Thina ukuqinisekisa ukuphepha ukonga usebenzisa ACB. idiphozi umshwalense eRussia.

Nithole esincane. Lezi zimali senzelwe ukuthengwa, efana travel ezibizayo, imoto noma ngosuku yezimvula. Wena ekuqaleni ungahlelile ukutshala lezi zimali.

Zonke izimali usufaka akhawunti ikhadi noma idiphozi futhi sifuna ukunikela bokuvikela ukonga. Isimo enikeziwe umshwalense idiphozi indlela. Ake sibone, ukuthi yini iziqinisekiso Unganikela nangokuqonda sihlaziye kubo.

Umshwalense imali ebhange eRussia yesimanje

umshwalense Idiphozithi umthetho kuchazwa emazweni angaphezu kwayikhulu emhlabeni wonke - is fund acatshangelwe ngokukhethekile esikhiqiza ukukhokhelwa okusheshayo imali kusuka idiphozi. Ngaphezu kwalokho, lokhu kwenziwa lapho, ngoba noma ngabe yisiphi isizathu, isikhungo yasebhange revokes ilayisensi. Ngakho, ukuze bathole imali uma kwenzeka ucabanga lenhlangano yezezimali, akufanele ulinde ukuze kuphelele zonke izinkambiso zenqubo ezihlobene ezikweletini. umshwalense State imali ebhange - efanayo umshwalense Isikhwama.

Ebhekisela ecaleni lomthetho mayelana nodaba. I Russian Federation enezinto eziningi imithetho eklanyelwe ukulawula umshwalense imali ebhange. I-Federal Law sacala kusebenta esanda kutholakala - ngoDisemba 2003, ngemva kwemvume yi-Federation Council. Izimiso elotshwe kohlaka kwale dokhumenti: a amabhange ilayisense kudingeka bakhokhe amaphrimiyamu, nokwehla esiphezulu e zimali ingozi, obala isinyathelo, izimali zanqwabelana ngezithukuthuku iminikelo ebhange. Ngokomthetho, umcimbi insured kwenzeka ngesikhathi ukwesulwa kwelayisensi lesikhungo yasebhange, noma lapho ukuphoqelela ukujanyiswa izinkokhelo abakweletwayo ngalesi simo.

Ngenjongo nemithethonqubo kanye nokuphathwa ohlelweni oluthile olumisiwe nguMbuso Corporation Idiphozithi Insurance - DIA. umshwalense Idiphozithi ungaphakathi "okuzenzakalelayo" Imodi, kuphela for imali sabantu yemvelo (akhawunti abantu ngesimo esingokomthetho IP alinikezwanga). I ubuhlakani itholakala lokuthi ukuthi lemali umshwalense idiphozi - 700 000 deda. Kodwa kukhona olumnandi caveat depositor - uma imali ngaphezu kwenani, lonke zingagcinwa kwelinye ibhange, lapho uzokwazi ukuba bathembele ekukhokhweni Idiphozithi Insurance Agency. Idiphozithi umshwalense osebenza ku uhlu ezifakwa bewela ngaphansi ukuzivikela: elithi imali kanye funa ezifakwa (zakwamanye ezifakwa akuzona okuhlukile), okubizwa ngokuthi i-akhawunti yamanje exhunywe plastic amakhadi. Kuyadingeka ukuba acabangele isikhathi ukwesaba inzalo enqwabelene

Inqubo yokuthola umshwalense isinxephezelo

Uma yonke ikhredithi inhlangano efanayo waya lapho "ukuze phansi" uzodinga ukusebenzisa kuMbuso Corporation Idiphozithi Insurance Agency. umshwalense Idiphozithi sihlinzekela isicelo madokumende alandelayo:
1. oluphelele isicelo sokukhokhwa ifomu, okuyinto kuchazwa yi-DIA.
2. Le dokhumenti (i-ID ikhadi, ilayisense nokunye) ngesisekelo okuyinto inkontileka isiqediwe ne entabeni-yasebhange (imininingwane idokhumenti kufanele kwenziwe ebhange irejista). Uma ngasizathu simbe ozenze idokhumenti esikhundleni, kufanele ngaso sonke isikhathi azise ebhange.

Lapho ethola imibhalo ekhishwe kokuthola lemali umshwalense ukuze ikhokhwe. Isikhathi yomshuwalense nokubuyisela - 3 izinsuku. Kodwa kumelwe kube okungenani amaviki amabili kusukela ngosuku lapho isikhungo yasebhange Ubuyise ilayisensi.

isiphetho

It esohlwini kuphela jikelele amaphuzu uma ukuthola umshwalense nokubuyisela. Kodwa kuyafaneleka ukuthi uma kwenzeka ukuwohloka mass izinhlelo zamabhange akufanele bathembele DIA. umshwalense Idiphozithi uyilungiselelo ngokulinganiswa ayemncane futhi ethambile, ngokuvumelana 2011 Isikhwama kulingana "kuphela" ruble 153 bhiliyoni, ngenkathi ivolumu imali izakhamuzi Russian 'kudlulwe ruble 10 trillion.