Ibhalansi Bank

ebhange ibonisa ulwazi ezibalulekile kwezomnotho asenkulumweni inhlangano yasebhange kanye ngcono umsebenzi Bank Ukuphathwa. Ngosizo zikahulumeni ukulawula intuthuko kwimikhakha yemali ezweni lonke. Ukuphathwa ebhange, esikhundleni salokho, esekelwe ibhalansi ebhange Kuhlola kokuthola imiphumela yokugcina kanye nasekuphumeleleni imisebenzi eyenziwa, anikeze izinyathelo esilandelayo ukuthuthukiswa imisebenzi yasebhange.

Yenza yebhange-balance sheet ngesimo etafuleni isifinyezo usethe ngesisekelo amaqembu imisebenzi ngokuhambisana i izinkomba kwezomnotho eyohlobo agcwele nesimo akhawunti yasebhange ngosuku oluthile.

Ibhalansi ye ibhange commercial kuyinto balance sheet, okutshengisa isimo siqu, izimali zabo waboleka waboleka ebhange, ezibonisa indlela ezibekwe credit nezinye imisebenzi asebenzayo. In practice, lokhu umthombo wokwaziswa ukuqapha kumiswa imithombo yezimali kanye nokubekwa yabo, isimo credit, imali, isiphetho kanye nezinye imisebenzi yasebhange, kuhlanganise nokuhlinzwa nge izibambiso.

ebhange akhawunti ezilinganisweni ngesilwane esifuywayo sehlukaniswe-balance sheet kanye nokuvala-ibhalansi.

Eyokuqala yalezi yilezi:

• yokwenziwa - kuba izinsiza ebhange ukuze abolekise kanye nokuqaliswa nezinye zokukhokhelwa yasebhange, zingabantu obonakalisa izimali ebhange, izimali sabantu engokwemvelo amabhizinisi kanye nezinhlangano, isabelomali isimo izimali, imali, imali e izibalo, inzuzo yebhange, ama-akhawunti ekhokhwayo, nezinye izikweletu kanye nezimali ezibolekwe, kuhlanganise refinancing amanani okuyinto atholwa ezivela kwamanye amabhange amakhulu;
• asebenzayo - okhokhwayo kubo kubonisa ukuthi futhi ziyithinta ngaziphi izindlela ukusebenzisa lezi zinsiza, ugcine amarekhodi engukheshi amabhange, ukubolekisa eside futhi short-term, emalini kahulumeni izindleko, ama-akhawunti Iyatholakala, kanye namanye amanxusa asebenzayo.

Nakuba ishidi yokugcina, okungekho ibhalansi, ibonisa ukuhamba imibhalo nezinto eziyigugu, okuyinto ziza amabhange ngomyalo, isitoreji noma iqoqo, kuhlanganise izimpawu zombuso komsebenzi lokukhokha izinhlobo ukwabelana nokuziphendulela esiqinile, nabanye.

Izimali ebhange okuqoqwe degree of impahla ibe yimali esihlokweni amafa alandelayo:

• imali, izimpahla ku-akhawunti namanye amabhange, ukuthi, libonise "izinqolobane eyinhloko" of impahla ibe yimali;
• Ukutshala imali yephepha kwezohwebo, yesikhathi esifushane neyesikhathi eside izibambiso nezinye, ukuthi iyingxenye "izinqolobane yesibili" ngoba kungenziwa ngokushesha yaphenduka imali ngaphandle kwengozi yokulahlekelwa;
• ayeyiboleke ababoleka ngabanye, izinhlangano, amabhizinisi, nezinye amabhange; kusukela kukhona okungenzeka buyiselo ngasekupheleni, ibhalansi lezi zimpahla basonta ukutshalwa ongaphakeme uketshezi;
• utshalomali - ukutshala nezimpahla ezithathekayo kanye ingenakunyakaziswa ukudalwa ezenziwa, ezingaphansi, njll

izihloko Ngakho, ketshezi kwezomnotho zokukhokhelwa in yasebhange balance sheet ziqoqwa:

• ikhasimende ukuthengiselana, okufaka ukukhokha kwe-ekuheheni imithombo, futhi epha ukubolekisa;
• interbank ukuthengiselana, kuhlanganise term lamafisha; nezinye imisebenzi, kuhlanganise utshalomali e short-term izibambiso izothandwa nezinye izibambiso.

ibhalansi Bank has ifomu evunywe Bank of Russia, futhi isekelwe yile migomo elandelayo:

• Ukuqhubeka,
• ukusebenza kahle, bangasephula ibhalansi ukuvulwa,
• izidakamizwa phezu ifomu,
• akhawunti evulekile,
• ukungaguquguquki imithetho ezimali,
• ngokuqapha, wazindla ukheshi isisekelo engenayo kanye nezindleko,
• kuveza ehlukile ye ngokuqondene nezimpahla kanye nezikweletu.