The main nemiqondo eyisisekelo yokuphathwa kwezimali

Umnotho wanamuhla kuhilela njengoba eliyisisekelo kahle izinto, mayelana nesidingo nomthethonqubo ka notshwala zezimali. Le nkinga ngokuvamile ukuzixazulula nokuphathwa kwezimali kule nkampani. Nge le njongo wahlela ukuxhumana njalo phakathi abaphathi nezinkonzo ezingokwezimali. Indima ezezimali komnotho emakethe kuhilela isidingo umgomo okuhlinzeka imisebenzi ukuphathwa ngendlela sphere ekhethekile - yokuphathwa kwezimali.

It singachazwa ngokuthi imisebenzi yokuphathwa kwezimali (encazelweni ebanzi eside) ibhizinisi noma inkampani ukuze bafinyelele imigomo yabo kwezomnotho.

Ukuba isebenziseka ngezindlela eziningi, umqondo kanye okushiwo yokuphathwa kwezimali luyasetshenziswa ezicini ezilandelayo:

- yokuphathwa kwezimali ikhona njengenkampani isiyalo yesayensi, ukutadisha okuhloswe ngalo ukuqeqeshwa kwabasebenzi abaqeqeshiwe kulo mkhakha womsebenzi ;

- nje kokuthi isistimu wasebenzisa indawo ngayinye ukuze yokuphathwa kwezimali ngempumelelo;

- njengenhlangano uhlobo ezimele futhi ehlukile yebhizinisi.

Ngenxa yokuphathwa isiyalo angokwesayensi emkhakheni wezezimali - iqoqo mbono izimfundiso nezimfundiso, kanye nobuchwepheshe osetshenziswayo, izinqubo kanye nezindlela izinqumo. Le ndawo e Dynamics njalo, umqondo ezincwadini njalo kufakwa kwamuva kohlaziyo kusukela imikhuba beswele sokuzibonakalisa elungile theory.

Ngo ezomnotho yesimanje kukhona eziyisisekelo ukuphathwa imiqondo zezimali ezilandelayo: cash flow, ejensi, emakethe kahle, inhlokodolobha isakhiwo, ukubaluleka isikhathi imali, inqubomgomo idividendi, ingozi futhi ukubuya, nabanye. Ake ucabangele ezinye zazo.

1. Imfundiso nokuphuma kwemali izitshela ukuthi zonke ibhizinisi uhlobo isisetshenziswa ngawo ukudala imali entsha. Ngakho-ke, inani layo itholakala kanjani ukwandisa inani imali wadala kuqhathaniswa inani esake etshaliwe kuwo.

2. Imfundiso ukubaluleka isikhathi ezezimali livela isidingo baqonde ukuthi imali ethu ngezikhathi ezingafani babe value ehlukile. Yingakho ukutshala imali iphrojekthi, kufanele ukhethe isikhathi esifaneleka kunazo zonke, okuzokwenza ukuletha inzuzo kakhulu.

3. Lezi imiqondo eyisisekelo wokuphathwa kwezimali, njengoba imfundiso yokuziphendukela ingozi futhi ukubuya, kusukela ukugomela elula owaziwa ukuthi ayanda aphakama njengoba ematfuba ukuthola Chile oqondile ekusebenziseni kwazo, kanye ezimbi.

4. Portfolio theory Ubuye inkolelo ngempela zezwe: "akufanele neze ugcine zonke amaqanda akho kubhasikidi owodwa." Ukuze kusiqinisekisa yokuncishiswa kufanele akha okuthiwa iphothifoliyo yokutshala izimali, lapho izindlela basakazwa ezihlukahlukene izimpahla ezahlukene afakwe izinqubo utshalomali.

5. sencwadzi isakhiwo dolobha, ukuphendula umbuzo okuphakade: "Ngingalutholaphi, indlela engcono bachithe imali?". Inkinga edonsa ukutshalwa emithonjeni enokwethenjelwa futhi ukusetshenziswa kwazo ngempumelelo - zaba isihloko esivelele ucwaningo endaweni ukuphathwa ngokwesayensi.

6. imiqondo Basic wokuphathwa kwezimali, liphenya ejensi ubudlelwano ukunikeza izimpendulo ezihlobene imvelo futhi izimbangela wenhlokomo ezezimali nezomnotho ezingavela phakathi nabo ebhizinisini.

Kusukela umbono ukubaluleka esiwusizo sokuba nezinto eziqondile eziyisisekelo yokuphathwa kwezimali imiqondo ithathwa njengokuhlola ngesisekelo ezicatshangelwayo zezinkolelo-ukwakheka, cwaningo nokwakha onobuhle ngempumelelo software ibhizinisi, kule ndaba - ukuphathwa ngempumelelo cash flow nemithombo yabo.