MTPL umshwalense e: kuphi futhi kanjani isicelo?

Kusukela maphakathi nawo-2015-CTP electronic uvele Russia. umshwalense Lokuphakathi nawe, ngaphandle ukuza ehhovisi inkampani yomshuwalense, futhi kwesokudla ekhaya, ukuhlinzeka idatha nge-Internet. Sizokwenza ukufunda imininingwane lolu daba kulesi sihloko.

ulwazi olujwayelekile

Mhlawumbe, bonke abashayeli owenza CTP, sibhekene nezimo lapho e-UK bazama ukuphoqelela amasevisi eyengeziwe uma uthenga inqubomgomo. Ngokuvamile, engahlosile ukwenza kanjalo, izinkampani zomshuwalense namanje wavumelana emaphuzwini amanxusa kanye wathenga lokho yayenziwa. Kodwa manje-ke akudingekile ukwaba isikhathi esikhethekile ukuya ehhovisi i lesisho umshwalense noma kokwenza isinqumo ukuthenga, okwakuqabukela okuhleliwe. Iya ku-inthanethi nganoma isiphi isikhathi futhi ukukhipha electronic CTP inkampani yomshuwalense inthanethi.

Lonke ulwazi idlule database ezenzakalelayo, ngakho zonke izinhlobo amaphutha kuyaqedwa.

Kuyini inqubomgomo electronic umshwalense?

Inkokhelo nge-Internet akuyona indlela entsha ngokuphelele kubashayeli Russian. Futhi ngaphambi kwadingeka ithuba ukushiya isicelo intanethi, bese imeyili kwafika incwadi evela umshwalense. Nokho, manje, le nqubo ilula kakhulu. Inqubo kuyazenzakela, futhi isheke idatha kwenziwa semininingwane olulodwa.

Ukufinyelela ke yilezi:

• SC;
• iminyango yamaphoyisa;
• traffic;
• iziphathimandla zentela;
• SRT.

Thenga CTP ngekhompyutha namuhla kulula futhi elula. Nokho, ukusebenzisa isevisi noma cha, ukuba bazikhethele bona ukuthi abashayeli. Uma wayefisa, bakwazi ukuza ehhovisi elidala e-UK futhi uthenge umshwalense lapho.

Ukwenza nge-Internet

Ngemva ukungena force of Uhulumeni Isinqumo umshwalense electronic ungathenga, kodwa kuphela labo abake wathenga ngendlela evamile. Khona-ke, ulwazi mayelana leli qiniso kuqukethwe kumila PCA, futhi kungasiphi isisekelo kungenzeka ukuthenga umshwalense kuya ku-intanethi.

Ngakho, labo abaye nje wathola ilayisense noma uthenge imoto, umshwalense MTPL e etholakalayo. Abashayeli kuzodingeka ukuya ehhovisi futhi ukukhipha dokhumenti lapho. Uma ukuthenga inqubomgomo kufanele sinake ukuthi UK kuyingxenye Russian Union of izinkampani zomshuwalense. Uma kungenjalo, khona-ke ukuthenga ngonyaka ozayo inqubomgomo nge-Internet, futhi, ngeke zisebenze. Online ukuthenga kungenziwa kwenziwe izinkampani ezinkulu ezifana "Alfa Insurance", "Uralsib", "Renaissance", "Rosgosstrakh". nokho Electronic CTP litholakale ezandayo UK.

Uma endleleni ivimbe traffic umhloli

Uma amaphoyisa omgwaqo ayeke endleleni, ngaphezu imibhalo ejwayelekile, umshayeli Kumelwe nilethe Inqubomgomo MTPL. Ngaphambili, idokhumenti yokuqala kuboniswa, futhi umhloli eqinisekisa idatha yomshuwalense kanye izincwadi zokushayela.

Lapho uthenga umshayeli intanethi unezinhloso ezandleni zakhe ikhophi inqubomgomo, kanye original yayo igcinwe archive SAR.

Hlola kungenzeka ngokusebenzisa umthombo IMTS ekhethekile. Ulwazi efanayo, isimiso, iwebhusayithi umbukiso olusemthethweni SAR. Uma kuvela ukuthi ezandleni idokhumenti asakhelwanga kahle, umshayeli bazohlawuliswa in inani ruble 800.

