Izinzuzo emindenini emikhulu eMoscow: ezingeni izinzuzo, ngeemali zezindlu, enkulisa ngaphandle queuing

Izinzuzo ezinkulu emindenini eMoscow ayatholakala nezingane ezintathu noma ngaphezulu ezincane. Ngesikhathi esifanayo inikeza ukusekela kokubili uhlobo futhi imali. Cabanga elilandelayo uhlu eyinhloko izinzuzo ngemindeni nezingane eziningi e Moscow, kanye imininingwane yokubhaliswa yabo.

isimo Izici

Umkhaya omkhulu yokuqaphela lapho ondlile abantwana ezintathu noma ngaphezulu. Ngesikhathi esifanayo kufanele ibe ngaphansi kweminyaka eyi-16. Uma ingane ifunda, umkhawulo yobudala - engu-18. Ukuze uthole isimo ngeke kunendaba isibalo abazali. Umkhaya omkhulu kungaba kokubili umama nobaba, futhi ukuba khona umuntu wabo. Aint kunakwe futhi nokuzwelana kwezingane nabazali. Ukwamukelwa izingane komunye noma kubo bobabili abazali babe namalungelo afanayo bomdabu kubo. Ekunqumeni isimo emkhayeni omkhulu nezingane kunakwe ikheli langempela lokuhlala. Ngokwesibonelo, abazali bevusa amabili eduna omunye abashadayo, ngaphezu, ingane emshadweni wangaphambilini, kodwa uyaphila umzali wazo. Kulokhu, umndeni ngeke izingane eziningi. Kulokhu, ngeke kube nankinga degree of ukusekela le ngane ephilayo ngokwehlukile. Isakhiwo yomkhaya omkhulu futhi akubandakanyi izingane emalini yesibonelelo sikahulumeni full, kanye izingane, abanabazali bancishwa amalungelo.

ukuthola izitifiketi

umndeni elikhulu ezocatshangelwa ngokushesha ngemva kokuzalwa komntwana wakhe wesithathu. Ngesikhathi esifanayo owedlule amabili kumelwe sibe siphila futhi azifinyelelanga yobudala. Emva ukubhalisa lokuzalwa kanye nokuhlinzeka amaphepha adingekayo ukuze i-Social Security Authority omunye wabazali uthola isitifiketi ehambisana. Nikeza kudingekile iphepha ezilandelayo:

1. passport Abazali '(noma omunye).
2. ONgcwele Isiqhingi phezu ukuzalwa kwengane (izingane).
3. Izithombe abazali.
4. Siza esikoleni.
5. Isiqhingi oNgcwele ngomshado / isehlukaniso.
6. Imibhalo ubuyise / ukwamukelwa.

Social Security Authority angacela olunye kanye namanye amaphepha emvume, uma kunesidingo. Ngokwesibonelo, sivamile kudingeka isitifiketi esiqinisekisa ukuthi konke izingane futhi uhlala nabazali babo. Uma umbhangqwana uhlukana, isitifiketi kuzokhishwa lowo okukuye izingane baphile. Kuqondane ukuthi abazali kungukuthi ohlukanisile, kodwa amakheli abo akufani. Kulokhu, udaba idokhumenti etholakalayo endaweni sokubhaliswa kwanoma yimuphi alo mbhangqwana oshadile.

Izinzuzo emindenini emikhulu e Moscow

Izinyathelo ababasekelayo awashintsheki ezingeni zomthetho. Ngokuhambisana izinkambiso, inikeza izinzuzo ezilandelayo emindenini emikhulu eMoscow:

1. Esikolweni -. 2 ukudla p / usuku.
2. Ukunikeza iqoqo izingubo usana esibhedlela.
3. Ezokuhamba zomphakathi, ngesitimela kanye. Okuhlukile amatekisi.
4. Ukuvakashela zemidlalo okuqondene uhlelo edolobheni.
5. Enkulisa ngaphandle queuing.
6. Ukukhishwa okunomsoco for izingane kuze iminyaka eyisikhombisa. Ukuze wenze lokhu, kumele ube isitifiketi yokwelashwa engafanele.
7. nemithi Mahhala. Imindeni izidakamizwa eziningi atholakale izingane.
8. Ukuvakashela izindawo zokugeza, amasayithi kwamasiko.

