Ngithola kanjani imininingwane yekhadi lebhange futhi ngithumele imali kuyo?

Abasebenzisi abaningi bamakhadi okukhokha bazi kahle ukuthi bangakhokhela kanjani izimpahla esitolo noma bahoxise imali kubo. Kodwa-ke, lokhu akuwona wonke umsebenzi ongase uwenze ngalesi sigaba sepulasitiki. Kukhona nokudluliselwa okungewona ukheshi. Iqiniso, ngalokhu udinga ukuba nedatha mayelana ne-akhawunti yakho. Masinyane uthi inkinga, ukuthi ungathola kanjani imininingwane yekhadi lebhange , ixazululwa kalula. Ake sibone ngokuhlelekile.

Izindlela zokuthola ulwazi

Okokuqala, inombolo yekhadi ayikho indawo okumele ibukwe - ingehlangothini layo langaphambili. Kodwa ulwazi oluthe xaxa lungatholakala ngezindlela eziningana.

Indlela yokuqala kanye eyinhloko yokuqala ukuthatha imininingwane yonke enkonzweni yezinsizakalo zebhange. Ikhophi eyodwa yalolu dokhumenti isikhungo kwadingeka sikhiphe kanye nekhadi. I-akhawunti yekhadi ikhona nakanjani lapho, kodwa nansi idatha eyinhloko, kaningi i-BIC kanye ne- akhawunti yokubhalisa isikhungo sebhange, kungenzeka ukuthi ayikho.

Khona-ke kufanele uvakashele isayithi lebhange, ukhethe isifunda sakho, futhi kusigaba "sokufunwa" kuyoba khona lonke ulwazi olulahlekile. Uma unenkinga, buza ukuthi ungathola kanjani imininingwane yekhadi lebhange, ungaba mahhala nge-hotline yocingo. Yilungele ukuhamba ngokuhlonza ngombuzo oyimfihlo, impendulo owashiya ebhange uma uthola ikhadi.

Indlela yesibili ihlotshaniswa nokuvakashelwa komuntu siqu egatsheni lasebhange. Futhi nguyedwa owakhipha ikhadi. Isenzo esinjalo singadingeka ngokulahlekelwa kwamasheya ngezidingo. Ngayo yonke into ephazamisayo - lokhu kuyindlela enokwethenjelwa kakhulu. Ngokuthumela ikhadi nepasipoti, buyela emuva uzothola idatha eningiliziwe, ekuthembekeni okungangabazeki. Uma wazi i-akhawunti yakho, ngeke udinga i-identity card ukuze unikeze igama eliqondile lebhange, i-akhawunti yombhalisi ne-BIC.

Futhi ekugcineni, indlela yesithathu isebenza, uma ekuqaleni unayo ibhange le-inthanethi noma amasevisi ebhange asebhange. Kubalulekile ukungena iphasiwedi, futhi lapha kukhona - izidingo ezilinde isikhathi eside.

Ngenxa yalokho, kuvela ukuthi azikho izindlela ezintsha zokuthola imininingwane yekhadi lebhange. Imizamo nokubekezela kuholela emphumela oyifunayo.

Ngidlulisela kanjani imali ekhadini?

Ulwazi olufunyenwe luzokhulisa kakhulu uhlu lwemisebenzi eyenziwe ngekhadi. Okubaluleke kakhulu, manje ungadlulisela imali ekhadini ngezindlela eziningana.

Ngaphambi kwalokho, ungagcwalisa i-akhawunti yakho ngendlela eyodwa kuphela - kuzokufaka imali ku-ATM. Kusukela manje, ngaphezu kwalokho, ungaqhubeka kanje:

• Nikeza imininingwane kumqashi noma umlingani webhizinisi ukuze ahumushe lapha imali eyithole;
• Dlulisa imali kwenye i-akhawunti noma ikhadi lebhange, kufaka esinye isikhungo sezezimali;
• Ukufaka imali eminyangweni yezimali yasebhange;
• Thatha imali emakhokheni abo e-Yandex.Money, Webmoney, Kivi nabanye.

Esigabeni sokugcina, ngendlela, udinga incazelo ehlukile yokudlulisela imali ekhadini. Iqiniso liwukuthi ngayinye yalezi zinhlelo iye yasungula indlela yayo yokuvikela amakhasimende. Ngenxa yalokho, uhlu lwamadokhumenti okuqinisekisa ukuthi ngubani owamamukelayo lungaba yinto yokuqala. Kunezikhathi lapho udinga ukuhambisa izithombe zombala zekhadi lakho namakhasi amaningana ephasiwedi yakho.

Njengomthetho, ukudluliswa kuhambisane nemali yekhomishini. Kuyaphawuleka ukuthi ngaphakathi kwebhange elilodwa kuncane futhi alikho ngaphezu kwe-1%, noma ngisho engekho ngokuphelele. Lapho usebenzisana nezikhungo zenkampani yangaphandle, kuzodingeka ukhokhe kusuka ku-2 kuya ku-4%.

Ekugcineni, ngemuva kokuqala ukuxazulula le nkinga, ukuthi ungathola kanjani imininingwane yekhadi lebhange, uyaqhubeka kakhulu: yonke inqubo iphela ngokudala insimbi yokukhokha egcwele.