Inqubo yokuthola futhi ezinye izici

umshwalense MTPL ekhishwe electronic nje. Ekuqaleni, ukungena kwi-site UK (lapho, njengoba kuphawuliwe, kuyingxenye RSA). Bese uya izinqubomgomo sigaba, lapho kuyadingeka ukuba kudlule inqubo ukugunyazwa. Ngesikhathi esifanayo ocingweni uzothola umyalezo nge ikhodi yokuqinisekisa, okuyinto busuka emkhakheni ezifanele. Umphumela walokhu uyoba uhlu imishuwalense eziye ezithengwe.

Kubo akhethiwe inkontileka, okuyinto ihlelelwe ukuvuselela. Khona-ke udinga ukuphendula uchungechunge lwemibuzo bese ukhokha invoyisi. Inkokhelo zingenziwa nge-Internet nganoma iyiphi indlela evamile. Ngemva kuqinisekiswa, i-imeyili uzobe ngokushesha uthumele umlayezo, i-isijobelelo ukuze equkethe inqubomgomo. It kuphela uhlala ukuba uzitholele futhi abaziphethe kanye namanye amadokhumenti emotweni.

Ngakho, athathe umshwalense ngaphezu kwe-intanethi silula. Phela, lo umshwalense ngeke babe ukuhambisa amaphepha ezifana:

• iphasiphothi;
• isitifiketi sokubhalisa (uma imoto ehlotshisiwe enhlanganweni engokomthetho);
• isitifiketi sokubhaliswa imoto;
• ilayisense yokushayela;
• ishadi zokuxilonga ezidlulayo MOT.

Konke lokhu kwaziswa isivele eziqukethwe semininingwane emva ukuthengwa kwepholisi odlule.

Izinzuzo nezingozi nebubi

Iqiniso lokuthi umshwalense MTPL e angayizuza ngokushesha futhi ngasiphi isikhathi, yebo, kuyinzuzo enkulu lapho ukhetha indlela ukuthenga. Wazise isikhathi nezinzwa, ngokuvamile kokushiya ngalesi nqubo. Ngaphezu kwalokhu, ungakwazi kalula wenze ukuthenga, ngisho noma umshayeli usesifundeni ezihlukahlukene zezwe noma ngisho kwelinye izwe. Kuyinto kudingekile kuphela ukwaba ngemva kwemizuzu eyishumi, kanye entsha umshwalense MTPL e kakade ephaketheni lakho.

Nokho, le ndlela has nezihibe. Njengoba inqubo yokukhipha omusha, idinga ngcono lobuchwepheshe. Ngezinye izikhathi, ngenxa lemali elikhulu ohlelweni oyifunayo igcwele kakhulu, it egqanyisiwe ukwehluleka noma iphutha.

Ngakolunye uhlangothi, kufanele kuphawulwe ukuthi nethemba emisha. Ngaphezu lula abashayeli, uhlelo kakhulu ukuzuza UK. Le nkampani "Rosgosstrakh" e-CTP iye kabanzi. Sebenzisa-ke nezinye izinkampani. Ungathenga Inqubomgomo e-MTPL "FAC", "RESO-Garantia". Labo izinkampani, okuyinto ikakhulu usekela umsebenzi walo ku amanxusa umshwalense, bahlale ebomvu. Ngakho-ke, cishe, uhlu UK, amalungu PCA, kuzokhuphula, ukuze bakwazi ukufeza izinqubomgomo ukuhweba nge-Internet.

Nokho, ngaphezu lula ukuthengwa umshwalense, abashayeli kufanele sinake ezinye izinketho. Ingqikithi umshwalense yikhono ukuthola inkokhelo umshwalense, uma kunesidingo esinjalo. Futhi izinkampani ngabanye, ukubuyekezwa abanikazi imoto, zikhona izinkinga nale. Zonke IC unesithakazelo ukukhokha engaphansi. Kodwa ezinye zazo ngokuvamile kakhulu phansi isinxephezelo semali.