Ngaphezu kwalokho, abazali ungathola umhlaba mahhala. Imikhaya emikhulu zisesikhathini 15 esingamahektare. izenzo normative sihlinzekela ilungiselelo of imali engenanzalo ukuze imisebenzi yokulima. Izinhlelo yesibonelelo sikahulumeni afakiwe uxhaso izindlu. izenzo normative ukuhlinzekela izaphulelo kuma Umbuso izikweletu. Futhi inikeza usizo lwezimali ukuze ukuthengwa fuel for amalahle izindlu zangasese. Uhulumeni futhi inikeza ugqozi ukukhanda yomkhaya omkhulu eMoscow. Abazali nethuba ukhokhe imali ukuncipha umnikelo.

Intela imindeni emikhulu e Moscow

Into yokuqala ukuthi zonke izibonelelo kanye nemixhaso awekho ngaphansi kwentela yengeniso. Ukwaba umhlaba emindenini emikhulu, nohulumeni umisela ngesilinganiso ukuncipha intela. Uhlelo luhlinzeka isikhala yokupaka mahhala ngonyaka. Nokho, kubalulekile ukuba acabangele ehilelekile. Uma izimoto ezingaphezu kwesisodwa, kufanele ukukhetha indawo ezinye zazo izocutshungulwa khulula. abayizikwele asho okususiwe emthethweni Wokulawula siphinde sihlinzekele nezinhlelo ezihlanganisa ekukhokheni iqoqo ezokuthutha. Nokho, ilungiselelo izinzuzo emindenini emikhulu elivunyelwe oyedwa imoto eMoscow.

izinkokhelo zemali ephethwe ngesandla

Per ingane unikezwa isabelo nyangazonke. It inikezwa enyangeni yabelethwa ngalo. Kulokhu, abazali kudingeka ngendlela esifike ngesikhathi ukuhambisa izincwadi ezidingekayo. Lokhu kufanele kwenziwe zingakapheli izinyanga eziyisithupha kusukela ngosuku lokuzalwa kwengane. Izinzuzo emindenini emikhulu e Moscow zihlanganisa lokhu okulandelayo isinxephezelo :

1. 522 p. - ebukhoneni 3 noma 4 izingane, 1044 p. - ngenombolo emikhulu. Lezi ibuyiselwe ingxenye izindleko izinkonzo.
2. 14500 ku p. - inkokhelo eyisamba sokubelethisa.

2.5 ayizinkulungwane. P. - isibonelelo sanyanga zonke abondliwa kusuka 1.5 kuya ku-3 iminyaka. Senior esimisiwe yokukhokha ezincane. Ikakhulukazi, abancane kuze 18 amalitha. ekhishwe ayizinkulungwane 1.5. p. Izinkokhelo ezenziwe ngaphansi kombandela owodwa. Ukuze ukulungiselela yabo, imali yabazali ngendlela aggregate ngeke sidlule izindleko zokuphila.

1. 675 p. - inkokhelo yanyanga zonke, kulinganiswe izindleko anda imikhiqizo. Le mali iyatholakala ingane ngayinye kuze kuphele iminyaka emithathu.
2. 600 p. - isinxephezelo nyangazonke lokukhulisa izindleko abahlala khona 3-4 izingane, uma ngaphezulu ikhokhelwa at 700 k. Lezi zimali ayatholakala ezinganeni ezineminyaka engaphansi kwengu-16, uma abaqeqeshiwe semfundo - ukuze iminyaka eyishumi nesishiyagalombili. Akunandaba ubukhulu engenayo sesisonke we abazali.
3. 230 p. - isinxephezelo ukusetshenziswa efonini.
4. 5 izinkulungwane. P. - yinhlama Lonyaka isamba ukuthengwa amafomu sokutadisha.
5. 900 p. - abazali abenza ekukhuliseni izingane ezinhlanu noma ezincane kakhulu, noma 10, lowo okungenani oyedwa kungazange kufinyelele 18 amalitha. Lezi zimali zibekelwe ukuthenga imikhiqizo zezingane.
6. 750 p. - inkokhelo enikeziwe ngengane ngayinye, uma-10 noma ngaphezulu. Izimali anikezwa izingane ezingaphansi kweminyaka 16, futhi uma befunda - iminyaka engu-23.

