Ukuguqulwa kwemali - Iyini?

Izindaba zezimali kungaba ngokuvamile bethola igama elithi "nokuguqulwa". Kodwa akubona bonke abantu uyazi lokho okushiwo yile nkulumo.

Nakubukwa jikelele, nokuguqulwa - kuyinto exchange of lwemali olulodwa ngokumelene zezimali nalamanye emave. Kungaba kwenziwe kokubili wakuleli nakwamanye amazwe.

Izinhlobo convertibility

Kuyinto Convertible ngokukhululekile, ngokwengxenye Convertible kanye lwemali nonconvertible.

Ngokukhululekile Convertible - lwemali ukuthi kungenziwa umklomelo kunoma yiliphi izwe emhlabeni. zezimali enjalo emhlabeni kancane. Lokhu dollar American futhi Canadian, Euro, Yen nabanye. Ngokukhululekile lwemali Convertible kuyinzuzo enkulu ngenxa yomsebenzi angaphandle kwezomnotho isimo.

Kancane Convertible - lwemali ukuthi ningakaze nishintshane kuzo zonke izifunda. Ngakho, Russian Rouble ingxenye Convertible.

lwemali Nonconvertible - lwemali soMbuso, eshintsha izimali zakwamanye amazwe kuphela ngokusebenzisa noma nge kwemvume ibhange elikhulu nohlobo.

Ngaphezu kwalokho, ukuguqulwa zangaphakathi nezangaphandle, isimo samanje, inhlokodolobha nokunye.

ukuguqulwa kwangaphandle - ukuthi kungenzeka lwemali Ukuhwebelana abangebona abahlali, ingaphakathi - into efanayo, kuphela abahlali.

Izinzuzo lwemali ngokukhululekile Convertible

Uma lwemali wombuso ngokukhululekile Convertible, likhuluma isimo isakhula umnotho isimo. Ukuguqulwa iqhaza zezimali angaphandle emakethe kubonisa ukuthi athembela kuye. Futhi ngakho izakhamuzi isimo anemali ngokukhululekile Convertible of a sezingeni eliphezulu lokube nawo ezingeni lekuphila.

IRussia futhi abafuna ukwenza imali yayo lwemali Convertible ngokugcwele, okungenani ukuthengiselana phakathi States ukuthenga kusukela Russian Federation ukuthi ikhona, babe in ruble, kunokuba zamadola noma euro. Ngakho, lokhu kuzokhuphula izinga komnotho futhi aphakamise ruble esigabeni qualitatively entsha yentuthuko. Ngaphezu kwalokho, isimo lwemali Russian Convertible ngokukhululekile, futhi, ngeke sikhule.

Ukuguqulwa kwemali - ukheshi kanye non-cash ukuthengiselana

Lapho imali kuthengiselana nokuguqulwa Kusolwa ebhange, exchange iphuzu noma ATM nge kokuyokhipha imali ikhadi lesikweletu. Cash ukuguqulwa zithandwa kakhulu.

Phakathi naleso sikhathi, abantu abangewona ama-ukheshe nokuguqulwa kuyinto imali ngokuvamile inzuzo okuningi. Lo msebenzi senzeka, isibonelo e zemali electronic, inkokhelo izinhlaba, intanethi ku-akhawunti yakho siqu kwi-website ye ebhange lapho i-akhawunti livulekile, yebo, ngosizo amakhadi asebhange.

Ukushintshwa kwemali - uhlobo ukudluliswa kweemali phakathi kwama-akhawunti. Ngakho-ke, imali idluliselwe komunye akhawunti lwemali kwenye, ngokuvamile elektroniki. Ukuze lobu hlobo lomsebenzi azodinga ikhomishana ezincane kuno nge cash ukuguqulwa, futhi kwezinye izinhlelo, uKhomishane ngeke eyokhokhwa zonke.

Kanjani ukuguqulwa lwemali inthanethi

Ithuluzi-intanethi exchange kukhona okuthiwa exchange angaphandle lwemali converters noma yokubala. Siyabonga kubo, kukhona okuzenzakalelayo nokuguqulwa ngesilinganiso esabekwa Central Bank of the Russian Federation. Zonke ukubalwa kwenziwa ngesikhathi sangempela.

Converters kungenziwa ayegwedla ngosuku. Ngakho, kungenzeka ukwenza iimbalo okusekelwe ukubaluleka lwemali njenge yedethi ethile. Nge lesi sici, umsebenzisi ungakwazi ukuqhathanisa imiphumela izibalo, futhi unqume ukuthi kufanele yini ukuguqula lwemali manje noma ukulinda kangcono.

Kanjani ukubala ikhomishini ishajelwa kokuyokhipha imali ikhadi lasebhange phesheya

AmaRashiya amaningi manje uncamela phesheya ungathathi zonke cash futhi ukhokhe usebenzisa ikhadi lasebhange. Kuyinto into elula kakhulu futhi ewusizo ngempela. Inzuzo main izivakashi, mhlawumbe, ukuphepha kwayo, njengoba ngisho esimweni nokuntshontshwa ikhadi udinga nje ukukhubaza, bese afeze ukuhlinzwa kuzoba engenakwenzeka. Nge credit cards, izibalo kanye nokuguqulwa. Lokhu ukudluliselwa lwemali kwelinye izwe sika (okuyinto ekhadini lakho) kwenye (udinga okwamanje ukukhokha ku-akhawunti noma cash ukuhoxiswa).

Into esemqoka - ukuze ukwazi kahle ukuthi uhambo indawo iqondiswe leli khadi kungaba nemiphumela emihle. Kuyadingeka ukuze uqiniseke waphinda ukuthi ikhadi okwamanje futhi kuze kuphele isikhathi uhambo kuyoba evumelekile.

Ukuze abale bekungaba iyiphi ikhomishana emalini akhawunti uma wenza inkokhelo phesheya, kudingeka ucabangele iqiniso, kungakhathaliseki icala ukuthi yonke imisebenzi phesheya Commission. Amabhange ngezinye izikhathi imali icala, noma zifake imali encane flat noma amaphesenti lemali yokukhokha.

Ngokuvamile abantu abafuni ngisho phambi uhambo ukuthola imali eningi kangakanani uzothola lapho ukhipha imali phesheya. Nokho, ibhange akazi ukuthi impela, kuye ngokuthi yisiphi isikhathi, indawo, izimo umlingani amabhange nemithetho yendawo e inqubo cashing lemali zingase zihluke.