-akhawunti, kodwa nazo zonke izimali ezibuyiselwe kanye namabhonasi "Kari". Ungayisebenzisa kanjani? Ngokufanayo, izimo zesiphakamiso zizohlala zingashintshi.

Ngezinye izikhathi inkampani ivimbela amakhadi ngokwayo, futhi wonke amabhonasi alahlekile ngaphandle kokuthi kungenzeka ukuthi alulame. Lokhu kwenziwa ngezizathu eziningana. Uma ukungafani kwifomu kutholakala, kukhona ukwephulwa kwenkontileka, ukuhlukunyezwa kwamakhono ekhadi noma i-akhawunti ayisetshenziselwa unyaka.

Izinzuzo zohlelo lwebhonasi

Amakhasimende awazi isikhathi eside ukuthi angasebenzisa kanjani iKari club baye baqonda izici ezinhle zesipho esiyingqayizivele. Kumelwe kubhekane nalabo abavame ukuthenga "Kari" nezinye izitolo. Isevisi yekhadi (ngisho ne-multifunctional) ayikhululekile ngokuphelele, futhi ayikwazi ukuheha. Kuyinto elula kakhulu ukuthi kukhona i-SMS-ulwazi, okuyinto ngesizathu esithile ezinye izinkampani azikhathaleli. Kunconywa abathengi abakhuthele ukuthi bacabangele indlela yokusebenzisa ikhadi leqembu njengensiza yokukhokha ephelele.

Uhlelo lwebhonasi ngeke ludonse kuphela labo abajwayele ukuthenga eKari. Ngeke bathole isiphakamiso esiyingqayizivele esithakazelisayo futhi esinenzuzo. Ngaphezu kwalokho, abathengi abangavamile, ngisho nomcabango wokusebenzisa amabhonasi kaKari ngenzuzo enkulu kuyoba ngisho nekhanda. Abanye baphoxiswa yikhomishana yamabhange ukuze kwenziwe umsebenzi wokuhoxisa nokudlulisela imali ekhadini. Futhi i-plastic club ikuvumela ukuba usebenzise imali yakho kuphela, futhi kungenzeka ukuthi ukuboleka kuyo inkampani akunikeziwe.