Ngaphezu kwalokho, kufanele kuphawulwe ukuthi ngabazali abanomthwalo izingane ezingaphezu kwezinhlanu abakhokhelwayo wamnqumela 10 t. P. Lezi imindeni futhi inkokhelo eyisamba unyaka ngamunye ngamaholide esemthethweni (Usuku Ulwazi, isibonelo). Kufanele kuqashelwe ukuthi le Order Uhulumeni yasungulwa "Inkazimulo sabazali". Isandla sakhe lapho kuzalwa umntwana lwesikhombisa. Ukuze-ke ngaphezu kwalokho ikhokhelwe ayizinkulungwane 100. P.

tesakhiwo

Kutsi basebentise lilungelo labo lokuthola izinzuzo, abazali kufanele uthintane nehhovisi lesifunda zokuvikeleka komphakathi ngesikhathi sokubhalisa. Iphakheji kwemibhalo kuzoncika uhlobo oluthile ukwesekwa. uhlu Standard kwamatayitela kuhlanganisa:

1. Isiqhingi oNgcwele lokuzalwa izingane.
2. passport abazali.
3. Siza esikoleni.
4. Imibhalo engase ngiwutholile, ubufakazi imali yabazali.
5. Siza kusuka Employment Centre esiqinisa ukuthi omunye ayisebenzi futhi agqoke irekhodi.
6. Idokodo eshoyo ukuthi ingane ibhaliswe, zikanye nabazali bazo.

Ukuze ukubhaliswa kokuvusayo udinga ukubhala isicelo. Ukunikeza ukwesekwa ezihlobene inkokhelo Umbuso izikweletu, ngokusebenzisa HOA noma Ric. Ingane zizonikezwa ukudla mahhala futhi izincwadi, kumele afake isicelo sakhe sokuqondisa isikhungo sakho semfundo.

Ukuthengwa kwezindlu

Imindeni nezingane eziningi abanezingane ezinhlanu noma ngaphezulu, kwadingeka isikhathi angene emgqeni ukuze 01.03.2005, zizonikezwa izindlu ngokulandelana ezifanele. Labo bazali abangafuni ukulinda, iziphathimandla zedolobha ukunikeza ithuba ukwenza ngcono izimo zabo. Ikakhulukazi, uhulumeni:

1. Imixhaso Yezindlu. Zitholakala ukuthenga izindlu noma indlu. Izimali anikezwa uma kunesidingo ukuze hhayi ngaphansi kuka 18 square metres per ilungu lomndeni. m. Ilungelo nokuwakhiqiza ingakwazi labo afakiwe ulayini kuze 01.03.2005, futhi labo abasebenzisa kamuva. Umxhaso sivunyiwe e inani 100 phesenti.
2. Ukuthengwa kwezindlu izitolimende.
3. mortgage Komphakathi.

Eyesibili inketho (isitolimende) manje kubhekwe kakhulu. zako zimi kanje:

1. ukubaluleka into ngezansi intengo emakethe e izikhathi ezimbalwa.
2. umkhaya omkhulu uthola izitolimende-10% ngonyaka.
3. Inkokhelo yokuqala kuyoba 10% yazo zonke lezi zindleko uma umndeni nezingane ezintathu noma ngaphezulu.
4. Yenani lokukhulula emalini 30 square metres. m.
5. Lapho ingane ngayinye okwalandela ukwesulwa ukubaluleka 18 sq. m.

Kepha mortgage kwezenhlalo, inkokhelo yokuqala kuyoba 30% intengo into. Inani elisele inikezwa yi 11.7%. Njengasendabeni yabase langaphambilini, inani lokukhulula zisuswa emalini ukubaluleka 30 sq. m khona izingane ezintathu noma ngaphezulu. Eminye imikhaya nezingane abaningi baphoqeleka ukuba ukuqasha ifulethi, abalindi kuze kube yilapho sekuyithuba yabo. Uhulumeni wedolobha inikeza isinxephezelo afika ku-50% isilinganiso senani emakethe ngokuqasha emagcekeni. Ukuze uthole it, kumele uye maphakathi nedolobha izindlu eziqashisayo.

Ukusekela abazali abakhulisa izingane 5 noma ngaphezulu

Isikhathi esining impela, le mikhaya nobunzima ekutholeni edingekayo endaweni izindlu. Lokhu kungenxa yokuthi ezindlini ejwayelekile amafulethi nge elanele square metres akukwazi. Kulabo balinde isikhathi sabo ukuthola izindlu, ihlinzeka ukuthi kungenzeka ukusetshenziswa oludlulele kwezindlu kuze kube ngomzuzu lapho umndeni asiyeki kube ezinkulu. Ngemva ukulahlekelwa ukuthi isimo izinyanga ezintathu kuzodingeka ukuba bathuthele kwelinye yokuhlala.

Kuthiwani uma kwakungenakwenzeka ukuthola indawo?

Kuqondane ukuthi Umndeni wathola isimo elikhulu, kodwa uthole ohlwini elinde izindlu bahluleka. Kulokhu, ungathola flat ngaphansi sotsnayma inkontileka kusukela Isikhwama zesifunda noma kamasipala. I-LCD ayihlinzekeli yesigaba imindeni emikhulu, polzuyuschueysya amalungelo ngaphambi. Lokhu kusho ukuthi i-efulethini ngaphansi inkontileka sotsnayma kufanele angene emgqeni. Kulokhu, umndeni kumele babe isimo abampofu. Enye - ukubamba iqhaza ohlelweni isitoreji ngokuvumelana izinhlelo ezihlukahlukene.

mortgage

Njengomthetho, amabhange ukunikeza ukubolekisa emindenini emikhulu ngesithakazelo ongaphakeme. Ngaphezu kwalokho, inikeza isinxephezelo olungaphelele izindleko izimali zomphakathi. Kufanele ukuthi mortgage oyithandayo has eziningi eziwusizo. I ngekhredithi ungathola ebolekiswe ku-6.15%, uma indlu ithengwa sakhiwo esisha. Izinto wemakethe yesibili ingcebo zingathengwa ngesikweletu ngesilinganiso 11%. Nokuthathelwa anikezwe isikhathi-30 amalitha. Ezimweni eziningi, udinga ukwenza inkokhelo yokuqala. Kungaba ayi-10-30% imali ingqikithi. Kwezinye izikhungo zezimali loans ahlinzekwa ngaphandle nesabelo. Lapho ukuthola a mortgage, kanye sokukhokhwa kwesikweletu umndeni angasebenzisa inhlokodolobha umzali. Ingasetshenziselwa njengoba inkokhelo yokuqala. Uma umndeni has enye ingane, isimo inikeza esinye mxhaso. Bekanye matkapitalom ingasetshenziswa ukuze ukubuyiswa kwemali esinqunyiwe.

amadokhumenti

Ukuze uthole loan udinga ukunikeza umkhaya omkhulu:

1. Isitatimende. It is ekhishwe ebhange.
2. Ikhophi iphasiphothi (wonke amashidi).
3. Isitifiketi esiqinisekisa imali eyiphinda abashadayo.
4. Lowo Mbhalo wangonyaka we ukubunjwa umndeni.
5. Paper into kuluthola. Lezi zihlanganisa ngemibhalo yomsebenzi, yokuthengisa inkontileka.
6. Ikhophi ye umsebenzi.
7. Imibhalo ku isibambiso.

A sesikweletu angacela namanye amaphepha. Lapho kubalwa inani ukuthi ingakhishwa yibhange ngeke icabange engenayo sezikhalazo abashadayo, futhi ngezinye izikhathi abazali babo. Uma umndeni kuyinto abasha (umyeni ubudala noma unkosikazi ayisekho engu-36 ubudala) kungenzeka ukuthi uncamela ezengeziwe ezivela isikhungo credit sivunyiwe. Ngokwesibonelo, kunikeza zokuba kuhlehliswe icala lokukhokhela yesikweletu kuya Savings Bank ne ukubonakala enye ingane. Lonke inani co-ababoleka kungenzeka kufike ku-6 abantu. Ngokuhambisana federal hlelo "okungabizi Ezezindlu" Imikhaya enezingane ungathola loan ku kwezimo ezimvunayo, uma ngaso sonke, bama beqinile 01.03.2005 Kufanele ukuthi nje encishisiwe senzalo kuhlinzekelwe kwezinye ngamabhange. Lokhu kusho ukuthi ancike izibonelelo noma eminye imivuzo ukuze kulezi zinhlangano, umndeni awukwazi. Ukusekela inikezwa ngokukhethekile izinhlelo zikahulumeni.